Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HSBC MMT Signature Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HSBC MMT Signature Credit Card

    MakeMyTrip and HSBC have launched their co-branded credit card HSBC MMT Signature card for customers who wish to benefit from their travel, lifestyle and holiday spends and avail attractive privileges, gifts and vouchers on the same. The HSBC MakeMyTrip credit card is issued by The Hong Kong and Shanghai Banking Corporation Limited, India (HSBC) so that customers can avail exclusive benefits and privileges, especially while using services offered by Indian online travel company called MakeMyTrip.

    Benefits of HSBC MMT Signature card:

    Rewards Program:

    • For every Rs. 100 spent on MakeMyTrip earn 10 points
    • For every Rs. 100 spent on outlets other than MakeMyTrip, earn 4 points
    • If you spend more than Rs. 50,000 on MakeMyTrip in a year, you can earn turbo reward points, i.e., for every Rs. 100 spent you can earn 15 reward points.

    Fuel Surcharge Waiver:

    When you purchase fuel worth Rs. 400 to Rs. 4000 using your HSBC MMT Signature card, you can avail a fuel surcharge waiver. This is applicable across all fuel stations in India.

    Lost Credit Card Liability:

    In case of theft, loss or misuse of your HSBC MMT Signature credit card, all you have to do is report the loss to HSBC in order to ensure that you will not be liable for any unauthorized transactions made on your card. An amount of up to Rs. 3, 00,000 is covered by the bank.

    Free Credit Period:

    Enjoy up to 52 days of interest free credit period when you fully repay the outstanding balance on your credit card, by the due date.

    Visa Global Customer Assistance Services:

    Cardholders who are overseas need not worry during emergencies since HSBC offers Visa Global Customer Assistance services that covers legal, medical and other needs.

    Features of HSBC MMT Signature Card:

    Loan on Phone Facility:

    The loan on Phone facility offered on this card enables a cardholder to purchase any item of his/her choice and convert the payments into monthly installments by using HSBC Phone banking. A purchase can be converted into a loan by placing a calling via HSBC Phone banking, within 15 days of the purchase, and placing a request for the conversion.

    Perpetual Balance Transfer:

    Transfer any outstanding credit card dues on other bank credit cards, which is not below Rs. 3000, to your HSBC MMT Signature credit card. The interest on transferred balance ranges from 1% to 1.2% per month. A minimum payment of 5% of the outstanding amount can be made to this perpetual balance transfer, or a minimum of Rs. 100, whichever is the highest.

    Balance Transfer on EMI:

    The Balance transfer on EMI feature available on this credit card enables you to make a balance transfer of outstanding dues to your HSBC MMT Signature Credit Card and to repay the amount in easily payable monthly installments at an attractively low interest rate. The repayment tenure options available to a cardholder to choose from are: 6, 12, 18 and 24 months.

    Interest rate for each tenures are:

    • For 6 months to 12 months tenure - 12.5% per month
    • For 18 to 24 months tenure: 1.50% per month.

    The processing fee levied on this is 1.5% of the balance transfer that has been converted to EMI.

    Cash on EMI facility:

    The cardholder can avail the cash on EMI facility on this credit card to avail cash advance on his/her credit card. This can be repaid in easily payable monthly installments.

    Balance Conversion:

    The HSBC MMT Signature credit cardholder can convert his outstanding amount due in a month to EMIs. An interest rate of 15% per annum is applicable on this conversion and a processing fee of 2% is charged on it.

    Instant EMI:

    Convert your purchases made using the HSBC MMT Signature Credit Card to EMI that can be repaid in 3, 6, 9 or 12 months, as per the customer’s choice. Through this transaction you can also earn reward points that can be accumulated to redeem exclusive rewards.

    Extended Credit Facility:

    On all your purchases you have an extended credit facility wherein you only have to pay the minimum amount due in a month. The remaining amount will be carried on to the next month and the full amount can be repaid later on. This gives you enhanced flexibility in terms of repayment.

    International ATM access:

    You can withdraw cash across several ATMS worldwide using your HSBC MMT Signature credit card.

    Other features:

    Phone Banking Facility, Net Banking Facility and Mobile Banking are also enabled.

    Fees and Charges:

    Joining Fee

    Nil

    Annual Fee

    Rs. 3, 499

    Add-on Card fee

    Nil

    Interest free credit period

    Maximum of 52 days

    Cheque bounce charges

    Rs.350

    Cash withdrawal transaction fee at overseas ATMs

    Rs. 100

    Cash advance transaction fee

    2.5% of the cash advance amount or Rs. 300, whichever is the highest

    Over limit fee

    Rs. 500 per month

    Late payment fee

    50% of the minimum amount due or a minimum amount of Rs. 400. The maximum amount charged is Rs. 750 per month.

    Card replacement

    Rs. 100 per instance

    HSBC MMT Signature Credit Card FAQs:

    1. Can I apply for an add-on card on my HSBC MMT Signature card?

      Yes, you can avail an additional credit card and share your credit limit with your spouse, parents, children and siblings above age of 18.

    2. What is the limit on international transactions?

      The credit limit on transactions made overseas is USD 15,000.

    3. How can I settle my monthly credit dues on the card?

      The payment options available for repayment of your monthly credit outstanding are: Standing Instructions, ECS, Internet Banking, Electronic Fund Transfer, Visa BillDesk, Visa Money Transfer, Mail Cheque or Draft, Phone Banking, HSBC Mobile Banking, Over the counter payment, etc.

    4. What is the loan on phone feature available on the HSBC MMT Signature card?

      The loan on phone facility available on the HSBC MMT Signature credit card offers the cardholder the option of converting purchase amount to easily payable installments by contacting HSBC via phone banking within 15 days of the purchase.

    5. What are the conditions applicable for balance conversion?

      Balance Conversion can be made only on retail purchases made using the HSBC MMT Signature card, which are either billed on unbilled by request. Balance conversion can only be made on the outstanding dues as projected on the date of request and not on balance which has already been paid for / credit has been received. The balance conversion is also not applicable on any further purchases made on the card once the request has been placed.

    Other Top Credit Card by HSBC Bank

    HSBC MMT Signature Credit Card Reviews

    • HSBC Bank Credit Card
      "Features are good"
      0.5 5.0/5 "Blown Away!"
      I bank with HSBC for the credit card and I am pretty happy about the process and services. I have a credit limit of four lakhs. I started off with one lakh and depending on my transactions, they been enhancing the limit. It is a free card. If I earn 12K point on my card, I get Rs.5000 worth croma voucher which I can use at any croma store to buy any electronic item.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2019
    • HSBC Bank Credit Card
      "Good card for the usage"
      0.5 4.0/5 "Great!"
      I don't use my Hsbc credit card much, they give some offers on the shoppings. The bank offered me best limits its satisfactory, I got my card on time without any delay. The features are really excellent like cash withdrawal, balance transfer, emi.conversion.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am satisfied with the credit limit. I have a HSBC Visa Platinum card and completed one year. It is a life time free credit card. Their app is user friendly and easy to make the payment. I did not contact the customer service yet and have no issues.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2019
    • HSBC Bank Credit Card
      "Good. Can do better"
      0.5 3.5/5 "Pretty good"
      I am not sure if HSBC has offered me a life time free card or not as I am yet to receive my statement. After receiving the card, I did not get the pin and I had to send the message for it. Initially there was a typo in the mobile number and the message option did not work. I got the pin only after after 25 days. The credit limit is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application was taken with HSBC BANK . They offered me with HSBC BANK credit card . I am holding this card for past 1 year . It was a good experience with HSBC BANK .The customer support and response is good. They were on time to contact me and the card was processed on time too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Satisfactory credit card Cutomer service "
      0.5 5.0/5 "Blown Away!"
      An Immediate response after applying in on-line portal for HSBC credit card . within 3 -4 days of time , HSBC dispatched my credit card . A very good credit limit with life time free card . HSBC keeps me updated with the on-line offers by sending regular notification .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HSBC Bank Credit Card .The Credit limit is good as well .I got the credit limit is upto 75000.There was cashback offers and reward points as well.The agent clearly explained the process of the credit card .The Overall Service is good .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken the credit card with the HSBC BANK the documentation process was simple and i got the card within 15 days. The credit limit with this card was good and satisfactory also the card is life time free credit card. I am not aware of the offers with this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Smart card"
      0.5 3.0/5 "Satisfactory"
      I have taken a Hsbc Visa Platinum credit card this is a life time free credit card.Credit limit is not sufficient they given a limit of Rs. 300000 needs more limit. Customer service and responsiveness is okay. Documentation is fine executive come and collected my documents he helped me a lot about the card benefits.I am getting some special offers like buy one get one movie ticket free.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Best life time free card"
      0.5 4.0/5 "Great!"
      I have taken a Hsbc Visa Platinum credit card this is a life time free credit card no annual charges no joining fees for this card.I am getting some special offers like buy one get one movie ticket from Book my show.Credit limit is really good and fine. Documentation process they provided door step service for the documentation collection.I received the card within 15 days.Customer service is excellent..
      Was this review helpful? 0
      , pune
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      HSBC has done good in the process for the credit card. The customer support is good and I received the card on time. It is a life time free card. The credit limit is the best among the other cards. I am okay with the offers like the reward points and discounts.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken the credit card with the HSBC BANK the credit card has the good offers like rewards points also the cash backs with this card. The documentation process was simple and it took 2 weeks to get the credit card. It is user friendly to access.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 20, 2019
    • HSBC Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      My application has been approved with HSBC BANK . The services is good , i receive my card on time . Rate of interest is very nominal with this card . There is annul fee at the time of getting the card , it is not life time free credit card . Offers were attractive with this card .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My experience is not good with HSBC bank credit card . After approval withing fifteen days taken time still now I didnâ??t use this card because my pin is not generate if call bank then no proper response . This is life time free card and limit is 250Lack but I am not satisfied with this bank .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "Avearge "
      0.5 3.5/5 "Pretty good"
      I am having a HSBC BANK credit card from last 8month , there was no annual fee charged for this credit card. Reward points are very good in this credit card and the conversion value is also good. I am not happy with the credit limit in this credit card. Offers are not that much with this card .
      Was this review helpful? 0
      , noida
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I hold HSBC BANK Credit card . I have not activated the card till date then too they have issue the statement. I have not use the card till now . There is no annul fee at the time of getting the card . I am happy with the services and customer support and response is good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "Good card "
      0.5 4.0/5 "Great!"
      I am happy with the services of HSBC BANK . The services is good with this card there was no delay in getting the card but i am not getting the messages of offers i just use to get mails i need offers sms also . I ma holding this card for past 4 month . There is no annul fee with this card .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold HSBC BANK credit card . I am happy with the services of this card , i am using this card for past few month and i do not have any complains till date . The offers are very attractive with this card such as shopping offers , reward points . They offered good credit limit here .
      Was this review helpful? 0
      , pune
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "BETTER"
      0.5 4.0/5 "Great!"
      I have taken the HSBC VISA PLATINUM CARD the documentation process was simple and also i got the card within 12days. It is the life time free card added on that the credit limit is satisfactory with this credit card. I am not aware of the offers but it is good to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • HSBC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason to choose this card . The card is life time free and cash back offer available , i don;t have to pay annual fee per annual .I am happy with the services . The process of getting the card was too easy and i receive my card on time My credit card was taken with HSBC BANK
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.