Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HSBC MMT Signature Credit Card

    MakeMyTrip and HSBC have launched their co-branded credit card HSBC MMT Signature card for customers who wish to benefit from their travel, lifestyle and holiday spends and avail attractive privileges, gifts and vouchers on the same. The HSBC MakeMyTrip credit card is issued by The Hong Kong and Shanghai Banking Corporation Limited, India (HSBC) so that customers can avail exclusive benefits and privileges, especially while using services offered by Indian online travel company called MakeMyTrip.

    Benefits of HSBC MMT Signature card:

    Rewards Program:

    • For every Rs. 100 spent on MakeMyTrip earn 10 points
    • For every Rs. 100 spent on outlets other than MakeMyTrip, earn 4 points
    • If you spend more than Rs. 50,000 on MakeMyTrip in a year, you can earn turbo reward points, i.e., for every Rs. 100 spent you can earn 15 reward points.

    Fuel Surcharge Waiver:

    When you purchase fuel worth Rs. 400 to Rs. 4000 using your HSBC MMT Signature card, you can avail a fuel surcharge waiver. This is applicable across all fuel stations in India.

    Lost Credit Card Liability:

    In case of theft, loss or misuse of your HSBC MMT Signature credit card, all you have to do is report the loss to HSBC in order to ensure that you will not be liable for any unauthorized transactions made on your card. An amount of up to Rs. 3, 00,000 is covered by the bank.

    Free Credit Period:

    Enjoy up to 52 days of interest free credit period when you fully repay the outstanding balance on your credit card, by the due date.

    Visa Global Customer Assistance Services:

    Cardholders who are overseas need not worry during emergencies since HSBC offers Visa Global Customer Assistance services that covers legal, medical and other needs.

    Features of HSBC MMT Signature Card:

    Loan on Phone Facility:

    The loan on Phone facility offered on this card enables a cardholder to purchase any item of his/her choice and convert the payments into monthly installments by using HSBC Phone banking. A purchase can be converted into a loan by placing a calling via HSBC Phone banking, within 15 days of the purchase, and placing a request for the conversion.

    Perpetual Balance Transfer:

    Transfer any outstanding credit card dues on other bank credit cards, which is not below Rs. 3000, to your HSBC MMT Signature credit card. The interest on transferred balance ranges from 1% to 1.2% per month. A minimum payment of 5% of the outstanding amount can be made to this perpetual balance transfer, or a minimum of Rs. 100, whichever is the highest.

    Balance Transfer on EMI:

    The Balance transfer on EMI feature available on this credit card enables you to make a balance transfer of outstanding dues to your HSBC MMT Signature Credit Card and to repay the amount in easily payable monthly installments at an attractively low interest rate. The repayment tenure options available to a cardholder to choose from are: 6, 12, 18 and 24 months.

    Interest rate for each tenures are:

    • For 6 months to 12 months tenure - 12.5% per month
    • For 18 to 24 months tenure: 1.50% per month.

    The processing fee levied on this is 1.5% of the balance transfer that has been converted to EMI.

    Cash on EMI facility:

    The cardholder can avail the cash on EMI facility on this credit card to avail cash advance on his/her credit card. This can be repaid in easily payable monthly installments.

    Balance Conversion:

    The HSBC MMT Signature credit cardholder can convert his outstanding amount due in a month to EMIs. An interest rate of 15% per annum is applicable on this conversion and a processing fee of 2% is charged on it.

    Instant EMI:

    Convert your purchases made using the HSBC MMT Signature Credit Card to EMI that can be repaid in 3, 6, 9 or 12 months, as per the customer’s choice. Through this transaction you can also earn reward points that can be accumulated to redeem exclusive rewards.

    Extended Credit Facility:

    On all your purchases you have an extended credit facility wherein you only have to pay the minimum amount due in a month. The remaining amount will be carried on to the next month and the full amount can be repaid later on. This gives you enhanced flexibility in terms of repayment.

    International ATM access:

    You can withdraw cash across several ATMS worldwide using your HSBC MMT Signature credit card.

    Other features:

    Phone Banking Facility, Net Banking Facility and Mobile Banking are also enabled.

    Fees and Charges:

    Type of Charge Fee
    Joining Fee Nil
    Annual Fee Rs. 3, 499
    Add-on Card fee Nil
    Interest-free credit period Maximum of 52 days
    Cheque bounce charges Rs.350
    Cash withdrawal transaction fee at overseas ATMs Rs. 100
    Cash advance transaction fee 2.5% of the cash advance amount or Rs. 300, whichever is the highest
    Over limit fee Rs. 500 per month
    Late payment fee 50% of the minimum amount due or a minimum amount of Rs. 400. The maximum amount charged is Rs. 750 per month.
    Card replacement Rs. 100 per instance

    HSBC MMT Signature Credit Card FAQs:

    1. Can I apply for an add-on card on my HSBC MMT Signature card?

      Yes, you can avail an additional credit card and share your credit limit with your spouse, parents, children and siblings above age of 18.

    2. What is the limit on international transactions?

      The credit limit on transactions made overseas is USD 15,000.

    3. How can I settle my monthly credit dues on the card?

      The payment options available for repayment of your monthly credit outstanding are: Standing Instructions, ECS, Internet Banking, Electronic Fund Transfer, Visa BillDesk, Visa Money Transfer, Mail Cheque or Draft, Phone Banking, HSBC Mobile Banking, Over the counter payment, etc.

    4. What is the loan on phone feature available on the HSBC MMT Signature card?

      The loan on phone facility available on the HSBC MMT Signature credit card offers the cardholder the option of converting purchase amount to easily payable installments by contacting HSBC via phone banking within 15 days of the purchase.

    5. What are the conditions applicable for balance conversion?

      Balance Conversion can be made only on retail purchases made using the HSBC MMT Signature card, which are either billed on unbilled by request. Balance conversion can only be made on the outstanding dues as projected on the date of request and not on balance which has already been paid for / credit has been received. The balance conversion is also not applicable on any further purchases made on the card once the request has been placed.

      

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    HSBC MMT Signature Credit Card Reviews

    • HSBC Bank Credit Card
      "Without intimation, they blocked this card"
      0.5 4.0/5 "Great!"
      I have applied HSBC Visa platinum credit card through online. Since this is a life time free so i applied this card. I used this card till 6 months and i use to do on time payment and it card has been closed by bank side. I called them, they said i am not eligible for my profile so this card permanently blocked .
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 19, 2020
    • HSBC Bank
      HSBC Bank Credit Card
      "Good card "
      0.5 5.0/5 "Blown Away!"
      I have started using HSBC credit card mostly i am using it for shopping. I do got reward points for the 1st month but i have not gone through that, i am happy with the credit limit. This is a free card, mostly i preferred zero annual charges card so i opted this and i am getting 1+1 movie ticket offer.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2020
    • HSBC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have applied HSBC Bank credit card through online and i am holding this card more than 6 months. Basically its a free card and i am happy with the limit. The reward points are there but i dint check all those things, Also I get 10% discount in groceries buy 1+1 movie ticket free so this card has much benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2020
    • HSBC Bank Credit Card
      "Need to response the customer "
      0.5 1.0/5 "Really Bad"
      I haven't received the call from HSBC bank once I applied for the credit card application. There is no update as well. I chosen this card since there was good cash back of 1.5% offers and a life time free card. But from bank end not shared the reason for closed which I would suggest them to provide a proper update.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 17, 2020
    • HSBC Bank Credit Card
      "Okay"
      0.5 3.5/5 "Pretty good"
      From HSBC Bank, customer service is not up to the mark its a average service. This bank provides a life time free card and i applied this card through online and the limit is okay. I am using this card for all purpose, need to improve in customer service.
      Was this review helpful? 1
      , thane
      Reviewed on Mar 16, 2020
    • HSBC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using HSBC bank credit card for the past 2months. There are good reward points as well as cash back offers. I can convert my payments into EMI but the rate of interest and the processing fee was high .This card was delivered on time and the credit limit was good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 15, 2020
    • HSBC Bank Credit Card
      "Secure card"
      0.5 4.0/5 "Great!"
      About 5 years, i am using my credit card from HSBC and its because of the brand value, i have taken this card. Based on eligibility only they have given the credit limit and they do a regular follow up with the customer to increase the limit. Interest rates are too high. I'm getting emails regarding the offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 10, 2020
    • HSBC Bank Credit Card
      "Need to improve their service"
      0.5 1.0/5 "Really Bad"
      I got a credit card offer from HSBC which was applied through online. I got a call on time and the process was done but still I didn't receive the card yet. Later, I received the call from Blue dart courier service and told them to come but nobody turned up and no updates as well. It was a life time free card.
      Was this review helpful? 1
      , pune
      Reviewed on Mar 10, 2020
    • HSBC Bank Credit Card
      "Beneficial card for all the users"
      0.5 5.0/5 "Blown Away!"
      HSBC bank credit card gives me many offers like cashback and reward points hence i have selected this bank. No joining fee and annual fee charged from my end. I have got a credit limit of Rs. 1.40 lakhs. I have received the card very early and i have applied 2 add on card also. Till now i have not get the statement however i have paid the bill by using my purchase message.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 08, 2020
    • HSBC Bank Credit Card
      "Need to be process at earlier"
      0.5 3.0/5 "Satisfactory"
      I think HSBC has provided a life time free card. They called on time and the credit limit is 55K. I received the card within one month but to get the kit was delay. EMI conversion is avail but not required, I use this card for fee amount to pay, groceries, purchasing an electronic items.
      Was this review helpful? 1
      , pune
      Reviewed on Mar 06, 2020
    • HSBC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied HSBC Bank credit card through online. I have not availed this credit card since no payslip with me. I have not given any of my documents for this card. The agent has shared all the relevant details about the card process .The service was very average according to me .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 05, 2020
    • HSBC Bank Credit Card
      "Need to be complete the process on time "
      0.5 1.0/5 "Really Bad"
      I got a call on delayed basis from HSBC when approached for credit card, it took around 5 days. The process was lengthy, at initial told no need to provide any documents but later they were asking lots of documents even though fpr a card to card basis. They haven't disclose the credit limit. it is annual fee chargeable of 1,000 rupees. Since the process was long closed the card application from my end.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 02, 2020
    • HSBC Bank Credit Card
      "Average service "
      0.5 3.5/5 "Pretty good"
      From HSBC Bank, i have applied a credit card through online channel. Then received a verification call at that time, i was out of country so i am unable to provide the documents, it got closed by bank end. I need this card and will apply for it later.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 02, 2020
    • HSBC Bank Credit Card
      "Lots of bank is giving credit card by excepting my proof"
      0.5 4.0/5 "Great!"
      I got the credit card offer from HSBC Bank then application got closed by bank end due to rental agreement, since i am staying in Paying Guest which am unable to provide. Otherwise they are asking permanent address proof and my native is in Kerala hence they are not willing to provide me a card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 02, 2020
    • HSBC Bank Credit Card
      "Banking service should be more customer friendly"
      0.5 3.0/5 "Satisfactory"
      When i spoke to the phone banking officer from HSBC he was asking me a private documents which I'm not interested to provide. Those are extra documents which is not need to get the credit card finally they said it cannot be proceed further without those documents after that i have received the message stating that application got rejected.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 02, 2020
    • HSBC Bank Credit Card
      "Need to improve customer service"
      0.5 2.0/5 "Expected more"
      HSBC has offered an annual fee chargeable of 750 rupees. I got a call on time and but didn't get suitable communication from banker, they told executive will come and collect the docs after no one as turned up. The credit limit is eligible up to 1.5L. Generally I don't have this card so chosen it. But only the drawback was the customer service is no prompt response.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 01, 2020
    • HSBC Bank Credit Card
      "Need to provide the right information."
      0.5 2.0/5 "Expected more"
      The benefits on cashbacks and reward point is the main reason for choosing the credit card from HSBC. I was getting mainly online shopping offers like 5% in various website and restaurants. I am getting free lounge access in Airport. They were asking me to provide the voter id for the verification which is not available hence i haven't given after that they haven't contacted me. I was not happy about the process. Executive behavior was not polite when they came for document collection.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 01, 2020
    • HSBC Bank Credit Card
      "They should improve the approval process"
      0.5 1.0/5 "Really Bad"
      There is no any such kind of reason for applying the HSBC credit card. Features are beneficial to the customer. There is no annual fee for this card and they are providing free airport lounge access facility, flexible payment options. I don't receive any call from HSBC but they have simply rejected my credit card application.
      Was this review helpful? 2
      , delhi
      Reviewed on Mar 01, 2020
    • HSBC Bank Credit Card
      "Need to be transparency for the status "
      0.5 5.0/5 "Blown Away!"
      HSBC has offered a good cash benefits and offers too so thats the reason chosen this card. It was a life time free card. I got a call from bank end on time, the credit limit details not aware. Banker has closed the card process and not shared the reason as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 01, 2020
    • HSBC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have applied HSBC Bank credit card which was selected through online channel. This application got closed by bank end because that contacted me, at that time i have not respond them properly, so it closed by bank end. I have not given any documents, and the service was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 01, 2020
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