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  • HSBC MMT Signature Credit Card
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    HSBC MMT Signature Credit Card

    MakeMyTrip and HSBC have launched their co-branded credit card HSBC MMT Signature card for customers who wish to benefit from their travel, lifestyle and holiday spends and avail attractive privileges, gifts and vouchers on the same. The HSBC MakeMyTrip credit card is issued by The Hong Kong and Shanghai Banking Corporation Limited, India (HSBC) so that customers can avail exclusive benefits and privileges, especially while using services offered by Indian online travel company called MakeMyTrip.

    Benefits of HSBC MMT Signature card:

    Rewards Program:

    • For every Rs. 100 spent on MakeMyTrip earn 10 points
    • For every Rs. 100 spent on outlets other than MakeMyTrip, earn 4 points
    • If you spend more than Rs. 50,000 on MakeMyTrip in a year, you can earn turbo reward points, i.e., for every Rs. 100 spent you can earn 15 reward points.

    Fuel Surcharge Waiver:

    When you purchase fuel worth Rs. 400 to Rs. 4000 using your HSBC MMT Signature card, you can avail a fuel surcharge waiver. This is applicable across all fuel stations in India.

    Lost Credit Card Liability:

    In case of theft, loss or misuse of your HSBC MMT Signature credit card, all you have to do is report the loss to HSBC in order to ensure that you will not be liable for any unauthorized transactions made on your card. An amount of up to Rs. 3, 00,000 is covered by the bank.

    Free Credit Period:

    Enjoy up to 52 days of interest free credit period when you fully repay the outstanding balance on your credit card, by the due date.

    Visa Global Customer Assistance Services:

    Cardholders who are overseas need not worry during emergencies since HSBC offers Visa Global Customer Assistance services that covers legal, medical and other needs.

    Features of HSBC MMT Signature Card:

    Loan on Phone Facility:

    The loan on Phone facility offered on this card enables a cardholder to purchase any item of his/her choice and convert the payments into monthly installments by using HSBC Phone banking. A purchase can be converted into a loan by placing a calling via HSBC Phone banking, within 15 days of the purchase, and placing a request for the conversion.

    Perpetual Balance Transfer:

    Transfer any outstanding credit card dues on other bank credit cards, which is not below Rs. 3000, to your HSBC MMT Signature credit card. The interest on transferred balance ranges from 1% to 1.2% per month. A minimum payment of 5% of the outstanding amount can be made to this perpetual balance transfer, or a minimum of Rs. 100, whichever is the highest.

    Balance Transfer on EMI:

    The Balance transfer on EMI feature available on this credit card enables you to make a balance transfer of outstanding dues to your HSBC MMT Signature Credit Card and to repay the amount in easily payable monthly installments at an attractively low interest rate. The repayment tenure options available to a cardholder to choose from are: 6, 12, 18 and 24 months.

    Interest rate for each tenures are:

    • For 6 months to 12 months tenure - 12.5% per month
    • For 18 to 24 months tenure: 1.50% per month.

    The processing fee levied on this is 1.5% of the balance transfer that has been converted to EMI.

    Cash on EMI facility:

    The cardholder can avail the cash on EMI facility on this credit card to avail cash advance on his/her credit card. This can be repaid in easily payable monthly installments.

    Balance Conversion:

    The HSBC MMT Signature credit cardholder can convert his outstanding amount due in a month to EMIs. An interest rate of 15% per annum is applicable on this conversion and a processing fee of 2% is charged on it.

    Instant EMI:

    Convert your purchases made using the HSBC MMT Signature Credit Card to EMI that can be repaid in 3, 6, 9 or 12 months, as per the customer’s choice. Through this transaction you can also earn reward points that can be accumulated to redeem exclusive rewards.

    Extended Credit Facility:

    On all your purchases you have an extended credit facility wherein you only have to pay the minimum amount due in a month. The remaining amount will be carried on to the next month and the full amount can be repaid later on. This gives you enhanced flexibility in terms of repayment.

    International ATM access:

    You can withdraw cash across several ATMS worldwide using your HSBC MMT Signature credit card.

    Other features:

    Phone Banking Facility, Net Banking Facility and Mobile Banking are also enabled.

    Fees and Charges:

    Joining Fee

    Nil

    Annual Fee

    Rs. 3, 499

    Add-on Card fee

    Nil

    Interest free credit period

    Maximum of 52 days

    Cheque bounce charges

    Rs.350

    Cash withdrawal transaction fee at overseas ATMs

    Rs. 100

    Cash advance transaction fee

    2.5% of the cash advance amount or Rs. 300, whichever is the highest

    Over limit fee

    Rs. 500 per month

    Late payment fee

    50% of the minimum amount due or a minimum amount of Rs. 400. The maximum amount charged is Rs. 750 per month.

    Card replacement

    Rs. 100 per instance

    HSBC MMT Signature Credit Card FAQs:

    1. Can I apply for an add-on card on my HSBC MMT Signature card?

      Yes, you can avail an additional credit card and share your credit limit with your spouse, parents, children and siblings above age of 18.

    2. What is the limit on international transactions?

      The credit limit on transactions made overseas is USD 15,000.

    3. How can I settle my monthly credit dues on the card?

      The payment options available for repayment of your monthly credit outstanding are: Standing Instructions, ECS, Internet Banking, Electronic Fund Transfer, Visa BillDesk, Visa Money Transfer, Mail Cheque or Draft, Phone Banking, HSBC Mobile Banking, Over the counter payment, etc.

    4. What is the loan on phone feature available on the HSBC MMT Signature card?

      The loan on phone facility available on the HSBC MMT Signature credit card offers the cardholder the option of converting purchase amount to easily payable installments by contacting HSBC via phone banking within 15 days of the purchase.

    5. What are the conditions applicable for balance conversion?

      Balance Conversion can be made only on retail purchases made using the HSBC MMT Signature card, which are either billed on unbilled by request. Balance conversion can only be made on the outstanding dues as projected on the date of request and not on balance which has already been paid for / credit has been received. The balance conversion is also not applicable on any further purchases made on the card once the request has been placed.

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    HSBC MMT Signature Credit Card Reviews

    • HSBC Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with HSBC and the customer services are good. They completed the process on time and there are no issues. I am glad about the credit limit and there are no charges for the card. The credit card has good offers and features too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      As promised by HSBC the document collection was done on time and the credit card was also dispatched as well. I had no issues and it was a smooth process. The credit limit and the offers are good. There are no charges taken for the card as well. Overall no issues.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      The whole experience is good at HSBC for the credit card. The customer care is good and the offers are satisfied too. The credit limit is also to my expectation. They were on time to contact me and inform me the details. There are no charges taken for the card. Overall good.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Best service"
      0.5 4.0/5 "Great!"
      i have Hsbc credit card through online channel and I got my credit card within 14 days from the date of applied and i am fine with zero annual charges and also they offered credit limit up to my satisfaction and my document submission process also went on well. Bank executives came to my office and collected all my document for my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Overall no issues"
      0.5 4.5/5 "Excellent!"
      HSBC has been good in the process and they were on time and there was no delay or any kind of issues. The credit limit and offers are good. It is a life time free credit card. There are cash back offers and there are rewards as well. In all there are no issues.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "No annual charge "
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HSBC with a limit of 2.7 lakhs. I am satisfied with my limit. I have not received any cash back or reward points with the card. There is no annual charge. i am not much using the card. The customer service and response is good.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HSBC for the credit card. It is a visa platinum card. The process was on time and there were no hassles. It is a life free card and it has a good limit. I have not checked about the offers yet. The card is accepted all over.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Good. Could have been quicker."
      0.5 4.0/5 "Great!"
      The process was good at HSBC for the credit card but it was a bit slow it took like 15 to 20 days and the updates are not much to know about the status. The deals and credit limit is good. I get a lot of offers from Clear trip and make my trip. The best is they just called once and they explained all the details clearly. It is a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Satisfied with services"
      0.5 4.0/5 "Great!"
      The process was easy at HSBC. I got the credit card in one week. I am happy with the credit limit and there are no charges on the card. There are cash back offers and rewards as well. There is also a emi facility and there are some charges for it. It was a convenient as they contacted me only once and after which I got a message that that card is approve and would be dispatched in two days. I did not have to follow up.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      It was a smooth process and on time with HSBC for the credit card. The documents was collected on time and they dispatched it as well. The limit is not good, I have used other cards which has a better limit. The bank was not clear about the charges. I used the card for 39K, I converted to EMI. The rate of interest is high and apart from the EMI processing charges there are handling charges of 300. It is a free card. If I want to change my ATM PIN number and there are no ATM in the city of Bangalore. I need to search for an ATM to change the PIN as there is no online facility. The online banking is also no up to the mark. The customer services is okay. To convert the transaction to EMI, I had to call the customer care. Calling them is charged.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • HSBC Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      HSBC is a life time free credit card, it has good credit limit as well. The documentation process went well and I got my credit card from the bank in an easy way. Offers are good, they are providing cash book bookmyshow with buy 1 and get 1 movie ticket.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Nice experiene"
      0.5 4.0/5 "Great!"
      I hold a visa platinum credit card with HSBC. The process was good and the document collection was also on time. It is also a life time free card. There is also a movie ticket at book my show. The customer services and response is good and there are no hassles.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I use the PLATINUM credit card with the HSBC bank for more than 15 years. I get benefits like rewards points, cash back offers and the other offers from this card. The benefits are limited with this card when compared with other bank credit cards, The credit limit value is high with this card and I am satisfied with it.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Good banking"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HSBC,the limit on the card is 75,000.They had processed the card within 15-20 days of time.I have no annual fees,documents were collected from door step service were given ,i use net banking to make payments,i have not yet started using the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      The main reason to choose HSBC, they don't have any annual charges and they are providing good offers in term of reward points on my spends. I hope HSBC credit card is good compared to other credit card, credit limit of the card is good and sufficient for me.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taekn a credit card with HSBC,the limit on the card is 93,000,i am happy with the limit the card has no annual fees to use,they have given Platinum a cerdit card,The net banking is very convenient to make payments.I have not come across any additional charges till date.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "One of the best"
      0.5 5.0/5 "Blown Away!"
      From the last ten years of time, I am using HSBC bank credit card, also the balance transfer, EMI conversion offers are available with the lesser rate of interest, while others really don't have it. Net banking services are good one with the HSBC bank credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the HSBC bank credit card and the credit card limit value is also fine one for me with them till now. Credit limit value is also better one for me with the HSBC bank credit card. I am really happy with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the HSBC bank credit card and the charges are on higher end for the EMI conversion. I would like to say that the response is good one with the HSBC bank credit card. Online banking services are good too with the HSBC bank credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • HSBC Bank Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Lots of offers are there in HSBC credit card and also they are providing cash back on shopping. Recently I availed discounts on movie tickets its good. I am very fine with HSBC credit limit,the card is good to accessible for transaction but I don't have much experience with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
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