The Cashback credit card by HSBC Bank is a one of a kind card which offers you with a wide range of benefits. The card comes with zero joining fees and unlimited cashback opportunities on all transactions made. This credit card is specially curated for the ones who wish to make the most of their credit card purchases and transactions.>
Welcome Benefits and Introductory Offers
The credit limit for the HSBC Cashback card is given at the discretion of the bank. HSBC Bank will be conducting thorough checks before assigning the card limit. Some of the factors which play a major role are the credit score of the primary cardholder, the credit report, and the repayment habits of any past or present debts.
|Type of Charge||Fees|
|Annual fee||Rs.750 (Waived if annual spends exceed Rs.1 lakh)|
|Free credit period||Up to 45 days|
|Finance charges||3.3% per month|
|Add-On card annual fee||Nil|
|Minimum payment due||5% of the total payment due subject to a minimum of Rs.100|
|Cheque dishonor charges||Rs.450|
|Duplicate statement fee||Rs.100|
|Cash advance limit||2.5% of the transaction amount subject to a minimum amount of Rs.300|
|Out of town cheque processing fee||Nil|
|Transaction fee for cash withdrawal||Rs.100 at international ATMs|
|Over limit fee||Rs.500 per month|
|Late payment fee||50% of the minimum payment due subject to a minimum of Rs.400 and maximum of Rs.750 per month.|
|Sales slip retrieval fee||Rs.225 per month|
The bank will ask you to fill a form with a few primary details, when you click on the ‘Apply Now’ option on the website. Once filled, the bank will check if you are eligible for a credit card and will get in contact with you.
The ideal eligibility criteria for the credit card is:
You will need to submit several documents during the application procedure. Here are some of the documents which are required:Proof of Identity
The above-mentioned list of documents is indicative. The bank may ask you to submit any other document during the application procedure or after depending on the requirement.
You may apply for an HSBC credit card online by going to the website of the bank and selecting 'Apply now'.
Once applied for, the bank will be sending alerts on the status of your application to the mobile number on your application form. You can also check the status of your application by calling Phone Banking.
Once the application is received by the bank along with other necessary documents, the application will be processed within 3 weeks. The credit card will be then sent within 7 working days, once the application has been approved.
The card you apply for will be valid internationally at no extra charge levied. The bank, however, will charge the applicable currency conversion rate at the country you make your transaction.
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