Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Credit Card Reviews

    • IndusInd Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am having Indus Ind credit card for the past 1 year. The benefits like rewards points cash back offers and online offers are available with this card. I am happy with the credit limit. The interest rate is nominal with this card. The best the thing is free movie ticket reward points, and the low interest rate on cash transactions. I am happy to use this card.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered bank and the offers are good. I earn reward points but I am unable to redeem the points. The credit limit is of 32k, but I am needing a better limit on the card. The customer services and response is good and satisfactory.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      I am using Diner club credit card, whenever I go for any tie up restaurant with the HDFC they are providing some cash back and also I get some reward points. I am happy with credit card service of HDFC. Bill are very transparent and clear about the transaction.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have never used this ICICI CORAL credit card properly . I hold this ICICI coral card for past 3 years. When I was using this card I got the reward points, cash back offer and the payback card which is attached with this card. For every transaction I will be some loyalty points which is added to the payback card. I am happy about the credit limit. I am satisfied using this card .
      Was this review helpful? 1
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The HDFC bank All miles credit card carries benefits like reward points and cash back offers. The reward points can be redeemed as air tickets, which is very good offer. I am happy about the credit limit. The rate of interest is nominal with this card. I am satisfied using this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Extremely good in the services"
      0.5 5.0/5 "Blown Away!"
      After seeing my transactions in my account, HDFC Bank offered me a credit card with a credit limit of 60K. They have also told me to use the card for the next three to four months and the bank would increase the limit. Even if they do not do it, I would not mind because I am extremely happy with the clarity they provide in the services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a SBI platinum card last month and I have made a purchase of a mobile phone. The service with SBI credit card is really good. The rate of interest is nominal with this card. I am happy about the credit limit. The customer service and the response with SBI is good. I am happy to use this S BI platinum credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a Money back credit card with HDFC bank for past 6 months. I get benefits like reward point, cash back offers and Online purchasing offers with this card. I am getting the notifications about the special offers with this card. The rate of interest is nominal with this card. I am happy about the credit limit and satisfied using money back card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding this RBL card for almost a year. If I spend more than 5k per month on this card I would be getting rs 500 voucher which can be redeemed as a movie ticket on book my show. This card has an annual fee of rs 500. Happy about the credit limit also I always prefer to pay my credit card bills through NEFT. I am very much satisfied using this RBL card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      SBI simply click card has got reward points scheme, online offers and I getting a better discounts on online purchases too. Also fuel surcharge waiver is applicable on this card but I have not used it though. I am very much happy with the credit limit which was offered on this card. The turn around time taken to pay my credit card bill was around 45 days. I can also make the payment through SBI online portal. Annual fee on this card is rs 500.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 5.0/5 "Blown Away!"
      It is very nice place to get credit cards . We get early feed backs . It will be good if we get more cards from different banks . Helps in loans . It's almost a like a bank . You can apply from wherever you stay . No need to stand in que. This is very good application
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Charges should be reduced"
      0.5 2.0/5 "Expected more"
      Three years back I had taken car loan from HDFC, they have charged 5% of interest for the foreclosure, I had taken the car loan of Rs. 3.60 lakhs for the tenure of five years. I have done a foreclosure between the tenure period, I am not happy with their charges and it was really high.
      Was this review helpful? 0
      , srinagar
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Clear process"
      0.5 4.0/5 "Great!"
      HDFC Bank has been good on the credit card services and the offers are good and satisfactory. The credit limit is also good and the bills are sent on time and I do not have to recheck the statements they send me. No hassles overall and I am happy to use them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Need improvement in services"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank is not doing well in terms of credit card. They do not value their customers. I am banking for this card for the last nine years and the credit limit is very less and the customer services are also not good, also they are not consistent in the process.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The credit card experience with HDFC bank is not good. Probably next year l might stop using this card because they also don't provide any offers and the credit limit they have offered is 50000 rupees and this is a life time free credit card holding this card for more than 5 years now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Frankly speaking , I am not happy with the level of service offered on my ICICI Bank credit card. I do not get proper services when I contact the bank. No proper offers nothing. The credit limit they have provided is 40000 rupees and 200 rupees is annual charge and this card is 3 years old.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Most promising feature of ICICI Bank credit card is, I am using ICICI coral credit card it is really good for entertainment, every month I am getting two movie tickets from them. Earlier I had Rubyx credit card there annual charges was more. Hence I migrated to coral visa card its good. I am fine with that too.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and when I did not get my personal loan through, I called up the customer care and I got the loan on the card. It was a very quick process and hassle free too. There are other benefits and offers on the card and no inconvenience faced.
      Was this review helpful? 0
      , porbandar
      Reviewed on Jun 23, 2017
    • Kotak Credit Card
      "They should transparent in their service"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra always takes some unwanted charges for the credit card and they wont give clear information about the charges. They offered me credit limit of Rs.30,000 its very low. I am using it for one year. So far I haven't get any credit card offers, they should work on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Nice Credit card"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me good cash back offers, I got upto Rs.2000 based on the product which I purchased. I have been using it for two years its good, they offered credit limit of Rs.75,000. I always make the total amount so I not aware of interest rate. Overall I am happy with their service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    Common Loader Icon

    Grocery Credit Cards in India is Rated as "Excellent!" by 35784 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Credit cards are one of those products that have revolutionized the entire workings of the financial world. These plastic cards have completely changed the way individuals spend their money on goods and services. Keeping in mind the myriad requirements of individuals, credit card providers and banks have come up with number of features and benefits for the credit bards being provided by them. Certain cards are also made specifically for a niche audience such as travel rewards for those who travel frequently, and so on.

    Groceries are not just necessities but can also be a luxury depending on what individuals wish to purchase. Every single person will have to shop for this but some more than others depending on their needs and requirements.

    Best Credit Cards for Grocery Shopping in India

    Given below are the top credit cards in India tailor made for those who love their grocery shopping and indulge in it frequently. These cards are all by top credit card providers in India.

    Here is the List of the best Credit Cards for Grocery Shopping in India

    • SimplySAVE Advantage SBI credit card by the State Bank of India
    • ICICI Bank Coral Contactless credit card by ICICI Bank
    • HDFC Solitaire credit card by HDFC Bank

    SimplySAVE Advantage SBI Credit Card

    The SimplySAVe Advantage credit card by the State Bank of India is one of the best cards for individuals who love grocery shopping. This card comes with a number of unique benefits that make it perfect for supermarket purchases.

    Charges:

    • The annual fee for the SimplySAVe Advantage SBI credit card is Rs.499
    • The renewal fee per annum is Rs.499

    Features and Benefits:

    • Customers can enjoy 10X Reward Points for every Rs.100 that they spend on grocery purchases and in departmental stores. In addition to this, Reward Points can also be availed on movie and dining spends.
    • On other purchases, customers can earn 1 Reward Point for every Rs.100 spent. Re.1 is equal to four Reward Points.
    • Customers need to pay the 2.5% fuel surcharge at petrol pumps if they spend an amount between Rs.500 to Rs.3000 at any petrol pump in India.
    • When customers spend over Rs.90,000 on their SimplySAVe Advantage credit card the previous year, they can procure an annual membership fee reversal from the second year of their subscription.
    • Customers can avail a Rs.100 cashback on their first ATM cash withdrawal if it is done within the first month of receiving their SimplySAVe Advantage SBI credit card.
    • SimplySAVe Advantage credit cardholders can avail supplementary credit cards for their family members over the age of 18.
    • Cardholders can pay their utility bills through their SimplySAVE Advantage credit card using the Easy Bill Pay Facility.
    • Online booking of railway tickets can also be done through this credit card.
    • Customers can convert all their high ticket transactions into installments through Flexipay.

    The SimplySAVE Advantage SBI credit card is a product that can be used worldwide and has a lot of advantages. This card can be used for a lot of different purchases and is a must have for all those who spend most of their amount on supermarket and grocery spends.

    ICICI Bank Coral Contactless Credit Card

    Cardholders can avail unlimited cash rewards, discounts on departmental and supermarket spends and free movie tickets through their ICICI Bank Coral Contactless Credit Card. This card also comes with a number of other advantageous features.

    Charges:

    • A joining fee of Rs.1000 plus service taxes is applicable
    • From the second year an annual fee of Rs.500 plus service tax will be applicable from the second year
    • This annual fee will be waived if customers spend over Rs.1,25,000 on their card in the previous year

    Features and Benefits:

    • Customers through this card can procure 2X cash rewards on groceries, supermarket and dining spends.
    • Thanks to the built-in contactless MasterCard technology, secure and quick payments can be made at retail outlets.
    • Every quarter, customers can procure two domestic airport lounge visits on a complimentary basis.
    • Every month, cardholders can avail two complementary movies though the BookMyShow website, under the Buy One Get One offer.
    • Additionally, individuals can also procure a minimum of 15% savings on dining bills at more than 2100 restaurants across India via the Culinary Treats Program.

    The ICICI Bank Coral Contactless Credit Card is a must have for many reasons. This card is accepted worldwide and also comes with advanced technology ensuring safe and secure payments at all times. Due to its Rewards Points program and discounts, this card is also great for those who frequently spend on groceries and at supermarkets.

    HDFC Bank Solitaire Credit Card

    The Solitaire Credit Card by HDFC Bank is a highly rewarding credit card due to the sheer number of benefits and advantages provided by this credit card. From grocery spends to travel and dining spends, this card encompasses every aspect of credit card features.

    Charges:

    • The annual fee charged for the HDFC Bank Solitaire Credit Card is Rs.500.
    • The renewal fee for this credit card is also Rs.500. Interest free period of up to 50 days is applicable for this card. In case individuals spend Rs.10,000 through their card within the first 90 days from the date of card set up, their 1st year membership fee will be waived. In case cardholders charge Rs.50,000 to their card within a year, they can avail a waiver to their next year’s annual membership fee.

    Benefits and Features

    • Customers can avail 50% more Reward Points when they spend on grocery and dining purchases.
    • Customers can earn as many as 2,880 Reward Points in a year or even more on grocery and dining spends.
    • Cardholders can avail a gift voucher of Rs.1,000 from Shopper’s Shop if they spend over Rs.75,000 every 6 months.
    • On every Rs.150 charged to their Solitaire Credit Card, individuals can avail 3 Reward Points.
    • Fuel Surcharge Waiver is capped at Rs.250 for every billing cycle. Customers can save close to Rs.1,500 a year on all their fuel transactions.
    • Customers can also redeem their Reward Points as cashback against the outstanding amount on their credit card. It is to be noted that Rs.30 equals a 100 Reward Points.
    • In case individuals misplace or lose their credit cards at any point of time, they will have to report this to the bank at the earliest and can avail Zero Lost Card liability.
    • Cashback of over Rs.4,000 can be availed on Reward Points that have been collected when individuals spend over Rs.5 lakh on their credit card.

    The Solitaire Credit Card by HDFC Bank is a unique credit card that comes with numerous benefits and features. This is especially so for those who spend most of their credit card balance on spends related to grocery and supermarkets. Solitaire credit cardholders can also redeem their Reward Points for a whole host of exciting offers. This credit card is meant for those who take their shopping seriously. Additionally, this card is also accepted all over the world. This card is equipped with a ‘chip’ technology making it easy for customers to avail secure transactions.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.