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  • Credit Card EMI Calculator is Rated as "Excellent!" by 94774 Users

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    Credit Card EMI Calculator

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    Credit Card EMI Calculator

    Credit cards provide us with the convenience of converting a transaction into easy EMIs (Equated Monthly Installments). There are times when we use our credit card for bigger transactions but are unable to make to make the payments in time, in those instances, the credit card issuing bank will provide you with an option to convert your purchases into easy EMI. Based on the transaction amount, the user can choose to make the payments over a period of time. The credit card EMI option empowers the users to take advantage of the EMI option at attractive interest rates. As a credit card user, you won’t need to worry about swiping your card over your spending limits.

    Converting Purchases into EMIs

    Additionally, the EMI conversion will help you avoid the revolving interest rate that is higher than the interest rates for the EMI. The banks typically charge a small fee for converting purchases into EMIs. In order to take advantage of this service, your purchase amount should be over the minimum amount that is indicated by the bank. Every bank has their own eligibility criteria for credit card EMIs. You can convert your purchases into EMIs by contacting your bank through phone, visiting the branch or internet banking services. Once you login to your credit card account, you will notice an option for EMI conversion next to your purchases that meet the minimum threshold. By following few simple steps, you can convert your purchases quickly.

    How to Calculate the Credit Card EMIs

    The calculation is performed by adding the monthly payable amount with interest and service tax. Depending on the bank, the interest rate will vary. You can choose to make the payment in 6, 9, 12, 18, and 24 Installments. Get in touch with your bank to obtain specific information pertaining to the credit card you own.

    Credit Card EMI Calculator Reviews

    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The best about AXIS BANK NEO CREDIT CARD is offer. They are providing so much discounts on online purchase. They have offered me a credit limit of Rs. 45000 and i'm not excited about it. I have not interacted with the call centre bank. The service of the card is really good. I have not faced any transaction related issues as such.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 14, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I'm using the credit card for last 1 months. They have given me a credit limit of Rs. 70000 but i was expected around Rs. 1 lakhs and i used the credit limit upto Rs. 63000. When i swipe that time, i have received the message stating that there is overdue usage charges. I'm yet to call the customer care people regarding this issue. This is a rewards card, if i use a purchase of Rs. 30000 in a year the annual charges are not applicable. I'm very much interested to use the CITI bank card. I have converted my purchase into EMI and there is a separate charges for EMI conversion.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • RBL Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have started using the RATNAKAR BANK credit card where the card is good. The process of getting the card is very good and easy process. I have been using this card seldom so i don't have much experience with this credit card. I am not aware of the offers with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Bank Bazaar Credit Card
      "Good Customer Service"
      0.5 3.0/5 "Satisfactory"
      Bank Bazaar told it was on line process but bank collected some paper then they processed and I got the card its fine. I have taken Indusind credit card through Bank Bazaar portal. I came to know thorough online, the customer team is good and prompt.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holing the credit card with the ICICI BANK but i sue this card seldom with this credit card because the reason is that the credit limit what they have offered is very lower with this credit card. The offers also i get seldom which is lower with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • IndusInd Bank Credit Card
      "Easy to avail"
      0.5 5.0/5 "Blown Away!"
      Indusind offers are good, I have not used it, the credit limit is sufficient there is no inconvenient faced on the documentation. But the process got delay, they have taken the around 25 days to dispatched the card to my place that is the issue.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit card with the STATE BANK OF INDIA is very good as they give the lower rate of interest while converting into EMI option with this credit card. The credit limit what they have offered is satisfactory added on that the offers also good with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The best feature of this credit card what i am using it from the HDFC BANK is that they are offering with the instant loan from the credit card added on that they give the jumbo loan also from this card. The credit limit what they provide is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      I have SBI Tata card, they gives offers on Tata products, the card is very good , the credit limit is also satisfactory. I could convert the points into Tata purchase. The payment gateway is good and my payment reflect immediately on their end.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • HSBC Bank Credit Card
      "Offers should be increased"
      0.5 4.0/5 "Great!"
      I have purchased this credit card around 2 years back, the reward points is not upto the mark and the offers are less on my spends. As I customer I suggest them to give attractive offers, the card limit is fine for me. Its not worth to recommend its not value for money.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • American Express Credit Card
      "Charges should be reduced"
      0.5 4.5/5 "Excellent!"
      The charges are very high on yearly basis, the best features I found on the card they have good reward points on the spends, the credit limit is satisfactory in Amex, I am using it around one year, the payment option is good I don't have any issue with them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • Bank Bazaar Credit Card
      "Its Excellent"
      0.5 4.5/5 "Excellent!"
      Through internet I came to know about the Bank Bazaar, around two years I am using this site. Last year I have taken Amex card and very recently I have taken Axis credit card its very convenient portal to apply for any kind of card, it has all the card details.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • Axis Bank Credit Card
      "Limit should be enhanced"
      0.5 4.5/5 "Excellent!"
      I got the basic credit card from Axis bank, which has annual fee around Rs.499 for basis charges, they are providing reward point sand cash back on my spend. The customer service is low it would enhanced the credit limit, any way its fine for me.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK from past four years as the card is easy also it is user friendly to access. The credit limit what they have offered is satisfactory with this card added on that the service is very good with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card previously and the services which they had provided so far has been good but once i had done an international transaction which was against the RBI rules and since the card has been closed. They had given me with a good credit limit and there has also been some features with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Citibank Credit Card
      "Good Reward card"
      0.5 3.0/5 "Satisfactory"
      I have visa platinum reward from Citi bank, its a basis one, they generally gives points on my credit card spends, if I do certain transactions the yearly charges will get waived off, the time taken to dispatch the card is good, the limit is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • American Express Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The card has been good with the credit limit and the benefits and features which it has, but the card is not acceptable at many retails stores and i am not able to use it at all the places. It has been a life time free card and i had been using the card for shopping.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am not using frequently Amex credit card, but I use this for domestic transactions is chargeable. I have basis card reward card they have annual fee its nominal depend on the transaction, some time it gets waived fee. The customer support team is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Bank Credit Card
      "Best Card for the travelers"
      0.5 5.0/5 "Blown Away!"
      HDFC has lots of features on the card, I am holding Regalia card, it has domestic and international air lounge in quarterly two times they give airport lounges. I travels a lot hence I use this card, I get lots of discount air flight on my bookings.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card for a long time and the services which they had been providing so far had been good. I am happy with the credit limit which they had given with this card and there has been some benefits and features with this card as well. It has been a life time free card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
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