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  • Axis Bank Credit Card EMI is Rated as "Excellent!" by 4230 Users

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    Axis Bank Credit Card EMI

    Through its ‘Hello-EMI’ facility, Axis Bank offers its credit card customers an option to convert their outstanding credit card dues into equated monthly installments (EMI).

    Credit card transactions above Rs.2500 can be converted into EMIs at an interest rate of 1.5% per month. Users can choose a tenure of 6, 9, 12, 18 or 24 months.

    Axis bank offers easy methods to apply for Hello EMI facility within 60 days of making the purchase.

    Convert Axis Bank Credit Card Bill into EMIs

    Axis bank offers four different methods to convert your outstanding credit card bill into EMIs.

    1. Internet banking: Raising an EMI conversion request through net banking is one of the easiest options for converting your dues in to EMIs.
    2. Axis bank net banking users can simply login to their respective accounts and check the transactions eligible for conversion in to Hello EMI.

      They can select the transaction for conversion, the tenure of repayment and the corresponding interest rate from the same portal.

      Once the request is raised, they will receive an acknowledgment SMS and the application will be processed immediately. Once the amount is converted into EMI, they will again receive a confirmation SMS with the EMI details.

    3. Mobile banking: Through Axis bank’s mobile banking app, Axis Mobile, users can apply for EMI conversion. You can do it in two ways. One is to select services> credit card> convert to EMI from the side menu.
    4. Once you select ‘convert to EMI’, the list of eligible transactions for EMI conversion will be displayed. Select the transaction for conversion, repayment tenure and agree to the terms and conditions and you’re done.

      Another option is to click Accounts > credit card > convert to EMI. Choose unbilled transactions/current statement to view the list of eligible transactions. You can repeat the process mentioned above by selecting the transactions you wish to convert into EMIs.

    5. Send an SMS: You can also send an SMS to receive a call back from the concerned department which will receive your request for EMI conversion.
    6. Send an SMS EMI to 5676782 and await for the call. Make sure to have your credit card handy while on call.

    7. Call customer care: Axis Banks also allows its customers to avail the EMI facility by just making a call to its helpline numbers.
    8. You can call 1800 103 5577/1800 209 5577 for all the requests related to EMI conversion. If everything seems fine you can book the facility on the same call. Make sure to check the interest rate, processing fee and any other conversion charges before giving your final concert.

    Axis Bank Credit Card EMI Calculator

    To know how much EMI you need to pay by converting your credit card payments into EMIs, you can use free EMI calculator powered by Axis bank. By simply adding your due amount and prefered repayment tenure you will get comprehensive details of your EMI along with the breakup. Follow the steps below to calculate your EMI.

    Go to Axis bank credit card EMI calculator https://www.axisbank.com/emi-credit-cards-calculator and enter the details. Enter your outstanding due and select tenure - 6, 9, 12, 18, or 24, and click calculate.

    As soon as you hit the button, you will see a graphical representation of your EMI breakup along with the details. Axis bank’s credit card EMI break up includes interest payable, processing fee, tax on interest and processing fee. It also tells you how much you are paying extra on your actual loan amount to give a clear picture.

    Things to Consider while Applying Axis Bank’s EMI Conversion On Credit Card Bills

    • The conversion option is not available for purchases involving gold, jewellery and also for cash withdrawals, balance transfers and card fees
    • Once you have converted your credit card payment into EMI, any reward points earned on the original transaction will be reversed
    • The card holders cannot close their credit card during the EMI tenure
    • Requests by add-on cardholders will be billed to the primary card holder
    • Corporate credit cards are not eligible for EMI conversion
    • Foreclosure and cancellation charges will be levied if the user wants to pre-close or cancel the EMI facility before the end of the tenure

    Also Know About Other Bank Credit Card EMI

    Axis Bank Credit Card EMI Reviews

    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using AXIS bank credit card from long time, there was no annual fee charged for this credit card. Offers like reward points are good and the conversion value is also good. I am happy with the credit limit provided by AXIS bank credit card.
      Was this review helpful? 0
      , thane
      Reviewed on Dec 13, 2018
    • Axis Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using Axis bank for saving account for last 2 years, as theres is more additional charges, there net-banking and mobile banking is user friendly. There customer service and customer response way better. Am satisfied with withdrawal limit. There are high maintenance charges .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • Axis Bank Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good overall in the credit card offers and deals. The customer support and response is fine. The billing is also clear and sent to me on time. The credit limit is also good. Till date I have no hassles and the card can be used all over.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2018
    • Axis Bank Credit Card
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I am not satisfied with the credit card of AXIS BANK as i am holding it from past few years i get none of the offers with this card also the card is not satisfactory. The credit limit what they have offered is not sufficient with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • Axis Bank Credit Card
      "Good Credit card to use"
      0.5 5.0/5 "Blown Away!"
      Axis is good even the payment option is nice to do my bills, their interest rate and late payment charges are less than other credit card, there will some annual fee after two years of credit card transaction around Rs.200 its minimal I am okay with my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with AXIS BANK , i am holding this card for past 3 year . Benefits were no so attractive with this card and even service is up to the mark . So far my experience with AXIS BANK credit card is good . Credit limit is very satisfactory with this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis Bank also offered me a credit card and there are good deals on the card. The customer support and response is fine and there are no hassles in the process. The card has a good credit limit and the statements are clear and sent to me on time. Good in all.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with AXIS BANK , after transaction i use to get proper mail and messages .The application process was fast and hassle free. I got the card with in few days which is very good. They offered very low credit limit i was expecting more limit .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "Good card for cashback offers"
      0.5 4.0/5 "Great!"
      I am using the Axis bank credit card for last 4 years. They have provided the credit limit of Rs. 32000 and I'm not happy about it. There is no annual fee from this card. This card is specially for cashback. I have already so many cashback. I got the cashback on online transaction like for buying things on Swiggy, flipkart and Amazon. Customer care is not good and there is no clarity in the information provided by their call centre people.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "GOOD BANKING"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the AXIS BANK where i have been using t from past seven years they have offered the sufficient credit limit with this card. There is a EMI conversion option wit this bank. The offers are good with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      Axis Bank has offered me a life time free card. But I am not sure why they reduced my credit limit from 25K to 50K for no reason, as I have paid all the bills on time. The customer support and response is fine, but they need to provide a good limit to the prompt customers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      Axis Bank is good in the credit card services. The customer support and response is good. But they can provide more offers and deals. The credit limit can be better too. The statements are clear and I keep receiving it on time. In all good, but can do better.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • Axis Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold an Axis bank credit card from last 5 years, there was no annual fee charged for this credit card. The features and benefits are very good in this credit card. I am happy with the credit limit provided by Axis bank credit card. All my transactions are hassle free in this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 10, 2018
    • Axis Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have used AXIS bank credit card for 2- months and then i closed the card, the reason is, i was unable to make payments on time and then i applied for new credit card it got declined. Offers were good in this credit card and the credit limit was also sufficient in this card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 10, 2018
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this Credit card for the last ten years and the services which they had been providing so far has been up to the mark. I never had faced any difficulty in their banking services. The credit limit with the card has been good and there has been some good benefits and features which comes with this card as well, where it is a life time free card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 10, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with AXIS BANK , I am happy with the features are good. Everything was good them, I never had any issues with their services. .Overall it has been a very good banking experience with the state bank of India. I use this credit card for shopping and so many things.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2018
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      When it comes Axis Bank they are best in terms of response. I hold a credit card of Axis bank and also i have a good limit given by bank. I never had any issue on any transactions. Till date axis is serving better. I get instant message after every transaction.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 09, 2018
    • Axis Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      Axis Bank has offered me a credit card and the banking process is fine. The customer support and response is good. There are no charges taken for the card. The experience is fine and the statements are clear and sent to me on time. Till date no hassles.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Dec 09, 2018
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It is a life time free card with Axis Bank. It is a life time free card and the credit limit is fine. There are good offers and the benefits are fine too. The statements are clear and sent to me on time. The card is acceptable when ever I use the same. Good in all.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2018
    • Axis Bank Credit Card
      "Credit Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding axis card more than three years, they have good payment gateway I can go for their app and link my account then I just make the payment its very easy compared with Citi. Axis payment is reflecting on the same time. Customer support is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 09, 2018
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