Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Credit Card EMI is Rated as "Excellent!" by 4861 Users

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    Axis Bank Credit Card EMI

    Through its ‘Hello-EMI’ facility, Axis Bank offers its credit card customers an option to convert their outstanding credit card dues into equated monthly installments (EMI).

    Credit card transactions above Rs.2500 can be converted into EMIs at an interest rate of 1.5% per month. Users can choose a tenure of 6, 9, 12, 18 or 24 months.

    Axis bank offers easy methods to apply for Hello EMI facility within 60 days of making the purchase.

    Convert Axis Bank Credit Card Bill into EMIs

    Axis bank offers four different methods to convert your outstanding credit card bill into EMIs.

    1. Internet banking: Raising an EMI conversion request through net banking is one of the easiest options for converting your dues in to EMIs.
    2. Axis bank net banking users can simply login to their respective accounts and check the transactions eligible for conversion in to Hello EMI.

      They can select the transaction for conversion, the tenure of repayment and the corresponding interest rate from the same portal.

      Once the request is raised, they will receive an acknowledgment SMS and the application will be processed immediately. Once the amount is converted into EMI, they will again receive a confirmation SMS with the EMI details.

    3. Mobile banking: Through Axis bank’s mobile banking app, Axis Mobile, users can apply for EMI conversion. You can do it in two ways. One is to select services> credit card> convert to EMI from the side menu.
    4. Once you select ‘convert to EMI’, the list of eligible transactions for EMI conversion will be displayed. Select the transaction for conversion, repayment tenure and agree to the terms and conditions and you’re done.

      Another option is to click Accounts > credit card > convert to EMI. Choose unbilled transactions/current statement to view the list of eligible transactions. You can repeat the process mentioned above by selecting the transactions you wish to convert into EMIs.

    5. Send an SMS: You can also send an SMS to receive a call back from the concerned department which will receive your request for EMI conversion.
    6. Send an SMS EMI to 5676782 and await for the call. Make sure to have your credit card handy while on call.

    7. Call customer care: Axis Banks also allows its customers to avail the EMI facility by just making a call to its helpline numbers.
    8. You can call 1800 103 5577/1800 209 5577 for all the requests related to EMI conversion. If everything seems fine you can book the facility on the same call. Make sure to check the interest rate, processing fee and any other conversion charges before giving your final concert.

    Axis Bank Credit Card EMI Calculator

    To know how much EMI you need to pay by converting your credit card payments into EMIs, you can use free EMI calculator powered by Axis bank. By simply adding your due amount and prefered repayment tenure you will get comprehensive details of your EMI along with the breakup. Follow the steps below to calculate your EMI.

    Go to Axis bank credit card EMI calculator https://www.axisbank.com/emi-credit-cards-calculator and enter the details. Enter your outstanding due and select tenure - 6, 9, 12, 18, or 24, and click calculate.

    As soon as you hit the button, you will see a graphical representation of your EMI breakup along with the details. Axis bank’s credit card EMI break up includes interest payable, processing fee, tax on interest and processing fee. It also tells you how much you are paying extra on your actual loan amount to give a clear picture.

    Things to Consider while Applying Axis Bank’s EMI Conversion On Credit Card Bills

    • The conversion option is not available for purchases involving gold, jewellery and also for cash withdrawals, balance transfers and card fees
    • Once you have converted your credit card payment into EMI, any reward points earned on the original transaction will be reversed
    • The card holders cannot close their credit card during the EMI tenure
    • Requests by add-on cardholders will be billed to the primary card holder
    • Corporate credit cards are not eligible for EMI conversion
    • Foreclosure and cancellation charges will be levied if the user wants to pre-close or cancel the EMI facility before the end of the tenure

    Also Know About Other Bank Credit Card EMI

    Axis Bank Credit Card EMI Reviews

    • Axis Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for the last couple of years where i am quite satisfied with the services of them. There has been an annual charges of 500 with this card and i am satisfied with the credit limit with this card as well. There has been some good benefits like reward points with this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 21, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using this Credit card for the last three years and the services of them has been pretty good. They had given me with a good credit limit and there has also been some good benefits with this card as well. It has some annual charges which will get waved off as per the usage.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 21, 2019
    • Axis Bank Credit Card
      "Better"
      0.5 4.5/5 "Excellent!"
      I am using Axis PRIVILEGE CREDIT CARD from last 6 months which was processed through online. The credit limit was good and enough. I have no issues with the customer service. I don't know about the charges. The annual charges are applicable. There was no offers till now.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2019
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good in the credit card services. The credit limit is of 1.6 Lakh. I get a cash back of 10% when I purchased an apple phone. The customer support is good and they are responsive. The statements are sent on time and there are no hassles in all.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have received AXIS PRIVILEGE CREDIT CARD and it was applied through online portal. I got the reward points and have been using the card for more than 3 months. The payment mode is easy to make the payment. I am happy with the credit limit. I don't know about the annual fee. They have taken longer time to complete documentation procedure.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "They need to increase the credit limit of customer "
      0.5 4.0/5 "Great!"
      The services of AXIS BANK credit card is good . Their customer service response is very good . They offered very low credit limit with this card , i was expecting more limit . I am holding this card for past 6month . I am not aware about the annul fee . I use this card for multipurpose .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      I bought the AXIS BANK card card . The Credit Card has got Cash back offers and reward points reward point. The limit is very low but there is no issue with the card. The whole application process was easy and hassle free. I got the card with in a few days .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      AXIS BANK credit card i am using it since from last few years and i am facing with no issues with this card added on that the card has satisfactory credit limit. I am getting good offers with this card. The billing option is easy with no hassle process and it is comfortable to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "good card"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis Myzone credit card for last 5 years ago. The cash back offer and reward points are good. The credit limit was average. The annual charges are applicable and its Rs.800. The customer service was good. The interest rate is moderate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Good reward card"
      0.5 4.0/5 "Great!"
      I am using Axis Bank my choice credit card since 13 years . The which i used since 13 years its really wonderful.I am getting more reward points in this card.Credit limit is really sufficient limit. The card charges comes under zero annual charges its a life time free card. I am getting some special offers from Axis Bank still i haven't used.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been almost five years since i am using this credit card, and it has been offering me with some good benefits. I am satisfied with the credit limit with this card and they had been offering me with some better benefits like cash backs. There was no annual charges with this card so far.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I've been using the AXIS BANK credit card for a while. I never had any issues with their services. They have offered me a very good limit and this card is very useful for online portals Overall it has been smooth experience with the card and their services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application has been approved with AXIS BANK credit card . I close this credit card because of my personal reason . But the services which i got through this card was very satisfactory . After every transaction i use to get proper mail messages . There is no joining perk with this card.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The response was not immediate from the customer service. The offers are not good on Axis credit card. The interest rate is okay for late payment charges compared to other cards. The credit limit was sufficient. I have taken AXIS PRIVILEGE CREDIT CARD and using it for last 3 months. They don't charge annual fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have directly applied with Axis bank for the Credit Card.It is a free card .The credit limit is good and i got the credit limit is upto 1.5 lakhs.There was cashback offers and reward points as well.The agent explained the process clearly and not yet faced any issues till now .The Overall service is good .
      Was this review helpful? 0
      , mirzapur
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I have been using the Axis credit card for past 3 months. They are charge annual fee of Rs.1800. The credit limit was okay and they have taken more than a week to deliver the card. There was no hidden charges and the charges are okay which was mentioned on the kit. After receiving the card and I have received a call from the executive and have been informed If I utilize 25K then annual charges will be waived off.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied a credit card with AXIS BANK . The application is very good. So far there hasn't been any issues with their services. I've been using the card for the last few years experience is good. Credit limit is satisfactory and i am happy with customer support too .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Best reward card"
      0.5 4.5/5 "Excellent!"
      I am using Axis Bank Neo credit card since 5 years .I am getting more reward points in this card.Credit limit is really sufficient limit they given Rs. 195000. The card charges comes under zero annual charges its a life time free card. What are the purchase i am doing more rewards.Customer service is excellent in Axis Bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card directly with Axis bank. The credit limit is good and it is of 40,000 earlier and then increased to 60000 now. There cashback offers and reward points as well .Other than that the Overall Service is good and Satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Axis bank credit card for long time,They have not charged me annual fee in this card,as it is life time free credit card,and i am happy with the credit limit which they have given me in this card,they have increase my limit up to 1,15,000 ,in initial they have given me up to 50,000 only.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
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