Internet banking: Raising an EMI conversion request through net banking is one of the easiest options for converting your dues in to EMIs.
Axis bank net banking users can simply login to their respective accounts and check the transactions eligible for conversion in to Hello EMI.
They can select the transaction for conversion, the tenure of repayment and the corresponding interest rate from the same portal.
Once the request is raised, they will receive an acknowledgment SMS and the application will be processed immediately. Once the amount is converted into EMI, they will again receive a confirmation SMS with the EMI details.
Mobile banking: Through Axis bank’s mobile banking app, Axis Mobile, users can apply for EMI conversion. You can do it in two ways. One is to select services> credit card> convert to EMI from the side menu.
Once you select ‘convert to EMI’, the list of eligible transactions for EMI conversion will be displayed. Select the transaction for conversion, repayment tenure and agree to the terms and conditions and you’re done.
Another option is to click Accounts > credit card > convert to EMI. Choose unbilled transactions/current statement to view the list of eligible transactions. You can repeat the process mentioned above by selecting the transactions you wish to convert into EMIs.
Send an SMS: You can also send an SMS to receive a call back from the concerned department which will receive your request for EMI conversion.
Send an SMS EMI to 5676782 and await for the call. Make sure to have your credit card handy while on call.
Call customer care: Axis Banks also allows its customers to avail the EMI facility by just making a call to its helpline numbers.
You can call 1800 103 5577/1800 209 5577 for all the requests related to EMI conversion. If everything seems fine you can book the facility on the same call. Make sure to check the interest rate, processing fee and any other conversion charges before giving your final concert.
Axis Bank Credit Card EMI Calculator
To know how much EMI you need to pay by converting your credit card payments into EMIs, you can use free EMI calculator powered by Axis bank. By simply adding your due amount and prefered repayment tenure you will get comprehensive details of your EMI along with the breakup. Follow the steps below to calculate your EMI.
Go to Axis bank credit card EMI calculator https://www.axisbank.com/emi-credit-cards-calculator and enter the details. Enter your outstanding due and select tenure - 6, 9, 12, 18, or 24, and click calculate.
As soon as you hit the button, you will see a graphical representation of your EMI breakup along with the details. Axis bank’s credit card EMI break up includes interest payable, processing fee, tax on interest and processing fee. It also tells you how much you are paying extra on your actual loan amount to give a clear picture.
Things to Consider while Applying Axis Bank’s EMI Conversion On Credit Card Bills
The conversion option is not available for purchases involving gold, jewellery and also for cash withdrawals, balance transfers and card fees
Once you have converted your credit card payment into EMI, any reward points earned on the original transaction will be reversed
The card holders cannot close their credit card during the EMI tenure
Requests by add-on cardholders will be billed to the primary card holder
Corporate credit cards are not eligible for EMI conversion
Foreclosure and cancellation charges will be levied if the user wants to pre-close or cancel the EMI facility before the end of the tenure
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I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
This is Axis Bank Flip card, actually i am getting more reward points that i am converting as a Indian rupees directly from my account 5% on all transactions. I am happy with the credit limit and this card has a EMI facilities and the customer service was excellent.
Since Axis bank person called me directly, so I applied this credit card in personal. The customer service was good and they given a sufficient credit limit. The limit is good they given a twice of my salary, mostly i am using this card for all purpose.
This is AXIS Bank privilege credit card and i applied this card with other channel. I am getting credit card statement through soft copy. Its a travel card i am using for airline ticket booking and also i am getting discount in airline, its very useful.
As I am having my bank account in AXIS, the banker has offered a credit card. I got my card on time without any delay.The reward points are good. I used this card for on line payment. I have another card from the same bank but with the different variant but the pin generation was not an easy process, i hope the bank will look in to this process.
I have been using AXIS NEO card for past one year. It is a life time free card and the credit limit is sufficient and I got more than 50K, recently they proposed to enhance but I haven't agreed. Their service is good and charges also low when compare to other. I use for online shopping, there is no much offers in this card.
From Axis Bank, the rate of interest and fee was high, if loan or emi conversion i am doing interest was high, need to decrease. This is a privilege card i am using since 18 months , and they given a sufficient credit limit. This bank has a good customer service.
I have been using AXIS card for more than 5 years which was offered from bank and accepted for the same. It is a life time free card. The credit limit is sufficient of 1.95L at initial they provided for 1.20L. I use this card frequently in many places got good points but when I try to redeem it got expired. Interest is high. EMI conversion is applicable but not yet used.
I have taken My zone credit card from AXIS Bank and this offer was provided to me by the bank. I have just started using this card and every thing is done by online which is very simple and no manual work. With in 1-2 days, it got approved and i got this card on 3rd day.
I have Axis Bank credit card which was taken through bank.I am using this my zone card almost 3 to 4 years. This was a life time free card and its having an option for making card to card payments. Emi conversion is also possible, fuel benefits, movie ticket offers and airport lounge access is available.
I am using Axis bank credit card which was taken through bank.This card is providing fuel benefits ,movie ticket offers and also cash back offers which is very useful .The service of this credit card was pretty good ,This was a life time free card and not faced any hassles until this card was delivered .
AXIS Bank offered a flip credit card which i am using for more than 1 -2months. Annual charges for this card is Rs. 500 and there is no fee wavier and the credit limit is okay. For shopping and movie ticket booking, i got voucher worth of Rs.500 flipkart and i am getting some discounts.
I am using AXIS Bank My Zone credit card more than 2 years. Annual charges for this card is Rs. 500+ GST if i spend some amount there wont be any charges. Credit limit is sufficient and i got this offer from bank directly. Maximum i am using the card for travel and shopping, getting reward points and not redeemed yet.
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CHINMAY K L
Reviewed on Mar 15, 2020
I am using AXIS Bank credit card more than 4 years and they given a sufficient credit limit of Rs. 90K. This is a life time free card, mostly i am using for shopping, travel, fuel and gold purchase. EMI options are available for all except gold and fuel.
Since one year, i am using AXIS Bank My zone credit card. This is a life time free card and they given a sufficient credit limit of Rs. 95K. I am using this card for all purpose and the rate of interest was better. Customer service and responsiveness was good.
AXIS Bank given a credit limit of Rs. 40,000 and i am using this card for all purposes. This bank offered me a Neo credit card and i am using this card more than 1 year. Annual charges for this card is Rs. 500 and there is a no fee wavier and i applied this card through bank directly.
On 4 months before I got a credit card offer via AXIS bank directly. Once the process done by 10 days received the card. The credit limit is sufficient of 50K. It is a life time free card . They are providing good benefits of cash back. Emi conversion is applicable. It is easy to convert with nominal charge.
I am holding NEO credit card from Axis bank and i get a money back offer on this card. They have given me a credit limit of Rs. 40000 and they don't charge me any annual fee because based on my salary account they have given me this card. I am using this card for last 1 year. They do sent offer messages to my number.
I am using Axis bank credit card which was taken through bank for the past 5 years.The credit limit was 40,000 and this was a chargeable card. I am getting cash back benefits as well as reward points which is very useful. This card is useful for online shopping .
Axis bank card is a wonderful card to use which am using for more than 5 years and they have provided the loan offer also. Depends on my spending, they are increasing the credit limit on a periodically. When i call the customer care for any kind of clarification, they will rectify it immediately.