As the moniker suggests, the Central Bank of India World credit card can be used widely across any merchant outlet across the world. Frequent travellers can benefit from using this Central Bank of India credit card. This World credit card offers exceptional travel privileges. Central Bank of India World credit card holders can conveniently make cash free transactions anywhere around the globe. Be rewarded with every purchase made using a World credit card, enjoying amazing rewards, personalised services, exclusive deals, discounts and unparalleled benefits.
The following are the key features available with a Central Bank of India World Credit Card.
Central Bank of India World Credit Card transactions are protected by 3D Secure MasterCard SecureCode with One Time Passwords for enhanced security.
Central Bank of India World credit card customers can get complimentary airline ticket vouchers when they avail this credit card.
Customers can also enjoy exclusive deals and offers from MasterCard, custom-made according to their needs.
Central Bank of India World credit card holders can enjoy free lounge access at certain airports across India.
Central Bank of India also offers air accident insurance for a value of Rs. 10, 00,000 and lost card liability insurance for up to Rs.1, 00,000 for primary credit card holders.
Central Bank of India World credit card user can also get a fuel surcharge waiver of 2.5% across petrol bunks in India.
credit card users are enrolled into the AnmolRewardz program and can activate their rewards accounts by visiting the AnmolRewardz portal. Rewards points can be earned at PoS terminals and on online purchases. Central Bank of India World credit card holders can earn 4 rewards points for every Rs. 100 spent on international transactions and 3 rewards points for every Rs. 100 spent on all other categories. Rewards points can be redeemed for air tickets, recharge mobiles, movie tickets, bus tickets and other merchandise.
Self-employed professionals, pensioners, salaried individuals inclusive of public and private sector employees, private limited companies , partnership and proprietorship firms and are eligible to apply for a Central Bank of India World credit card.
| Type of Fees & Charges | Amount |
|---|---|
| Annual Fee |
Rs.500 (The annual fees will be waived off by Central Bank of India if the spend on the card is more than Rs. 3 lakhs) |
| Add-on Card Fees | NIL |
| Finance Charges | 3.5% per month |
| Card replacement Fees | Rs.100 |
| Renewal Fees | Rs.100 |
| Emergency card replacement charges (abroad) | Rs. 150 / card |
| De-blocking charges | Rs. 100 / instance |
| Fuel Transaction Charge | 2.5% |
| Over limit charges | 2% of the credit limit / A minimum of Rs.100. |
| Late Payment Fee |
Below Rs. 100 - Nil Above Rs. 100 - Rs. 100 |
| Charge slip Retrieval Charges | Rs. 100 |
| Cheque Return Charges | Rs. 150 |
| Cash withdrawal | Rs. 100 plus service charges |
| Duplicate statement | Rs. 100 / request |
| Foreign currency transactions | Conversion mark-up fee of 3.5% |
With the Central Bank of India World Credit Card, you will receive 4 reward points on every Rs.100 spent on international spends and 3 reward points on every Rs.100 spent on other categories.
Yes, with the Central Bank of India World Credit Card, you receive an Air Accident Cover of Rs.10 lakh. Along with this, you will also receive a Lost Card Liability of Rs.1 lakh.
Yes, if the annual spends on the card exceeds Rs.3 lakh, the annual fee of Rs.500 will be waived off.
No, there will be no additional charge on the add-on credit card.
Yes, on your fuel spends, a surcharge waiver of 1% will be given with the Central Bank of India World Credit Card.
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