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    We found 1 Central Bank of India Visa Gold Credit Card
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    1st Year Fee
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    Nil
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    Central Bank of India Visa Gold Credit Card

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    Central Bank of India Visa Gold Credit Card

    Overview:

    Add the sparkle of gold to your life with a Central Bank of India Visa Gold Credit Card. This credit card from Central Bank of India offers the best lifestyle and travel privileges to card holders. As a premium credit card, customers can use the Central Bank of India Visa Gold Credit Card anywhere in the world and can also make instant cash withdrawals. The card also comes with revolving credit facility, Visa bill pay feature, a powerful rewards program and a 24/7 customer care service, which can be used by customers from anywhere across the globe.

    Features and Benefits of a Central Bank of India Visa Gold Card:

    Given below are the key features of a Central Bank of India Visa Gold Credit Card.

    • Worldwide Acceptance:

      The Central Bank of India Visa Gold Credit Card can be used at over a million ATMs within India and at 29 million merchant outlets around the globe.

    • Offers:

      Central Bank of India Visa Gold Credit Card users can get special discounts and seasonal offers on hotel bookings along with amazing shopping deals, round the clock.

    • Revolving Credit:

      Central Bank of India Visa Gold Credit Card customers can also opt to avail the revolving credit facility for their credit cards.

    • AnmolRewardz Loyalty program:

      Central Bank of India Visa Gold Credit Card holders can earn 1 rewards point for every Rs. 100 spent. Each Anmol Point can be redeemed for a value of Rs.0.30 for attractive rewards from the online CBI catalogue.

    • Payments:

      Card holders can use the auto-debit facility to make payments towards outstanding balance available on a credit card.

    • SMS Alerts:

      Central Bank of India Visa Gold Credit Card holders can get immediate SMS alerts to know the payments completed, due date, minimum amount due and other details regarding their cash or high-value transactions.

    • 24/7 Customer Care:

      Central Bank of India provides 24/7 customer care helpdesk to Central Bank of India Visa Gold Credit Card holders through a pan-India toll free helpline.

    Eligibility:

    • Individuals applying for a Central Bank of India Visa Gold Credit Card should be aged between 18 and 65 years.
    • Self-employed professionals, salaried individuals, pensioners, private limited companies, partnership and proprietorship firms are eligible to apply for a Central Bank of India Visa Gold credit card.

    Fees & Charges:

    Annual Fee

    NIL

    Issuance Fee

    Nil

    Add-on Card Fees

    NIL

    Finance Charges

    2.75% per month

    Card replacement Fees

    Rs.100

    Renewal Fees

    Rs.100

    De-blocking charges

    Rs. 100 / instance

    Over limit charges

    2% of the credit limit / A minimum of Rs.100.

    Late Payment Fee

    Below Rs. 100 - Nil

    Above Rs. 100 - Rs. 100

    Fuel Transaction Charge

    2.5%

    Charge slip Retrieval Charges

    Rs. 100

    Cheque Return Charges

    Rs. 150

    Emergency card replacement charges (abroad)

    Rs. 150 / card

    Duplicate statement

    Rs. 100 / request

    Foreign currency transactions

    Conversion mark- up fee of 3.5%

    Cash withdrawal

    Rs 100 plus service charges

    Central Bank of India Visa Gold Credit Card FAQs:

    1. What does the “Visa Bill Pay” feature offer Central Bank of India Visa Gold Credit Card customers?

      Using the “visa Bill Pay” feature, Central Bank of India Visa Gold Credit Card users can make payments to any biller listed online.

    2. How can accrued AnmolPoints be redeemed by Central Bank of India Visa Gold Credit Card customers

      Accrued AnmolPoints can be redeemed for bus tickets, air tickets, movie tickets, electronic gadgets, merchandise and also as mobile recharge.

    3. Can customers use the “Visa Bill Pay” feature to make payments for utility bills?

      Yes, Central Bank of India Visa Gold Credit Card customers can conveniently use the Visa Bill Pay feature to make any utility bill payment.

    Other Top Credit Cards By Central Bank of India

    Central Bank of India Visa Gold Credit Card Reviews

    • Central Bank of India Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have saving account with Central bank of India, hence I already deposited Rs. 1 lakh rupees in my account. Based on that, Bank have provided credit card with the limit of Rs. 80,000. I am pretty happy with that, I was accumulated 1300 reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2017
    • Central Bank of India Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I use master credit card with Central bank. I am happy with the card as I don't get offers on it. I get reward points when I swipe the card. There is no annual fee,Its life time free card.Credit limit also is good 25k The services and response has also been good.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Feb 13, 2017
    • Central Bank of India Credit Card
      "Best Credit Card"
      0.5 5.0/5 "Blown Away!"
      I have availed credit card from Central Bank of India and its dealing is very fair. Since last 5 years I have no complaint about any wrong charges. Plus there is no issuance / annual fees. I feel its security system is customer friendly and also much secure.
      Was this review helpful? 2
      , shimla
      Reviewed on Aug 13, 2016
    • Central Bank of India Credit Card
      "Average service "
      0.5 3.0/5 "Satisfactory"
      Central bank of India, is one of the biggest public sector bank and I feel that there is a lot of drawback when it comes to their service They dont have much formalities applied and they are liberal to the customers.The securities offered in the card was also not upto the mark with central bank of India.
      Was this review helpful? 0
      , pattukkottai
      Reviewed on Jun 03, 2016
    • Central Bank of India Credit Card
      "PARMOD CHOTALA "
      0.5 4.0/5 "Great!"
      The central bank is very good in the service provided.They are the nearest branch available which is good.They have applied a nominal limit in the card.The response provided was good with Central bank.I will recommend the service to others for getting a card.
      Was this review helpful? 1
      , ludhiana
      Reviewed on Feb 29, 2016
    • Central Bank of India Credit Card
      "Privledge offers and good service "
      0.5 4.0/5 "Great!"
      The service provided was quite good based on the credit card service.Its linked with the salary account so I have some privilege offers provided in the card.They have waived off the annual charges in the card.I do have a platinum card with Central bank.
      Was this review helpful? 3
      , bangalore
      Reviewed on Feb 06, 2016
    • Central Bank of India Credit Card
      "Good to use..."
      0.5 5.0/5 "Blown Away!"
      Gold credit card is better to use. I am not getting any offers from the Central Bank of India. Credit limit is satisfactory. Annual charge is nothing for my card. Billing cycle is comfortable. As soon as possible the Central Bank of India is resolving our issues.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 14, 2015
    • Central Bank of India Credit Card
      "Very Nice Card!!"
      0.5 4.0/5 "Great!"
      I had a relationship with the journal officer of Central Bank of India so I was provided a good service by Central Bank of India. I use my Masterio credit card from last 4 years , it is sufficient enough with the limit. I get good reward points. I used to get discount for my online shoppings etc. One dis advantage is Emi option is not available in this credit card. It would be better if they provide Emi option so that it will be helpful. Other wise it a free card.
      Was this review helpful? 1
      , mysore
      Reviewed on Nov 25, 2015
    • Central Bank of India Credit Card
      "EMI option need to be introduced..."
      0.5 3.0/5 "Satisfactory"
      Special features on my visa card, interest rate is very less if I pay the payment late. If I am a defaulter no charge is applied but big drawback in Central Bank of India is that no emi option in this card. Very happy with the offers. Perhaps, the annual charge is 200 to 500. The bank can very well introduce the emi options.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 04, 2015
    • Central Bank of India Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      I using the central bank of India titanium credit card. They have given 55 days free credit period. Reward points are given like for each Rs.100 they give one point. Life time free credit card is been offered. We can avail loan against the card and emi facility.
      Was this review helpful? 0
      , sagar
      Reviewed on Oct 27, 2015
    • Central Bank of India Credit Card
      "Satisfied with Visa Credit Card "
      0.5 4.5/5 "Excellent!"
      I have a Cent card taken from the central bank of India. I normally use this card for purchasing, marketing and for paying bills etc. From last one year the reward points are accumulated and I dint redeem it still. I am happy with this credit card. Service is good, it is a life time free card. I suggest the bank to increase the credit limit and cash limit.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 13, 2015
    • Central Bank of India Credit Card
      "Excellent!!!"
      0.5 5.0/5 "Blown Away!"
      I have a Cent card taken from the central bank of India. I normally use this card for purchasing, marketing and for paying bills etc. From last one year the reward points are accumulated and I dint redeem it still. I am happy with this credit card. Service is good, it is a life time free card. I suggest the bank to increase the credit limit and cash limit.
      Was this review helpful? 1
      , nagpur
      Reviewed on Jul 09, 2015
    • Central Bank of India Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Central bank of India credit card is really good. They provide 50 days grace days this includes service tax as well. They provide discounts on shopping and they dont charge any additional cost if the amount is paid within 50 days. . They cash back on railway ticket booking . Mine is a master card and its free of cost.
      Was this review helpful? 13
      , madurai
      Reviewed on May 09, 2015
    • Central Bank of India Credit Card
      "Excellent Services"
      0.5 5.0/5 "Blown Away!"
      The Titanium credit card which I have from Central bank is really good. The limit they provided was Rs.25000. The auto debit facility is really good that there are no late payment charges levied. There is no annual fees as well. There is an offer of rewards points as other credit card. The repayment time given is also good.
      Was this review helpful? 30
      , chennai
      Reviewed on Dec 03, 2014
    • Central Bank of India Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I am using Central Bank of India Credit card for last six months the service are very nice EMI options reward points are good and on-line banking is also very nice cash back facility and balance transfer facility is also good available and its a master credit card.
      Was this review helpful? 22
      , kanchipuram
      Reviewed on Jul 18, 2014
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