The Bank of Baroda with their wide range of credit cards offers customers with a range of add-on credit cards as well. These cards are meant for the family or relatives of the primary cardholder and can avail the features and benefits of the primary card. Add-on credit cards come at no additional cost and with a credit limit decided by the bank.
You will have to visit the bank and ask the representative to issue an add-on credit card for you. The benefits of the add-on credit cards are generally the same as the primary credit card. However, you have to check with your bank on the benefits you receive as an add-on credit cardholder.
The add-on credit card can be blocked by logging in to the Bank of Baroda net banking account of the primary cardholder. Apart from this, the card can also be blocked by contacting the Bank of Baroda customer care number of the bank with the registered mobile number of the primary cardholder.
The limit for add-on credit cards is decided by the bank and sometimes, with the consultation of the primary cardholder.
The reward points for the add-on credit card can be redeemed only through the primary card.
You can apply for 3 add-on credit cards.
If the add-on credit card has been lost as a primary cardholder, you have to inform the bank. The bank will then block the add-on credit card.
Yes, if the add-on credit cardholder fails to pay the credit card bill, the primary credit cardholder's credit score will reduce.
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