Axis Bank HORIZON Credit Card

Joining Fee

Primary Card: Rs.3000 plus GST (Goods and Services Tax) for PrimaryAdd-on card: No fee

Annual Fee

Primary card: Rs.3000 plus GSTAdd-on card: No fee

Cash advance fee

Transaction amount: 2.50% (Minimum Rs.500)

Late payment charges

Outstanding amount less than Rs.500: NilOutstanding amount between Rs.501 and Rs.5000: Rs.500Outstanding amount between Rs.5,001 and Rs.10,000: Rs.750Outstanding amount greater than Rs.10,000: Rs.1,200

Over limit charge

A minimum amount of Rs.500, which is 2.50% of overlimit amount

Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge)

Minimum Rs.450 and Maximum Rs.1,500, which is 2.00% of payment amount

Railway ticket booking surcharge

As prescribed by IRCTC or Indian Railways

Fuel Surcharge

on all fuel transactions between Rs,400 to Rs.5000, 1.00% fuel surcharge waiver will be provided with a max cap of Rs.400 on wavier in the statement month

Statement Request (beyond three months)

NIL

Reissue of lost, stolen or damaged card

NIL

Foreign currency transactions

3.50% of Transaction value on International Non DCC Transactions

Cash deposit at branches

Rs.100 per deposit

Finance Charges - Interest

3.60% (52.86% annual)

Rent Surcharge

On each rental transaction done on Axis Bank Credit Cards, 1.00% capped at Rs.1,500 per transaction plus taxes will be applicable. As notified by Government of India, GST (Goods and Services Tax) will also be applicable.

DCC Markup

International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation, then 1.00% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency.

A

Accor: ALL

1:1

A

Air Canada: Aeroplan

1:1

A

Ethiopian Airlines: ShebaMiles

1:1

A

Etihad Airways: Etihad Guest

1:1

A

Japan Airlines: JAL Mileage Bank

1:1

A

Marriott International: Marriott Bonvoy

1:1

A

Singapore Airlines: KrisFlyer

1:1

A

Turkish Airlines: Miles&Smiles

1:1

A

Thai Airways: Royal Orchid Plus

1:1

A

United Airlines: United MileagePlus

1:1

A

Wyndham Hotels & Resorts: Wyndham Rewards

1:1

B

Air India: Flying Returns

1:1

B

Air Asia: airasia rewards

1:1

B

Air France - KLM: Flying Blue

1:1

B

Air Vistara: Club Vistara

1:1

B

IHG Hotels & Resorts: IHG One Rewards

1:1

B

ITC: Club ITC

1:1

B

Qantas Airways: Qantas Frequent Flyer

1:1

B

SpiceJet: SpiceClub

1:1