City Union Bank Credit Card

The City Union Bank offers a wide range of products to its customers which includes credit cards in collaboration with the State Bank of India. These credit cards come many benefits and features catering to the requirements of their customers.

Updated On - 26 Dec 2025
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Why Choose City Union Bank Credit Cards?

The City Union Bank credit cards in collaboration with the State Bank of India are powered by VISA which is accepted all over the world. The cards come with a welcome offer and provide customers various benefits on all types of transactions they make. Along with this, these credit cards are equipped with contactless technology.

Features and Benefits of City Union Bank Credit Cards

Add-on cards

The City Union Bank offers add-on credit cards with the primary credit card for family members who are above the age of 18.

Customer Support

City Union Bank does provide customer support for all types of complaints and queries of

Balance Transfer

Cardholders can transfer the balance from their other credit cards to the City Union Bank Credit Card and repay the amount at lower interest rates.

EMI Facility

High-value purchases made with the City Union Bank Credit Card can be converted to EMIs.

List of City Union Bank Credit Cards

City Union Bank SBI SimplySave Credit Card

The City Union Bank SBI SimplySave Credit Card comes with many benefits for cardholders across different categories. The credit card comes with a welcome benefit along with a fuel surcharge waiver and accelerated reward points.

City Union Bank SBI Prime Card

The City Union Bank SBI Prime Card is a premium credit card that comes with not only accelerated reward points and fuel surcharge waiver, but also complimentary lounge access, membership to Club Vistara, and insurance coverage of up to Rs.1 lakh.

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City Union Bank Credit Card Charges and Interest

Charge

City Union SBI SimplySave Credit Card

City Union Bank SBI Prime Card

Annual fee

Rs.499

Rs.2,999

Renewal fee

Rs.499

Rs.2,999

Add-on card fee

Nil

Nil

Finance charge

3.35%

3.35%

City Union Bank Rewards Program

Card

Reward Point Benefits

City Union SBI SimplySave Credit Card

  1. 1 reward point on every Rs.100 spent on regular purchases.
  2. 10 reward points on every Rs.100 spent on dining, movies, departmental store and grocery expenses.

City Union Bank SBI Prime Card

  1. 2 reward points offered on every Rs.100 spent on retail purchases.
  2. Get 20 reward points on every Rs.100 spent for utility bill payments and birthday spends.
  3. 10 reward points given for every Rs.100 spent on dining, movies, departmental and grocery spends.

Eligibility Criteria for City Union Bank SBI Credit Cards

Employment status

He or she must be either salaried or self-employed

Age

The applicant must be at least 18 years old.

Nationality

The primary applicant must be a citizen of India.

Credit Score

People having a good credit score will be eligible for the card.

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Documents Required for the City Union Bank SBI Credit Cards

Income Proof

Proof of Address

Identity Proof

IT Returns

Passport

Voter ID

Form 16

Aadhaar Card

Aadhaar Card

Salary Slip

Voter ID

Driving License

-

Ration Card

-

City Union Bank Credit Card FAQs

  • What additional benefits do I receive with the City Union Bank SBI Prime Card?

    With the City Union Bank SBI Prime Card, you receive additional benefits such as Fraud Liability coverage of up to Rs.1 lakh, spend-based reward points, up to 20x accelerated rewards, complimentary access to the Priority Pass Program, and membership to Club Vistara.

  • Are there additional charges for the add-on credit cards?

    No, the add-on credit cards are offered at no extra charge by the City Union Bank.

  • What are the interest rates for all City Union Bank Credit Cards?

    The rate of interest charged for all City Union Bank Credit Cards is 3.35%.

  • What types of credit cards does City Union Bank offer?

    City Union Bank provides many different kinds of credit cards, including the Dhi Visa Signature Card and co-branded and themed cards. All of these cards have been designed to offer different types of rewards (such as cash back), or different ways of spending. 

  • Who is eligible for City Union Bank credit cards?

    In order to be approved as an applicant, a person must be a resident of India, 18 to 65 years of age, and meet the minimum income requirement for some of the card types. City Union Bank accepts applications from salaried and self-employed individuals and may also require that applicants provide a minimum income or fixed deposit as security for some of its credit card offerings. 

  • Where do I apply for City Union Bank credit cards?

    City Union Bank’s online net banking platform, online mobile banking, and City Union Bank branch locations are all options for submitting an application for a credit card. It is important to note that secured or co-branded credit cards will require documentation. 

  • What are the benefits of using City Union Bank credit cards?

    City Union Bank offers a variety of benefits through the use of these credit cards. Many of these benefits include access to the worldwide acceptance of the Visa card, earning rewards points or cash back on purchases made with the card, and discounts at both retail stores and restaurants. In addition, there are also value-added benefits such as movie and travel perks. 

  • What are the fees and charges of City Union Bank credit cards?

    There are different types of card products, and some of them do not assess a joining fee or an annual fee when the card is first opened, while others that are premium, co-branded, etc., may have applicable fees when they are opened and/or at renewal. Individual credit card types can have varying rates of interest, withdrawal charge on cash advances, late payment fees, etc.  

  • How can I pay my City Union Bank credit card bill?

    Payment Method to City Union Bank You may pay via UPI, NEFT, Mobile Banking or Internet Banking using your Credit Card or linked bank account details. You can also set up an auto-pay facility to avoid occurrences of missed payments and interest charges.  

  • What should I do if my City Union Bank card is lost or stolen?

    Lost or Stolen City Union Bank Card You need to call City Union Bank's 24X7 Customer Care Centre immediately upon discovering that your credit card has been lost or stolen. You can also block your card through Mobile Banking or Virtual Assistant channels, as well as request a replacement card to prevent any misuse of your card. 

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