Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • City Union Bank SimplySave SBI Credit Card

    The City Union Bank SimplySAVE SBI Card is a co-partnered credit card offered by City Union Bank and the State Bank of India. This rewards credit card offers accelerated reward points, fuel surcharge waiver and annual fee waivers. The City Union Bank SimplySAVE SBI Card comes with an annual fee of Rs.499 (plus GST) and a finance charge of 3.35% per month.

    Key Highlights of City Union Bank SimplySAVE SBI Card

    • 2,000 reward points on spending Rs.2,000 within the first 2 months of card issuance.
    • Fuel surcharge waiver.
    • 10x reward points on dining, movies, and departmental store purchases.
    • Annual fee waiver on spending Rs.1 lakh in a year.

    Features and Benefits of City Union Bank SimplySAVE SBI Card

    Welcome Benefits On spending Rs.2,000 within the first 2 months of card issuance, get 2,000 reward points.
    Reward point Benefits
    • Get 10x reward points on every Rs.100 spent on movies, dining, grocery and departmental store purchases.
    • 1 reward point given on every Rs.100 spent on other purchases.
    Fuel Benefits Get a fuel surcharge waiver on transactions ranging between Rs.500 and Rs.3,000.
    Spend Based Benefits On spending Rs.1 lakh in a year, the annual fee of the card is waived.
    Flexipay The Flexipay facility allows a cardholder to convert his purchases of more than Rs.2,500 into EMIs.
    Balance Transfer Benefits Transfer the balance of any other credit card to the City Union Bank SimplySAVE SBI Card and pay it back at a lower interest rate.
    Easy Money Facility You can withdraw money against your credit limit in the form of a cheque or demand draft with this facility.
    Cash Withdrawal You can withdraw cash from any of 1 million ATMs that are present all over the world.
    Global Acceptance The card can be used at more than 1 million outlets all over the world.
    Add-On Card You can apply for an add-on card for your siblings, children, spouse, or parents who are above the age of 18 years.
    Utility Bill Payment The card can be used for the payment of utility, mobile, telephone, and electricity bills.

    City Union Bank SimplySAVE SBI Card Limit

    The credit limit for the City Union Bank SimplySAVE SBI Card is assigned by the bank considering several factors. The State Bank of India and the City Union Bank will check the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.

    City Union Bank SimplySAVE SBI Card Fees and Charges

    Type of Charge Fee
    Joining fee Rs.499 plus taxes
    Renewal fee Rs.499 plus taxes
    Cash advance fee 2.5% of the transaction amount (subjected to a minimum of Rs.500)
    Over limit fee 2.5% of the over limit amount
    Finance charge 3.35% per month
    Cash advance limit 80% of the credit limit
    Late payment fee
    • NIL if the total amount due is from Rs.0 to Rs.500.
    • Rs.400 if the total amount due is greater than Rs.500 and up to Rs.1,000.
    • Rs.750 if the total amount due is greater than Rs.1,000 and up to Rs.10,000.
    • Rs.950 if the total amount due is greater than Rs.10,000 and up to Rs.25,000.
    • Rs.1,100 if the total amount due is greater than Rs.25,000 and up to Rs.50,000.
    • Rs.1,300 if the total amount due is greater than Rs.50,000.
    Cheque fee Rs.100
    Add-on credit card fee Nil
    Cash payment fee Rs.199
    Free credit period Nil
    Payment dishonour fee 2% of the payment amount
    Statement retrieval Rs.100
    Rewards redemption fee Rs.99
    Foreign currency mark-up 3.5%

    Eligibility Criteria for City Union Bank SimplySAVE SBI Card

    Nationality The primary applicant must be a citizen of India.
    Age The applicant must be at least 18 years old.
    Employment status He or she must be either salaried or self-employed
    Credit Score Applicants having a good credit score will be eligible for the card.

    Documents Required for City Union Bank SimplySAVE SBI Card

    Proof of Address Identity Proof Income Proof
    Ration Card Voter ID Salary Slip
    Aadhaar Card Aadhaar Card Form 16
    Voter ID Driving License IT Returns
    Passport - -

    How to Apply for City Union Bank SimplySAVE SBI Card

    To apply for the City Union Bank SimplySAVE SBI Card, here are the steps that need to be followed:

    • Step 1: Visit the official website of the State Bank of India credit card at SBIcard.com.
    • Step 2: Select the option of ‘credit cards’.
    • Step 3: Click on City Union Bank SimplySAVE SBI Card.
    • Step 4: Select the option of ‘apply now’.
    • Step 5: Once done, submit the details required.
    • Step 6: Click on submit. A representative from the bank will then get in touch with you.

    City Union Bank SimplySAVE SBI Card FAQs

    1. Is there an add-on card available for the City Union Bank SimplySAVE SBI Card?

      Yes, there is an add-on credit card available for the City Union Bank SimplySAVE SBI Card.

    2. How much do I have to spend to get an annual fee waiver?

      In order to get the annual fee waiver for the following year, you must have a minimum spend of Rs.1 lakh in a year.

    3. From where can I apply for the City Union Bank SimplySAVE SBI Card?

      You can apply for the City Union Bank SimplySAVE SBI Card from the SBI Card official website or through BankBazaar.

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