City Union Bank SimplySave SBI Credit Card

Welcome Benefits

On spending Rs.2,000 within the first 2 months of card issuance, get 2,000 reward points.

Reward point Benefits

1. Get 10 reward points on every Rs.150 spent on movies, dining, grocery and departmental store purchases.
2. 1 reward point given on every Rs.150 spent on other purchases.

Fuel Benefits

Get a fuel surcharge waiver on transactions ranging between Rs.500 and Rs.3,000.

Spend Based Benefits

On spending Rs.1 lakh in a year, the annual fee of the card is waived.

Flexipay

The Flexipay facility allows a cardholder to convert his purchases of more than Rs.2,500 into EMIs.

Balance Transfer Benefits

Transfer the balance of any other credit card to the City Union Bank SimplySAVE SBI Card and pay it back at a lower interest rate.

Easy Money Facility

You can withdraw money against your credit limit in the form of a cheque or demand draft with this facility.

Cash Withdrawal

You can withdraw cash from any of 1 million ATMs that are present all over the world.

Global Acceptance

The card can be used at more than 1 million outlets all over the world.

Add-On Card

You can apply for an add-on card for your siblings, children, spouse, or parents who are above the age of 18 years.

Utility Bill Payment

The card can be used for the payment of utility, mobile, telephone, and electricity bills.

Milestone benefits

Spend Rs.1 lakh in a year and get a reversal on the annual fee.

Type of Charge

Fee

Joining fee

Rs.499

Renewal fee

Rs.499

Finance charge

Up to 3.35% monthly

Add-On card fee

Nil

Cash advance fee

1. 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
2. 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance charge

3.50% per month or 42% per annum

Payment dishonour fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment

1. From Rs.0 to Rs.500 - Nil
2. More than Rs.500 up to Rs.1,000 - Rs.400
3. More than Rs.1,000 up to Rs.10,000 - Rs.750
4. More than Rs.10,000 up to Rs.25,000 - Rs.950
5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
6. More than Rs.50,000 - Rs.1,300.

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency mark-up

3.50%

Nationality

The primary applicant must be a citizen of India.

Age

The applicant must be at least 18 years old.

Employment status

He or she must be either salaried or self-employed

Credit Score

Applicants having a good credit score will be eligible for the card.

Proof of Address

Identity Proof

Income Proof

Ration Card

Voter ID

Salary Slip

Aadhaar Card

Aadhaar Card

Form 16

Voter ID

Driving licence

IT Returns

Passport

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