City Union Bank SBI Card PRIME

The City Union Bank SBI Card PRIME is a co-partnered lifestyle credit card by the City Union Bank and the State Bank of India. This credit card comes with a wide range of features and benefits across various categories such as reward points, fuel, travel, and more. The City Union Bank SBI Card PRIME comes with an annual fee of Rs.2,999 (plus taxes) and an interest rate of 3.35% per month.

Key Highlights of the City Union Bank SBI Card PRIME

  1. Welcome gift voucher worth Rs.3,000 from different brands.
  2. Accelerated reward points on utility bill payments.
  3. Gift vouchers from Pizza Hut on quarterly spends.
  4. Accelerated reward points on your birthday.
  5. Travel benefits including lounge visits and Club Vistara Memberships.
  6. Complimentary golf rounds at golf courses all over India.

City Union Bank SBI Card PRIME Features and Benefits

Welcome Benefits

  1. Get a welcome e-Gift voucher worth Rs.3,000 from different brands such as Bata or Hush Puppies, Aditya Birla Fashion, Shoppers Stop, Pantaloons and Yatra.com.

Reward point Benefits

  1. Accelerated reward points of 20 per Rs.100 spent on utility bill payments and standing instructions.
  2. 10 reward points for every Rs.100 spent on dining, movies, groceries, and departmental stores.

Milestone Benefits

  1. On spending Rs.50,000 in 3 months, get a voucher from Pizza Hut worth Rs.1,000.
  2. Renewal fee waived on annual spends of Rs.3 lakh.

Birthday Benefits

  1. Get 20 reward points on every Rs.100 spent during your birthday.

Travel Benefits

  1. Complimentary Club Vistara Silver Membership.
  2. 1 complimentary lounge access voucher is given along with 1 upgrade voucher.
  3. Enjoy 4 complimentary visits to International Priority Pass Lounges per year.
  4. 8 complimentary visits to domestic airport lounges per year.

VISA Benefits

  1. Enjoy 4 complimentary rounds on Green Fees per year along with 1 complimentary golf lesson per month at select golf courses in India.
  2. Get exclusive benefits at 900 luxury hotels all over the world.
  3. Save more with 10% off on Hertz car rental and up to 35% off on Avis Car Rentals.

Flexipay

  1. Convert transactions above Rs.2,500 to EMIs with the Flexipay facility.

Easy Money Benefits

  1. Easy Money allows cardholders to avail money from the credit card at any given time.

City Union Bank SBI Card PRIME Limit

The credit limit for the City Union Bank SBI Card PRIME is assigned by the bank considering several factors. The State Bank of India and the City Union Bank will check the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.

City Union Bank SBI Card PRIME Fees and Charges

Type of Charge

Amount

Annual Fee

Rs.2,999

Renewal fee

Rs.2,999

Finance Charges

Up to 3.35% monthly

Add-on credit card fee

Nil

Over limit fee

2.5% of the over limit amount

Cash advance fee

  1. 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
  2. 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance charge

3.50% per month or 42% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment fee

  1. From Rs.0 to Rs.500 - Nil
  2. More than Rs.500 up to Rs.1,000 - Rs.400
  3. More than Rs.1,000 up to Rs.10,000 - Rs.750
  4. More than Rs.10,000 up to Rs.25,000 - Rs.950
  5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
  6. More than Rs.50,000 - Rs.1,300.

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%

Eligibility Criteria for City Union Bank SBI Card PRIME

Age

The applicant must be at least 18 years old.

Employment status

He or she must be either salaried or self-employed

Nationality

The primary applicant must be a citizen of India.

Credit Score

People having a good credit score will be eligible for the card.

Documents Required for the City Union Bank SBI Card PRIME

Proof of Address

Income Proof

Identity Proof

Passport

IT Returns

Voter ID

Aadhaar Card

Form 16

Aadhaar Card

Voter ID

Salary Slip

Driving License

Ration Card

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How to Apply for City Union Bank SBI Card PRIME

To apply for the City Union Bank SBI Card PRIME, here are the steps that need to be followed:

  1. Step 1: Visit the official website of the State Bank of India credit card at SBIcard.com.
  2. Step 2: Select the option of 'credit cards'.
  3. Step 3: Select City Union Bank SBI Card PRIME.
  4. Step 4: Click on the option of 'apply now'.
  5. Step 5: Once done, add the details required.
  6. Step 6: Click on submit. A representative from the bank will then get in touch with you.

FAQs on City Union Bank SBI Card PRIME

  • What is the over limit fee for the credit card?

    The over limit fee is 2.5% of the over limit amount; minimum of Rs.600.

  • Is there an EMI facility available on the credit card?

    Yes, you can convert transactions above Rs.2,500 to EMIs with the Flexipay facility.

  • Do I earn extra reward points on my birthday?

    You get 20 reward points for every Rs.100 spent during your birthday.

  • What is the foreign currency transaction rate?

    The foreign currency transaction rate is 3.50%.

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