Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The City Union Bank SBI Card PRIME is a co-partnered lifestyle credit card by the City Union Bank and the State Bank of India. This credit card comes with a wide range of features and benefits across various categories such as reward points, fuel, travel, and more. The City Union Bank SBI Card PRIME comes with an annual fee of Rs.2,999 (plus taxes) and an interest rate of 3.35% per month.
| Welcome Benefits |
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| Reward point Benefits |
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| Milestone Benefits |
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| Birthday Benefits |
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| Travel Benefits |
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| VISA Benefits |
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| Flexipay |
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| Easy Money Benefits |
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The credit limit for the City Union Bank SBI Card PRIME is assigned by the bank considering several factors. The State Bank of India and the City Union Bank will check the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.
| Type of Charge | Amount |
|---|---|
| Annual Fee | Rs.2,999 |
| Renewal fee | Rs.2,999 |
| Finance Charges | Up to 3.35% monthly |
| Add-on credit card fee | Nil |
| Over limit fee | 2.5% of the over limit amount |
| Cash advance fee | |
| Finance charge | 3.50% per month or 42% per annum |
| Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment fee |
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| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards redemption fee | Rs.99 |
| Foreign currency transaction | 3.50% |
| Age | The applicant must be at least 18 years old. |
| Employment status | He or she must be either salaried or self-employed |
| Nationality | The primary applicant must be a citizen of India. |
| Credit Score | People having a good credit score will be eligible for the card. |
| Proof of Address | Income Proof | Identity Proof |
|---|---|---|
| Passport | IT Returns | Voter ID |
| Aadhaar Card | Form 16 | Aadhaar Card |
| Voter ID | Salary Slip | Driving License |
| Ration Card | - | - |
To apply for the City Union Bank SBI Card PRIME, here are the steps that need to be followed:
The over limit fee is 2.5% of the over limit amount; minimum of Rs.600.
Yes, you can convert transactions above Rs.2,500 to EMIs with the Flexipay facility.
You get 20 reward points for every Rs.100 spent during your birthday.
The foreign currency transaction rate is 3.50%.
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