Andhra Bank credit card customers can earn rewards on every single purchase they make. ABLE reward points can be got for every rupee spent using an Andhra Bank credit card and the same can be redeemed for a plethora of gifts and merchandise. Andhra Bank will automatically enroll a credit card holder into the Andhra Bank Loyalty Engagement program (ABLE), which helps them earn reward points for any type of purchase. In order to make redemptions, the Andhra Bank customer has to register on the ABLE rewards website.
Earning reward points is an easy task with Andhra Bank credit cards. Customers can get 3 reward points for every Rs. 100 spent on all kinds of purchases made with a Classic Credit Card, Silver Credit Card or a Gold Credit Card. 5 reward points can be got by customers for every Rs. 100 spent using a Platinum credit card. Andhra Bank does not impose any limit on the number of reward points that can be earned. ABLE reward points come with a validity of up to 18 months.
ABLE Rewards points can be redeemed for the following -
Customers can redeem ABLE reward points by logging into their online account on the ABLE rewards website.
Under “Account Details”, customers have to select "Worldswipe" and then access the ABLE rewards redemption page to initiate redemptions.
Andhra Bank customers cannot earn reward points on cash advances, fund transfers, annual fees payment, payment of other charges, late payment fees, miscellaneous charges under the ABLE rewards program, preferred payment plans and installment payment plans.
Yes, add-on card holders can earn reward points on purchases and the same will be credited to the supplementary card account.
The accrued ABLE points will be reflected in the monthly credit card bill of the customer. Customers can also login to their online accounts to check the reward points balance and make redemptions.
Once the merchant records the transaction, the ABLE reward points will get credited within 48 hours and these points can be redeemed after a period of 30 days.
Andhra Bank will take a few working days to process and send the voucher. In case of non-receipt of the voucher even after 21 working days, Andhra Bank credit card holders can contact the customer care desk at 1800 200 4014 to check the status of delivery.