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  • Andhra Bank Credit Card Reward Points

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    Andhra Bank credit card customers can earn rewards on every single purchase they make. ABLE reward points can be got for every rupee spent using an Andhra Bank credit card and the same can be redeemed for a plethora of gifts and merchandise. Andhra Bank will automatically enroll a credit card holder into the Andhra Bank Loyalty Engagement program (ABLE), which helps them earn reward points for any type of purchase. In order to make redemptions, the Andhra Bank customer has to register on the ABLE rewards website.

     

    How can you earn reward points using Andhra Bank credit cards?

    Earning reward points is an easy task with Andhra Bank credit cards. Customers can get 3 reward points for every Rs. 100 spent on all kinds of purchases made with a Classic Credit Card, Silver Credit Card or a Gold Credit Card. 5 reward points can be got by customers for every Rs. 100 spent using a Platinum credit card. Andhra Bank does not impose any limit on the number of reward points that can be earned. ABLE reward points come with a validity of up to 18 months.

     

    What do you redeem reward points under the ABLE Rewards Program?

    ABLE Rewards points can be redeemed for the following -

    • Movie Tickets
    • Merchandise
    • Gift Vouchers
    • Travel Bookings
     

    How do you redeem reward points under the ABLE Rewards Program?

    Customers can redeem ABLE reward points by logging into their online account on the ABLE rewards website.

    Under “Account Details”, customers have to select "Worldswipe" and then access the ABLE rewards redemption page to initiate redemptions.

     

    FAQs for Andhra Bank Credit Card ABLE Rewards Program:

    1. What are the types of credit card transactions through which Andhra Bank customers cannot earn ABLE points?

      Andhra Bank customers cannot earn reward points on cash advances, fund transfers, annual fees payment, payment of other charges, late payment fees, miscellaneous charges under the ABLE rewards program, preferred payment plans and installment payment plans.

    2. Can supplementary Andhra Bank credit card holders earn ABLE reward points?

      Yes, add-on card holders can earn reward points on purchases and the same will be credited to the supplementary card account.

    3. How can Andhra Bank credit card holders check their ABLE reward point’s balance?

      The accrued ABLE points will be reflected in the monthly credit card bill of the customer. Customers can also login to their online accounts to check the reward points balance and make redemptions.

    4. How long does it take for ABLE reward points to get credited to the Andhra Bank customer’s card account?

      Once the merchant records the transaction, the ABLE reward points will get credited within 48 hours and these points can be redeemed after a period of 30 days.

    5. If a customer has redeemed ABLE reward points for vouchers, how long does it take for the transaction to get processed?

      Andhra Bank will take a few working days to process and send the voucher. In case of non-receipt of the voucher even after 21 working days, Andhra Bank credit card holders can contact the customer care desk at 1800 200 4014 to check the status of delivery.

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    Credit Card Reviews

    • andhra Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I am holding credit card from Andhra Bank. They have given sufficient credit limit. I am not sure whether it's a lifetime free card or not. I am getting reward points and cash back offers. I have been using it almost a year. Their rate of interest is very high.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 26, 2019
    • andhra Bank
      andhra Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using Andhra Bank credit card which was applied through Online .I have got all the required details about the card process through the agent.The credit limit was very less it was upto 30,000and it was not sufficient as well.I have good cash back offers and reward points so far .This was my first credit card .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 17, 2019
    • andhra Bank Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      My salary is getting credited in Andhra bank account hence i have chosen the same. Purchasing of dress and groceries i bought this card but i don't get any offer till now. They have provided me a credit limit of Rs. 25000. They are charing a annual fee of Rs. 800 and it won't waived off.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 06, 2019
    • andhra Bank Credit Card
      "Need to enhance the credit limit"
      0.5 5.0/5 "Blown Away!"
      I have taken ANDHRA bank rupay credit card for more than 2 years. It is an annual fee chargeable but the credit limit is low for 10 thousands only which was given from bank. I use this card for fuel purposes. But there is no much offers and benefits.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 23, 2019
    • andhra Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with ANDHRA BANK where the card has the good credit limit also it is a life time free card added on that it is a payable card. There is a EMI option available with the card where it is easy to use with the card. The application is easy to use.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 22, 2019
    • andhra Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Before four months I got the Andhra bank credit card I heard from my friend it has good features. Since I have bank account with them , I availed the card but its a chargeable one. The process was easy to get the card within 10 days I got the card and generated the pin through online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2019
    • andhra Bank Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have kept idle Andhara bank credit card because of their response as their customer care do not response me well, they have not charged me annual fee as it is life time free credit card, the credit limit which they have charged me was nominal, they use to give good offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 26, 2019
    • andhra Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ANDHARA BANK. I am holding this card for past few year . Customer service is up to the mark whenever i called them they solve my query . They had given me with a good credit limit .I have been using this card for multiple purposes. Credit limit is 20000 and it is fine .
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 08, 2019
    • andhra Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am using the savings account with the ANDHRA BANK where the customer support is not good also there are charges applicable for the services but it is nominal with this bank. the online banking is good with this bank without any hassle process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 28, 2019
    • andhra Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Since i have a account with them they have provided me a credit card with Andhra bank and i hold this card for last 1 year. There is a limit of Rs. 20000. I am not sure about the Internet banking facility but i am using the mobile app. I have not faced any transaction related issue so far.
      Was this review helpful? 2
      , chennai
      Reviewed on May 28, 2019
    • andhra Bank Credit Card
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I have platinum card, they give 10x points for every Rs.150 spend and also would say the redemption on the points are good. I am working for the same Andhra bank hence they gave me this card I appreciate the customer support is also supportive.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 28, 2019
    • andhra Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The best feature with the ANDHRA BANK is that there is no late fee payment for the card after the due date for 1-2 days. The credit limit given with this card is satisfactory added on that the card has the good offers too, the service is good in this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 27, 2019
    • andhra Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I hold Andhra bank credit card for an while, They have not charged me annual fee in this card, I am happy with the credit limit which they have given me in this card,they use to give average offers , so far i did not face any issue, Their overall service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 11, 2019
    • andhra Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ANDHRA BANK as i am holding it since from last few year and also the card has no charges applicable as hidden charges. The card limit they offered was satisfactory added on that it is life time free credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 10, 2019
    • andhra Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am existing account holder of Andhra Bank since from last five years, They have given me a credit card and they have charged me annual fee in this card but waived off option is available. Their service was quite okay but the offers are good on the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 10, 2019
    • andhra Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding my credit card with Andhra bank from long time.They have charged me annual fee in this card,but waived off option is available in this card,and i am happy with the credit limit which they have given in this card,they use to give good offers as well.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 08, 2019
    • andhra Bank Credit Card
      "Not up to the mark"
      0.5 2.0/5 "Expected more"
      It has almost been a year since i am using this Savings account where the services of them had not been up to the mark. The credit limit with this card has been less and i use the card for some of my offline purchases. There has not been any good offers or discounts provided by them so far.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 04, 2019
    • andhra Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      Earlier I had a credit card with Andhra Bank and have surrendered the card back because whatever transactions I do they deduct that amount directly from my salary account without sending any notification which am not satisfied. The credit limit is too low.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 31, 2019
    • andhra Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ANDHRA BANK as i am holding it since from last one year and also the card has no charges applicable as hidden charges. The card limit they offered was 50K with this loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Mar 23, 2019
    • andhra Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Andhra credit card for last 3 months. Its good and the credit limit is 50K. I am using the card for shopping and fuel purpose.I have got benefits on this card on doing the transactions. Its a life time free credit card. The charges are reasonable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 09, 2019
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