Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Visakhapatnam Personal Loan

    We found 32 Visakhapatnam Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Visakhapatnam Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar services are nice. Once I submitted my loan application I received call from bankbazaar and they inquired about the details to process the loan. I got the suggestions on bank from the web portal. My application been forwarded to the bank by bankbazaar. Website is easy to handle.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 25, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      When I was surfing for personal loan on third party website, I filled all my information on the site. Post which, it suggested only one bank which is ICICI. So I went ahead and submitted the loan application with the ICICI bank. Immediately I received call from the bank and they said due to salary constrains they could not provide the loan and closed my application.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The process followed by Bankbazaar was really good, easy I had a smooth experience as well. The customer support is good and the response was al through my process in giving me updates or checking on the status. The website has also been up to the mark with all the details clearly mentioned.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 24, 2017
    • ICICI Bank Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      ICICI bank has been very much responsive on my personal loan. I could not proceed for the same as I did not have the bank statements which was required by them. The rate of interest was average. It was around 17%. The processing charges was average too. Overall a very good service provided by them.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Very Good"
      0.5 4.5/5 "Excellent!"
      The services at Bank bazaar was good They approached me on time and verified my details and also informed me the process for the loan. The continuous follow up calls was helpful Executive from Bank Bazaar gave satisfactory service and they made it a good experience.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Very Good"
      0.5 4.0/5 "Great!"
      Good experience with HDFC Bank for my personal loan. Documentation process was smooth. Rate of Interest was 12.5%, they had charged around 6000 rs for processing fees and other charges. I have applied for 3 laks rupees loan but I received 2.40 laks , they had also provided very friendly services, also they are cooperative.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The response was very quick with bank bazaar. In concern to my Personal Loan bankbazaar.com gave a very quick response within 24 hours, after giving my requirement in their portal. I know bankbazaar.com through a web search . I am with bankbazaar for past 1 year. I have applied for Personal loan through bank bazaar web site which is easy to use and user friendly.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 17, 2017
    • ICICI Bank Personal Loan
      "Good service with high interest rate"
      0.5 4.0/5 "Great!"
      My personal loan process went good with ICICI bank. The rate of interest is very high , when compared with other banks. They took around 4 to 5 days to disburse my personal loan. The documentation process went smooth with ICICI bank. Other than the Interest rate everything was quite fine with ICICI bank.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 17, 2017
    • Bank Bazaar Customer Support
      "Recommendable service"
      0.5 5.0/5 "Blown Away!"
      When I was searching for the personal loan, I came to know about bank bazaar and it helped me to get in touch with the partner bank, the way bank bazaar gave response was really good and very helpful. One of my friendly has recommended me about bankbazaar.com, I have applied Personal loan through Bank bazaar web portal, which is easy to use and customer friendly.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on May 15, 2017
    • ICICI Bank Personal Loan
      "Perfect Service"
      0.5 5.0/5 "Blown Away!"
      The way ICICI responsded was very good and they made a very good follow up in concern to my personal loan application. ICICI executive was very helpful and supportive to avail personal loan with them. Within 3 days of time my loan got disbursed with ICICI bank which was very helpful. The rate of interest is high, I was expecting lower interest rate with ICICI bank.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on May 15, 2017
    • Bank Bazaar Customer Support
      "Helpful Service"
      0.5 4.5/5 "Excellent!"
      Bankbazaar website is very easy to navigate and it is useful for EMI calculations, checking eligibility status and to select the banks for the loan based on interest rate. I received good response from bankbazaar when I approached them for my financial assistance.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 13, 2017
    • HDFC Bank Personal Loan
      "Good Bank"
      0.5 4.0/5 "Great!"
      I availed the personal loan from HDFC bank. The interest rate is 11.99% and the processing fee is .5% so comparatively HDFC bank is good in terms of interest rate and other charges. Even the eligible loan amount also pretty good with HDFC bank.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 13, 2017
    • ICICI Bank Personal Loan
      "High Rate of Interest"
      0.5 5.0/5 "Blown Away!"
      ICICI bank responded well for my personal loan application. I had taken the loan from them recently. But I felt the rate of interest is very high when compared with other banks. It was 14.75% and the processing fee is 2.25% which is too high. But in HDFC bank, interest rate is 11.99% and the processing fee is .5%. Only because of urgency I accepted the highest rate. Other than that the process was very fast with them.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 13, 2017
    • Bank Bazaar Customer Support
      "Overall satisfied"
      0.5 5.0/5 "Blown Away!"
      Overall Bank Bazaar service is good, response is fast. Representatives are very supportive and they provided requirement information about the loan products and within two days they have connected with ICICI. I am completely happy with Bank Bazaar service.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 11, 2017
    • ICICI Bank Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I didn't face any difficulties to get ICICI Personal loan, I got my disbursement on time. From bank end everything is fine, but only my end document process got delay. I took the loan amount of Rs. 3 lakhs with the tenure five years. ICICI offered me good interest rate.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 11, 2017
    • ICICI Bank Personal Loan
      "Good "
      0.5 3.5/5 "Pretty good"
      Interest rate with the ICICI bank for the personal loan was around 14.49% and the services were very good, also the loan amount got disbursed to my account within ten to fifteen days of time. Each and every aspect is really good with ICICI also I would like to suggest that they need to reduce the interest rate.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 11, 2017
    • Bank Bazaar Customer Support
      "Bank Statement technical issue"
      0.5 5.0/5 "Blown Away!"
      I tried on UBI it says invalid credential and I get verification code on mobile where to use it is a bit confusing. It shows an option to upload document such feature not available instead it as for user id and password. Please verify this feature and make it more user friendly.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 02, 2017
    • Bank Bazaar Customer Support
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar.com has been excellent. I am happy that they responded on time and there were no issue in processing my details to the bank. The portal is clear as well and very much informative. There were proper follow up calls done too.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 28, 2017
    • ICICI Bank Personal Loan
      "Quick response"
      0.5 5.0/5 "Blown Away!"
      Since I did not have my pay slips for the last two months. I could not proceed ahead for the personal loan with ICICI Bank. The bank had done a good job by contacting me on time and informing me the details about the loan. The rate of interest and charges were also quite reasonable,.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 28, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bank bazaar is much helpful with the very quick response. Bank bazaar quotes are really helpful to choose the products with the different partner banks. Bank bazaar web portal is easy to use and customer friendly. Bank bazaar gives good service to their customers.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 27, 2017
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    Visakhapatnam Personal Loan is Rated as "Great!" by 499 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Visakhapatnam, also known as “Vizag”, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth.The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Visakhapatnam Personal Loan if you are

    01
    02
    03
    04
    Visakhapatnam Personal Loan Minimum Age

    At least 21 years old

    Visakhapatnam Personal Loan Maximum Age

    Less than 65 years old

    Visakhapatnam Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Visakhapatnam Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Visakhapatnam Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Visakhapatnam Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Visakhapatnam Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Visakhapatnam Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Visakhapatnam Personal Loan amount by these steps

    01
    02
    Visakhapatnam Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Visakhapatnam

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Visakhapatnam Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Visakhapatnam Personal Loan Interest RatesUpdated on 30 May 2017

    Visakhapatnam Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Gold Rate in Visakhapatnam Or Silver Rate in Visakhapatnam
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