Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Vijayawada Personal Loan

    We found 32 Vijayawada Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Vijayawada Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been on time and they were professional in communicating the details to me. It was a quick process and the overall experience has been good because I also had follow up calls from this team on a regular basis from their end.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 29, 2017
    • ICICI Bank Personal Loan
      "Not satisfactory"
      0.5 1.0/5 "Really Bad"
      It was not a satisfactory experience with ICICI Bank, as I have applied for a personal loan and I have not gone ahead with it as there was a zero response from the bank. I would not wish to recommend this services as the bank has not even called in to check the requirement.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 29, 2017
    • ICICI Bank Personal Loan
      "Good but need to be customer centric in future."
      0.5 2.5/5 "Just OK"
      I haven't got the personal loan with ICICI bank, because there was lack of one single document, that was the reason for the cancellation of the personal loan application. They did not provide sufficient time to submit the documents. The documentation process can be done in a processed way, The rate of interest is nominal with ICICI bank. Overall the service was average with ICICI bank.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 24, 2017
    • HDFC Bank Personal Loan
      "Indeed! Not supportive"
      0.5 2.0/5 "Expected more"
      I applied for personal loan with HDFC bank for two times. All the times I had submitted my application along with the documents. But the bank had not been accepted my loan application but they rejected it. That is because of HDFC bank only, my documents been misused by them. My experience with HDFC is not good.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 18, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 4.0/5 "Great!"
      I got good response from bankbazaar. I visited bankbazaar site and submitted my loan application over their website. Post which I got response from bankbazaar executives and they followed up my application and promptly forwarded it to the financial institutions.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 18, 2017
    • Fullerton Personal Loan
      "Not Recommendable"
      0.5 1.5/5 "Bad"
      Initially the personal loan had not been accepted by Fullerton saying I have some problem with credit score. So I checked with CIBIL forum where they said my credit score is good and no problem on it. So again reverted back to Fullerton but they said they received negative feedback from HDFC. So I wrote an email to HDFC manager but they informed me that they never produced any kind of negative feedback about me. At last Fullerton processed the loan and almost it took around one to two months to complete the process. Interest rate is very very high with them, which is close to 40%. At that time, I was in medical emergencies so I took the loan with high interest rate. Actually I applied for 60 thousand but they given 70 thousand with near to 40% of interest rate for 4 years. Even after disbursement, they did not inform me the status of the loan on time, again it was delayed to know the status itself.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 18, 2017
    • Bank Bazaar Customer Support
      "Very much satisfactory"
      0.5 5.0/5 "Blown Away!"
      I got regular calls and proper information from bankbazaar. I am completely satisfied with their kind of service, it is too good and very supportive. It would be fine if their app is little more fast but other than that, everything else is good with bankbazaar.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 10, 2017
    • ICICI Bank Personal Loan
      "Improve the level of service"
      0.5 3.0/5 "Satisfactory"
      Everything was fine with ICICI bank on my personal loan but the bank had not credited the loan amount in to my account but simply they sent a message that they had disbursed the loan amount. I continuously followed with them for four days even after I received such a message from the bank, because of my continuous followup they had credited the amount into my account after four days. This is something very sensitive the bank has to focus on such things. Nevertheless the rate of interest is very high than any other banks.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 10, 2017
    • Bank Bazaar Customer Support
      "Satisfactory Service"
      0.5 4.0/5 "Great!"
      I received a proper service from bankbazaar when I approached them for the personal loan. They were very regular in following my loan application and it was easy to approach them. The website is quite good and informative.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 10, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      I felt that the interest rate with ICICI bank is little high when compared with other banks for the personal loan. Apart from the rate of interest, the rest of the services like documentation process, customer service are good with them. I got the loan without any hassles.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 10, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has always been excellent because of the follow up they have done I was able to know the status of my loan because the bank was not responding to me. The website is also top as it is user friendly and definitely useful to every customer.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 26, 2017
    • ICICI Bank Personal Loan
      "Could be more responsive"
      0.5 3.0/5 "Satisfactory"
      I had applied for a personal loan with ICICI Bank and there was no proper response from them. I had to follow up to know my status and I was told that the loan could not proceed ahead because of the credit score. The interest rate and charges was normal.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Quick process"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com is very fast and I got the call from them very immediately, also the services are very good. I would like to suggest that they need to filter the customer according to the aspects regarding the profile. Website of the Bankbazaar.com is very easy to access, also I have recommended it to my friends too.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 24, 2017
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      During the initial time itself, ICICI bank has asked for my resident proof, which I don't have it because of my work nature. Rate of interest and other thing were not discussed. Services and other things were very good and in the mean time , I have discussed about the things to my employer regarding the proofs from my HR, then I got a new hope from them to directly deal with the branches.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 24, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Everything is better with bankbazaar. Actually I got a very good service from them. They never ignored my application at any point of time. They were regularly calling me and updating the status of my application. I am pretty much satisfied with Bankbazaar.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Apr 19, 2017
    • ICICI Bank Personal Loan
      "Good in customer service"
      0.5 3.0/5 "Satisfactory"
      The reason for I closed my personal loan application is that the interest rate is not reasonable with ICICI bank. Even the other charges like processing fee was too much with them. Other than interest rate, their customer service and response was good and I would like to appreciate that.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 19, 2017
    • Bank Bazaar Customer Support
      "Good Bank Bazaar"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is responding well on customer's request. Everything is good I didn't face any difficulties with the website. Whenever I contacted Bank Bazaar their Representative gave me genuine service and helped on my queries. The interface is also very friendly and effective.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 05, 2017
    • ICICI Bank Personal Loan
      "Coordination and communication has to be improved"
      0.5 4.0/5 "Great!"
      They just called me once and I didn't receive proper response from ICICI on my personal loan application. When they called I was out side, so I asked them to call back but nobody turned up but two days back I received a mail stating that my loan application got closed.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 05, 2017
    • Bank Bazaar Customer Support
      "Its User friendly"
      0.5 5.0/5 "Blown Away!"
      I just starting using Bank Bazaar service recently, website and service is good. As soon as posted the loan request in the site I got immediate response within a day, thats really good. The way of approach is good, they giving clear information about the loan process.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Mar 31, 2017
    • ICICI Bank Personal Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      Initially ICICI offered me 14% of interest on my personal loan but finally they sanctioned the loan with the interest rate of 17.99% it was high stating that my company was registered with them, hence they charged 2 to 3% extra on my loan and they took Rs.8000 from the disbursement. I have taken loan amount of Rs. 3 Lakh but amount got credited only Rs.2.92. ICICI should give clear and transparent information to the customer before avail their service.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Mar 31, 2017
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    Vijayawada Personal Loan is Rated as "Great!" by 416 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Vijayawada is a commercial city in the Krishna district of Andhra Pradesh, and the third largest after Hyderabad and Visakhapatnam. The city is also popularly known by its historic name Bezawada.It is one of the busiest railway junctions in India and the second biggest bus terminus in Asia. This City is the commercial capital of the State and is politically active, socially dominant, and agriculturally rich and is an industrial transportation hub.The GDP of Vijayawada for 2008 was estimated at INR 5526 crores, INR 18,000 (US $3 billion) crore in 2010. The GDP is projected to grow to (US $17 billion) INR 1, 02, 000 crore by the year 2025.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Vijayawada Personal Loan if you are

    01
    02
    03
    04
    Vijayawada Personal Loan Minimum Age

    At least 21 years old

    Vijayawada Personal Loan Maximum Age

    Less than 65 years old

    Vijayawada Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Vijayawada Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vijayawada Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Vijayawada Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Vijayawada Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Vijayawada Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vijayawada Personal Loan amount by these steps

    01
    02
    Vijayawada Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Vijayawada

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Vijayawada Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vijayawada Personal Loan Interest RatesUpdated on 30 May 2017

    Vijayawada Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Gold Rate in Vijayawada Or Silver Rate in Vijayawada
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