Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Vijaya Bank offers a host of credit cards with excellent benefits and privileges. It also offers various credit card bill payment methods making it easy for its customers to clear their credit card dues on time. Listed below are the various online and offline methods offered by the bank to pay Vijaya Bank credit card bills.
| Online methods | Offline methods |
|---|---|
| Vijaya Bank Net Banking | Cash |
| NEFT | Cheque/draft |
| Mobile banking app | NEFT at branch |
| Paytm | |
| Other bank net banking |
The internet banking facility offered by Vijaya Bank is called V-Net Banking and it allows you to pay your Vijaya Bank credit card bills with ease. If you have a Vijaya Bank savings or current account, you can register your credit card with it. Once it's done, follow these steps to pay your credit card bill.
Vijaya Bank credit cardholders without an account with the bank can also register their credit cards online by following the instructions provided below.
Payments made through internet banking accounts are typically instant or in worst cases processed on the same day.
If you're using internet banking facility of other banks where you maintain your savings or current account, you can use the NEFT funds transfer method to make your Vijaya Bank credit card bill payment online.
Before initiating a NEFT funds transfer, you must add your Vijaya Bank credit card as a payee or beneficiary. While doing so use the following details-
You can also pay your Vijaya Bank credit bill through the mobile banking facility. The mobile banking facility offered by Vijaya Bank is called V-Mobile Banking and it allows you to pay your Vijaya Bank credit card bills with ease.
If you have a Vijaya Bank savings or current account, you can register your credit card with the account. Once it's done, follow these steps to pay your credit card bill.
Paytm allows you to pay for your Vijaya Bank credit card bills through its website or mobile apps. It can be done in the following ways:
If you have a non-Vijaya bank savings or current account, you can use the internet banking facility of the same issuer to pay your Vijaya Bank credit card bills.
The payment processing time for the various methods of bill payment for Vijaya Bank credit cards are as follows:
| Loan Amount | Interest Rate |
|---|---|
| Standing instructions | Instant credit |
| SWIFT Transfer | 24 to 48 hours |
| E-Pay | Two working days, excluding Saturdays and Sundays |
| NEFT | Instant credit |
| RTGS | Instant credit |
| IMPS | Instant credit |
| ECS/AHS | Credited on payment due date |
| Card payment from other bank websites | Three working days excluding Saturdays and Sundays |
Your Vijaya Bank credit card statement will provide the following information:
Depending on the mode of communication chosen by you, your Vijaya Bank credit card statement will be sent every month to your registered email address or postal address. It is important to go through the credit card statement in detail and report to the bank if there are any fraudulent transactions or discrepancies in the statement in order to correct or resolve the issue.
To contact the bank for your queries, you can dial any of its toll-free numbers - 1800 425 5885, 1800 425 9992, and 1800 425 4066.
Yes, you would receive a payment transaction ID for your reference when you opt to pay your Vijaya Bank credit card bill through Paytm.
No, you don't have to pay any extra amount on paying your credit card bill through the Vijaya Bank net banking facility.
You need to contact the Vijaya bank’s credit card customer care number and report the issue immediately.
To make offline credit card bill payment, you need to visit the nearest Vijaya bank branch.
The payment will get reflected in the credit card account within two to three working days.
The Vijaya Bank merged with Bank of Baroda in April 2020 and is now called Bank of Baroda.
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