Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 32 Thane Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13% - 21% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
     Loading your search... Loading your search...
  • Thane Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Multiple Loan Opportunities"
      0.5 5.0/5 "Blown Away!"
      Overall good services in terms of Bank option as well as it give ample of time to think and go for next option. Excellent service provider for everyone. When applied for loan representative immediately called me. It was smooth process and there was no problem faced
      Was this review helpful? 0
      , thane
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "BAD SERVICE"
      0.5 1.0/5 "Really Bad"
      Service was very good from HDFC for my personal loan I have got it through agent I had some delay in the dispatching amount even the interest rate was also high also they demanded to take insurance ,even when my credit profile was good they took 15 days to dispatch my loan amount. Also the information's which was given by the agent was different from the information's during the process ,I can say it was an bad service .
      Was this review helpful? 0
      , thane
      Reviewed on Sep 16, 2017
    • Bank Bazaar Personal Loan
      "User friendly website"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is giving good online support and its very nice. In a single page I could view all the option and I could go head, whatever I want. Moreover its a time saving one, instead of reaching the bank for office, from my place I check the eligibility and apply for the product.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 08, 2017
    • Bank Bazaar Personal Loan
      "Userfriendly "
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is really good, after I applied for personal loan. I forgot about it, but Bank Bazaar had taken initiative to complete the entire process. I am very much satisfied with that prompt service, through Bank Bazaar, everything went smooth.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 07, 2017
    • Tata capital Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I got best support from TATA Capital, they helped to take loan amount of Rs. 5 lakhs it got disbursement on time. Interest rate which they offered was good, and also they gave part payment and preclosure. I am completely happy about Tata Capital service.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 07, 2017
    • Bank Bazaar Personal Loan
      "Grateful to Bankbazaar"
      0.5 5.0/5 "Blown Away!"
      I am grateful to bankbazaar as they provided a good assistance for my loan process. I could say that they are very regular in followups. And they updated the status of my application on regular basis. Website is good but it could be haveen little more easy to use. I would like to give full ratings for bankbazaar,.com.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 06, 2017
    • Tata capital Personal Loan
      "Simply Good"
      0.5 4.0/5 "Great!"
      Tata capital provided a good service throughout the personal loan process. They provided a prompt response and I never gone through any kind of challenges or issues with them for my loan process. Interest rate is good and I have no concern about that. Also there are no suggestions for TATA CAPITAL.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 06, 2017
    • ICICI Bank Personal Loan
      "Bad experience "
      0.5 1.0/5 "Really Bad"
      The documentation process was too hectic with ICICI personal loan process. They have disbursed my loan after 1 month of time. They took very long time. The service was very worst with ICICI bank. The rate of interest was also high when compared with other banks.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 05, 2017
    • Bank Bazaar Personal Loan
      "Excellent one"
      0.5 3.5/5 "Pretty good"
      Bankbazaar.com have helped me in the good way, also I would like to suggest to provide the post services in better way. I am using Bankbazaar.com from the last two years of time. Services are good one with them and am using it from the last two years of time.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 04, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Experience was an excellent one for me with the Standard chartered bank and the customer service is a kind of okay for me, also the loan amount got disbursed in seven to eight days of time from the time, when I have applied. Customer service is also good one for me.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 04, 2017
    • Bank Bazaar Personal Loan
      "Hassle Experience with Bank Bazaar"
      0.5 5.0/5 "Blown Away!"
      I am pretty impressed with Bank Bazaar fast response, When I registered my details for personal loan, their executive called and helped me. I am using Bank Bazaar portal first time, in short span my loan got processed successfully. Overall it was a hassle free experience.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 04, 2017
    • Aditya Birla Finance Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Aditya Birla Finance gave me happy service on loan process, they released the amount within six days of time. They offered me 11.25% of interest for the principal amount of Rs. 1 lakhs, Overall I am satisfied with their service and their process.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 04, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied personal loan with HDFC bank , but they were not ready to approve the loan for my required loan amount. The told that they will give a call back but they haven't done that as well they have informed me saying that they can't approve the required loan amount.. The interest rate of interest is high when compared with others.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 29, 2017
    • Bank Bazaar Personal Loan
      "Better serviceBetter service "
      0.5 4.0/5 "Great!"
      The customer service with bank bazaar has reached me within a day time after submitting g my personal loan application. The website of bank bazaar is helpful to compare and choose the financial products ., The website is easy to use and user friendly.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 29, 2017
    • HDB Financial Services Personal Loan
      "God service"
      0.5 3.0/5 "Satisfactory"
      The HDB FINANCIAL SERVICE has disbursed my loan within 7 to 8 days. The rate of interest is high when compared with other banks. The documentation process was really good with HDB financial service. They told that I will be getting the loan kit after the disbursement but still I never got the loan kit.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 29, 2017
    • HDFC Bank Personal Loan
      "Process is fast & smooth"
      0.5 5.0/5 "Blown Away!"
      I have also taken a personal loan from HDFC Bank and it was not a difficult task to get my loan through. The process was easy with minimal documentation and the disbursement was as needed. The customer services was supportive all through the process.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 26, 2017
    • ICICI Bank Personal Loan
      "Process is fast but they should give good offers"
      0.5 4.0/5 "Great!"
      ICICI loan process was easy, I have salary holder of ICICI hence documentation process was completed within a week and disbursed the amount. I had taken an amount of Rs.1.5 lakhs for the tenure of five years but they have offered me 14.7%, where as other banks giving an interest of around 11%. so it would be great if ICICI reduces the interest rate for an existing customer and also they should provide part payment options too.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 18, 2017
    • SBI Personal Loan
      "High in charges"
      0.5 3.0/5 "Satisfactory"
      State bank of India is high in charges for the loan process. For the personal loan, the interest rate is very high and apart from the interest rate, there is some annual charges applicable. So I did not avail any kind of loans from SBI till date.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 05, 2017
    • Bank Bazaar Personal Loan
      "More Prompt"
      0.5 4.0/5 "Great!"
      Bankbazaar was very prompt in all the aspects. I had received good customer support and response from them on my loan application. I had no issues with bankbazaar at any point of time during the loan process. The website is quite easy to access.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 05, 2017
    • HDB Financial Services Personal Loan
      "Better Process"
      0.5 4.0/5 "Great!"
      Interest rate for the personal loan with HDB financial service is ok when compared with other banks which is 13.5%. HDB was very supportive throughout the process and I had received fair service from them. But there is no mobile application with them to check the loan status and details. Good if they create mobile app of HDB.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 05, 2017
    Common Loader Icon
    Thane Personal Loan is Rated as "Great!" by 698 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Thane Personal Loan

    Thane is a city in Maharashtra, India, at the head of the Thane Creek.Thane's GDP is the fifth largest in the state. Major source of income for the people is the service sector in the Mumbai Metropolitan region, apart from the smale scale and large scale industries in the nearby areas of the district and the Navi Mumbai region. Thane city, as such, is more of a residential city than an industrial one.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Thane Personal Loan if you are

    01
    02
    03
    04
    Thane Personal Loan Minimum Age

    At least 21 years old

    Thane Personal Loan Maximum Age

    Less than 65 years old

    Thane Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Thane Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Thane Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Thane Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Thane Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Thane Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Thane Personal Loan amount by these steps

    01
    02
    Thane Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Thane

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Thane Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Thane Personal Loan Interest RatesUpdated on 24 Sep 2017

    Thane Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required
    Apply for Personal Loan

    Personal Loan in Thane

    In Thane, personal loas and NBFCs in the country. A customer can avail a personal loan either due to a medical emergency, to fund a holiday, pay for wedding expenses, clear outstanding debts and so on. For those new to availing personal loans, they can visit financial portals such as BankBazaar to get started. On the BankBazaar website, customers can compare loans offered by its partner banks and NBFCs, make EMI calculations, and check their CIBIL score before choosing and availing a personal loan that suits their financial situation.

    Personal Loan offered by various banks in Thane

    Listed below are the top banks and NBFCs offering personal loans in Thane:

    • Citibank
    • Standard Chartered Bank
    • Kotak Mahindra Bank
    • ICICI Bank
    • Fullerton
    • Tata Capital
    • HDFC Bank
    • Aditya Birla
    • Oriental Bank
    • Axis Bank
    • Bajaj Finserv

    How do I get a Personal Loan with the lowest interest rate in Thane?

    Prior to availing a personal loan, it is imperative for customers to know the components of a personal loan that affect the interest rate - added on the loan amount. Most people leave the assessments and calculations (with regard to the interest rate) to bank executives. If you’re new to availing personal loans, listed below are areas you would need to look into if you wish to avail a loan at the lowest possible interest rate.

    Credit score: The credit score directly reflects on the interest rate applied on the loan offered to you by the bank. The higher your credit score the lower will be the interest rate offered to you by the bank and vice versa. Having a credit score upwards of 750 is optimum when availing a loan will be beneficial.

    Down payment - When availing a personal loan, most people ignore the resultant effect a down payment has on the interest rate offered to them by the bank. Making a down payment north of 20% of the total loan amount will result in you availing a loan at a lower interest rate.

    Debt-to-income ratio - Before approving the loan application, one of the first things that banks and NBFCs take into consideration is the debt-to-income ratio of the applicant. Having a debt-to-income ratio below 40% is optimum. Having a debt-to-income ratio more than either 40% or 50% might result in your application being rejected or if approved (based on your income), the interest rate added on the loan will be relatively higher.

    Look around for the best loan offer: Rather than just going with the bank holding your salary account, it is important to look around for the bank or NBFC offering a loan that suits your financial ability. Loan shopping on financial portals such as BankBazaar will give you a clear-cut idea of the different interest rates offered by banks and NBFCs. The BankBazaar website compares loans offered by its partner banks and lays bare the best possible loan out there.

    Your experience and the company you work for: Working for a reputed company will only increase the bank’s trust in you repaying the loan in time. The number of years of experience as well as the company you work for plays an important role in deciding the interest rate added on the loan.

    Negotiate: Making a negotiation for the interest rate added on your loan amount is a must. Most people do not even know that this is a possibility. Negotiating with the bank on the interest rate might just get you a better deal.

    Personal Loan Interest rates in Thane

    Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    ICICI Bank 11.59% - 18.49% (Fixed) 2.25% (min. Rs.1149) One time fee Rs.20 lakh (Max) 1-5 Years
    Citibank 10.99% - 15.99% (Fixed) 1% to 2.5% Rs.30 lakh (Max) 1-5 Years
    Kotak Mahindra Bank 11.49% - 20.15% (Fixed) Up to 2% Rs.15 lakh (Max) 1-5 years
    Fullerton 17.25% - 37% (Fixed) 1.5% to 6.0% (One time fee) Rs.15 lakh (Max) 1-4 Years
    Bank of Baroda 11.35% - 14.35% (Fixed) Rs.1,000 to Rs.10,000 (One time fee) Rs.20,000 - Rs.2 lakh 4 Years (Max)
    State Bank of India 12.90% - 14.90% (Fixed) 1% (One time fee) Rs.24,000 - 15 lakh 5 Years
    Aditya Birla 11.5% - 13.25% (Fixed) Nil Rs.30 lakh (Max) 1-5 Years
    Allahabad Bank 13.10% (Fixed) 1.22% (One time fee) Rs.50,000- Rs.7.5 lakh 1-5 Years
    Yes Bank 14% (Fixed) Up to 2% (One time fee) Rs.20 lakh (Max) 1-5 Years

    Salary requirements to avail Personal Loans in Thane

    The income of the loan applicant helps banks and NBFCs decide whether they should disburse the loan or not. The salary requirement varies from bank to bank and depends on the type of loan and the tenure decided by the applicant. Listed below is the approximate salary requirements when applying for a loan:

    For salaried individuals: In general, the salary requirement - depending on the bank and type of loan - ranges between Rs.7,500 and Rs.50,000 of the applicant's monthly net income.

    For self-employed individuals: Banks and NBFCs take into consideration the self-employed individual’s income over the last two years. In most cases, the profit of the individual for the year should be between Rs.1 lakh and Rs.2 lakh for the individual’s loan application to be approved.

    Thane Personal Loan FAQs

    1. What is the maximum personal loan amount one can avail?

      Salaried individuals can avail loans anything up to Rs.25 lakh. In the case of availing a joint loan, the loan amount will increase as the income of both parties are taken into consideration.

    2. Are there any foreclosure charges?

      Banks and NBFCs charge anything between 2-4% of the outstanding amount when the customer makes a foreclosure. That said, in most cases customers can make a foreclosure only 6 months after commencement of the loan.

    3. How can I calculate the EMI?

      You can calculate the EMI using online Personal Loan EMI calculator. The BankBazaar EMI calculator is accurate.

    4. You say the credit score is taken into consideration when one avails a loan. What affects the credit score of an individual?

      Failure to pay your credit bills and loan dues in time affects the credit score of an individual. A good credit score is anything above 750.

    5. How can I pay an EMI towards a loan?

      There are several ways to pay an EMI. You can use your net banking account, credit card, debit card, etc.


  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.