Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Ranchi Personal Loan

    We found 32 Ranchi Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Ranchi Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had applied for a personal loan at the bankbazaar website. From bankbazaar my application had been moved to the bank successfully. Moreover, bankbazaar helped me to select the bank according to my requirement, even they had given a clear picture about interest rate and other charges too.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 26, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Through online source, I approached ICICI bank for my personal loan requirement. When I submitted my application with them, I got good response and I did not face any challenges with them while processing my personal loan. Their customer service is good.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Customer service has always been a top notch when it comes to bankbazaar. I registered my details and I received a call immediately at 8PM. The very next morning I got a call from them again and also from the bank. After which they followed up much and it was quite appreciable. I am also happy that I also received a review call as well asking my experience.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 21, 2017
    • ICICI Bank Personal Loan
      "Unprofessional services"
      0.5 2.0/5 "Expected more"
      The services was poor from ICICI bank, it was not like a private bank experience. They took around ten days to contact me and once they did, I was informed that they would come within two days to collect my documents for the personal loan. They did not turn up and they called me again after a week for the same. It has not been a good experience at all.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 21, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com experience was really good this is the first time I had applied. The response was really super quick, After applying I got a call from them with in 45minutes. Website of the Bankbazaar.com is very easy to access. Bank Bazaar executives explained me clearly about the process too.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 18, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Everything is fine, I had applied for the personal loan at ICICI, My requirement was 5 lakhs , But unfortunately my loan got rejected, as the salary norms not met , ICICI Executive gave a call and explained me about each and everything. My net salary was 15k, my application got rejected before submitting the documents itself.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 18, 2017
    • Bank Bazaar Customer Support
      "Very much satisfactory"
      0.5 5.0/5 "Blown Away!"
      A good job done by Bankbazaar, they have made the process for loans really simple and easy and also fast. The services and response they provide is quick and clear too. The portal is nice to compare and choose according the tenure and rates and charges.
      Was this review helpful? 0
      , ranchi
      Reviewed on Nov 10, 2016
    • ICICI Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It has been a very a satisfactory experience with ICICI Bank for the personal loan as they completed the whole process on time for me and the funds disbursed has also been to my expectation. The rate of interest and charges has also been normal.
      Was this review helpful? 0
      , ranchi
      Reviewed on Nov 10, 2016
    • Bank Bazaar Customer Support
      "Customer friendly "
      0.5 5.0/5 "Blown Away!"
      I have got ample of support from Bankbazaar once after my application was submitted. I am happy about the response provided to the customer by them. I got to know about this site from Internet.They are customer friendly and I get updates on all stages .
      Was this review helpful? 0
      , ranchi
      Reviewed on Sep 02, 2016
    • ICICI Bank Personal Loan
      "High charges "
      0.5 4.0/5 "Great!"
      Infact, this is my second experience of avialing a personal loan from ICICI Bank . I have requested for a change in the EMI date but I didnt get proper response from the bank end.They have not provided offers on EMI as well in case of privileged customer.It was good experience with ICICI Bank especially when it comes to personal loan.
      Was this review helpful? 1
      , ranchi
      Reviewed on Sep 02, 2016
    • Bank Bazaar Customer Support
      "Good"
      0.5 3.0/5 "Satisfactory"
      I came to know about bank bazaar Website through internet. This is the first time I am using this Website. I am able to get all the required information from this website. The best part of this Website it has multiple options which is really very attractive.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jul 29, 2016
    • ICICI Bank Personal Loan
      "Good"
      0.5 2.0/5 "Expected more"
      I had contacted ICICI bank and through them I had applied for the personal loan. I was waiting for the bank representative to come however no one came. I wanted to discuss about the rate of Interest with the bank executive. My only suggestion would be, they should negotiate and fulfill the customer needs.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jul 29, 2016
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Nothing negative to report about ICICI bank when I approached them for the personal loan. The interest rate offered by ICICI bank for the personal loan was around 11.5% and the customer service is okay and I have cancelled the plan because of my personal reason.
      Was this review helpful? 9
      , ranchi
      Reviewed on Jul 09, 2016
    • Axis Bank Personal Loan
      "Satisfied!"
      0.5 2.0/5 "Expected more"
      This is an ongoing personal loan with Axis bank this was taken a few years back and only 6 installments left with that loan amount. Many times I failed to keep my account funded sufficiently for the installments and had some late payments due to this. Because of this, I am not able to maintain a healthy CIBIL score.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 31, 2016
    • Union Bank of India Personal Loan
      "great bank for loan facilites "
      0.5 5.0/5 "Blown Away!"
      I feel its an awesome service provided by Union bank related to the personal loan application.I like each and every step about the loan process.One of my friend who work their have assisted me very well.Union Bank service is good.They understand the customer very well and the behavior is awesome.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 03, 2016
    • ICICI Bank Personal Loan
      "Needs to improve "
      0.5 1.0/5 "Really Bad"
      I am not able to understand the benefits they are offering for the personal loan.I think no one can understand their process.They have to work on customer service in personal loan department.The person who came for documents collection doesn't know how to behave to the customer.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 03, 2016
    • Bank Bazaar Customer Support
      "Very good and useful portal"
      0.5 5.0/5 "Blown Away!"
      I had come across the BankBazaar web portal while browsing on Google for loan options. The website is quite user friendly and simple. It offers enough information and is very useful. The comparison of rates by different banks and the immediate callback is a very good initiative.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 07, 2016
    • ICICI Bank Personal Loan
      "Average experience"
      0.5 2.0/5 "Expected more"
      I had tried to take a personal loan with ICICI bank. The bank executive had called up initially and did discuss all information about the rates and documents required etc. The interest rate offered was 15% with a processing fee of 1 to 2% which was okay. However after they never came or gave a call to pick up the documents.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 07, 2016
    • HDFC Bank Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      They are processing the loan in a fast manner towards the application being submitted.They are efficient in handling the customer.They have provided the market rate for the loan.They are taking around 2-3days to complete the personal loan process with HDFC Bank.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 20, 2016
    • Bank Bazaar Customer Support
      "Good site "
      0.5 4.0/5 "Great!"
      Bankbazaar is a very good site.They have got the user friendly portal for the customer assistance.I came to know about the site through my friend.I have received all the information regarding the loan process.The website helps in checking the eligibility for the customer.I feel it will be good even it has the EMI paying eligibility shown as well.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 20, 2016
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    Ranchi Personal Loan

    Personal Loan BYTES FROM OUR KITCHEN

    The capital city of the state of Jharkhand, Ranchi has a lot to boast about. It is a city with an urban format that caters to the growing needs of the city.Since the separation of the state, the city of Ranchi has adopted an open attitude to welcoming new industries and encouraging trade and commerce.The population of the city is on a steady increase and now that the city is well connected with other major parts of the country, there is a trend suggesting migration from nearby locations. A major healthcare hub for nearby towns and a strong contributor to the nation’s economy, Ranchi has definitely made its way up the ladder.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Ranchi Personal Loan if you are

    01
    02
    03
    04
    Ranchi Personal Loan Minimum Age

    At least 21 years old

    Ranchi Personal Loan Maximum Age

    Less than 65 years old

    Ranchi Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ranchi Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ranchi Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ranchi Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ranchi Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ranchi Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ranchi Personal Loan amount by these steps

    01
    02
    Ranchi Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ranchi

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ranchi Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ranchi Personal Loan Interest RatesUpdated on 29 May 2017

    Ranchi Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Silver Rate Today in Ranchi Or Silver Rate Today in Ranchi
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