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  • UAExchange Personal Loan

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  • UAExchange India offers the Sampoorna Personal Loan for individuals who are looking for financial aid for certain emergency situations that require immediate cash.

    • Maximum loan amount of Rs.2 lakh 
    • Flexible repayment tenure
    • Immediate loan facility
    • Nominal processing fee
    More
    We found 17 The Mehsana Urban Co-Operative Bank Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.25% - 21.45% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Ad 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 18.99% Fixed
    0.50% - 3.00%
    30L Max
    1-5 Years
    Ad Accelerated Approval
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Customer Reviews
    25.00% - 32.00% Fixed
    3.00% + taxes One time fee
    75K - 5L
    Upto 4 years
    What you'll love
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    Perks
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    Fees & Charges
    Eligibility Criteria
    12.99% - 19.75% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
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    Customer Reviews
    18.00% - 36.00% Fixed
    2% - 3% + taxes One time fee
    1L - 5L
    Upto 5 years
    Only KYC docs required
    What you'll love
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    Perks
    Think about
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    Good to Know
    11.99% - 25% Fixed
    3%- 6% One time fee
    25L Max
    1-5 Years
    100% PAPERLESS APPROVAL
    What you'll love
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    Perks
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    Eligibility Criteria
    13% - 30% Fixed
    0 Zero Processing Fee
    2L Max
    0 - 4 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.50% - 16.99% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 16.75% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    100% PAPERLESS APPROVAL
    What you'll love
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    23% Fixed
    2% + Taxes
    10L Max
    1 - 2 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria

    Features and Benefits

    The Sampoorna Loan offered by UAExchange Personal Loan has the following features and benefits: 

    • The loan amount can be up to Rs. 2 lakh. 
    • The processing fee amount is minimum Rs.1000 and maximum is calculated as 2% of the loan amount. 
    • The loan repayment period is 12 months and can be extended to 18 months in case the loan quantum is above Rs.1 lakh. 

    Loan Details 

    Name of loan  Interest rate  Loan amount  Processing fee 
    Sampoorna Personal Loan  24%  From Rs.50,001 to Rs.2 lakh  Minimum Rs.1,000 

    Documents required

    Individuals who wish to apply for a personal loan under UAExchange are required to submit the following documents: 

    • Identity proof of the borrower 
    • Identity proof of the guarantor 
    • Web cam photo of borrower 
    • Web cam photo or guarantor 
    • Guarantor cheque 
    • Field verification report 
    • DPN 
    • CIBIL checking report 
    • EMI cheques 
    • Salary slip of previous three months 
    • IT returns of previous 2 years 
    • Proof of employment 

    Eligibility 

    Salaried employees and businessmen can apply for a personal loan under UAExchange. The salary certificate needs to be submitted in case of salaried individuals and proof of business income needs to be submitted in case of businessmen. 

    How the EMI calculation for UAExchange Personal Loan work? 

    The idea of personal loans can be explained easily with the help of a simple example. Let’s say Mr. Rahul requires Rs.60,000 for his father’s medical expenses. He can easily apply for a loan from UAExchange bank at 24% p.a. rate of interest for a 1 year repayment term. Assuming the processing fee levied is 1% of the loan amount, let’s look at the EMI schedule for the amount he plans to borrow: 

    Month  Principal Paid(A)  (in Rs.)  Interest Paid(B)  (in Rs.)  Total Payment (A+B)  (in Rs.)  Outstanding Loan Balance  (in Rs.) 
    Apr  4,474  1,200  5,674  55,526 
    May  4,563  1,111  5,674  50,963 
    Jun  4,654  1,019  5,673  46,309 
    July  4,747  926  5,673  41,562 
    Aug  4,842  831  5,673  36,719 
    Sep  4,939  734  5,673  31,780 
    Oct  5,038  636  5,674  26,742 
    Nov  5,139  535  5,674  21,603 
    Dec  5,242  432  5,674  16,362 
    Jan  5,346  327  5,673  11,016 
    Feb  5,453  220  5,673  5,562 
    Mar  5,562  111  5,673 

    In case you are planning to borrow a different loan amount, you can always check the EMI you have to pay by using the online EMI calculator

    Compare UAExchange personal loan with loans from other lenders 

    Parameters  UAExchange Personal Loan  Oriental Bank of Commerce Personal Loan  South Indian Bank Personal Loan  ICICI Bank Personal Loan 
    Interest rate  24% p.a.  11.5% p.a. onwards  11.55% p.a. onwards  11.25% p.a. onwards 
    Processing fee  Minimum Rs.1,000  0.5% of the loan amount + GST  2% of loan amount  Up to 2.25% + GST 
    Late payment fee  As per loan document  2% p.a. over the regular lending rate  As per loan document  24% p.a. 
    Maximum loan amount  Rs.2 lakh  Rs.10 lakh  Rs.25 lakh  Rs.20 lakh 

    FAQs 

    Do I need to name a guarantor for the loan?

    Yes, a guarantor, who will repay the loan in the borrower’s absence, needs to be named while applying for the loan.

    Does the guarantor need to provide documents?

    Yes, the guarantor is required to provide an identity proof, a photograph, and a cheque.

    Can I get a loan for Rs.30,000?

    No, since the minimum amount is Rs.50,000, you cannot avail a Rs.30,000 loan.

    Why do I need to submit my salary slips?

    The company will require salary slips to ascertain if you will be able to repay the loan amount or not.

    Can my loan application be rejected?

    Yes, your loan application may be rejected if the bank doesn’t consider your profile credible due to a low credit score or due to an unsound financial standing.

        

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    The Mehsana Urban Co-Operative Bank Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Need to increase the principal"
      0.5 3.0/5 "Satisfactory"
      I have need of Rs.2 lakhs but Home credit ready to sanction only Rs.80,000 of principal but its not sufficient, I asked them to increase the principal but they said will call back, but they didn't respond after that. But the rate of interest is reasonable in Home credit but I need principal.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 22, 2019
    • ICICI Bank
      Bank Bazaar Personal Loan
      "Customer friendly"
      0.5 3.0/5 "Satisfactory"
      Through an internet website I came to know about Bank Bazaar for the first time. I have been using for more than 2 years. I am using the mobile application and it is user friendly to access. This is first time I have applied for a personal loan and the process was good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 21, 2019
    • ICICI Bank Personal Loan
      "Need to decrease charges & need to provide more loan "
      0.5 2.0/5 "Expected more"
      From HOME CREDIT INDIA FINANCE PRIVATE LTD applied for a personal loan through an online before few months. They have told as pre approval loan for the tenure period of 3 years. But the rate of interest was too high of 24%. when compare to other source.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      I have been aware about Bank Bazaar for more than a years I am not using the mobile application. At an initial I came to know about Bank Bazaar through a promotional mail. For credit score I can able to check through a website and it is easy since it is free of cost.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 21, 2019
    • ICICI Bank Personal Loan
      "Need to provide more loan amount"
      0.5 5.0/5 "Blown Away!"
      I was applied for my personal loan from Home credit through an online on few months before. On time I received a call from their end. The amount which was offered for the tenure period of 2 years. For an interest rate was average. From bank closed the loan process.
      Was this review helpful? 1
      , thane
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      Few months before I came to know about Bank Bazaar for the first time, at an initial through a website I know about Bank bazaar. I am using the mobile application and it is user friendly to access. I use to check credit score and aware about other rate details as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank bazaar through Online .This is a well known portal to each and everyone which is very useful and so far there was no difficulties faced.Customer service is very good and getting proper response.If apply for any products will get proper follow up from this portal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Need to decrease interest charges"
      0.5 2.0/5 "Expected more"
      From HDFC bank I was applied for a personal loan on few months before which was processed through an online. The verification process was smooth and received a call on time. The amount sufficient of 2 lakhs for the tenure of 3 years. Due to high interest rate I have not process for further.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I got to know about Bank bazaar through Google.Everything is good on this portal and there was no difficulties faced as well .This is a better place which is providing more opportunity related all different types of financial products as well as can get comparison also before applying for any financial products .
      Was this review helpful? 0
      , warangal
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Bank personal loan through Online .I have not availed this loan since there was no requirement .I have not submitted any documents and there was good response and regular follow up from bank end as well .I have not faced any drawbacks so far when applied for this loan .
      Was this review helpful? 0
      , warangal
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I came to know about Bank bazaar through Callback.Everything is good on this portal so far and good going ,Even products which customer applied will be processed based on the requirement and customer satisfaction will be there .Customer service is really comfortable and getting good acknowledgement .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      One of my cousin sisters recommend about Bank Bazaar for the first time. Then I have applied for a product which I could able to compare with bank options. Just few months I am aware about Bank Bazaar. I am using the mobile application. I use to check credit score in a website.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have applied for HDFC Bank personal loan through Online .I have not availed this loan since there was no callback and proper follow up from bank end .I have submitted documents and there was no documents submitted and the agent gave all the information .The service was quite average according to my experience.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Need to improve their service"
      0.5 3.0/5 "Satisfactory"
      For the personal loan which was applied with HDFC bank on few months before. The interest rate was quite high for this loan. They offered for a low amount as per my requirement for the tenure period of 4 years. Since there is no response from bank end I have not process for further.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I came to know about Bank bazaar through Message only .This is a website which is really useful and there was no difficulties faced while using this portal since it is having huge updates about loans and credit cards which is basically required for each and every customer.
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      I have applied for HDFC Bank personal loan through Online .I have not availed this loan since there was no requirement and the rate of interest was high .I have not submitted any documents .I have got a clear view about the loan through the agent .There was proper callback and follow up from bank end.
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I came to know about Bank bazaar through App only .This portal is highly beneficial since it is having huge information related to different types of financial products .App is also very useful and have more information and it is very easy to access.We can check credit score it is very much useful .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for HDFC Bank personal loan through Online.I have not availed this loan since the rate of interest ans the processing fee was high .The agent gave all the required information about the loan process.There was some hidden charges also it was not informed as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I came to know about Bank bazaar through Online .Customer should be satisfied without any third party source that is my suggestion .checking credit score is really useful and there was no difficulties faced as well .Customer service is also good and there was no difficulties faced as well .
      Was this review helpful? 1
      , nalgonda
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I have applied for HDFC Bank personal loan which was applied through online .I have not taken this loan since there was no callback and proper follow up from bank end .I have uploaded all the required documents and after that there is no intimation sue to this reason dropped the plan.
      Was this review helpful? 0
      , nalgonda
      Reviewed on Sep 21, 2019
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