The Sampoorna Loan offered by UAExchange Personal Loan has the following features and benefits:
The loan amount can be up to Rs. 2 lakh.
The processing fee amount is minimum Rs.1000 and maximum is calculated as 2% of the loan amount.
The loan repayment period is 12 months and can be extended to 18 months in case the loan quantum is above Rs.1 lakh.
Name of loan
Sampoorna Personal Loan
From Rs.50,001 to Rs.2 lakh
Individuals who wish to apply for a personal loan under UAExchange are required to submit the following documents:
Identity proof of the borrower
Identity proof of the guarantor
Web cam photo of borrower
Web cam photo or guarantor
Field verification report
CIBIL checking report
Salary slip of previous three months
IT returns of previous 2 years
Proof of employment
Salaried employees and businessmen can apply for a personal loan under UAExchange. The salary certificate needs to be submitted in case of salaried individuals and proof of business income needs to be submitted in case of businessmen.
How the EMI calculation for UAExchange Personal Loan work?
The idea of personal loans can be explained easily with the help of a simple example. Let’s say Mr. Rahul requires Rs.60,000 for his father’s medical expenses. He can easily apply for a loan from UAExchange bank at 24% p.a. rate of interest for a 1 year repayment term. Assuming the processing fee levied is 1% of the loan amount, let’s look at the EMI schedule for the amount he plans to borrow:
Total Payment (A+B)
Outstanding Loan Balance
In case you are planning to borrow a different loan amount, you can always check the EMI you have to pay by using the online EMI calculator
Compare UAExchange personal loan with loans from other lenders
UAExchange Personal Loan
Oriental Bank of Commerce Personal Loan
South Indian Bank Personal Loan
ICICI Bank Personal Loan
11.5% p.a. onwards
11.55% p.a. onwards
11.25% p.a. onwards
0.5% of the loan amount + GST
2% of loan amount
Up to 2.25% + GST
Late payment fee
As per loan document
2% p.a. over the regular lending rate
As per loan document
Maximum loan amount
Do I need to name a guarantor for the loan?
Yes, a guarantor, who will repay the loan in the borrower’s absence, needs to be named while applying for the loan.
Does the guarantor need to provide documents?
Yes, the guarantor is required to provide an identity proof, a photograph, and a cheque.
Can I get a loan for Rs.30,000?
No, since the minimum amount is Rs.50,000, you cannot avail a Rs.30,000 loan.
Why do I need to submit my salary slips?
The company will require salary slips to ascertain if you will be able to repay the loan amount or not.
Can my loan application be rejected?
Yes, your loan application may be rejected if the bank doesn’t consider your profile credible due to a low credit score or due to an unsound financial standing.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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The Mehsana Urban Co-Operative Bank Personal Loan Reviews
I have need of Rs.2 lakhs but Home credit ready to sanction only Rs.80,000 of principal but its not sufficient, I asked them to increase the principal but they said will call back, but they didn't respond after that. But the rate of interest is reasonable in Home credit but I need principal.
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Reviewed on Sep 22, 2019
Through an internet website I came to know about Bank Bazaar for the first time. I have been using for more than 2 years. I am using the mobile application and it is user friendly to access. This is first time I have applied for a personal loan and the process was good.
From HOME CREDIT INDIA FINANCE PRIVATE LTD applied for a personal loan through an online before few months. They have told as pre approval loan for the tenure period of 3 years. But the rate of interest was too high of 24%. when compare to other source.
I have been aware about Bank Bazaar for more than a years I am not using the mobile application. At an initial I came to know about Bank Bazaar through a promotional mail. For credit score I can able to check through a website and it is easy since it is free of cost.
I was applied for my personal loan from Home credit through an online on few months before. On time I received a call from their end. The amount which was offered for the tenure period of 2 years. For an interest rate was average. From bank closed the loan process.
Few months before I came to know about Bank Bazaar for the first time, at an initial through a website I know about Bank bazaar. I am using the mobile application and it is user friendly to access. I use to check credit score and aware about other rate details as well.
I came to know about Bank bazaar through Online .This is a well known portal to each and everyone which is very useful and so far there was no difficulties faced.Customer service is very good and getting proper response.If apply for any products will get proper follow up from this portal.
From HDFC bank I was applied for a personal loan on few months before which was processed through an online. The verification process was smooth and received a call on time. The amount sufficient of 2 lakhs for the tenure of 3 years. Due to high interest rate I have not process for further.
I got to know about Bank bazaar through Google.Everything is good on this portal and there was no difficulties faced as well .This is a better place which is providing more opportunity related all different types of financial products as well as can get comparison also before applying for any financial products .
I have applied for HDFC Bank personal loan through Online .I have not availed this loan since there was no requirement .I have not submitted any documents and there was good response and regular follow up from bank end as well .I have not faced any drawbacks so far when applied for this loan .
I came to know about Bank bazaar through Callback.Everything is good on this portal so far and good going ,Even products which customer applied will be processed based on the requirement and customer satisfaction will be there .Customer service is really comfortable and getting good acknowledgement .
One of my cousin sisters recommend about Bank Bazaar for the first time. Then I have applied for a product which I could able to compare with bank options. Just few months I am aware about Bank Bazaar. I am using the mobile application. I use to check credit score in a website.
I have applied for HDFC Bank personal loan through Online .I have not availed this loan since there was no callback and proper follow up from bank end .I have submitted documents and there was no documents submitted and the agent gave all the information .The service was quite average according to my experience.
For the personal loan which was applied with HDFC bank on few months before. The interest rate was quite high for this loan. They offered for a low amount as per my requirement for the tenure period of 4 years. Since there is no response from bank end I have not process for further.
I came to know about Bank bazaar through Message only .This is a website which is really useful and there was no difficulties faced while using this portal since it is having huge updates about loans and credit cards which is basically required for each and every customer.
I have applied for HDFC Bank personal loan through Online .I have not availed this loan since there was no requirement and the rate of interest was high .I have not submitted any documents .I have got a clear view about the loan through the agent .There was proper callback and follow up from bank end.
I came to know about Bank bazaar through App only .This portal is highly beneficial since it is having huge information related to different types of financial products .App is also very useful and have more information and it is very easy to access.We can check credit score it is very much useful .
I have applied for HDFC Bank personal loan through Online.I have not availed this loan since the rate of interest ans the processing fee was high .The agent gave all the required information about the loan process.There was some hidden charges also it was not informed as well.
I came to know about Bank bazaar through Online .Customer should be satisfied without any third party source that is my suggestion .checking credit score is really useful and there was no difficulties faced as well .Customer service is also good and there was no difficulties faced as well .
I have applied for HDFC Bank personal loan which was applied through online .I have not taken this loan since there was no callback and proper follow up from bank end .I have uploaded all the required documents and after that there is no intimation sue to this reason dropped the plan.