• The Kalupur Commercial Co-Operative Bank Doctor Mitra

    Established in 1970, Kalupur bank is a commercial co-operative schedule bank offers various personal & business banking services in Gujarat, India. The bank offers a range of services that include savings accounts, current accounts, term deposits, and lockers to name a few. The bank also has an international banking business arm, to service NRI customers.

    Purpose – What can Doctor Mitra be used for

    In recognition of services provided by the Doctors community to the society, Kalupur Bank considers it necessary to extend credit facilities at reasonable Interest rates and on other easy terms. The bank has devised a scheme “Doctor Mitra Yojna” to extend credit facilities to medical professionals for the construction of hospitals or clinics. The loan amount can also be used for working capital requirement and the purchase of instruments or equipment, furniture etc.

    Eligibility criteria for The Kalupur Commercial Co Op Bank Ltd Doctor Mitra

    In order to avail the personal loan from The Kalupur Commercial Co Op Bank Ltd., the individual should be:

    • MBBS equivalent & above degree in Allopathic, Ayurvedic, Homeopathic
    • Minimum 3 years of experience of medical practice

    Features and Benefits of the Kalupur Commercial Co Op Bank Ltd Doctor Mitra

    Listed below are the benefits and features of the Doctor Mitra personal loan provided by Kalupur Commercial Co Op Bank Ltd:

    • Term Loan – Rs. 1000 lakh (Maximum)
    • Secured Cash Credit for working capital – Rs. 25 Lacs (Maximum)
    • Repayment for term loan up to Rs. 700 lakhs – Maximum 8 Years (Including maximum 12 months of moratorium)
    • Repayment for term loan above Rs. 700 lakhs & up to Rs. 1000 lakhs – Maximum 10 Years (Including maximum 12 months of moratorium)
    • Rate of interest – 10.75% to 11.25%

    Documents required for The Kalupur Commercial Co Op Bank Ltd Doctor Mitra

    Here is the list of documents the borrower may be required to furbish, according to the scheduled bank’s terms and conditions, to avail the personal loan:

    • Valid government approved ID card (Driving license, PAN card, Passport, etc.)
    • Proof of income (bank statements, IT returns, etc.)
    • Educational qualification certificate

    Additional documents may also be required as per the scheduled bank’s discretion, depending on the borrower and other conditions. The loans are approved only after verifying original documents and other details provided by the borrower.

    Note – The interest rates are subject to change at the discretion of Kalupur Commercial Co Op Bank Ltd without prior intimation. Individuals should check with the bank, before applying for the personal loan.

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