• Kichen Modernization Loan

    If you are planning to renovate your kitchen, and you are a woman, you have the Bharatiya Mahila Bank to rely on. Besides, being advantageous to women it has advantages that help you maintain your kitchen and modernize your lifestyle when it comes to cooking and dining. Kitchen modernizations include adding electric kitchen chimneys, and getting the state of art kitchen tops and slabs along with drawers etc. exclusively done by interior decorators.

    Advantages of BMB Kitchen Modernization Loan

    The bank dedicated for women, has several advantages for women when it comes to this loan. Here is why you should go for this loan:

    • You can now finance your kitchen without much begging and requesting to the male counterparts at home.
    • You can enhance your kitchen based on your requirements as well as with special advice and suggestions from professionals to ensure the complete functionality of your kitchen.
    • The loan amount also gives the comfort of not having to drill your savings and pay with the ease of EMIs.
    • This is useful for both homemakers and professional women, allowing even self-dependant women enjoy a great kitchen without much trouble.
    • You can take a loan of up to Rs. 5 lakhs, which is more than sufficient to modernize your kitchen space.

    Features of a Kitchen Modernization Loan

    The main features of the BMB Kitchen Modernization Loan include:

    • Women who can afford the loan repayments can apply for this loan.
    • The money from the loan amount is supposed to be spent on renovation of the applicant’s existing kitchen.
    • The amount can be used for buying kitchen electronic items, kitchen furniture & utensils etc.
    • The loan repayment can be made in 7 years of term.
    • Age of applicant should be a minimum of 21 years.
    • The woman should be not more than 60 years when salaried 55 years when housewives or self-employed to be able to avail this loan.
    • A minimum of Rs. 50,000 has to be the loan amount.
    • The maximum loan amount can go up to Rs. 5.00 lakhs

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