Kalyan Janata Sahakari Bank was established to serve the people of Kalyan and nearby areas. The Personal Overdraft Scheme, offered by them, can be used to meet any kind of the personal agendas of the customer. Often people tend to take a personal loan for any expenses that their salaries will not cover, such as weddings, purchasing of electronic products, renovating their homes, meeting any medical emergencies, etc.
The Personal Overdraft Scheme offered by the Kalyan Janata Sahakari Bank is meant to meet the needs of the applicant. These needs could be of personal nature or could even use this personal overdraft scheme for a business purpose as well.
Any salaried individual with a regular source of income, who has the capacity to repay, that meets the bank’s criteria can apply for this loan. The applicant can be either an existing customer or can even be a new account holder as long as the complete the know your customer compliance details.