Multiple banks. Different interest rates. Call it a "conflict of interest".

    FlexSalary Loan

    FlexSalary is a financial benefits program that offers instant cash to salaried employees to meet an unplanned financial emergency. This loan is easy and convenient to apply for as it requires just a one-time application and a one-time approval.

    Features of FlexSalary

    The following are the main features of a FlexSalary loan.

    • You can apply for a loan conveniently on the FlexSalary website by creating an account.
    • You can get a loan up to maximum Rs.2 lakh.
    • There is no need to present any collateral to avail this loan.
    • You can choose the loan tenure based on your repayment ability.
    • Your application can be instantly approved upon submission and verification of your documents
    • You will get the loan disbursed to your bank account within 24 hours upon approval.
    • There is no fixed Equated Monthly Instalments (EMI) for this loan.
    • You will get competitive interest rates with this loan.

    Eligibility Criteria for FlexSalary

    The eligibility criteria to be eligible for a FlexSalary loan are:

    • This loan is offered to Indians only.
    • You need to be above 21 years of age.
    • You must possess a valid proof of identity.
    • You net monthly income must be above Rs.8,000.
    • You must have a working bank account.
    • You must have a minimum work experience of three months.

    How does FlexSalary work?

    Read on to find out how the FlexSalary process works.

    • You need to sign-up once on the FlexSalary website.
    • The account you create can be used to apply for more than one loan without the need of a new application form.
    • You can access your credit anytime.
    • You can opt to pay in full or the minimum amount as per your convenience.
    • You need not pay any pre-payment charges when you repay your loan before the chosen tenure ends.

    Documents required for FlexSalary Application

    The documents required to apply for a FlexSalary loan are:

    • Proof of identity
    • Proof of residence
    • Proof of income
    • Any additional documents as required by FlexSalary

    How to apply for a loan at FlexSalary?

    The following are the steps you need to follow to apply for a FlexSalary loan.

    • Visit the FlexSalary website and create an account.
    • Complete an application form with relevant details.
    • Submit the form along with the mandatory documents.
    • Use the online payment calculator to check for quotes and repayment options.
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