Multiple banks. Different interest rates. Call it a "conflict of interest".


    Bringing salary advance and technology to a single stage, is an innovative lending platform that aims to transform the way loans are secured in India. Co-founded by Ashish Goyal and Akshay Mehrotra, this online platform majorly targets the middle-class young professionals in India and caters to their daily financial needs using strong data analytics along with social media. This financing organisation offers small bridge loans through a mobile app-based platform to its customers who have exhausted their salaries, to help see them through until their salary for the next month is credited. In addition to salaried employees, this scheme can be availed by self-employed individuals as well as business corporates to receive a cash advance in order to meet their urgent credit needs.

    Features and Benefits of EarlySalary Short-Term Loans

    If you are in dire need of cash but have exhausted your salary before the next salary credit, you can secure a short-term loan from to meet your urgent financial requirements. Read about the features and benefits of this scheme mentioned in the list below to learn why you should opt for this salary advance scheme:

    • Customers can get access to quick funds for an emergency financial crisis until their next salary is credited.
    • The credit application process of this scheme is simple, transparent, and without any hassles.
    • Under this scheme, the borrower has to provide minimal documentation to get his or her loan application approved.
    • This loan can be applied through a user-friendly, mobile app-based platform.
    • This credit advance is offered to salaried employees, self-employed individuals, and corporate employers. Salaried professionals and self-employed persons can avail this benefit to meet their personal needs before they receive their salary in the next month. On the other hand, employers can opt for this scheme to offer salary advances to their employees without having to use the company’s working capital, thereby, maintaining a healthy cash flow.
    • Credit advances under this scheme are offered at very low interest rates.
    • The entire process, from application to repayment, is extremely secure. Therefore, borrowers can be assured that all the information they provide the organisation will be handled properly.
    • Borrowers do not have to do any paperwork in order to apply for this scheme, thereby, saving a lot of time.
    • Under this financing plan, the loan application might be approved and the funds can be disbursed within the same day the loan is applied for.
    • The minimum loan amount that can be availed using this scheme is Rs.7,000.
    • The maximum quantum of loan for this financing plan is Rs.1 lakh.
    • The repayment tenure of loan under this scheme ranges between 7 days and 41 days.
    • charges a small processing fee on every loan application.
    • A stamp duty of Rs.100 is levied on the borrowers under this credit advance scheme.
    • Employers availing a credit advance through this scheme might be eligible for corporate discounts.

    If you have any query, suggestion, or feedback for, you can get in touch with the friendly and knowledgeable representatives of the company and get your issue addressed. You can call at 020-67639797 between Monday and Friday from 10:00 a.m. to 6:00 p.m., and on Saturday from 10:00 a.m. to 3:00 p.m. You can also email at

    Documents Required to Avail EarlySalary Short-Term Loans

    • Proof of identity such as PAN card, Aadhaar card, Passport, Voters ID, Driving licence, etc.
    • Proof of address such as Passport, Aadhaar card, Ration card, Utility Bills, Voters ID, etc.
    • PAN Card
    • Bank statements for the last 6 months
    • Salary slips for the previous 3 months
    • Details of an active bank account

    Please contact the well-informed and polite staff members of the customer care team at to learn about the documents you can submit in order to avail a credit advance under this financing plan.

    How to Apply for EarlySalary Short-Term Loans

    • Visit the homepage of the company’s official website.
    • Click on ‘Apply Now’ under the section ‘10 Days to Salary’.
    • You will be redirected to new window containing an application form.
    • Fill out the required details along with your phone number and click on ‘Next’.
    • Once the form is submitted, you will receive a link to download the app on your mobile phone.
    • Download the EarlySalary mobile app using the link or directly from the App Store for iOS devices.
    • Login to the app using your Facebook account.
    • Fill in details such as loan amount and repayment tenure.
    • Next, you can upload the required documents in the app.
    • Based on your social score and supplied documents, the company will calculate and inform you about your loan eligibility.
    • You will, then, be required to provide your active bank account details.
    • A company representative will arrive at your doorstep to get your signatures on a few documents.
    • Finally, the funds will be transferred electronically to your bank account.

    How to Check Your EMI for EarlySalary Short-Term Loans

    • Go to the homepage of the official website of
    • The ‘Loan Calculator’ will be on the right side of the screen.
    • If the calculator is not visible then click on the blue-coloured panel on the right side of the screen under ‘Apply Now’ and it will pop out on the screen.
    • In this calculator, you can adjust the scales to enter the loan amount and repayment tenure.
    • Then, you will be able to see details such as loan due date, total amount to be repaid, processing fees, stamp fees, and interest amount at the end of the pop-up calculator.
    • Using this information, you will now be able to make an informed decision regarding your loan.

    How Can You Apply for EarlySalary Short-Term Loans Through BankBazaar?

    Follow the steps mentioned below to apply for this financing plan through BankBazaar:

    • You can fill out the form available at in order to check your loan eligibility.
    • You can compare the multiple loan options available by matching your specific requirements.
    • Find the best scheme that will fit your needs as well as repayment capacity
    • Apply for the selected loan scheme.
    • Once the application is done, you will immediately receive an e-approval from BankBazaar.
    • Your loan application will be forwarded to the lender and approved if all the required criteria are met.

    Please note that your loan application will be approved or rejected based upon the discretion of the lender. Once the loan application request is forwarded to the lender, BankBazaar doesn’t have any part to play in the entire loan approval process.

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