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The Citizen Credit Co-operative Bank Ltd is a scheduled multi-bank which was registered as Bombay Catholic Urban Co-operative Credit Society in May 1920 but eventually got converted into a co-operative bank on October 20, 1984. The Citizen Credit Bank received its banking license in December 27, 1989 and a scheduled bank status in 1996. The Citizen Credit Co-operative Bank which received its multi-state co-operative status in 1998 offers various types of loans and advances such as housing loans, vehicle, self-employed, consumer, business, mortgage loans, gold loans, educational loans and loans against bank deposits among others.
The Citizen Credit Co-operative Bank offers loans to small scale industries. The bank extends finance to various and eligible small scale enterprises to help the latter meet its various working capital and project finance requirements among others. The loan extended will allow small scale industries to meet their various financial needs necessary for the smooth functioning of their units.
Citizen Credit Bank offers loan to the following:
Security: Customers have to hypothecate their assets which have been acquired from the finance extended by the Citizen Credit Bank. Customers have to provide two guarantors in addition to any other required security which may vary on case-to-case basis
Customers have to submit the following loans to apply for the Citizen Credit Bank Small Scale Industries Loan