Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Andhra Bank Doctor Plus Reviews

    • andhra Bank Personal Loan
      " Convenient service for Customers"
      0.5 5.0/5 "Blown Away!"
      I was taken my personal loan from Andhra Bank for few years back. Rate of Interest was less compare to other banks. My loan amount was 55000 with 3 years of tenure. It was done very smooth. They gave me this loan based on m y salary account . Overall they were provide good services for customers.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 30, 2017
    • andhra Bank Personal Loan
      "Economical loan range "
      0.5 4.0/5 "Great!"
      I appreciate Andhra bank executives, as they are very keen about processing the customer's loan application.The support offered was good, but I found it was a quite lengthy process.They took around 10days time to complete the process.They follow a economical range of support to be given to the customer when it comes to personal loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 23, 2016
    • andhra Bank Personal Loan
      "Lengthy process!"
      0.5 3.0/5 "Satisfactory"
      The personal loan process was very lengthy with Andhra bank. The loan amount was disbursed within one month. They are asking for two guarantors, that too government employees to sign the papers. I would suggest them to get security sign from one person.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Feb 03, 2016
    • andhra Bank Personal Loan
      "Executives need to be more polite!"
      0.5 3.0/5 "Satisfactory"
      I took my personal loan disbursed from Andhra bank. They are very fast in processing the loan in the initial days. Later on the process was bit slow and the loan amount was disbursed after a month. The executives are not friendly with the customers and it would be nice if they behave politely with the customers.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 05, 2016
    • andhra Bank Personal Loan
      "Not good"
      0.5 1.0/5 "Really Bad"
      I would say Andhra Bank personal loan process is not good. They are not treating their customers well . They are not very good in customer services and they are not doing well in all the aspects right from account opening till transaction . They are old fashioned and they are not friendly.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 03, 2015
    • andhra Bank Personal Loan
      "Good In Processing"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan with ANDHRA bank very recently. They have offered ,e 14% rate of interest which is very goos. I am loyal customer to them so they have offered me best offers. They have come for the verification so it will take another one week to get the loan amount.
      Was this review helpful? 3
      , secunderabad
      Reviewed on Oct 08, 2015
    • andhra Bank Personal Loan
      "Excellent service.."
      0.5 5.0/5 "Blown Away!"
      I got the Personal loan with ANDHRA Bank and I am maintain a salary account with same bank so the rate of interest offered by them was 9.9% and 2.75% was processing charges compare to other bank its good. After completed 1.5years they will allow to make a part payment.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Sep 04, 2015
    • andhra Bank Personal Loan
      "Average!!!"
      0.5 3.0/5 "Satisfactory"
      I availed personal loan from Andra bank. Since it is a Gov bank there is no proper response. I directly approached the bank manager to process my personal loan. Since I had a salary account in that I was given a lower interest rate of 11.5%. There are no charges. I suggest the bank to improve their customer service.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 11, 2015
    • andhra Bank Personal Loan
      "Good "
      0.5 4.5/5 "Excellent!"
      It was very easy for me to get this loan with Andhra Bank because my colleague work in the bank.The customer service provided was good and the loan amount was disbursed within 3days.I will not recommend Andhra Bank but will recommend SBI bank to others.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jun 13, 2015
    • andhra Bank Personal Loan
      "Not a customer oriented bank "
      0.5 3.0/5 "Satisfactory"
      I would say it was a average service provided by Andhra Bank while getting a personal loan.The customer service provided is not really good and they donâ??t respond to customer in a right way.The interest rate offered was really comfortable and the loan amount was disbursed after 25days which is long time.
      Was this review helpful? 1
      , tirupati
      Reviewed on Jun 09, 2015
    • andhra Bank Personal Loan
      "Satisfactory service"
      0.5 3.5/5 "Pretty good"
      My salary is credited to Andhra bank account. On salary basis I have taken a personal loan from them. Normally I prefer nationalized banks. First of all they have taken lot of time for processing because banking systems are very slow at that. Now a days the process is much faster. I have submitted all the documents to the nearest branch and my loan was disbursed within 10 days. My overall experience was very good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 07, 2014
    • andhra Bank Personal Loan
      "Excellent experience"
      0.5 4.0/5 "Great!"
      Last month I have availed a personal loan from Andhra bank through my father's savings account. It was a good experience and I am overall satisfied with the services of the bank. Processing was quite delayed upto 20 days and the documentation was fine. Rate of interest & processing fees are good comparatively to other private banks.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 15, 2014
    • andhra Bank Personal Loan
      "Very quick processing"
      0.5 4.0/5 "Great!"
      Had a wonderful experience on applying a personal loan with Andra Bank. I received my loan amount last month and I am quite happy with the rate interest, fees & charges. The documentation was very less and the process was completed on a single day. I would strongly recommend the bank.
      Was this review helpful? 14
      , bhubaneshwar
      Reviewed on May 17, 2014
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    Andhra Bank Doctor Plus is Rated as "Great!" by 13 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Andhra Bank Doctor Plus

    Overview about Andhra Bank Doctor Plus

    Doctor Plus is one of the many specialised loan facilities provided by Andhra Bank. It is designed to provide credit and help meet the financial requirements of qualified medical practitioners like physiotherapists, dental surgeons and radiologists.

    Purpose of Andhra Bank Doctor Plus

    • To establish clinics, sonographic / x-ray / pathological or other diagnostic imaging labs
    • To purchase computers / medical software / medical equipment for the hospital
    • To furnish nursing homes
    • To meet day-to-day working capital requirements
    • To purchase ambulance

    Eligibility criteria for Andhra Bank Doctor Plus

    Eligibility criteria for Andhra Bank Doctor Plus:

    • Must be a limited liability firm, society, individual firm or company trust that renders professional medical services.
    • If it is a non-individual constitution, a qualified doctor must be the primary promoter.
    • Must possess a recognised graduate degree in diagnostic imaging / radiology / medicine / dental science / pathology / surgery / physiotherapy, etc. and must be practising the trade for at least two years.

    Features of Andhra Bank Doctor Plus

    • The maximum amount of money that can be availed through the loan is Rs.20 lacs.
    • The amount cannot exceed 75% of the income expenditure of the past year as shown in the profit and loss account which must be assessed by a chartered accountant
    • The amount also cannot exceed 75% of the total cost of equipment purchased if it is taken out as a term loan
    • The maximum repayment period for this loan is 84 months
    • A one-year holiday is granted for interest and principal

    Benefits of Andhra Bank Doctor+

    • No third party guarantee or collateral security is required to take out the loan.
    • The loan is covered under CGTMSE. Currently, SMEs are covered under CGTMSE if the overall investment in tools and equipment is not more than Rs.2 crores. The original cost of tools and equipment does not include land and building, fittings and furniture, and other items that are not directly associated with the service rendered by the practitioner.
    • The premium towards CGTMSE must be borne by the customer.

    Interest Rate of Andhra Bank Doctor Plus

    The interest rate applicable on a Doctor Plus loan from Andhra Bank is the base rate plus 3.25%.

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