Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Patna Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Patna Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I am aware of bank bazaar through promotional mails. I am with bank bazaar for past 1 year. I have applied personal loan through bank bazaar web site, which is easy to use and customer friendly. The customer service helped me to complete the personal loan application.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      The HDFC didn't give any kind of response in concern to my personal loan application. I was trying to reach their executives several times, but they are not giving any response. At least they need to give the status of the product to the customers. The rate of interest is nominal with HDFC bank. The HDFC service need to be improved a lot.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      For my personal loan, I visited bankbazaar website and applied with the certain bank through bankbazaar. Then I received call from them and they suggested different bank. Then I gone with bankbazaar and I applied with another bank as per the suggestion. But then it would be better if bankbazaar follows with even with bank to get proper response. Because I did not receive response from the bank end. But bankbazaar website is easy to handle.
      Was this review helpful? 2
      , patna
      Reviewed on Jun 15, 2017
    • HDFC Bank Personal Loan
      "Delayed Response"
      0.5 3.0/5 "Satisfactory"
      I had not received any kind of communication from the HDFC bank for the personal loan. I have applied for the loan through online source but the bank is not bothered to respond back for my loan application. They were are very delay in response. Hence I closed my application.
      Was this review helpful? 1
      , patna
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar services are good. There are no issues with respect to service. They promptly followed up my loan application and provided the updates regularly. My loan application has been forwarded to the bank by bankbazaar without any delay. Moreover the website is very much easy to handle.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 14, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      When It comes to customer service, ICICI bank is very good. They responded well when I applied for the personal loan. But then they cancelled my loan application. From my side I have postponed later in future, I might opt for their service...
      Was this review helpful? 0
      , patna
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "One stop solution for all financial products"
      0.5 4.0/5 "Great!"
      Bankbazaar is one stop agreement for all financial products and it is an individual financial and insurance requirement. The mobile application of bankbazaar is now far superior and it support all types of smart phones. The website of bankbazaar is very much easy to use and it is customer friendly. I am totally satisfied with their service.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 01, 2017
    • HDFC Bank Personal Loan
      "Need improvement"
      0.5 3.0/5 "Satisfactory"
      The reason stated by HDFC Bank for not processing the documents were my address was not matching . As I am living and working in a different place however my address as per my records are different and that was the major concern and its because of which my application was not taken processed. As far as response is concerned it is average with HDFC. I would like to say that they can improvise their service even more. I am an existing customer of HDFC Bank for the past 10 years. Therefore I would surely say HDFC Bank needs to improve their services.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 01, 2017
    • Bajaj Finserv Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      BAJAJ FIN offered high interest rate for the personal loan which is 16% which is very much high. The services are very prompt and they are really good in processing the loan application and the processing fee they have charged is around 3500 and it is for 3 years.I have closed this account.
      Was this review helpful? 1
      , patna
      Reviewed on May 29, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I received very good response from bankbazaar. Website is good to access and I am using bankbazaar which is very much useful to get to know about the financial products after applying in just 4 to 5 hours I received the call from them and they provided a prompt service too.
      Was this review helpful? 0
      , patna
      Reviewed on May 29, 2017
    • HDFC Bank Personal Loan
      "ROI was high"
      0.5 1.0/5 "Really Bad"
      My personal loan is from HDFC Bank and there services has not been up to the mark. They have offered me the Rate if interest is 18% which was very way high and I was informed that it would be maximum upto till 14% and I am very much concerned about the rate of interest as it is very high.
      Was this review helpful? 0
      , patna
      Reviewed on May 29, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The ICICI bank interest rate are really high when compared with other banks, that was the reason I haven't got the personal loan with ICICI bank. The response and the customer service was good with ICICI. I would like to suggest to decrease the interest rate in future. Overall, I am satisfied with the ICICI service.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      The experience was good at Bankbazaar and the services. As soon as I applied for the loan they immediately contacted me and informed me the details and processed my information to the banks. Overall it was a smooth and easy process and I had no issues with them.
      Was this review helpful? 1
      , patna
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      On my personal loan application, ICICI bank contacted me and inquired my details to process the loan. Post which they asked me to have proof of local Since Iam from Delhi and all my Communion address are from there initially they said it will done later no proper response.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Helpful & Excellent services"
      0.5 5.0/5 "Blown Away!"
      I was looking out online to find details for a loan. I logged in to Bankbazaar for a inquiry and they were helpful by contacting me instantly and also provided me with a lot of suggestions as well. The portal has clear information where any customer can understand and follow.
      Was this review helpful? 0
      , patna
      Reviewed on Apr 26, 2017
    • ICICI Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was only a inquiry I had with ICICI Bank for a personal loan and I am happy that I received a proper response from them. They were on time as well with the details and they also had a good deal of around 11% on the interest rate and the charges was normal too.
      Was this review helpful? 0
      , patna
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Good for the people who search the financial products."
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is very good. I could say bank bazaar is the best place where we can find financial products. I would suggest bank bazaar to keep in touch with customer after submitting the application. Bank bazaar web portal is really helpful and easy to use.
      Was this review helpful? 0
      , patna
      Reviewed on Mar 17, 2017
    • HDFC Bank Personal Loan
      "Service is good"
      0.5 5.0/5 "Blown Away!"
      Hdfc bank is a bit costlier than the other banks, but it has smooth loan process. Loan documents was collected through agent on assigned date and time. It just took one week time to disburse the loan. The rate of interest is bit high, when compared with other banks. The processing fee can be reduced in future.
      Was this review helpful? 0
      , patna
      Reviewed on Mar 17, 2017
    • Bank Bazaar Customer Support
      "Very Useful n Convinient website"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar website is very much informative and easy to access. It has got more information about financial product so it is the best platform for any kind of financial service. The people of bank bazaar were very much responsive. They kept calling me and they were tracking my personal loan application status too. Very nice and user friendly interface..
      Was this review helpful? 0
      , patna
      Reviewed on Feb 20, 2017
    • Bank Bazaar Customer Support
      "Best services"
      0.5 5.0/5 "Blown Away!"
      I have always used the services of Bankbazaar and they have provided me the best of it. They are very much responsive and supportive and have helped me get my loan and credit card without any struggle. I have used the website and it has been a good guide.
      Was this review helpful? 0
      , patna
      Reviewed on Jan 04, 2017
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    Patna Personal Loan is Rated as "Great!" by 199 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Patna is the capital of Bihar, has emerged as one of the most booming cities in the state.Patna has since long been a chief agricultural business hub.Patna in the last few years has gone through a sustained growth phase owing to the ‘Green Revolution’ business, the rise of the FMCG industry and an excellent performance of the service sector.In 2009 June, the World Bank assigned Patna a 2nd position (in India) for easiness of business commencement

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Patna Personal Loan if you are

    01
    02
    03
    04
    Patna Personal Loan Minimum Age

    At least 21 years old

    Patna Personal Loan Maximum Age

    Less than 65 years old

    Patna Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Patna Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patna Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Patna Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Patna Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Patna Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patna Personal Loan amount by these steps

    01
    02
    Patna Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Patna

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Patna Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patna Personal Loan Interest RatesUpdated on 23 Jun 2017

    Patna Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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