Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Patna Personal Loan

    We found 32 Patna Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Patna Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The ICICI bank interest rate are really high when compared with other banks, that was the reason I haven't got the personal loan with ICICI bank. The response and the customer service was good with ICICI. I would like to suggest to decrease the interest rate in future. Overall, I am satisfied with the ICICI service.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      The experience was good at Bankbazaar and the services. As soon as I applied for the loan they immediately contacted me and informed me the details and processed my information to the banks. Overall it was a smooth and easy process and I had no issues with them.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      On my personal loan application, ICICI bank contacted me and inquired my details to process the loan. Post which they asked me to have proof of local Since Iam from Delhi and all my Communion address are from there initially they said it will done later no proper response.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Helpful & Excellent services"
      0.5 5.0/5 "Blown Away!"
      I was looking out online to find details for a loan. I logged in to Bankbazaar for a inquiry and they were helpful by contacting me instantly and also provided me with a lot of suggestions as well. The portal has clear information where any customer can understand and follow.
      Was this review helpful? 0
      , patna
      Reviewed on Apr 26, 2017
    • ICICI Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was only a inquiry I had with ICICI Bank for a personal loan and I am happy that I received a proper response from them. They were on time as well with the details and they also had a good deal of around 11% on the interest rate and the charges was normal too.
      Was this review helpful? 0
      , patna
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Good for the people who search the financial products."
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is very good. I could say bank bazaar is the best place where we can find financial products. I would suggest bank bazaar to keep in touch with customer after submitting the application. Bank bazaar web portal is really helpful and easy to use.
      Was this review helpful? 0
      , patna
      Reviewed on Mar 17, 2017
    • HDFC Bank Personal Loan
      "Service is good"
      0.5 5.0/5 "Blown Away!"
      Hdfc bank is a bit costlier than the other banks, but it has smooth loan process. Loan documents was collected through agent on assigned date and time. It just took one week time to disburse the loan. The rate of interest is bit high, when compared with other banks. The processing fee can be reduced in future.
      Was this review helpful? 0
      , patna
      Reviewed on Mar 17, 2017
    • Bank Bazaar Customer Support
      "Very Useful n Convinient website"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar website is very much informative and easy to access. It has got more information about financial product so it is the best platform for any kind of financial service. The people of bank bazaar were very much responsive. They kept calling me and they were tracking my personal loan application status too. Very nice and user friendly interface..
      Was this review helpful? 0
      , patna
      Reviewed on Feb 20, 2017
    • Bank Bazaar Customer Support
      "Best services"
      0.5 5.0/5 "Blown Away!"
      I have always used the services of Bankbazaar and they have provided me the best of it. They are very much responsive and supportive and have helped me get my loan and credit card without any struggle. I have used the website and it has been a good guide.
      Was this review helpful? 0
      , patna
      Reviewed on Jan 04, 2017
    • HDFC Bank Personal Loan
      "Good services but high charges"
      0.5 4.0/5 "Great!"
      HDFC Bank has provided good services for the personal loan. From the document collection to the disbursement has been on time. The rate of interest was around 17%, which was pretty much average. The processing charges was very high it was 3K for the loan amount of 50K.
      Was this review helpful? 0
      , patna
      Reviewed on Jan 04, 2017
    • Bank Bazaar Customer Support
      "Wounderful Service and good site"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is extremely good, Because Bank Bazaar has good customer support to assist to the customers on time without any hassles. Once I submitted my personal loan request to Bank Bazaar. I had received a good response from them to connect with the right bank on time.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 31, 2016
    • ICICI Bank Personal Loan
      "It should be improved"
      0.5 4.0/5 "Great!"
      ICICI worked nice but their process was slow, Almost ICICI taken one month to complete the process. I appreciate if ICICI provides timely response to the customer it would be useful. But ICICI interest rate and processing fee was nominal like other banks.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 31, 2016
    • HDFC Bank Personal Loan
      "The best loan process"
      0.5 5.0/5 "Blown Away!"
      Frequently, I had been borrowing funds from HDFC Bank for the personal loan. I had taken multiple loans from HDFC Bank. They were not in need of many documents. They treat their customers well. The rate of interest is very much higher than other banks and processing fee charged by them is one and the same as others.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 25, 2016
    • Bank Bazaar Customer Support
      "Its just good"
      0.5 5.0/5 "Blown Away!"
      Frequently, I had received multiple calls from bankbazaar. So I visited the site and I applied for my personal loan. Next day Bank Bazaar had contacted me and helped to connected the Bank. Site was user friendly easy to understand the question for eligibility criteria.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 02, 2016
    • ICICI Bank Personal Loan
      "No proper updates"
      0.5 4.0/5 "Great!"
      ICICI was good, I had taken my personal loan with high rate of interest. But they sanctioned the requested amount as per my request. But there was no proper update about the process of my personal loan. Last 15 days I had contacted the customer service to inquire about my loan. Finally they had disbursed the amount.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 02, 2016
    • Bank Bazaar Customer Support
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was excellent with Bankbazaar. They very much deserve a five star rating. They were prompt in contacting me after my registration and they were always approachable for a query. They helped by following up with the bank and providing me with the status updates throughout the process. It was a nice experience.
      Was this review helpful? 0
      , patna
      Reviewed on Sep 19, 2016
    • ICICI Bank Personal Loan
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has been fast in their process. It was a very good experience for the personal loan. I received the loan on the day I needed it and also received what every I required. The rate of interest was of 14%. The processing charges was very much reasonable too.
      Was this review helpful? 0
      , patna
      Reviewed on Sep 19, 2016
    • Bank Bazaar Customer Support
      "Personal loan"
      0.5 5.0/5 "Blown Away!"
      Process online seems quite interesting, but let's see how long it takes for getting the money transferred to my bank account. almost all the documents were provided online. Awaiting for the positive response from them, (as today being Sunday) Great promise.
      Was this review helpful? 2
      , patna
      Reviewed on Aug 07, 2016
    • Axis Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I will promote the service offered by AXIS bank as it was very much satisfactory. They contacted me on time and came over to my office to collect all my documents. The process was very fast and it was completed in a month. The documentation was very minimal. I also got a good offer on the rate of interest and charges.
      Was this review helpful? 0
      , patna
      Reviewed on Jul 22, 2016
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.5/5 "Excellent!"
      I was contacted at the right time and was provided all the required information by the bankbazaar executive. The website is very useful and it displays the information about the cost and the offers provided by various banks. It is very helpful for any customer who is applying for a loan. I got to know this site through online. Totally, I am very much happy with their services.,
      Was this review helpful? 0
      , patna
      Reviewed on Jul 22, 2016
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    Patna Personal Loan

    Personal Loan BYTES FROM OUR KITCHEN

    Patna is the capital of Bihar, has emerged as one of the most booming cities in the state.Patna has since long been a chief agricultural business hub.Patna in the last few years has gone through a sustained growth phase owing to the ‘Green Revolution’ business, the rise of the FMCG industry and an excellent performance of the service sector.In 2009 June, the World Bank assigned Patna a 2nd position (in India) for easiness of business commencement

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Patna Personal Loan if you are

    01
    02
    03
    04
    Patna Personal Loan Minimum Age

    At least 21 years old

    Patna Personal Loan Maximum Age

    Less than 65 years old

    Patna Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Patna Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patna Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Patna Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Patna Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Patna Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patna Personal Loan amount by these steps

    01
    02
    Patna Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Patna

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Patna Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patna Personal Loan Interest RatesUpdated on 29 May 2017

    Patna Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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