Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Patiala Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.70% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
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  • Patiala Personal Loan is Rated as "Great!" by 48 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Patiala Personal Loan

    Patiala is one of the biggest cities in Punjab. It’s the state’s educational hub. Patiala is also the fast emerging industrial growth center of the state of Punjab.The city has one of the highest number of vehicles per capital in the country, beating metropolitan cities and most 2 tier cities.The whole state of Punjab is quite urbanized and Patiala is another example of that urbanization

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Patiala Personal Loan if you are

    01
    02
    03
    04
    Patiala Personal Loan Minimum Age

    At least 21 years old

    Patiala Personal Loan Maximum Age

    Less than 65 years old

    Patiala Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Patiala Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patiala Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Patiala Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Patiala Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Patiala Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patiala Personal Loan amount by these steps

    01
    02
    Patiala Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Patiala

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Patiala Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patiala Personal Loan Interest RatesUpdated on 12 Dec 2017

    Patiala Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Patiala Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good website "
      0.5 5.0/5 "Blown Away!"
      I have been the using the bank bazaar website for past few months.The website has lot of updated information pertaining to any financial product of any banks,Its very easy to understand and navigate.The process is very quick and simple to access.
      Was this review helpful? 0
      , patiala
      Reviewed on Nov 01, 2017
    • Capital First Personal Loan
      "Good service "
      0.5 5.0/5 "Blown Away!"
      I had requested for a personal loan with capital first for a loan amount of four lakhs. The Rate of interest is very high as compared to other banks.I have postponded my plan may be in the near future I might opt for their service hence closed my application. Customer service has responded well on time.
      Was this review helpful? 0
      , patiala
      Reviewed on Nov 01, 2017
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with ICICI bank few months back. The rate of interest was 13% for 1.25 lakhs which is average in the market. The EMI period was 4 years. I am not satisfied with the loan process because they did not respond to my mails and process was slow. Here the pro closer is after 6 months but its 4% and 1.5% for processing fee. The customer service and responses was not up the mark.
      Was this review helpful? 0
      , patiala
      Reviewed on Oct 30, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan is with HDFC 1 years back. I have taken 3.5 lakhs and the rate of interest was 11.75% which was average and the EMI period was 5 years. Here I had a very convenient loan process and they have provided door step service for collecting documents. The pre closuer is after 6 months and 1% for processing fee.My overall experience was excellent here.
      Was this review helpful? 0
      , patiala
      Reviewed on Oct 30, 2017
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have approached Bank bazaar for my personal loan. The responses was on time and the customer service was up to the mark. This is my first experience and the options in the website was amazing. I have used the options like EMI calculator and credit score option which was very useful. My overall experience was good.
      Was this review helpful? 0
      , patiala
      Reviewed on Oct 30, 2017
    • ICICI Bank Personal Loan
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have approached ICICI bank for my personal loan. I was looking for 2 lakhs and the rate of interest was between 13-14% which was high in the market. I am completely disappointed with their customer service and response since there was no calls and responses from the bank . My over all experience was bad and not recommendable also.
      Was this review helpful? 0
      , patiala
      Reviewed on Oct 30, 2017
    • SBI Personal Loan
      "GOOD "
      0.5 4.0/5 "Great!"
      Over all it was a great service and an exellent service i am receiving from the bank when i applied for the personal loan in STATE BANK OF INDIA . The customer service was really good from the bank side. The only problem i had was the process took too much of exta time rest every thing was real good .
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 26, 2017
    • Axis Bank Personal Loan
      "average"
      0.5 2.0/5 "Expected more"
      The all over experience and the service i had with AXIS BANK for the personal loan didn't go that well as i expected it will be . i asked a loan ammount of 6lakhs but the AXIS BANK approved me a loan for 3 lakhs only and also the rate of interest was 12.49% and there was no processing fee .
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 26, 2017
    • Bank Bazaar Personal Loan
      "GOOD "
      0.5 5.0/5 "Blown Away!"
      It was all over a great experrience i had with BANK BAZAAR .COM .the customer service from the bank bazaar side was appriceable and the responsivness also . it a real good experience and even the website of bank bazaar is also real user friendly as a frist time user i didn't find any problem using it
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 26, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was a great service and experience i from the HDFC BANK side for my Personal loan i applied for . actaully before i applied for the personal loan over here i applied it in another bank it got apporoved faster over there so went on with a that option. So is the reason i did not take the personal loan .
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 26, 2017
    • SBI Personal Loan
      "DISSATISFIED"
      0.5 2.0/5 "Expected more"
      I have an salaried account here at SBI so getting better service and the interest rate I thot it will minimum SBI Bank offered me a personal loan with 14% I would suggest them to reduce that interest part but On the promised time I received the loan amount. I had taken this loan in 2014.
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 24, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I recently experienced bankbazaar for my loan requirement. They provide good financial services and their online service is too easy to access. I am satisfied with the kind of bank bazaar service there were regular calls checking on my process.
      Was this review helpful? 0
      , patiala
      Reviewed on Sep 24, 2017
    • ICICI Bank Personal Loan
      "No proper service"
      0.5 1.0/5 "Really Bad"
      I could say that I had not received a good response from the bank and my expectation is not fulfilled. I thought to take a personal loan so I decided to go with ICICI bank. Whenever I tried to reach the ICICI people, they did not pick up the call and there was no service at all for my loan application.
      Was this review helpful? 0
      , patiala
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I had taken the personal loan from HDFC bank about one and a half years ago. Interest rate is somewhere around 13%. Recently I visited the bank to top up the loan up to 2.6 lakhs but the bank did not accept my request. Though I am a long term customer of HDFC bank, I have savings account, 2 mutual funds, credit cards and personal loan, the bank is not willing to give loan top ups. Very disappointing.
      Was this review helpful? 1
      , patiala
      Reviewed on Jun 08, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar was very professional and I liked the way they handled customer. The response was on time and it was a very good experience from the moment I registered till the end of the process , I also got a lot of follow up calls from them too.
      Was this review helpful? 0
      , patiala
      Reviewed on Apr 24, 2017
    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      ICICI bank contacted me on time but they collected my documents as well and they told it will take seven days of time to process the loan, But till now no response from them they had even taken my salary slips and everything. Overall services were not up to the mark the response is very poor from them.
      Was this review helpful? 0
      , patiala
      Reviewed on Apr 24, 2017
    • Oriental Bank of Commerce Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got the required response from the team.The process was absolutely fine with OBC for a personal loan with 30k on charges applied and its a pretty good experience .I had taken this loan long ago during the year 2009 they had offered me ROI but not sure how much it was even they had charged me some processing fee too.
      Was this review helpful? 0
      , patiala
      Reviewed on Apr 04, 2017
    • Oriental Bank of Commerce Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was great experience with Oriental Bank of Commerce regarding the personal loan application.I required the loan so I have taken the same.The follow up provided was great.They have made a call very soon.Everything was good so no suggestion required for them. It was 2.50 years back.
      Was this review helpful? 0
      , patiala
      Reviewed on Apr 04, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of Bankbazaar, completely satisfied with the process and the way they handle the customer. They were very much professional and the whole process was smooth and fast. The follow up calls also needs to be appreciated. The website has been helpful too.
      Was this review helpful? 0
      , patiala
      Reviewed on Apr 04, 2017
    • Fullerton Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my third best experience with Fullerton . It was in an organized way and the best part was they were able to process my personal loan request quickly . Interest charged by Fullerton was around 30% and the processing fee was nominal. I am very much happy with Fullerton and its services.
      Was this review helpful? 0
      , patiala
      Reviewed on Apr 04, 2017
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