Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Noida Personal Loan

    Some of the leading financial institutions in the country offer loans to residents of Noida. You may be eligible to apply for a personal loan in Noida if you meet the age limit, earn the minimum required income, and are salaried/self-employed.

    We found 33 Noida Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    0
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Accelerated Approval
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Customer Reviews
    11.49% - 18.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    12.00% - 17.00% Fixed
    1%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Noida Personal Loan is Rated as "Great!" by 993 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Noida is a leading city in the state of Uttar Pradesh. Noida is the short form for New Okhla Industrial Development Authority. This city was formed after systematic planning. It is a satellite city of Delhi and belongs to the National Capital Region of India. The city is well-equipped with tech parks, office complexes, and malls.

    Personal loans are widely available in the city of Noida. You can apply for one through online or offline modes depending on your preference. The city has a number of banks and non-banking financial companies (NBFCs) that provide personal loans for different tenures.

    You can compare interest rates, processing fees, and other charges and then select the most suitable loan that meets your preferences and requirements. You do not have to furnish any collateral for a personal loan. They are easily available and are economical. You only have to ensure that you meet your lender’s eligibility criteria before applying for a loan.

    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 21 Jan 2019

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loans offered by Various Lenders in Noida

    Let us take a look at some of the top banks as well as non-banking financial companies (NBFCs) that offer personal loans in the city of Noida:

    • City Union Bank Ltd
    • Tata Capital
    • UCO Bank
    • IndusInd Bank
    • Punjab and Sind Bank
    • Kotak Mahindra Bank
    • Karnataka Bank
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • The Chandigarh State Co-Operative Bank Ltd
    • Unit Trust of India
    • Karur Vysya Bank
    • Indian Overseas Bank
    • ING Vysya Bank
    • Canara Bank
    • Standard Chartered Bank
    • Bank of Punjab
    • Dena Bank
    • Deutsche Bank
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Federal Bank
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank
    • Corporation Bank
    • South Indian Bank
    • Karnataka Bank

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 10.99% p.a. to 22% p.a.
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)
    Aditya Birla 14% to 26% p.a.
    Fullerton India 11.99% to 23.99 p.a.
    Citibank 10.99% to 19.99% p.a.

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.

    Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Always a good experience"
      0.5 5.0/5 "Blown Away!"
      My experience with Bankbazaar is good and there are no hassles in the process. The customer support and response has always been prompt and there is no delay to give me the details. I have used the services earlier and it has been a good process too.
      Was this review helpful? 0
      , noida
      Reviewed on Jan 18, 2019
    • IndusInd Bank Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      It was a good process with Indusind Bank and I got the personal loan on time. The rate of interest is of 13% and the processing fee is zero. The loan amount provided was as needed. I had not hassles to get the loan and the customer services and response is fine.
      Was this review helpful? 0
      , noida
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank , there service is good, they have given me sufficient loan amount , and the rate of interest they have charged me up to 13% most probably, and it was nominal and they have not taken any hidden charges, and even processing fee they have given me is nominal.
      Was this review helpful? 5
      , noida
      Reviewed on Dec 20, 2018
    • Bank Bazaar Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      Bank bazaar i am using it from past one year where it is a good portal to use. i use it through the mobile banking and it is user friendly to access as well as the customer support is very good and they are with very good followup. It is a very good portal to access.
      Was this review helpful? 1
      , noida
      Reviewed on Dec 19, 2018
    • Early Salary Personal Loan
      "BAD EXPERINCE"
      0.5 1.0/5 "Really Bad"
      I have taken the personal loan with the the EarlySalary where they have offered the loan amount which is very lower and i am not satisfactory with this loan. The rate of interest is higher than others. The process is late and it took 8-10days.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service from past two years, there service is good, and i came to know about bank bazaar service through on line, and there customer service is good , they have keep on did follow up with my credit card, but one thing is, if i look for navigation,or compare bank etc or simply i visit bank bazaar application , then i use to get call too much , i would like to suggest them that they should keep option of call back or call option , or in case of any requirment I would get a call from them directly.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 18, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with Citi bank , there service is quite okay, the loan amount they have given me was sufficient, and the rate of interest they have charged me up to 13.99% i felt it is bit high for me and they have not charged me processing fee in this loan, and there was no delay in the loan amount,but without my knowledge they have deducted 999 rupees .
      Was this review helpful? 6
      , noida
      Reviewed on Dec 18, 2018
    • HDFC Bank Personal Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      I also received a personal loan from HDFC Bank. The customer support and response is fine. The process of documentation was also taken on time and processed too. The rate of interest and processing charges is normal. The after loan service are good.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 11, 2018
    • Bank Bazaar Personal Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is good and there are no hassles to complete my details on the portal. The customer support and response is fine. They were on time to provide me the necessary information. There were follow up calls too. Overall no hassles in the process.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 11, 2018
    • Cashe Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with CASHe. The process is fine and it is easy to get the loan too. The documentation process is also easy. The customer support and response is good and they processed the loan on time and as needed. The rate of interest and processing charges are nominal.
      Was this review helpful? 2
      , noida
      Reviewed on Dec 11, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      My experience was good so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was prompt. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 10, 2018
    • Early Salary Personal Loan
      "Looking for less interest rate"
      0.5 3.0/5 "Satisfactory"
      My experience was good with Early salary for personal loan, the process was quick and i received the loan amount immediately. Loan amount was for Rs 22000 with tenure period of 1 month. Customer service was good and the rate of interest was high when compared to others.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 10, 2018
    • Bank Bazaar Personal Loan
      "Good in all "
      0.5 5.0/5 "Blown Away!"
      The experience at Bankbazaar is fine and there are no hassles in the process. The customer support and response is fine. The website is also good and it is very convenient to place a request and choose the right bank. Overall it has been good and easy.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 09, 2018
    • Early Salary Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan from Early salary. The documentation was collected on time and the whole process is fine. When I registered I seen that I can withdraw as far as 46K, but can I only get 21K. It can be more clear and I am satisfied with what I have received.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 09, 2018
    • ICICI Bank Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from Icici bank . Am satisfied with the rate of interest which they have provided is nominal one . There is processing fees for the loan which is nominal one. I make the payments through Ecs every month . They did quick documentation and received the loan.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 07, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with the services of Bank Bazaar has been better. I had recently started using the services of them and i had been using the mobile application of them. Their customer support team had been helpful and has been responsive as well.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 06, 2018
    • Early Salary Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan has been smooth and everything has been done online. They had collected the documents at the doorsteps and the loan amount which they had provided has been sufficient. The interest rate has been much on the higher end and there was a processing fee of 600.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 06, 2018
    • Bank Bazaar Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      The process at Bankbazaar is good and they were on time to contact me and inform me the details. The website is also good and it is easy to place a request. It would be better if the status on the portal is in line of the bank as there was a gap in communication . There were times I have got a message of acceptance for the loan approved but the status was different on the portal.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 04, 2018
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      It was a on time process for the personal loan with Tata capital. They contacted me on time and collected the documents on time as well. The loan was provided as per my requirement. The rate of interest was of 10.91% and the processing fee is zero.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 04, 2018
    • ICICI Bank Personal Loan
      "Good In Service"
      0.5 4.0/5 "Great!"
      I had taken a personal loan with ICICI in the past and i carry a good experience with it. My application was processed quick and i am happy that my concern was taken care at the time of my need.ICICI understands customers needs and i am happy to hold a salary account with them.
      Was this review helpful? 2
      , noida
      Reviewed on Nov 28, 2018
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