Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Noida Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13% - 21% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The website of bank bazaar is easy to use and user friendly.It is the first time customer service has called baclk so soon after enquiringly or applying. The quick response was given by bank bazaar team. The bank bazaar website and the mobile application is very helpful to check the different kind of interest rates with the different bank partners.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • Standard Chartered Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      My experience with the Standard chartered bank was okay and the customer service is fine one for me but they have not processed my personal loan the reason they have given is i have a credit card and it is over duw so that is why they are not offering me personal loan and iam a holding salaried account with the same bank.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with HDFC bank. The rate of interest was 11.5% which was equal to INDUSIND bank and there is no processing fee. I have my salary account with HDFC so I had an option to go for instant loan which just took 2-3min for the loan amount to get sanction. My overall experience was good.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I have a very good impression on Bank bazaar as they are very fast and quick in processing the application. Their website is very easy to navigate and has many good options like calculators and credit score . My overall experience was excellent so I would like to rate 4.5 out of 5overall.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have approached INDUSIND bank for my personal loan. The rate of interest was 11.5% which was good but I have taken my loan form HDFC bank since they approached me first. The customer service and responses was up the mark so I would like to rate 3.5 out of 5 overall.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • Bank Bazaar Personal Loan
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      The process at Bankbazaar was good and the whole experience was perfect. The customer services has been great as they were very much om time to contact me and inform me the details and they were perfect to follow up calls. The website is also satisfactory.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "After loan services not satisfactory"
      0.5 1.0/5 "Really Bad"
      The process was good at SCB for the personal loan. But the after loan services is very poor. I am not able to check the loan details as I have not got the welcome kit or any information about the loan details. I do not have a login ID as well where I can login and check my payment. I was informed that I could pay 25% per year in addition as a part payment, but there is no point of contact to clarify my details.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      The portal which Bank Bazaar has it shows the different offers on banking products, I don't want to go any where to check the different offers through one page I could compare and take the best product. People from Bank Bazaar is also very supportive.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 16, 2017
    • Citibank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I have arranged the money from other source hence there is no requirements to take loan from CITI bank, they were calling me regarding loan process but I don't interest process to continue with them. Overall their response part is good, I dont have any issue on it.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 16, 2017
    • Bank Bazaar Personal Loan
      "Easy to navigate"
      0.5 5.0/5 "Blown Away!"
      I selected Bank Bazaar, because they have good options, where I could compare and I have all the information before going for that particular loan product. Bank Bazaar is very easy to access and also I got good support from them. I always recommended Bank Bazaar instead of referring bank.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 07, 2017
    • Standard Chartered Bank Personal Loan
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      Documentation process was quite good, they only taken a week time to disburse the amount. Overall process of bank is good, Standard Chartered have sanctioned Rs. 2 lakhs of loan amount with lesser interest rate and also with zero processing fee.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 07, 2017
    • Bank Bazaar Personal Loan
      "One stop solution"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is very nice, they gave me quick response. when I have put a request for the loan. Bank Bazaar representative started working on my loan request proactively, they forwarded my request to the bank. Then bank have reached me automatically, I believe Bank Bazaar has lot of option to view in one platform.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 06, 2017
    • Aditya Birla Finance Personal Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I got quick response form Aditya Birla, but I guess they have taken 7 to 10 days that was fine. Documentation procedure was simple I didn't face any issues. Aditya Birla offered me 11.99% it was higher side for the principal amount of Rs. 6 lakhs.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 06, 2017
    • Bank Bazaar Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been great and I did not have a issue in getting to know the banks. The website is clear and the details are informative. The process is also quick and the follow up calls is also good enough. The experience is hassle free overall.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 05, 2017
    • Standard Chartered Bank Personal Loan
      "Smooth process"
      0.5 4.0/5 "Great!"
      It was a smooth process at Standard Chartered Bank. I have taken a personal loan. There were no issues and the disbursement was on time. The interest rate was of 11.5% and it was not a flat rate it was a floating rate. The processing charges was waive off.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 05, 2017
    • Bank Bazaar Personal Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I got the call from bank bazaar immediately after giving my requirement in the bank bazaar website It was a very good experience as they were on time and the details was clearly informed to me. There were follow up calls as well.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 28, 2017
    • Standard Chartered Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      My experience was okay with the Standard chartered bank for the personal loan.The service were really average,Due to High rate of interest I have dropped the plan and the response was good one with them and I don't have any suggestion to them.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 28, 2017
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The service provided by HDFC bank was really good based on the personal loan application being submitted.I am very happy with the service provided by HDFC.They are able to complete the loan process within short time.They have applied charges around 0.99% for the processing based on the HDFC credit card I have availed the loan and the EMI is around 5771.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 23, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Response and other things are really good. Website of the Bankbazaar.com is very good and clear too.Service aspects and other things are also a good one with them They gave prompt response , The website of bank bazaar was easy to use and user friendly .
      Was this review helpful? 0
      , noida
      Reviewed on Aug 23, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      The service provided by ICICI bank was not good so i closed the personal loan application from them.The bank did not approach me being after 10 days also later i called many time to bank executive to know what is the status of my application which I had applied for..the reason they cannot process the loan is they said my turn over should be above 1 crore rupees for 5 to 6 lakh loan amount. Very worst experience
      Was this review helpful? 0
      , noida
      Reviewed on Aug 23, 2017
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    Noida Personal Loan is Rated as "Great!" by 799 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Noida Personal Loan

    Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 26 Sep 2017

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loan offered by various Banks in Noida

    A personal loan is an unsecured loan given by banks and other financial institutions. To avail this loan, the borrower does not need to provide any collateral and there is no restriction on the end use of this loan. In Noida, there is no shortage of banks and financial institutions providing personal loans. Major banks like ICICI Bank, HDFC Bank, Axis Bank, State Bank of India, Citibank, IndusInd, Canara Bank, Union Bank, Federal Bank, Bank of Baroda, Punjab National Bank, Bank of India, Kotak Mahindra Bank, Yes Bank, UCO Bank, South Indian Bank and many more provide personal loans at attractive rates. Leading NBFCs (non-banking financial companies) like Tata Capital, Reliance Capital, Fullerton, Aditya Birla, Bajaj Finserv, Capital First and many more also offer personal loans.

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 11.59% to 18.49% (fixed)
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


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