Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 32 Noida Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
     Loading your search... Loading your search...
  • Noida Personal Loan is Rated as "Great!" by 828 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Noida Personal Loan

    Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 19 Oct 2017

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loan offered by various Banks in Noida

    A personal loan is an unsecured loan given by banks and other financial institutions. To avail this loan, the borrower does not need to provide any collateral and there is no restriction on the end use of this loan. In Noida, there is no shortage of banks and financial institutions providing personal loans. Major banks like ICICI Bank, HDFC Bank, Axis Bank, State Bank of India, Citibank, IndusInd, Canara Bank, Union Bank, Federal Bank, Bank of Baroda, Punjab National Bank, Bank of India, Kotak Mahindra Bank, Yes Bank, UCO Bank, South Indian Bank and many more provide personal loans at attractive rates. Leading NBFCs (non-banking financial companies) like Tata Capital, Reliance Capital, Fullerton, Aditya Birla, Bajaj Finserv, Capital First and many more also offer personal loans.

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 11.59% to 18.49% (fixed)
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


    Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Amazing Review "
      0.5 5.0/5 "Blown Away!"
      It was great to compare all the prices and interest rates at the which the insurances offering loan to me.. It was wonderful applying my loan through Bank bazaar.. Fingers crossed to get the same approved through bank as well and delightful to see how swiftly things work with the bank bazaar team..
      Was this review helpful? 0
      , noida
      Reviewed on Oct 17, 2017
    • Bank Bazaar Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I had no issues with the Bankbazaar team. They were instant to contact me and inform me the details. There were proper follow up calls as well. The website was easy to access and register my requirement and the portal was very much supportive.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 15, 2017
    • Kotak Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from Kotak Mahindra bank and the process was very lengthy for me. It took 15 days for them to process the loan. The interest rate and processing charges was okay. I was comfortable with it. But I would not recommend the bank.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 15, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The Personal loan service is excellent with HDFC bank , I got the loan around 3 years ago and I got the loan amount within 3 days of time. The response part is very quick and fast with HDFC bank. The customer support helped me to get the loan within the promised time. The rate of interest is average when compared with others.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Citibank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The Citibank personal loan service is good . They have disbursed my loan amount within the promised time. The customer service is good with Citibank. The rate of interest is average with Citibank. I would say I am satisfied with the Citibank service.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The promotional offers are very good with bank bazaar. The bank bazaar website helps a lot to know about financial products in the market. I am a customer of bank bazaar for past 3months . I have used bank bazaar website which is easy to use and user friendly. The customer service gave immediate response after I have applied for the loan in the bank bazaar website .The response can be improved with bank bazaar team.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The process was good with TATA capital personal loan application, but they have taken its very long when compared with other banks. It would be great if they can disburse my loan amount within the promised time. They have disbursed my loan amount in 3weeks of time. The rate of interest is nominal when compared with market.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is great in the communication and the customer support is really good. The response is prompt and there were no hassles in getting information. The website is also good and very much helpful and and easy to apply and very convenient too.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • HDFC Bank Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank was excellent in the personal loan process. The customer services are great and there is no inconvenience or hassles to get the loan through. The rate of interest was around 14% and the processing charges is normal. The after loan services is good.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Services are good. "
      0.5 3.0/5 "Satisfactory"
      The experience at Bankbazaar is good. I received a call on time and there were follow up calls as well. The team informed me the details and also processed it to the banks. It was very much convenient to use the website and the portal is useful too.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "After loan services are not satisfactory"
      0.5 2.0/5 "Expected more"
      SCB is not up to the mark for the after loan services. I have taken a personal loan and the bank is not responding to me for the login details, where I need my credentials to log in and check the loan details. I have contacted the bank a couple of times and there is no response.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      This has been my first experience with Bankbazaar and i can say that the website is helpful with financial products.It helps with the decision of picking the right product and the information given is quite detailed. I would only like to suggest that the calls can be directed to the right team as my call for a loan landed at the insurance team. As correct direction of call would save my time. I am however happy with services received . I am overall happy with them.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 13, 2017
    • ICICI Bank Personal Loan
      "Good servcie but unhappy with high processing fees."
      0.5 3.0/5 "Satisfactory"
      I have taken a loan with ICICI and i would like to say that the procedures during the process for the loan went well. The documentation work went well and i had no concerns with that. I would however say that i am unhappy with the processing fee that i was made to pay as it was way too high and it is something i personally not appreciate them for.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 13, 2017
    • Bank Bazaar Personal Loan
      "Good Financial Website and platform "
      0.5 5.0/5 "Blown Away!"
      As my first experience with Bankbazaar.com i feel that the website is user friendly and helps to choose the right financial product. The service and response i received from them was good as they gave me all the required information and i had an overall idea of all the offers available which saves time.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 12, 2017
    • Citibank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had taken a Personal loan with Citi Bank and my experience with them has been good. I had no major issues throughout the process as i received a good service and response from them with regards to my application. However i feel that the rate of interest and charges are high.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 12, 2017
    • Bank Bazaar Personal Loan
      "AVERAGE SERVICE"
      0.5 2.0/5 "Expected more"
      Great service from bank bazaar so far. I am using this site for the past one year the service is excellent when compared to other financial website. They handle customer with care and support. How much ever times I reach them,doesn't matter at all. Keep going bankbazaar.com.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 11, 2017
    • Aditya Birla Finance Personal Loan
      "AVERAGE SERVICE"
      0.5 1.0/5 "Really Bad"
      I had applied for a personal loan with Adithya Birla finance limited for an amount of two lakhs.Rate of interest is much higher as compared to other banks in the market hence I closed the application,arranged funds from a different source.customer service is excellent,resolved my queries on time no delay in process.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 11, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar provides excellent services for all banks to their customers.Easy to understand and navigate the website and the response was really fast with in 20 mints. Excellent site and understandable. Customer service agent explained everything clearly.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 08, 2017
    • Citibank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Unfortunately my personal loan application was not taken further by CITI because my credit score was not that great that is the reason why my application was not processed further But on the other hand according to my perspective CITI is excellent in all the ways and means.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 08, 2017
    • Citibank Personal Loan
      "Poor response"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan with CITI BANK but i did not got any proper response from the bank end. Thus my application got closed. I waited for there call ans no one from the bank end turned up till now. That was really disappointing approach from CITIBANK.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 08, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.