Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Noida Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    0 One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.70% - 11.70% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11% - 16.49% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Noida Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar executives are very supportive to the customer. I am aware of bank bazaar for very long time but I have used it recently . The web site with bank bazaar is easy to use and user friendly. The customer service and the response is really good with bank bazaar. I would say bank bazaar gives excellent service to the customer.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 18, 2017
    • Standard Chartered Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      To be frank, I would say that I haven't received a proper response from Standard Chartered bank in concern to my personal loan application. They didn't even give a call to explain about the product. Therefore, customer service and the response need to be improved with Standard Chartered Bank.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 18, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar provided a good service and their website is easy to handle and easy to apply for the loan. Actually I was not in Noida I went to Kolkata, also I would not submit the required documents in order to avail the loan. So I did not process the loan.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 07, 2017
    • HDFC Bank Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from HDFC Bank and I applied for this loan online, I did not have to submit any documentation physically. The process was excellent and I received the funds without any delay. They offered me a rate of around 14% and the processing charges was normal.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 24, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 3.0/5 "Satisfactory"
      The experience is good at Bankbazaar and I am happy with the overall experience. The customer support is good as they were on time to contact me and they had given me all the details. The follow up calls was also there and the website is good and very much clear with all the information.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 24, 2017
    • Fullerton Personal Loan
      "Not Satisfied with the services"
      0.5 1.0/5 "Really Bad"
      After me applying with Fullerton there was no proper response from them to inform me what would be the charges and about the process as well. It has not been a good experience and I would not wish to recommend the institution to others for the personal loan.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 24, 2017
    • Bank Bazaar Customer Support
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is an excellent service provider, I am getting good and satisfactory service. Whenever I looks for any financial products through Bank Bazaar. I am happy about that, I came to know Bank Bazaar through google search. I have been using it for three years its good.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered customer service is good, when I applied for the personal loan they called and collected my documents. They done a verification process over the phone call but they have not visited my place to verification. Loan process got delay, Then I almost waited for two weeks, the time which they committed to disbursed the amount, I did not receive it and finally my application got closed.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I came to know about bank bazaar through Google web search. I have applied personal loan through bank bazaar web site which is easy to use and user friendly. The bank bazaar portal helps the customers to choose the best financial products in the market.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      The Personal loan process with HDFC bank was smooth, Within 5 days the loan got disbursed in my account. The documentation process was done quite good. The HDFC executive came to my place and collected the required documents. The rate of interest was low, when compared with others. I happy about the loan amount.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 21, 2017
    • HSBC Bank Personal Loan
      "Good for lesser rate of interest for personal loan"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the HSBC bank and the interest rate is around 11.65% and the total amount is around 3.5 lakh Rupees. Processing charges were on bit lower end. Documentation procedures are also on nominal way.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Bank Bazaar Customer Support
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com website is quite good and I would like to say that they have provided the good information with financial products, also their forecasting really works good while it comes to EMI calculator for predicting the down payment and other things.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Citibank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      As per my perception, CITI have provided the better rate of interest for the personal loan. Response was good one with the CITI bank and the loan amount got disbursed within four days of time, also the customer service is good.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Standard Chartered Bank Personal Loan
      "Quick process"
      0.5 5.0/5 "Blown Away!"
      SCB negotiated beyond than I expected is only because I hold a corporate account with them. I have taken a personal loan and the charges was minimal and the interest rate was also reasonable. The process was completed on time and overall no hassles.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The response at Bankbazaar was perfect as I was contacted instantly as soon as I submitted my details online. The website was very much helpful and very easy to use. The options are good and I compared the details as well as there are so many banks. Overall a good service offered by bankbazaar.com.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Citibank Personal Loan
      "Services are good. But high on charges"
      0.5 4.0/5 "Great!"
      Citibank was quick enough in contacting me for the personal loan and the process was also swift. I received a proper response from them. I did not go ahead for the loan as the processing charges were very high. The charges taken of 10K. The interest rate charged was much better It was of 11.99%.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Capital First Personal Loan
      "Not Responsive"
      0.5 2.0/5 "Expected more"
      I had applied for the personal loan with Capital First with the help of online source. I had not received proper response on my loan application and later they closed my application. Even they did not inform any reason for rejecting the loan.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 01, 2017
    • Citibank Personal Loan
      "No Response"
      0.5 2.0/5 "Expected more"
      I did not receive timely response from Citi bank for my personal loan application. They never contacted me when I applied for the loan but I received after few days. Then they informed me that they denied the loan as my company is not in their list and then closed my application.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 01, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I did not face any issues with bankbazaar the response was very prompt and even their experts was very prompt in explaining about the product. Customer service was available all the time when ever I need their assistance. The web portal is very easy to use and user friendly. I am completely satisfied with their service.
      Was this review helpful? 0
      , noida
      Reviewed on May 31, 2017
    • Citibank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      It was me who closed the application with CITI because I was not in need of that loan. When it comes to response and the customer support provided by them was very prompt. The rate of interest is as per the market rate and the processing fee is relatively high. I would briefly describe their services as "Fair enough".
      Was this review helpful? 0
      , noida
      Reviewed on May 31, 2017
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    Noida Personal Loan is Rated as "Great!" by 754 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 24 Jul 2017

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loan offered by various Banks in Noida

    A personal loan is an unsecured loan given by banks and other financial institutions. To avail this loan, the borrower does not need to provide any collateral and there is no restriction on the end use of this loan. In Noida, there is no shortage of banks and financial institutions providing personal loans. Major banks like ICICI Bank, HDFC Bank, Axis Bank, State Bank of India, Citibank, IndusInd, Canara Bank, Union Bank, Federal Bank, Bank of Baroda, Punjab National Bank, Bank of India, Kotak Mahindra Bank, Yes Bank, UCO Bank, South Indian Bank and many more provide personal loans at attractive rates. Leading NBFCs (non-banking financial companies) like Tata Capital, Reliance Capital, Fullerton, Aditya Birla, Bajaj Finserv, Capital First and many more also offer personal loans.

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 11.59% to 18.49% (fixed)
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


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