Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Noida Personal Loan
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    10.99% - 17.99%
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
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    1-5 years
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    11.49% - 18.25% Fixed
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    1-6 Years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
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    1-5 years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
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    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
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    1-5 Years
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    10.99% - 18.15% Fixed
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    12.49% - 33% Fixed
    6.0% One time fee
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    13.49% - 19.99% Fixed
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  • Noida Personal Loan is Rated as "Great!" by 971 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Noida Personal Loan

    Noida is a leading city in the state of Uttar Pradesh. Noida is the short form for New Okhla Industrial Development Authority. This city was formed after systematic planning. It is a satellite city of Delhi and belongs to the National Capital Region of India. The city is well-equipped with tech parks, office complexes, and malls.

    Personal loans are widely available in the city of Noida. You can apply for one through online or offline modes depending on your preference. The city has a number of banks and non-banking financial companies (NBFCs) that provide personal loans for different tenures.

    You can compare interest rates, processing fees, and other charges and then select the most suitable loan that meets your preferences and requirements. You do not have to furnish any collateral for a personal loan. They are easily available and are economical. You only have to ensure that you meet your lender’s eligibility criteria before applying for a loan.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 18 Nov 2018

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loans offered by Various Lenders in Noida

    Let us take a look at some of the top banks as well as non-banking financial companies (NBFCs) that offer personal loans in the city of Noida:

    • City Union Bank Ltd
    • Tata Capital
    • UCO Bank
    • IndusInd Bank
    • Punjab and Sind Bank
    • Kotak Mahindra Bank
    • Karnataka Bank
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • The Chandigarh State Co-Operative Bank Ltd
    • Unit Trust of India
    • Karur Vysya Bank
    • Indian Overseas Bank
    • ING Vysya Bank
    • Canara Bank
    • Standard Chartered Bank
    • Bank of Punjab
    • Dena Bank
    • Deutsche Bank
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Federal Bank
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank
    • Corporation Bank
    • South Indian Bank
    • Karnataka Bank

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 10.99% p.a. to 22% p.a.
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)
    Aditya Birla 14% to 26% p.a.
    Fullerton India 11.99% to 23.99 p.a.
    Citibank 10.99% to 19.99% p.a.

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


    Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I use Bank bazaar service a month ago only the service is excellent they provide i have 1st time applied for credit card and the documentation part went smoothly even i got my card soon i have downloaded mobile app for bank bazaar its easy to access,as i was surfing my net for some credit card i got to know about this service.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HDFC bank recently now, the loan amount which they have given me was not sufficient i had expected more amount and the rate of interest they have charge me up to 14% which is nominal for me and there processing fee is also nominal they have charged and i have taken my tenure period for 5 years.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time, i have applied previously for loan but some how it had got canceled and after that now again i have applied personal loan finally it got success and i got to know about bank bazaar service through on line and i have been using website.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 14, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with EARLY SALARY, they have given me loan amount up to 12,000 only i am not happy with the loan amount like previously i have applied for 50,000 it cancel and they did not intimate or said reason for cancellation and rate of interest was nominal and they have charge 600-650 rupees as service charges overall they have taken.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Good website to use"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is providing quick services and the website is easy to use. I have started using this bankbazaar website for past few years. I come to know about this website through online advertisements. The customer service is fine and I'm happy with Overall services provided by this website.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 12, 2018
    • Tata capital Personal Loan
      "Excellent experience"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan on time. Its been a month since i purchased the loan. I'm happy about the interest rate they have provided to me. They have charged me a nominal processing fee. I have made the 1st month EMI through ECS. I have chosen the tenure period of 60 months. I never faced any difficulties while I'm applying for a loan.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 12, 2018
    • Bank Bazaar Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good. I have been using it for couple of times, this is the first time I have taken a personal loan. I would say the process was good and faster. I used both website and mobile app, both the services are okay.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 12, 2018
    • IndusInd Bank Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      The interest rate was good for my personal loan . The customer service and response was excellent. I can do pre closure but there is no option for part payment. They have taken around 7 to 8 days to disburse the loan. The total period is 5 years. Monthly 43K will be auto debit from my account.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 12, 2018
    • Bank Bazaar Personal Loan
      "Wonderful In Service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is a Default Page on my Google page. I love the way Bank Bazaar works, they almost take care of all your financial deals. If you are looking for any kind of loan,subscribe to Bank Bazaar. I had applied for a loan through them and it got processed and also as a compliment i am eligible for a Amazon gift Voucher. The Customer relation office are helpful on the call. In future i am planning for a Car loan and i am sure Bank Bazaar will make it for me.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 12, 2018
    • HDFC Bank Personal Loan
      "Good In Service"
      0.5 4.5/5 "Excellent!"
      I had applied for a Personal loan with HDFC and it got processed without any hurdle. Well i had to wait for 15 days to get it sanctioned and that was fine with me. The interest rate given to me here is reasonable as per my concern. I am happy that HDFC addressed my concern when i was in a Need.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 12, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It is my first time experience with the Bank bazaar where i have been using it through the website it is easy also user friendly portal to access. The customer support is very good and they are responsive by explaining the details of the loan...
      Was this review helpful? 2
      , noida
      Reviewed on Nov 11, 2018
    • HDFC Bank Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      There is no any particular reason for taking the personal loan with the HDFC BANK the loan amount is sufficient what they have given from the HDFC BANK also the rate of interest is nominal when compared to the others. the process is very quick also it is simple.
      Was this review helpful? 2
      , noida
      Reviewed on Nov 11, 2018
    • Bank Bazaar Personal Loan
      "CONVENIENT PORTAL TO USE"
      0.5 3.0/5 "Satisfactory"
      It is my first time usage with the Bank bazaar where i had a very good experience and i am using the website to use the Bank bazaar for applying for the loan. The customer service is good by explaining the details of the loan. It is a good portal yo use.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 03, 2018
    • Tata capital Personal Loan
      "GOOD"
      0.5 2.0/5 "Expected more"
      The process of getting the personal loan from the TATA CAPITAL is delay. The loan amount is satisfactory and the rate of interest is nominal in this loan but there is no processing fee applicable in this loan. The duration to repay this loan is 48 months.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 03, 2018
    • HDFC Bank Personal Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      The experience with this loan has been good and loan amount has been less. The interest rate has been high when compared with the market rate and there has not been a good response from their side. The customer support has not made any follow ups during the process as well.
      Was this review helpful? 1
      , noida
      Reviewed on Oct 19, 2018
    • ICICI Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience i had with this loan has been not that good. Their customer support had been good and their interest rate has been very high when compared with the market rate. There has not been a proper response from their side where they did not even followed up.
      Was this review helpful? 2
      , noida
      Reviewed on Oct 19, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 6 months but i am using the service from last 5-6 months. Customer service is good with bankbazaar and their response was on time.Both mobile app and the website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 6
      , noida
      Reviewed on Oct 15, 2018
    • IndusInd Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with IndusInd bank and the experience was good, the process was quick and i received my credit card within 2-3 days. The loan amount was for Rs 2 lacs with nominal interest rate when compared to others. Customer service was good and they responded on time.
      Was this review helpful? 6
      , noida
      Reviewed on Oct 15, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      It has been a great experience i had with Bank Bazaar so far and i had recently started using the services of them. Their customer support had been responsive and had made a good follow up during the process of my loan. I had recently started using the services of them and i had been using the mobile application of them and it has been easy in using it.
      Was this review helpful? 1
      , noida
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with HDFC since my salary account has been with them so that it will be very much easy so that the EMI will be deducted directly from my bank account. The process in getting this loan ahs been easy and smooth and the loan amount which they had provided also had been satisfactory. There has been an offer going on and since the interest rate with them has been quite low when compared with the market rate.
      Was this review helpful? 2
      , noida
      Reviewed on Sep 17, 2018
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