Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 32 Noida Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.75% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
     Loading your search... Loading your search...
  • Noida Personal Loan is Rated as "Great!" by 881 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Noida Personal Loan

    Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 20 Nov 2017

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loan offered by various Banks in Noida

    A personal loan is an unsecured loan given by banks and other financial institutions. To avail this loan, the borrower does not need to provide any collateral and there is no restriction on the end use of this loan. In Noida, there is no shortage of banks and financial institutions providing personal loans. Major banks like ICICI Bank, HDFC Bank, Axis Bank, State Bank of India, Citibank, IndusInd, Canara Bank, Union Bank, Federal Bank, Bank of Baroda, Punjab National Bank, Bank of India, Kotak Mahindra Bank, Yes Bank, UCO Bank, South Indian Bank and many more provide personal loans at attractive rates. Leading NBFCs (non-banking financial companies) like Tata Capital, Reliance Capital, Fullerton, Aditya Birla, Bajaj Finserv, Capital First and many more also offer personal loans.

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 11.59% to 18.49% (fixed)
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


    Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      It would be great of bank bazaar co ordinates with the customers. I am with bank bazaar for more than 3years. The customer support need to give proper response to the customer support. I have used the bank bazaar mobile application to apply got the personal loan. The mobile application of bank bazaar is easy to use and customer friendly.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2017
    • Citibank Personal Loan
      "Need Improvement"
      0.5 1.0/5 "Really Bad"
      When I have applied personal loan from Citibank I haven't got any call back from Citibank, in regards to my personal loan application. The rate of interest which Citibank was offered was average when compared with others. The response part needs to be improved with Citibank.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "High rate of interest"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from ICICI bank. The disbursed loan amount was 8 lakhs. The monthly EMI comes around 18582 with a tenure of 5 years. The given rate of interest was 13.99%. But first it was 10.99% and i have applied for the loan thinking it was 10.99% they not even mentioned anything about the rate of interest.After the disbursal only i came to know about the change.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 15, 2017
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I know bank bazaar for past Two years. The customer support was prompt with bank bazaar. I get immediate response bank bazaar team . I used bank bazaar website which is easy to use and customer friendly. I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2017
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My loan experience is good with Standard charted bank. They have taken 15days to complete the loan disbursement. I am satisfied with the loan amount because they have disbursed the required loan amount. The rate of interest is competitive when compared with others.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2017
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar service was very good. I know about bank bazaar for past 6months. I got first product with bank bazaar. They gave me good experience and I got good response from bank bazaar team. I have used bank bazaar mobile application , which is easy to use and customer friendly.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2017
    • Citibank Personal Loan
      "Support Need to be improved"
      0.5 4.0/5 "Great!"
      Citibank gave average support in regards to my personal loan application, but whenever I tried calling Citibank customer support , I cannot reach them easily , I haven't reached them one time so far. The customer care need to be customer centric, it was very poor support. The Citibank has disbursed my personal loan amount within 3 to 4 days of time. The rate of interest and the charges are nominal with Citibank.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 3.20 lakhs and the interest rate was 12.49% which was bit high in the market . The EMI period was 5 years and processing fee was 2% here. I had a very smooth and easy loan process and it took just 2 days. My overall experience was satisfied and I would like to recommend to others.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "One stop solution"
      0.5 4.0/5 "Great!"
      I had a very good experience with Bank bazaar as their customer service and responses was excellent. The website was very user friendly and the tools like FD calculator and EMI cal calculator was very helpful so I would like to recommend to others.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached ICICI bank for my personal loan . Their customer service and responses was not satisfactory . I did not receive any calls from the bank end so I have cancelled the application. I have no idea about the rate of interest an charges here.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 4.5/5 "Excellent!"
      The overall process was good at Bankbazaar and the services are good. They were very much on time to respond to me and process my information to the banks. The portal is good, but it would be better if there are more options of other banks as well which offers the lesser rates.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Standard Chartered Bank Personal Loan
      "Overall good. Can be lesser on the ROI and fees"
      0.5 5.0/5 "Blown Away!"
      Standard Chartered Bank was good and on time for the personal loan. The document collection and the disbursement was also as per my requirement. The rate of interest was a high when compared to Axis Bank. I got a rate of around 11.99% and the processing fee was waived off but there was no good options like part payment like Axis Bank. I got to know the details of other banks later.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My experience was good at Bankbazaar. They have done a good job. I received a lot of emails about my status. It was a helpful process and the website is also comfortable with details of all the banks on one single page. There are follow up call as well.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience and I do not find any hassles in the process for the personal loan with SCB. The documents was collected on time and the disbursement was also on time. The rate of interest was of 11.5% with a zero processing fee. The after loan services are also good.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar gave me satisfactory service in all my queries. I know bank bazaar for past 2 years. I have used it recently , mostly I will come to bank bazaar website to compare the rates with the best partner banks. The customer support is prompt with bank bazaar. I use the bank bazaar mobile application and the website , both are easy to use and customer friendly
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • Standard Chartered Bank Personal Loan
      "Better Service"
      0.5 4.5/5 "Excellent!"
      Basically the customer support was very cooperative in regards to my personal loan disbursement, they took around 10 to 12 days to disburse e my loan amount. The rate of interest is high when compared with others banks. The charges are zero with standard charted bank.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • HDFC Bank Personal Loan
      "Good Process"
      0.5 4.0/5 "Great!"
      I felt that HDFC Bank was very patient with my Personal Loan application. They gave me good amount of details for the loan. I felt the Rate of Interest was a little high but I was alright with it. The reason I didn't take the Loan was because my Personal Loan requirement was fulfilled.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      HDFC bank has done execeedingly well, as within a week they approved my personal loan and disbursed the amount. I took the personal loan of Rs. 3 lakhs for the tenure of 36 months. Bank approved the loan with the interest rate around 12% its best in the market. Thereby, I am very much happy with HDFC bank and its service.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 07, 2017
    • Bank Bazaar Personal Loan
      "Easy to Navigate and good financial advisor"
      0.5 4.0/5 "Great!"
      The quick response and the helpful experience is good, their executive called on time they guided on the loan process. I am using Bank Bazaar online website its very easy to navigate and also good to analyze and compare the benefits of banking products.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 07, 2017
    • Standard Chartered Bank Personal Loan
      "Loan Process should faster"
      0.5 3.0/5 "Satisfactory"
      I tried reaching many banks for the personal loan which includes Standard chartered but the bank took a very long time to respond, the bank had almost taken 10 days. Then HDFC have approved my loan immediately. It would be great if SCB work more faster on the loan process.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 07, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.