Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Noida Personal Loan
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    Interest Rate Range
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    Tenure Range
    10.99% - 16.49% Fixed
    0 Bankbazaar Exclusive
    30L Max
    1-5 Years
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    11.50% - 17.25% Fixed
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    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.49% - 18.25% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
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    10.99% - 14.49% Fixed
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    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
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  • Noida Personal Loan is Rated as "Great!" by 935 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Noida Personal Loan

    Noida is a leading city in the state of Uttar Pradesh. Noida is the short form for New Okhla Industrial Development Authority. This city was formed after systematic planning. It is a satellite city of Delhi and belongs to the National Capital Region of India. The city is well-equipped with tech parks, office complexes, and malls.

    Personal loans are widely available in the city of Noida. You can apply for one through online or offline modes depending on your preference. The city has a number of banks and non-banking financial companies (NBFCs) that provide personal loans for different tenures.

    You can compare interest rates, processing fees, and other charges and then select the most suitable loan that meets your preferences and requirements. You do not have to furnish any collateral for a personal loan. They are easily available and are economical. You only have to ensure that you meet your lender’s eligibility criteria before applying for a loan.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 21 Jul 2018

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loans offered by Various Lenders in Noida

    Let us take a look at some of the top banks as well as non-banking financial companies (NBFCs) that offer personal loans in the city of Noida:

    • City Union Bank Ltd
    • Tata Capital
    • UCO Bank
    • IndusInd Bank
    • Punjab and Sind Bank
    • Kotak Mahindra Bank
    • Karnataka Bank
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • The Chandigarh State Co-Operative Bank Ltd
    • Unit Trust of India
    • Karur Vysya Bank
    • Indian Overseas Bank
    • ING Vysya Bank
    • Canara Bank
    • Standard Chartered Bank
    • Bank of Punjab
    • Dena Bank
    • Deutsche Bank
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Federal Bank
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank
    • Corporation Bank
    • South Indian Bank
    • Karnataka Bank

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 10.99% p.a. to 22% p.a.
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)
    Aditya Birla 14% to 26% p.a.
    Fullerton India 11.99% to 23.99 p.a.
    Citibank 10.99% to 19.99% p.a.

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


    Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my firt experience with BANK BAZAAR . The customer service and responses was really amazing . I use Their website which is very user friendly . And easy to access also. There is no inconvenience faced so far so i would like their recommend to others .
      Was this review helpful? 0
      , noida
      Reviewed on Jul 06, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with BANK BAZAAR . The customer service and responses were really amazing . I use Their website which is very user friendly and easy to access also. There is no inconvenience faced so far so i would like to recommend to others .
      Was this review helpful? 0
      , noida
      Reviewed on Jul 06, 2018
    • Citibank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have approached CITI bank for my personal loan process. I got a call once and later they did not taken the process forward. I am not satisfied with the customer service and responses . The loan amount was 2 lakhs and the interest rate was satisfactory . They did not contact me for the documentation process itself which was disappointing ,
      Was this review helpful? 0
      , noida
      Reviewed on Jul 06, 2018
    • Kotak Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Kotak mahindra bank bank which they approved in quickly and the amount is reflected in next day ,its instant approve process. As am satisfied with the rate of interest which is nominal one . They provided the tenure period of 1 year and i make the payment monthly though ECS. There are nominal processing fees also.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 04, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My credit card n was taken with INDUSIND bank. The credit limit was 50,000 which is not satisfactory . The customer service and responses was good. I hold aura edge card and the benefits re reward points . Its a life time free card .My overall experience was very good.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 03, 2018
    • Bank Bazaar Personal Loan
      "Best"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com is also working in good way and they have made the better coordination with the customers to done the things. Everything is better one for me with them till now. I have got the goodies after some conversation.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 29, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest was around 10.99% for the personal loan with the CITI bank. I would like to say that the customer service is perfectly fine one for me with the CITI bank and everything is good too with the CITI bank.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 29, 2018
    • Bank Bazaar Personal Loan
      "Very good Services"
      0.5 5.0/5 "Blown Away!"
      The website will give good informations and very good customer service to their customers. Actually I'm a frequent user of bankbazaar. I will use bankbazaar website mainly for credit score, credit cards and personal loan. I come to know bankbazaar through Google search. I don't find any hassle services with the website. This 1 year only i have started using this website
      Was this review helpful? 0
      , noida
      Reviewed on Jun 27, 2018
    • HDFC Bank Personal Loan
      "Good but they have to sanction more money to the customer. "
      0.5 5.0/5 "Blown Away!"
      I have taken this personal loan around one month before. I don't any face in this loan. The documentation process was quite smooth the person came to my and collected all my documents. I have got the loan within 20 days. I'm paying the installment amount of Rs. 2000 for next five year. Its a 11.99% interest rate they have provided to me as interest rate. I was applied the loan amount of Rs. 1.5 lakhs but they provided only Rs. 90K.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 27, 2018
    • Bank Bazaar Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My experience was good with BANK BAZAAR . The customer service and responses was up to the mark. The website has many good options on banks and interest rate . The web portals accuracy and speed is good so I would like to recommend to others.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 22, 2018
    • ICICI Bank Personal Loan
      "Very good"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with ICICI bank.The experience was very great but they have taken 10-15 days of time. The loan amount was 60,000 and the interest rate was satisfactory and the tenure period was 2 years . They have detected the insurance amount from the loan amount . The executives were very helpful and the documentation was smooth.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 22, 2018
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have taken personal loan from the Hdfc bank which i have applied through mobile banking which instantly got approved . Am not satisfied with the rate of interest which they have provided . They charged Rs 3000 for processing fees with the tenure period of 2 years . Am overall not satisfied with their customer service and response.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 18, 2018
    • Kotak Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with KOTAK Bank 6 years back. The loan amount was 1 lakh and the given interest rate was satisfactory . The tenrue period was 2 years . I had a very good process and its was very simple. The customer service and responses was up to the mark. I have not faced any inconvenience with the service here. The processing fee was nominal.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 16, 2018
    • HDFC Bank Personal Loan
      "Better"
      0.5 3.5/5 "Pretty good"
      Customer service is very good for the personal loan with the HDFC bank and the rate of interest rate is around 10.99%, also it took around ten to fifteen days of time. Everything is better one for me with the HDFC bank, also am really happy with them as such.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 12, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a good platform for all the financial products . am happy with the customer service and responses s. The process was very quick and hassle free . i have applied through their website which has many good options on banks and interest rate .
      Was this review helpful? 0
      , noida
      Reviewed on Jun 07, 2018
    • IndusInd Bank Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      My personal loan was taken with INDUSIND BANK. The loan amount was 4 lakhs and the interest rate was 13.5% which is bit high than other banks. The customer service and responses was up to the mark. The process was very good and hassle free . They have sanctioned the loan within the committed time
      Was this review helpful? 0
      , noida
      Reviewed on Jun 07, 2018
    • HDFC Bank Personal Loan
      "HDFC BANK Personal Loan"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken in few days. The loan amount was 50,000 and the interest rate was 15.75% which is too high . The tenure period was 12 months. The customer service and responses was really good. The loan was approve on time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , noida
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have taken this personal loan last December, the experience was overall good. The process was very smooth and fast. It was a paperless approval which was good. It would have been great, if the EMI date falls on 2nd of the month, because the standing instruction falls on 8th of every month.
      Was this review helpful? 0
      , noida
      Reviewed on May 13, 2018
    • HDFC Bank Personal Loan
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is good overall in the personal loan process. The document process is good and simple. The rate of interest and processing charges are normal. The after loan services are also smooth. In all it has been a good experience and satisfactory process.
      Was this review helpful? 0
      , noida
      Reviewed on May 12, 2018
    • Bank Bazaar Personal Loan
      "Super Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with all their services which they where providing. It has been long time i have been using the services. The best thing about it was that we don't have to make much efforts, if we just visiting the website and giving an application the customer service will itself call and has been very helpful and responsive.
      Was this review helpful? 0
      , noida
      Reviewed on May 11, 2018
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