Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Noida Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    0 One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.70% - 11.70% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Noida Personal Loan Reviews

    • Tata capital Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      Three year ago I took a personal loan from Tata Capital and even that process was good. I got the loan without any issues and on time. The disbursement was also as required. The rate of interest was a bit higher than my current loan. It was around 14%.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Bank Bazaar Customer Support
      "Awesome Services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been excellent. They have done a great job and I am overall happy with the whole experience. The process was very swift and the website is good and very much helpful and it has a lot of details which is useful to a customer in need of any financial product.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was a good experience at Tata Capital for the personal loan. I got the loan in a week. The process was good and the interest rate was around 12% and the processing charges was waived off. The customer support was good as they were very responsive in the process.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Bank Bazaar Customer Support
      "Good site"
      0.5 3.0/5 "Satisfactory"
      Option which is available in Bank Bazaar is excellent When I applied for the personal loan I got multiple options on it. Hence its a good site to navigate for any financial related queries. The response is also good, their executive prompt in servicing.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • HDFC Bank Personal Loan
      "Looking for the better offer"
      0.5 1.0/5 "Really Bad"
      I am not happy with HDFC rate of interest and the charges, HDFC offered me around 11.5% of interest and with the processing fee around Rs.4500 for the principal amount of Rs. 2.5 lakhs, I am fine with that, even I have requested them to reduce but they denied it.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Bank Bazaar Customer Support
      "Good Website"
      0.5 5.0/5 "Blown Away!"
      I am quite happy with Bank Bazaar service, the support which they gave me is very excellent. Bank Bazaar is a good site, search to go head and search for any banking products without visiting to the banks, I could access and apply anything in it.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 12, 2017
    • Kotak Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      The property which I was shortlisted it was not finalized hence I dropped the plan to avail personal loan, but Kotak Mahindra have contacted me and confirmed my needs and they ready to sanction full amount with nominal interest as per the market but I denied to go head.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Proper Service"
      0.5 4.5/5 "Excellent!"
      Website of bankbazaar.com is really good. Because I had not struggled anywhere while filling the online application form. Recently I filled the personal loan application form. So for me, it is very easy to use bankbazaar website. Not only the website, their services are also good.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 11, 2017
    • Kotak Personal Loan
      "Responsive"
      0.5 4.0/5 "Great!"
      Earlier there was some requirement for the finance hence I applied for the personal loan with Kotak Mahindra Bank but later I do not find any requirement for the loan therefore I did not continue the loan process and I had cancelled it. Response wise, I cannot say anything wrong about the bank because I got a very good response from them.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 11, 2017
    • ICICI Bank Personal Loan
      "Happy Service"
      0.5 4.0/5 "Great!"
      A year ago, I took personal loan from ICICI bank. At that time the interest rate is very less which is 11.99%. And the processing fee was of 2.5%. Moreover, the bank sanctioned the loan on time and I had no challenge with the bank for the loan process. I am happy with ICICI bank services.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 07, 2017
    • Bank Bazaar Customer Support
      "Regular follow ups"
      0.5 4.0/5 "Great!"
      Loan process went good through bankbazaar.com. I had received regular follow up calls and proper updates from them on my loan application. Overall service was good and they have good web portal which is quite easy to navigate. I had no issues with bankbazaar.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 07, 2017
    • Kotak Personal Loan
      "High in Charges"
      0.5 3.0/5 "Satisfactory"
      I felt interest rate is little higher with Kotak Mahindra bank than the other banks for the personal loan. Also they charged me around 15000 for processing fee. I do not know for what they had charged me with such a huge amount but I had raised a query and I am waiting for the reply till date. But they had completed the process without any delay. Customer service and their responses are good.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 07, 2017
    • Bank Bazaar Customer Support
      "Responsive"
      0.5 4.5/5 "Excellent!"
      For the loan requirement I had approached bankbazaar. They provided a proper response for the loan process. I did not visit the website much but I had visited twice and that was easy to handle and I did not find any issues in accessing their web portal.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 05, 2017
    • Standard Chartered Bank Personal Loan
      "High interest rate"
      0.5 3.5/5 "Pretty good"
      I had received a good service from Standard Chartered Bank for the personal loan. I am not happy with the bank for the rate of interest as it is higher when compared with other banks. The customer service is good and they responded well on my loan application.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 05, 2017
    • ICICI Bank Personal Loan
      "Hassle free process"
      0.5 5.0/5 "Blown Away!"
      My ICICI personal loan experience was amazing, I took the loan as pre approved. I don't want to give any documents within three min the loan got approved. Because my salary account with same ICICI, I just went to the link within few minutes loan amount got disbursed. But interest rate was high , they gave me 15% of interest.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 04, 2017
    • Bank Bazaar Customer Support
      "Satisfactory customer services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been perfect and the overall experience is good. They were on time in contacting me and the process was very convenient to reach out to the bank. The website is also good and very much helpful to search for a bank and check the eligibility.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 03, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent process "
      0.5 5.0/5 "Blown Away!"
      The process with Standard Chartered Bank was fine. I had no issues in getting my loan through with them. The customer services and response is good and overall I have no issues, even the after loan services are smooth. The interest rate of normal and there was no processing charges.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 03, 2017
    • Bank Bazaar Customer Support
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      It was indeed a smooth process right from the start to the finish. The team was on time in contacting me and follow up right through the process. The website was also good and it is quick to use. It had details of all banks in one single platform..
      Was this review helpful? 0
      , noida
      Reviewed on Aug 02, 2017
    • Citibank Personal Loan
      "Process is excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan from Citibank and the process was completed within four days. It was a fast process and I had no hassles in submission of documents too. The disbursement was on time and the after loan services is also good without hassles infact.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 02, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar executives are very supportive to the customer. I am aware of bank bazaar for very long time but I have used it recently . The web site with bank bazaar is easy to use and user friendly. The customer service and the response is really good with bank bazaar. I would say bank bazaar gives excellent service to the customer.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 18, 2017
    Common Loader Icon

    Noida Personal Loan is Rated as "Great!" by 773 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 17 Aug 2017

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loan offered by various Banks in Noida

    A personal loan is an unsecured loan given by banks and other financial institutions. To avail this loan, the borrower does not need to provide any collateral and there is no restriction on the end use of this loan. In Noida, there is no shortage of banks and financial institutions providing personal loans. Major banks like ICICI Bank, HDFC Bank, Axis Bank, State Bank of India, Citibank, IndusInd, Canara Bank, Union Bank, Federal Bank, Bank of Baroda, Punjab National Bank, Bank of India, Kotak Mahindra Bank, Yes Bank, UCO Bank, South Indian Bank and many more provide personal loans at attractive rates. Leading NBFCs (non-banking financial companies) like Tata Capital, Reliance Capital, Fullerton, Aditya Birla, Bajaj Finserv, Capital First and many more also offer personal loans.

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 11.59% to 18.49% (fixed)
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


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