Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Noida Personal Loan
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    10.99% - 17.99%
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    10.99% - 25% Fixed
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    20L Max
    1-6 Years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
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    1-5 years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
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    1-5 years
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
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    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
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    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
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    12.49% - 33% Fixed
    6.0% One time fee
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    13.49% - 19.99% Fixed
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  • Noida Personal Loan is Rated as "Great!" by 953 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Noida Personal Loan

    Noida is a leading city in the state of Uttar Pradesh. Noida is the short form for New Okhla Industrial Development Authority. This city was formed after systematic planning. It is a satellite city of Delhi and belongs to the National Capital Region of India. The city is well-equipped with tech parks, office complexes, and malls.

    Personal loans are widely available in the city of Noida. You can apply for one through online or offline modes depending on your preference. The city has a number of banks and non-banking financial companies (NBFCs) that provide personal loans for different tenures.

    You can compare interest rates, processing fees, and other charges and then select the most suitable loan that meets your preferences and requirements. You do not have to furnish any collateral for a personal loan. They are easily available and are economical. You only have to ensure that you meet your lender’s eligibility criteria before applying for a loan.


    You’re probably eligible for an Noida Personal Loan if you are

    01
    02
    03
    04
    Noida Personal Loan Minimum Age

    At least 21 years old

    Noida Personal Loan Maximum Age

    Less than 65 years old

    Noida Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Noida Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Noida Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Noida Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Personal Loan amount by these steps

    01
    02
    Noida Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Noida

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Noida Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Personal Loan Interest RatesUpdated on 22 Sep 2018

    Noida Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Noida

    Noida, otherwise known as New Okhla Industrial Development Authority, is a major city located on North India and is a part of the national capital city. Noida is growing at a very fast pace, given the volume of It companies, industrial offices, BPOs etc. that dot the place. Due to this, more and more people are migrating to the city not just in search for better job prospects but also looking for better quality of lifestyle.

    Despite people earning well, the need for funds arises some time or the other, especially when one wants to make a high-end purchase like a new laptop, home theatre system or a mobile phone. Funds are also needed when one wants to fund a long-awaited family vacation, for renovating their house or to pay for a wedding or a family function. Personal loans also come in useful when one may have to pay off some debts or for a medical emergency. To help customers take care of such needs, several banks and financial institutions offer personal loans.

    Personal Loans offered by Various Lenders in Noida

    Let us take a look at some of the top banks as well as non-banking financial companies (NBFCs) that offer personal loans in the city of Noida:

    • City Union Bank Ltd
    • Tata Capital
    • UCO Bank
    • IndusInd Bank
    • Punjab and Sind Bank
    • Kotak Mahindra Bank
    • Karnataka Bank
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • The Chandigarh State Co-Operative Bank Ltd
    • Unit Trust of India
    • Karur Vysya Bank
    • Indian Overseas Bank
    • ING Vysya Bank
    • Canara Bank
    • Standard Chartered Bank
    • Bank of Punjab
    • Dena Bank
    • Deutsche Bank
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Federal Bank
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank
    • Corporation Bank
    • South Indian Bank
    • Karnataka Bank

    How do I get a Personal Loan with the lowest interest rate in Noida?

    When getting a personal loan, there are a few things that you must keep in mind in order to ensure that the lender gives you the best rate on the loan. Here are a few tips:

    Credit Score – Before you apply for a personal loan, make sure that you have a healthy credit score. Since personal loans are unsecured, your credit worthiness acts as your security. The higher your credit score, the lower your interest rate is likely to be.

    Choose Carefully – There are a large number of lenders who will be willing to provide a personal loan to you. However, make your choice carefully and select the one which closely fits your requirements.

    Assess Your Need Before – Before you apply for a personal loan, calculate the amount that you actually need. Since interest on personal loans is usually higher than other loans, a higher than necessary loan amount means that you will have to pay interest on it as well.

    Personal Loan Interest rates in Noida

    Bank Personal Loan Interest Rate
    Citibank 10.99% to 15.99% (fixed)
    Standard Chartered 11.25% to 14.49% (fixed)
    ICICI Bank 10.99% p.a. to 22% p.a.
    Oriental Bank of Commerce 10.85% to 11.85% (floating)
    HDFC Bank 11.49% - 19.8% (fixed)
    IndusInd Bank 11.99% to 19% (fixed)
    Kotak Mahindra 11.49% to 20.15% (fixed)
    Allahabad Bank 13.10% (fixed)
    Bank of Baroda 11.35% to 14.35% (fixed)
    Bank of Maharashtra 12.75% (fixed)
    Bank of India 13% to 14% (fixed)
    Canara Bank 12.75% (floating)
    Central Bank 11.4% (floating)
    IDBI Bank 12.45% (floating)
    Indian Bank 12.65% to 13.65% (floating)
    Indian Overseas Bank 13.65% (fixed)
    Yes Bank 14% (fixed)
    Vijaya Bank 13.50% (fixed)
    Union Bank 14.4% (floating)
    UCO Bank 11.35% to 11.60% (fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (floating)
    State Bank of India 12.90% to 14.90% (fixed)
    Aditya Birla 14% to 26% p.a.
    Fullerton India 11.99% to 23.99 p.a.
    Citibank 10.99% to 19.99% p.a.

    Salary Requirements to avail Personal Loans in Noida

    When it comes to personal loans, the income requirements usually differ from lender to lender. Some banks may require you to have a lower minimum income to apply for a personal loan while others may have a slightly higher margin for minimum income. Not just this, the minimum income requirement is usually also different for different categories of borrowers. Following are the minimum salary requirements for salaried and self-employed borrowers.

    • Salaried – Salaried borrowers must have a minimum monthly income between Rs.7,500 to Rs.15,000 to apply for a personal loan.
    • Self-employed – Self-employed borrowers do not draw a regular income and are usually asked to provide the balance sheet or profit & loss account of their business as proof of income. The minimum income requirement for self-employed borrowers is usually between Rs.1 lakh to Rs.2 lakh per year.

    Noida Personal Loan FAQs

    1. What is a personal loan?

      A personal loan is an unsecured loan provided by lenders which does not require any collateral or security.

    2. Can I use a personal loan to furnish the interiors of my house?

      Yes, you can use a personal loan to furnish the interiors of my house.

    3. Can I get a personal loan if I have a low credit score?

      If you have a low credit score, you may either get the loan at a very high rate of interest or your application may be denied as well.

    4. What is the processing fee charged on a personal loan?

      Lenders usually charge a processing fee ranging from 0.5% to 2.5% on the overall loan amount.

    5. What is meant by unsecured loan?

      Unsecured loans like personal loans are those which do not require any collateral or security to be pledged in exchange for the loan.


    Noida Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      It has been a great experience i had with Bank Bazaar so far and i had recently started using the services of them. Their customer support had been responsive and had made a good follow up during the process of my loan. I had recently started using the services of them and i had been using the mobile application of them and it has been easy in using it.
      Was this review helpful? 1
      , noida
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with HDFC since my salary account has been with them so that it will be very much easy so that the EMI will be deducted directly from my bank account. The process in getting this loan ahs been easy and smooth and the loan amount which they had provided also had been satisfactory. There has been an offer going on and since the interest rate with them has been quite low when compared with the market rate.
      Was this review helpful? 2
      , noida
      Reviewed on Sep 17, 2018
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The experience at Bankbazaar is good. There was no delay in the process. The customer services and response is good and there are no issues to get the details of the bank. The website is also good and it is convenient to use and understand and place a request.
      Was this review helpful? 3
      , noida
      Reviewed on Sep 10, 2018
    • Early Salary Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Early salary. It is a short term loan. The tenure for this loan is for 30 days. I have taken a loan amount of 11K. I would be paying back 11800 with interest. The processing fee is of 250rs. The process to get the loan is smooth.
      Was this review helpful? 2
      , noida
      Reviewed on Sep 10, 2018
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My experience with Bankbazaar is good and there are no hassles in the process. The customer services and response is also fine. I am happy with the overall experience. The website is easy to understand and place a request for the loan. No issues overall.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 10, 2018
    • IDFC Bank Personal Loan
      "More than satisfied"
      0.5 5.0/5 "Blown Away!"
      IDFC bank is supportive in the personal loan experience. They collected the documents on time and the loan was provided as needed. The rate of interest is around 11.25% and there was a minimal processing fee taken. In all everything was good for me.
      Was this review helpful? 1
      , noida
      Reviewed on Sep 10, 2018
    • Bank Bazaar Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR services from past 6years , i came to know about this website through online when i am searching for loan . Website and mobile application is very easy to use . Customer service and their response was up to the mark .
      Was this review helpful? 1
      , noida
      Reviewed on Aug 30, 2018
    • Tata capital Personal Loan
      "need to improve"
      0.5 4.0/5 "Great!"
      I have taken personal loan from TATA CAPITAL , the services are not so good with this bank because initially they said i will get my loan soon but it took 3weeks to get it is so disappointed part with this bank . Customer respond is not on time . Rate of interest is 11.5% and tenure is 1year .
      Was this review helpful? 1
      , noida
      Reviewed on Aug 30, 2018
    • Bank Bazaar Personal Loan
      "Good application"
      0.5 4.0/5 "Great!"
      Application and website are user friendly, sometime long time back i was looking for loan of around 6 lakh, but at that time there was no offers for loan , so i do not think much offers are there for me in bankbazaar ,so i do not have much information to share with it, but its good for the usage.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 25, 2018
    • Early Salary Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      This loan we can keep it for emergency purpose, their processing and all its good, if they could reduce the rate of interest and also the processing fee it would be fine as because i do not think its fain to charge processing fee for small term loan of three months for smaller amount too, rest everything is ok.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 25, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1 year, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and they responded on time. Mobile application of bankbazaar is easy to access and is user friendly.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 17, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience was very good with Early Salary for personal loan, the process took 2- 3 days to complete. Customer service was very good and they responded on time. Documents were collected on time and the interest rate and charges are nominal when compared to others.
      Was this review helpful? 1
      , noida
      Reviewed on Aug 17, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience was really good with BANK BAZAAR. I am satisfied with the customer service and responses was good.The website is very much user friendly and easy to navigate. The web portals accuracy and speed is good so I would like to recommend the site to others.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 13, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The process was very good and however after the approval they have much time for disbursing the loan. The loan amount was 1 lakh and the interest rate was satisfactory and the tenure period was 3 years. I had a very good experience.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 13, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this loan had been very good and the loan amount which they had provided had not been satisfied my requirements. The interest rate with them had been a little high when compared with the market rate. Their customer support and the staff responses had been good as well.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 25, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the HDFC bank for 3 lacs, it was also very good. I got the loan with in7 days. The whole application and the documentation process was easy and hassle free. There hasn't been any issues during the application.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 24, 2018
    • Bank Bazaar Personal Loan
      "Superb Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar plaform for a while. I have applied for a personal loan via BankBazaar, their services are superb and the customer support follow up was outstanding. I really appreciate the help which was given to me when my application was submitted.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 24, 2018
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      I've taken a personal loan from the ICICI bank Rs. 1Lacs for 3 years.It was good , the interest rate is normal. I got the loan amount with in 7 days. However the the whole process took considerable amount of time. They need to process the loan faster in order to cop up with the needs of the customers.
      Was this review helpful? 2
      , noida
      Reviewed on Jul 24, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my firt experience with BANK BAZAAR . The customer service and responses was really amazing . I use Their website which is very user friendly . And easy to access also. There is no inconvenience faced so far so i would like their recommend to others .
      Was this review helpful? 0
      , noida
      Reviewed on Jul 06, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with BANK BAZAAR . The customer service and responses were really amazing . I use Their website which is very user friendly and easy to access also. There is no inconvenience faced so far so i would like to recommend to others .
      Was this review helpful? 1
      , noida
      Reviewed on Jul 06, 2018
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