Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Nasik Personal Loan
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    Interest Rate Range
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    Tenure Range
    10.99% - 17.99%
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    30L Max
    1-5 Years
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.49% - 18.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
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    11.50% - 14.50% Fixed
    1%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
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    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
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  • Nasik Personal Loan is Rated as "Great!" by 200 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Nasik Personal Loan

    Nashik is the fourth largest city in the state of Maharashtra and is often called the Wine Capital of the country.. According to recent reports it’s the fourth fastest growing city in the country as well and that’s not difficult to imagine given that the industrial landscape of the city has grown tremendously in the past few years. Nashik has also become home to many big BPO companies that are opening their offices here and offering work opportunities to the youngsters living here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Nashik Personal Loan if you are

    01
    02
    03
    04
    Nashik Personal Loan Minimum Age

    At least 21 years old

    Nashik Personal Loan Maximum Age

    Less than 65 years old

    Nashik Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Nashik Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Nashik Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Nashik Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Nashik Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Nashik Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Nashik Personal Loan amount by these steps

    01
    02
    Nashik Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Nashik Personal Loan Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Nashik Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Nashik Personal Loan Interest RatesUpdated on 20 Nov 2018

    Nashik Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required
    Apply for Personal Loan

    Personal Loan in Nashik

    Located in the northwest part of Maharashtra, Nashik is also known as India’s wine capital and Maharashtra’s garden city. The city is the fourth largest in the state in terms of population, housing over 15 lakh people within its geographical boundaries. A large number of people who live in Nashik form part of the salaried class, and as a result, tend to take personal loans to meet their personal requirements which they otherwise would not be able to afford through their salaries and savings. Some of the most common reasons for the people of Nashik to avail personal loans include home renovation, the purchase of vehicles and/or home appliances, to pay for their weddings and other major ceremonies, etc. The reasons for the people to avail personal loans are aplenty, and due to their need for credit, personal loans have become not only popular, but also the most easily accessible financial product in the city.

    Personal Loans Offered by Various Banks in Nashik

    A large number of private and public sector banks as well as non-banking institutions in Nashik are ready to entertain individuals who seek personal credit. Some of the leading institutions in the city include Citibank, Tata Capital, Kotak Mahindra, HDFC Bank, IDBI Bank, Canara Bank, Standard Chartered, Oriental Bank, IndusInd, State Bank of India, Fullerton, Aditya Birla, Capital First, Allahabad Bank, Bank of India, ICICI Bank, Central Bank, Dena Bank, Bank of Baroda, Indian Bank, Union Bank, Karur Vysya, South Indian Bank, Tamilnad Mercantile Bank, UCO Bank, Indian Overseas Bank, Vijaya Bank, Yes Bank, etc. If you’re seeking personal loans in Nashik, the aforementioned institutions are worth considering as they offer the best terms and conditions in the city.

    How to Get a Personal Loan with the Lowest Interest Rate in Nashik

    A few factors require consideration when drafting an application for a personal loan in a manner such that you have access to competitive interest rates. The interest rate applicable to your credit will depend upon the lender from whom you choose to borrow. However, before you try to apply for a personal loan, it is very important to check your creditworthiness. A good credit rating can help you not only avail the amount you require, but will also open the door to availing a relatively low and affordable interest rate. Credit scores that exceed 750 will make it considerably easy for you to get a high amount at a relatively low interest rate. Your credit score is directly proportional to your interest rate in the sense that the higher you’re score, the lower your interest rate and vice-versa. It is also instrumental to carefully assess your financial requirements before drafting an application for a personal loan as borrowing a high amount that you don’t fully need will mean that you will have to deal with paying extra interest. Similarly, borrowing a lower amount and utilising it without meeting your personal requirements will mean that you may end up taking another loan to meet your requirements, thereby paying interest on the second loan as well. Make sure that you have assessed how much money you need as it will help in avoiding unnecessary expenditure towards interest payments.

    Personal Loan Interest Rates in Nashik 2018

    Several major public and private sector banks in Nashik offer personal loans to its residents. Following are the interest rates offered by the top banks for personal loans in Nashik:

    Bank Interest Rate
    Citibank 10.99% to 15.99% (Fixed)
    Standard Chartered 11.25% to 14.49% (Fixed)
    Capital First 12% to 18% (Fixed)
    Tata Capital 11.99% to 19.50% (Fixed)
    ICICI Bank 11.59% to 18.49% (Fixed)
    Oriental Bank 10.85% to 11.85% (Floating)
    HDFC Bank 11.49% to 19.8% (Fixed)
    IndusInd Bank 11.99% to 19% (Fixed)
    Fullerton 17.25% to 37% (Fixed)
    Kotak Mahindra 11.49% to 20.15% (Fixed)
    Aditya Birla 11.5% to 13.25% (Fixed)
    Allahabad Bank 13.10% (Fixed)
    Bank of Baroda 11.35% to 14.35% (Fixed)
    Bank of Maharashtra 12.75% (Fixed)
    Bank of India 13% to 14% (Fixed)
    Canara Bank 12.75% (Floating)
    Central Bank 11.4% (Floating)
    Dena Bank 13% to 14% (Fixed)
    IDBI Bank 12.45% (Floating)
    Indian Bank 12.65% to 13.65% (Floating)
    Indian Overseas Bank 13.65% (Fixed)
    Karur Vysya 13.35% to 15.85% (Floating)
    South Indian Bank 13% (Fixed)
    State Bank of India 12.90% to 14.90% (Fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (Floating)
    UCO Bank 11.35% to 11.60% (Fixed)
    Union Bank 14.4% (Floating)
    Vijaya Bank 13.50% (Fixed)
    Yes Bank 14% (Fixed)

    Salary Requirements to Avail Personal Loans in Nashik

    Every lender has certain requirements that must be met by individuals who wish to avail a personal loan. Applicants must be either salaried applicants or self-employed individuals and must provide the bank with a proof of income so that the bank can determine whether or not to consider their application. The salaried employees in Nashik are required to earn a monthly salary ranging from Rs.7,500 to Rs.50,000 at least if they wish to take a personal loan. Self-employed individuals on the other hand are expected to provide proof that they earn an income of at least Rs.1 lakh per annum if they are to avail credit.

    Nashik Personal Loan FAQs

    1. How long will the bank take to approve my application for a personal loan?

      The time taken to approve an application for a personal loan will depend from bank to bank. While some banks approve loan applications with 48 hours, some banks take at least a week. Usually a loan application is approved between two and seven working days.

    2. Are there any additional charges associated with a personal loan?

      Yes. Almost all banks charge a processing fee ranging from 2% to 2.5% of the amount you wish to borrow, and the fee is generally deducted from the amount disbursed to you.

    3. How do I repay my personal loan?

      The repayment of personal loans can be done in Equated Monthly Instalments (EMIs) via post-dated cheques favouring the bank from which you have availed the loan. You could also link your debit account to your loan in case you borrow from a bank with which you hold a savings bank account and the amount will be deducted automatically.

    4. Can I get the balance transfer facility in my personal loan?

      It depends on the bank. Some banks offer the balance transfer facility if the customer has paid 12 EMIs. Check with your bank before applying for the loan if they offer the same.

    5. How much money can I borrow through a personal loan?

      The lender will determine the limit you have when it comes to taking a personal loan. A number of factors will be considered before the bank approves your application, but loans up to Rs.5 lakhs are disbursed by most banks.


    Nasik Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Convenient Application"
      0.5 3.5/5 "Pretty good"
      The information part is good, the executive shared the details. I approached Bank Bazaar through mobile app its convenient. But I suggest them to give more response after processing the application after one week they forwarded the request.
      Was this review helpful? 0
      , nasik
      Reviewed on Nov 12, 2018
    • HDFC Bank Personal Loan
      "Looking for better service and interest rate"
      0.5 3.5/5 "Pretty good"
      I am not satisfied with the customer service of HDFC bank and there is no proper response on the personal loan process. They have taken 28 days to disbursement the amount and also other bank is providing 11.33% but HDFC quoted the interest around of 12% on loan disbursement.
      Was this review helpful? 0
      , nasik
      Reviewed on Nov 12, 2018
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 2.5/5 "Just OK"
      Through online service i come to know about the bankbazaar website. This is the 1st time I'm using bankbazaar. The customer care service is good and they are really helpful to choose the best product over there. I'm not a frequent user of bankbazaar.
      Was this review helpful? 0
      , nasik
      Reviewed on Jun 27, 2018
    • Fullerton Personal Loan
      "Procesing fee is high"
      0.5 3.0/5 "Satisfactory"
      I have received the loan time. I have applied a loan amount of 1.54 lakhs. They have offered me interest rate of 33%. The approval loan amount was 1.4 lakhs. After the deducted of processing fee and insurance they give the loan. Totally they have charged Rs. 6500 for that. They have taken a health insurance without my knowledge. After that i have received only Rs. 87000 in my hand
      Was this review helpful? 4
      , nasik
      Reviewed on Jun 27, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      When I was checking personal loan through bank bazaar web portal , I have got immediate response from them. They have arranged the call back from the bank partner on time and the documentation process took place immediately, everything was done within the promised time via bank bazaar.
      Was this review helpful? 0
      , nasik
      Reviewed on May 21, 2018
    • Fullerton Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The personal loan service was quite good from the Fullerton but the interest rate which they have offered was high when compared with the other banks. I have got the loan amount within 4 days of time. The customer support service and the response is good from them.
      Was this review helpful? 0
      , nasik
      Reviewed on May 21, 2018
    • review Personal Loan
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      Within a week time SHRIRAM CITY UNION FINANCE has disbursed my personal loan amount. The customer support is very good with the SHRIRAM CITY UNION FINANCE and they give very good response to the customers. The rate of interest and the charges are average with the SHRIRAM CITY UNION FINANCE.
      Was this review helpful? 1
      , nasik
      Reviewed on Jan 28, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got better response from the bank bazaar team. The communication part is excellent with the bank bazaar support team. The requirement of the customers is getting fulfilled by the bank bazaar team in regards to any kind of financial products. I know bank bazaar for past 1 year.
      Was this review helpful? 0
      , nasik
      Reviewed on Jan 28, 2018
    • Fullerton Personal Loan
      "Average service"
      0.5 1.5/5 "Bad"
      The rate of interest and the charges are very high with the Fullerton in regards to the personal loan application , so that was the reason I haven't got the personal loan from the Fullerton. The customer support was not up to the mark with the Fullerton.
      Was this review helpful? 0
      , nasik
      Reviewed on Jan 28, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides good services on financial products when compared to all other banking websites. Customer service from bankbazaar was good and i liked the way they responded. I know bankbazaar.com from last 2-3 months. The website is easy to navigate and is user friendly. It was overall a good experience with bankbazaar so far.
      Was this review helpful? 0
      , nasik
      Reviewed on Nov 16, 2017
    • Fullerton Personal Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from FULLERTON, my loan application was closed because the rate of interest was way high when compared to other sources in the market. When it comes to customer service, it was good and they responded on time, regular follow ups was done, they also gave a correct information to the customer and their way of approach was good.
      Was this review helpful? 0
      , nasik
      Reviewed on Nov 16, 2017
    • Bank Bazaar Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar customer service was really appreciable and helpful . Their service is quick as it should be . As i registered for a loan process within the same day i received call from the bank bazaar executive and there was a proper follow ups were done . The website of bank bazaar is good and user friendly to the first time user , as it was for me .
      Was this review helpful? 0
      , nasik
      Reviewed on Nov 15, 2017
    • Fullerton Personal Loan
      "NOT HAPPY"
      0.5 1.0/5 "Really Bad"
      It was a good customer service from the FULLERTON INDIA they contacted me no proper time and follow ups were also on time . The rate of intrest was very high 21% so i delayed my plans and the bank executives canceled my application everything was good from the FULLERTON side only the rate of interest was a problem for me so i did not opt that much for my side .
      Was this review helpful? 0
      , nasik
      Reviewed on Nov 15, 2017
    • Bank Bazaar Personal Loan
      "Fast and good "
      0.5 5.0/5 "Blown Away!"
      It was my first experience with Bank bazaar. It was good and encouraging. The process was fast. I surely will pass on my experince to my other contacts. Compare to other institutions i feel bank bazaar and capital first are very good among all non banking finance companies.
      Was this review helpful? 0
      , nasik
      Reviewed on Oct 26, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has offered me a personal loan within the promised time. They have taken around 2days to disburse my loan amount. The customer support is good with HDFC bank . The rate of interest is high with HDFC bank when compared with others and I would say I got good service from HDFC bank.
      Was this review helpful? 0
      , nasik
      Reviewed on Oct 23, 2017
    • Bank Bazaar Personal Loan
      "GREAT JOB"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com site is very nice and quick loan Very good service as of now. Customer service is very good, response is very fast and as per customer's convince. Multiple options for customer to choose with, be it any type of product, customer response, etc. Over all bankbazaar is doing a great job.
      Was this review helpful? 0
      , nasik
      Reviewed on Oct 12, 2017
    • HDFC Bank Personal Loan
      "Better Rate of interest"
      0.5 5.0/5 "Blown Away!"
      I'm happy with HDFC Personal Loan, they providing a fast and good service. Vey easily they processed my loan. They providing online service which is really good. It is a 5 years loan, they offered me 14.5% rate of interest which is quite high.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 30, 2017
    • Bank Bazaar Personal Loan
      "Great Help"
      0.5 5.0/5 "Blown Away!"
      You guys have great team of customer service plz keep the way it is as you a helping the people to get the this in easy way, the way you have varaity of services it's awesome, also as the other websites charge for checking credit score you people don't that great . Thanks
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 29, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      The rate of interest is low with HDFC bank personal loan when compared with other banks. This loan has the tenure of 3 years. The customer service is good with HDFC bank, they took around 5 days to disburse my loan amount but I am happy and satisfied with the loan amount.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 28, 2017
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The customer support helped me lot in regards to my personal loan process. The bank bazaar website is very helpful to upload the documents and the website of bank bazaar is easy to use and user friendly. I am with bank bazaar for more than 2years.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 28, 2017
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