Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 32 Nasik Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
     Loading your search... Loading your search...
  • Nasik Personal Loan is Rated as "Great!" by 185 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Nasik Personal Loan

    Nashik is the fourth largest city in the state of Maharashtra and is often called the Wine Capital of the country.. According to recent reports it’s the fourth fastest growing city in the country as well and that’s not difficult to imagine given that the industrial landscape of the city has grown tremendously in the past few years. Nashik has also become home to many big BPO companies that are opening their offices here and offering work opportunities to the youngsters living here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Nashik Personal Loan if you are

    01
    02
    03
    04
    Nashik Personal Loan Minimum Age

    At least 21 years old

    Nashik Personal Loan Maximum Age

    Less than 65 years old

    Nashik Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Nashik Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Nashik Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Nashik Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Nashik Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Nashik Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Nashik Personal Loan amount by these steps

    01
    02
    Nashik Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Nashik Personal Loan Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Nashik Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Nashik Personal Loan Interest RatesUpdated on 19 Oct 2017

    Nashik Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required
    Apply for Personal Loan

    Personal Loan in Nashik

    Located in the northwest part of Maharashtra, Nashik is also known as India’s wine capital and Maharashtra’s garden city. The city is the fourth largest in the state in terms of population, housing over 15 lakh people within its geographical boundaries. A large number of people who live in Nashik form part of the salaried class, and as a result, tend to take personal loans to meet their personal requirements which they otherwise would not be able to afford through their salaries and savings. Some of the most common reasons for the people of Nashik to avail personal loans include home renovation, the purchase of vehicles and/or home appliances, to pay for their weddings and other major ceremonies, etc. The reasons for the people to avail personal loans are aplenty, and due to their need for credit, personal loans have become not only popular, but also the most easily accessible financial product in the city.

    Personal Loans Offered by Various Banks in Nashik

    A large number of private and public sector banks as well as non-banking institutions in Nashik are ready to entertain individuals who seek personal credit. Some of the leading institutions in the city include Citibank, Tata Capital, Kotak Mahindra, HDFC Bank, IDBI Bank, Canara Bank, Standard Chartered, Oriental Bank, IndusInd, State Bank of India, Fullerton, Aditya Birla, Capital First, Allahabad Bank, Bank of India, ICICI Bank, Central Bank, Dena Bank, Bank of Baroda, Indian Bank, Union Bank, Karur Vysya, South Indian Bank, Tamilnad Mercantile Bank, UCO Bank, Indian Overseas Bank, Vijaya Bank, Yes Bank, etc. If you’re seeking personal loans in Nashik, the aforementioned institutions are worth considering as they offer the best terms and conditions in the city.

    How to Get a Personal Loan with the Lowest Interest Rate in Nashik

    A few factors require consideration when drafting an application for a personal loan in a manner such that you have access to competitive interest rates. The interest rate applicable to your credit will depend upon the lender from whom you choose to borrow. However, before you try to apply for a personal loan, it is very important to check your creditworthiness. A good credit rating can help you not only avail the amount you require, but will also open the door to availing a relatively low and affordable interest rate. Credit scores that exceed 750 will make it considerably easy for you to get a high amount at a relatively low interest rate. Your credit score is directly proportional to your interest rate in the sense that the higher you’re score, the lower your interest rate and vice-versa. It is also instrumental to carefully assess your financial requirements before drafting an application for a personal loan as borrowing a high amount that you don’t fully need will mean that you will have to deal with paying extra interest. Similarly, borrowing a lower amount and utilising it without meeting your personal requirements will mean that you may end up taking another loan to meet your requirements, thereby paying interest on the second loan as well. Make sure that you have assessed how much money you need as it will help in avoiding unnecessary expenditure towards interest payments.

    Personal Loan Interest Rates in Nashik 2017

    Several major public and private sector banks in Nashik offer personal loans to its residents. Following are the interest rates offered by the top banks for personal loans in Nashik:

    Bank Interest Rate
    Citibank 10.99% to 15.99% (Fixed)
    Standard Chartered 11.25% to 14.49% (Fixed)
    Capital First 12% to 18% (Fixed)
    Tata Capital 11.99% to 19.50% (Fixed)
    ICICI Bank 11.59% to 18.49% (Fixed)
    Oriental Bank 10.85% to 11.85% (Floating)
    HDFC Bank 11.49% to 19.8% (Fixed)
    IndusInd Bank 11.99% to 19% (Fixed)
    Fullerton 17.25% to 37% (Fixed)
    Kotak Mahindra 11.49% to 20.15% (Fixed)
    Aditya Birla 11.5% to 13.25% (Fixed)
    Allahabad Bank 13.10% (Fixed)
    Bank of Baroda 11.35% to 14.35% (Fixed)
    Bank of Maharashtra 12.75% (Fixed)
    Bank of India 13% to 14% (Fixed)
    Canara Bank 12.75% (Floating)
    Central Bank 11.4% (Floating)
    Dena Bank 13% to 14% (Fixed)
    IDBI Bank 12.45% (Floating)
    Indian Bank 12.65% to 13.65% (Floating)
    Indian Overseas Bank 13.65% (Fixed)
    Karur Vysya 13.35% to 15.85% (Floating)
    South Indian Bank 13% (Fixed)
    State Bank of India 12.90% to 14.90% (Fixed)
    Tamilnad Mercantile Bank 14.30% to 16.30% (Floating)
    UCO Bank 11.35% to 11.60% (Fixed)
    Union Bank 14.4% (Floating)
    Vijaya Bank 13.50% (Fixed)
    Yes Bank 14% (Fixed)

    Salary Requirements to Avail Personal Loans in Nashik

    Every lender has certain requirements that must be met by individuals who wish to avail a personal loan. Applicants must be either salaried applicants or self-employed individuals and must provide the bank with a proof of income so that the bank can determine whether or not to consider their application. The salaried employees in Nashik are required to earn a monthly salary ranging from Rs.7,500 to Rs.50,000 at least if they wish to take a personal loan. Self-employed individuals on the other hand are expected to provide proof that they earn an income of at least Rs.1 lakh per annum if they are to avail credit.

    Nashik Personal Loan FAQs

    1. How long will the bank take to approve my application for a personal loan?

      The time taken to approve an application for a personal loan will depend from bank to bank. While some banks approve loan applications with 48 hours, some banks take at least a week. Usually a loan application is approved between two and seven working days.

    2. Are there any additional charges associated with a personal loan?

      Yes. Almost all banks charge a processing fee ranging from 2% to 2.5% of the amount you wish to borrow, and the fee is generally deducted from the amount disbursed to you.

    3. How do I repay my personal loan?

      The repayment of personal loans can be done in Equated Monthly Instalments (EMIs) via post-dated cheques favouring the bank from which you have availed the loan. You could also link your debit account to your loan in case you borrow from a bank with which you hold a savings bank account and the amount will be deducted automatically.

    4. Can I get the balance transfer facility in my personal loan?

      It depends on the bank. Some banks offer the balance transfer facility if the customer has paid 12 EMIs. Check with your bank before applying for the loan if they offer the same.

    5. How much money can I borrow through a personal loan?

      The lender will determine the limit you have when it comes to taking a personal loan. A number of factors will be considered before the bank approves your application, but loans up to Rs.5 lakhs are disbursed by most banks.


    Nasik Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "GREAT JOB"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com site is very nice and quick loan Very good service as of now. Customer service is very good, response is very fast and as per customer's convince. Multiple options for customer to choose with, be it any type of product, customer response, etc. Over all bankbazaar is doing a great job.
      Was this review helpful? 0
      , nasik
      Reviewed on Oct 12, 2017
    • HDFC Bank Personal Loan
      "Better Rate of interest"
      0.5 5.0/5 "Blown Away!"
      I'm happy with HDFC Personal Loan, they providing a fast and good service. Vey easily they processed my loan. They providing online service which is really good. It is a 5 years loan, they offered me 14.5% rate of interest which is quite high.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 30, 2017
    • Bank Bazaar Personal Loan
      "Great Help"
      0.5 5.0/5 "Blown Away!"
      You guys have great team of customer service plz keep the way it is as you a helping the people to get the this in easy way, the way you have varaity of services it's awesome, also as the other websites charge for checking credit score you people don't that great . Thanks
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 29, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      The rate of interest is low with HDFC bank personal loan when compared with other banks. This loan has the tenure of 3 years. The customer service is good with HDFC bank, they took around 5 days to disburse my loan amount but I am happy and satisfied with the loan amount.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 28, 2017
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The customer support helped me lot in regards to my personal loan process. The bank bazaar website is very helpful to upload the documents and the website of bank bazaar is easy to use and user friendly. I am with bank bazaar for more than 2years.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 28, 2017
    • Fullerton Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The personal loan process took minimum 8 days with Fullerton. The rate of interest is high with Fullerton when compare with others. This loan has the tenure of 4 years. The part payment and the Foreclosure option is not available with Fullerton.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 28, 2017
    • ICICI Bank Personal Loan
      "It was good"
      0.5 4.5/5 "Excellent!"
      The moment when ICICI Bank approached me I told that I have post pond the plan and the whole process stopped there. I just gone through the online quote . I have no clue about the interest rate and charges as I did not get a chance to discuss about the rates.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 20, 2017
    • Bank Bazaar Personal Loan
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      Through google search I found Bankbazaar when you just type for loans it just comes up its so instant. I was so surprised as the response was very prompt so as the services .Its a good to go.Its an excellent site for customer with out going to different banks also service provided by them was good.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 14, 2017
    • Fullerton Personal Loan
      " not bad but interest rate too high"
      0.5 3.5/5 "Pretty good"
      Applied for a personal loan through Fullerton the application was rejected but their execute was on time to collect documents and they should maintain proper data because one representative said i am eligible same time other called and said i cant avail two at a time in same bank that was a bit annoying .The rate of interest is also too high .Over all services are not bad .
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 14, 2017
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar always co-operates with the customers, by giving very good response to the customers. The website of bank bazaar is easy to use and user friendly. I have applied personal loan through bank bazaar website. I am customer of bank bazaar for past 1 year. This is the first product which I had applied via bankbazaar.com
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 21, 2017
    • Fullerton Personal Loan
      "Good service"
      0.5 2.0/5 "Expected more"
      There was no response from Fullerton, the Fullerton executives told they can come and collects the documents on time but there was no response in concern to my personal loan application so that was the reason I haven't got the loan from Fullerton. The rate of interest and the charges are very high when compared with others.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 21, 2017
    • Bank Bazaar Personal Loan
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      The response was very prompt from Bankbazaar, after I initiated my request online. It was a very nice experience. The process is simple and very much on timely. The website is clear with all the details of the bank and the options to choose the bank is also simple and easy.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 14, 2017
    • Capital First Personal Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      The experience is good at Capital first. I had applied for a personal loan and the team responded on time. I did not go ahead because the rate of interest was very high. It was around 12.5%. I was looking for 11% or 11.5%. The charges was also high.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 14, 2017
    • review Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      This bank facility is very good, and its located near by office. Customer interaction is good on their branches, totally bank have taken 15 days to disburse the amount. Interest rate is also nominal, they charged around 15%, now loan got closed.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 11, 2017
    • Bank Bazaar Personal Loan
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      Service of Bank Bazaar is very excellent, whenever I browse anything in the site, I am getting good response that part is great. Bank Bazaar website is also good I have seen many products like credit card, loans etc. Its a good site to search banking products.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 11, 2017
    • Fullerton Personal Loan
      "Rate of interest should be reduced"
      0.5 5.0/5 "Blown Away!"
      Fullerton India offered me the interest rate around 37% it was extremely high compared to other banks. But they denied to reduce the rate. Their response was good but I am okay with rate of interest was very high. Hence I am not interest to go head with them.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 11, 2017
    • ICICI Bank Personal Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I have also tried for a personal loan from ICICI bank but I did not go ahead with them finally as I got the loan from another bank and more over the documentation was not convenient with the bank. Though I had a hassle with my proof, it would have been flexible if the bank was more flexible.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 07, 2017
    • Axis Bank Personal Loan
      "No preclosure charges"
      0.5 5.0/5 "Blown Away!"
      I have taken a small amount of a lakh personal loan from Axis Bank. The document process is not that convenient as HDFC Bank. But I am very happy that I can close the loan anytime and there are no preclosure charges for it. The rate of interest was normal.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 07, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been good and the whole experience was perfect. I am happy with the whole process and the website is also good and very much helpful. The team was responsive when ever I reached out to them and it was hassle free to get a loan through.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 07, 2017
    • HDFC Bank Personal Loan
      "High on charges"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with HDFC Bank for the personal loan. The documentation process was the best as I am a corporate customer of the bank. The rate of interest and processing charges was average. It was around 13% and there are preclosure charges as well.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 07, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.