Fees & Charges
Promised Interest Rate
"I have applied INDUSIND bank credit card through online and I received the card within 5 days, the process was very fast and easy. The limit offered from bank is good enough. EMI conversion options are available. Mobile application is user friendly. "
I have applied INDUSIND bank credit card through online and I received the card within 5 days, the process was very fast and easy. The limit offered from bank is good enough. EMI conversion options are available. Mobile application is user friendly.
I am having a paytm mobile application but i'm not using it for much transaction because i did my last transaction 2 months before which is a utility payment. I was continuously receiving the messages for the kyc submission with a free of charges hence i booked an appointment when the executive came, he asked me to pay the charges when i show the message, they didn't accepted it then i said if it charges, i will delete the paytm account itself.
I am having a savings account from CITI bank but I'm not doing much transaction from this account. CITI bank customer care service is superb because i don't need to visit the branch because they will rectify through the call. They tried to resolve the problem then and there. I basically recommended this account to everyone. Actually this was my previous company salary account once i visit the branch, they have converted into zero balance savings account. They never say no for most of the things.
ICICI service is good because they have provided me a unlimited withdrawal from ATM and there is no charges for that which is a main plus point of this account. Its a zero balance account. I am using this account for almost 7 years. I have not faced any issue on this account. Their Internet banking facility is safe and secured.
I got the pre- approved personal loan from AXIS bank and the interest rate also really good. I got the loan amount of Rs. 2 lakhs. I had an account with Axis bank hence i get a notification messages one i click the same, the amount got credited to my account in 10 seconds and no documents required. They do have not have any pre- closure charges thats the major part of taking this loan.
I have chosen home loan from ICICI BANK Since I am holding a salary account with them so got this loan offer. When I check with the builder, they had a three option in that i have chosen this bank. I had applied the loan amount of Rs. 30 lakhs and they have sanctioned the same amount. Processing fee was a nominal one. In the year 2015, I got the loan with the tenure period of 30 years.
ICICI is a good card to use and I am using this card for mainly for life time free. I get 2 rewards points for every Rs. 100 purchase. Unhappy part of the card is there is no option to redeem the reward points over the credit card bill. I am holding this card for almost 7 years. I have not faced any issues on this card.
I got 10% discount on a clothing part but not with the entire bigbazaar shopping. I was having a FBB style up card. I have used the card for 1.5 years and by calling the customer care, i have given the request so i never visited the branch. I got the call from executive to get the card. I have not received the NOC letter.
I had a credit card from SBI but i have closed it because the card is not useful for me and they are charging me a annual fee even though the benefits are not good. I never got any good offers apart from Balance transfer. I was having a simply save credit card. Whatever the amount i use it, i pay it on a due date.
HDFC card is good and executive did not give me a correct information because i was looking for a life time free card if i link a card to payzap app even though i linked the same, in my first month bill, they have mentioned the annual fee when i contact the customer care they are saying that after linked with payzap i need to pay 3 utility bill payment. I have sent a mail to their support team after that they have reversed my amount if they charged me for next year, i will close this card. They provides a loan to the customer.
I'm not aware of the benefits provided by Axis bank because i hardly used the card once or twice. The catalog what they have is like i can redeem points based on the products available which is too costly and it requires huge points. Credit limit was little low when i compared to my other cards.There is no annual fee since its a Neo card. There is no use hence better I'm planning to close this card.
I'm using the HSBC credit card for booking a movie tickets. Its a life time free credit card hence there is no annual charges. Every month, when i book 1 movie ticket, i get another ticket is free. I never contacted their customer care. I hardly use this card. Its easy to make the bill payment also.
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