Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Kolkata Personal Loan

    We found 32 Kolkata Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Kolkata Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar was quick in response part and they have completed my personal loan process within the promised time. The bankbazaar web portal is easy to use and user friendly. I am with bank bazaar for more than a year. I am aware of it through promotional mails. Finally I am satisfied with the service.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 30, 2017
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Initially my personal process process like documentation,verification part was very quick, but standard chartared took around 8 days to disburse my loan amount. The rate of interest is nominal with Standard Charted Bank . I am happy with the loan amount. Overall, I am very much happy with the service provided by them.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 30, 2017
    • Bank Bazaar Customer Support
      "Easiest web portal"
      0.5 5.0/5 "Blown Away!"
      The website is very useful and easy to access, even a normal person who can operate android mobile can easily surf bankbazaar web portal, it is that much user friendly. Also my application was properly followed up by their executives throughout the process.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 29, 2017
    • Kotak Personal Loan
      "Everything is fine except interest rate"
      0.5 4.0/5 "Great!"
      I preferred Kotak Mahindra Bank for the personal loan but later when I checked with other banks about the rate of interest and other charges, I found Kotak is on higher end in rate of interest. Hence I switched over to Axis bank where I got a lesser interest rate. Otherwise everything was fine with Kotak,I am happy with the service. But my suggestion for the bank is, in this competitive market they should quote the interest rate as per the market level but not on their own interest rate. Only because of the interest rate I moved out otherwise I would have taken the loan from Kotak.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 29, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      There were no issues with bankbazaar. The way of their responsiveness and their customer service are really good. I had no issues with bankbazaar while processing the loan with them. It would be more comfortable if they simplify the website to surf for the loan. But the entire process is good.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      The responses and customer service are good with ICICI bank. Recently I approached the bank for the personal loan. I am not ok with the processing fee and the loan process. They are taking some more time. Hence I closed the loan application with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Great bank, Total review system very good I am very satisfi"
      0.5 5.0/5 "Blown Away!"
      Great bank, I am very satisfied, more more customers apply personal loan, Good review system all bank customer service very good, loan is very fast, 100%Support this bank ,I am very happy, congratulations bank bazar,rate of interest very good
      Was this review helpful? 0
      , kolkata
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar gave me satisfactory service on personal loan request, I am using this website for past six months and the results were good. Their executives gave very good follow up on my loan request they have shown multiple options, various interest rate on the loan product.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2017
    • Citibank Personal Loan
      "They should reduce the interest rate and processing fee"
      0.5 3.0/5 "Satisfactory"
      I got better offer from HDFC as HDFC Bank has offered me the least interest rate of 12.75%, but CITI bank offered me the interest rate of around 14% hence I took loan from HDFC bank. Initially, I gave request to CITI bank to reduce the interest rate but they didn't consider it.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Better "
      0.5 4.0/5 "Great!"
      No doubt !! Bankbazaar.com is really good and I came to know about bankbazaar basically through an internet search. I would like to say that the website of the Bankbazaar.com is easy to access and I have not found any issues with them till now.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 23, 2017
    • Capital First Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I am dis-satisfied with the Capital first personal loan, which I had applied for it because of their services and I had got the required details for reference. Rate of interest was not at all the constraint for my needs. I would like to suggest that they should not take the reference details of the blood relative.
      Was this review helpful? 1
      , kolkata
      Reviewed on May 23, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and the experience too. I am using Bankbazaar.com and from the month of march onwards, I am using Bankbazaar.com. I have not experienced much with them. Online portal of the Bankbazaar.com is easy to access. Within twenty minutes of time, I got the response from the Bankbazaar.com.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 19, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      Rate of interest was around 13.5% and the customer service was good one with the Standard chartered bank. The only drawback with the Standard chartered bank was that they were not able to make the EMI with my savings account,. Processing charges were nil with them for the personal loan. Within fifteen to seventeen days of time the loan amount got credited.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 19, 2017
    • Bank Bazaar Customer Support
      "Good in Followups"
      0.5 4.5/5 "Excellent!"
      I got good response from bankbazaar. Their website was helpful in selecting the bank based on interest rate and other details, also it is quite helpful to check the interest rate in comparison wise. I got regular followups from bankbazaar for my loan application.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2017
    • Citibank Personal Loan
      "Interest rate is high"
      0.5 3.5/5 "Pretty good"
      Citi bank delivered a good service for my personal loan. There was no hassles with them during the process. I am certainly not happy with the rate of interest, because it is higher than the other banks in the market. The way of approach and their responses are good.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar was great. They done a good job and it was timely as well. I continuously received a follow up and the response initially was immediate too. The website is definitely useful for every customer looking out for a loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2017
    • Standard Chartered Bank Personal Loan
      "Super process"
      0.5 5.0/5 "Blown Away!"
      The experience with Standard Chartered bank for the personal loan was good. I received a proper response and the loan was disbursed on time. I got to compare the rate of interest and the rate which the bank offered was a bit low. It was around 13%.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The overall experience was good at Bankbazaar as the process was on time and the services was fast. I received a follow up call as well which was helpful. The website is good and it is easy to access and also informative with the details of various banks.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2017
    • Kotak Personal Loan
      "Convenient process"
      0.5 5.0/5 "Blown Away!"
      The services are good from Kotak Mahindra Bank and they offered me a good deal on the interest rate and processing charges as well. The process was completed on time the loan amount was also as per my requirement. The after loan services are good and I am happy with this hassle free experience for the personal loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2017
    • IndusInd Bank Personal Loan
      "Fast Experience"
      0.5 5.0/5 "Blown Away!"
      Indusind provided clear information at initial stage about the loan process, its very fastest bank, when I have any issues with credit card, I could reach them within two minutes, that IVR system is good. I have taken the loan amount of 1.5 lakhs with 14% of interest and there was no processing fee.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 11, 2017
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    Kolkata Personal Loan is Rated as "Great!" by 2384 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Kolkata Personal Loan if you are

    01
    02
    03
    04
    Kolkata Personal Loan Minimum Age

    At least 21 years old

    Kolkata Personal Loan Maximum Age

    Less than 65 years old

    Kolkata Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Kolkata Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Kolkata Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Kolkata Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Personal Loan amount by these steps

    01
    02
    Kolkata Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Kolkata

    Choose longer tenure loan up to 5 Yr years


    Documentation needed to apply for an Kolkata Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Personal Loan Interest RatesUpdated on 30 May 2017

    Kolkata Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Gold Rate in Kolkata Or Silver Rate in Kolkata
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