Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Kanpur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
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  • Kanpur Personal Loan is Rated as "Great!" by 86 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Kanpur Personal Loan

    Kanpur, the second largest city in Uttar Pradesh is situated at close proximity from its capital Lucknow.It’s based on the banks of river Ganges and is often called Manchester of the East.It has also been called the Leather city because of the number of top quality tanneries that are located here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Kanpur Personal Loan if you are

    01
    02
    03
    04
    Kanpur Personal Loan Minimum Age

    At least 21 years old

    Kanpur Personal Loan Maximum Age

    Less than 65 years old

    Kanpur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Kanpur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kanpur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Kanpur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Kanpur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Kanpur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kanpur Personal Loan amount by these steps

    01
    02
    Kanpur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Kanpur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Kanpur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kanpur Personal Loan Interest RatesUpdated on 19 Oct 2017

    Kanpur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Kanpur Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 1.5 years, i found bankbazaar provides one of the best service when compared to other banking websites. The website is easy to navigate and it is user friendly. I keep checking my CIBIL score whenever i get free time. I did not face any issues with the website.
      Was this review helpful? 0
      , kanpur
      Reviewed on Oct 13, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, i am satisfied that my loan amount was disbursed. The customer service was not good and there was lack of communication, they did not tell about the processing fees and charges. The loan amount which i asked for was not disbusrsed, there was also delay in completing the formalities. They provided a door step service for document collection. The rate of interest was bit high when compared to other banks.
      Was this review helpful? 0
      , kanpur
      Reviewed on Oct 13, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The Yes bank took around 20days to disburse my personal loan amount. The customer service is good with Yes bank. The required loan amount was not disbursed I have just asked for Rs.1lakh . The rate of interest is nominal with YES bank but I am not satisfied with the loan amount.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 20, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is giving a awesome response for their customers. They have helped me to get in touch with the bank partner on time. The website of bank bazaar is easy to use and user friendly. I can say I got a very good service from bank bazaar team.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 20, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I didn't processed my personal loan from ICICI bank because they have made a delay in their response part as well their interest is high, so that was the reason I haven't got the loan from ICICI bank . The customer service need to give proper response to the customers.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 20, 2017
    • Bank Bazaar Personal Loan
      "Fantastic Job. Start your own bank"
      0.5 5.0/5 "Blown Away!"
      You people have made a good kind of format in order to apply for the loan like write your name, date of birth, pan number and other details. Also it is simple to surf for the required financial service. And the followups are very good from bankbazaar than the ICICI bank. Do not waste time to provide business to the bank, better you start your own bank and you are really capable and worth to start the bank. Your service is really fantastic. Good luck guys!
      Was this review helpful? 0
      , kanpur
      Reviewed on Aug 29, 2017
    • Bank Bazaar Personal Loan
      "Helpful Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar website is very simple to approach and easy to apply for any kind of loan. I recently approached bankbazaar for my personal loan. They forwarded my loan application to the bank and promptly followed up on my application. I got good service from them.
      Was this review helpful? 0
      , kanpur
      Reviewed on May 11, 2017
    • ICICI Bank Personal Loan
      "Always Good"
      0.5 5.0/5 "Blown Away!"
      I had received good response from ICICI bank for my personal loan application. They had processed the loan without any hassles and disbursed the loan too. Interest rate is good and I am satisfied on it. ICICI bank is already good so I do not want to give any suggestions to them.
      Was this review helpful? 0
      , kanpur
      Reviewed on May 11, 2017
    • Citibank Personal Loan
      "Best experience"
      0.5 5.0/5 "Blown Away!"
      I had closed the personal loan with CITI bank and that was the best one. I had not face any hassle with them and there is no interruptions on that till now. Processing charges are very much nominal one with them. They had credited the money to my account within a week's time.
      Was this review helpful? 0
      , kanpur
      Reviewed on May 09, 2017
    • HDFC Bank Personal Loan
      "Unsatisfied service"
      0.5 2.0/5 "Expected more"
      HDFC bank told that my salary haven't met their criteria to apply for the personal loan. There response was not up to the mark. The response need to be improved a lot in future. It has to be customer centric in future. The rate of interest and other charges are nominal with HDFC bank. But I am not not satisfied with Hdfc service.
      Was this review helpful? 0
      , kanpur
      Reviewed on Apr 25, 2017
    • Bank Bazaar Personal Loan
      "The best service"
      0.5 4.0/5 "Great!"
      Bankbazaar contacted me on time and followed up with my loan application. They had done their level best. Promptly assigned my application to the bank and updated me on the status of the application. Even they have a very good customer service.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 17, 2017
    • ICICI Bank Personal Loan
      "Improve customer service"
      0.5 4.0/5 "Great!"
      I am a long term customer of ICICI bank, I have an account with them for past ten years. Hence, I preferred them for my personal loan. Unfortunately, they rejected my loan application without disclosing the reason for the same. I am following them for past three to four months, but still they did not provide any proper information for the denial. But for the other services, ICICI gives good customer service.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 17, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The process at Bankbazaar was the best for me as I submitted few details and my loan requirement and I got instantly connected to the banks I was eligible off. It is simple and very much easy and the portal is very interactive. I got to see a lot of offers online and it is a very interesting website.
      Was this review helpful? 0
      , kanpur
      Reviewed on Feb 23, 2017
    • ICICI Bank Personal Loan
      "Easy and convenient"
      0.5 5.0/5 "Blown Away!"
      It was a very easy and convenient process for the personal loan. I got it in less than a week. The executive came over to my place and collected the documents. The rate of interest and processing charges was also normal with ICICI bank. I am happy with the services overall.
      Was this review helpful? 1
      , kanpur
      Reviewed on Feb 23, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      Best services provided by bankbazaar. This is helping people to compare with different options that are available . its very convenient to all peoples to guide to get right option to get the personal loan . i am very thank full to bankbazaar ..
      Was this review helpful? 0
      , kanpur
      Reviewed on Dec 31, 2016
    • Bank Bazaar Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been really good and they have helped me much to get my loan through without much of hassles. I was contacted as soon as I registered. It was a good experience as I got to know the banks I was eligible off and the offers they were providing.
      Was this review helpful? 0
      , kanpur
      Reviewed on Dec 27, 2016
    • ICICI Bank Personal Loan
      "Smooth experience "
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with ICICI Bank for the personal loan. They have been very much professional and swift in the whole process. From the document collection to the disbursement, it has been very much comfortable. The rate of interest was around 15% and it was a bit high when compared. The fees was waived off. The after loan services has also been smooth.
      Was this review helpful? 0
      , kanpur
      Reviewed on Dec 27, 2016
    • Bank Bazaar Personal Loan
      "More than excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is the only way or the best to reach the bank very easily for any kind of financial product. It happened to me once when I approached the bank in person there was no response from the bank's end, surprisingly through bankbazaar I got the response and it was that quick. The website is very easy to access and get the information. There was a regular follow up from the customer support team. The site is complete, good , so nothing needs to be improvised.
      Was this review helpful? 1
      , kanpur
      Reviewed on Aug 13, 2016
    • HDFC Bank Personal Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      The executives of HDFC Bank were very helpful while availing the personal loan, which made me feel very happy. They took less than 48 hours to disburse the amount as I submitted the documents through online. My suggestion to the bank is that, they should reduce the interest rate which should not be more than 15%.
      Was this review helpful? 1
      , kanpur
      Reviewed on Aug 13, 2016
    • Bank Bazaar Personal Loan
      "Immediate response!"
      0.5 5.0/5 "Blown Away!"
      I have made an inquiry for personal loan through the bankbazaar portal. And the executives called me within an hour regarding the loan inquiry. Through TV advertisements, I have came to know about the bankbazaar portal. I am really thankful to them.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 09, 2016
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