Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Kanpur Personal Loan

    Borrowing a personal loan from a trusted bank is the best option to meet your financial crisis. Since banks don’t monitor its usage, the amount can be used as required. Both salaried and self-employed individuals in Kanpur can apply for such loans.

    We found 33 Kanpur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    0
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Accelerated Approval
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Customer Reviews
    11.49% - 18.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Perks
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    Fees & Charges
    Eligibility Criteria
    12.00% - 17.00% Fixed
    1%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Kanpur Personal Loan is Rated as "Great!" by 106 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Kanpur, the second largest city in Uttar Pradesh is situated at close proximity from its capital Lucknow.It’s based on the banks of river Ganges and is often called Manchester of the East.It has also been called the Leather city because of the number of top quality tanneries that are located here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.

    Documentation needed to apply for an Kanpur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kanpur Personal Loan Interest RatesUpdated on 21 Jan 2019

    Kanpur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Kanpur Personal Loan Reviews

    • SBI Personal Loan
      "Instant Approval"
      0.5 5.0/5 "Blown Away!"
      I already have personal loan with SBI , its going to close, the total amount was Rs. 2 lakhs, now I need to pay the remaining amount around Rs. 1 lakh, The customer support and response is good. The tenure period for 5 years on my personal loan, the documentation is good and simple when the documents are clear, they gave me the good follow and support.
      Was this review helpful? 3
      , kanpur
      Reviewed on Jan 05, 2019
    • Bank Bazaar Personal Loan
      "All prodcuts in one site"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good in all aspects, they coordinated with the customer, they gave me the good response on the personal loan. First time I used Bank Bazaar website its easy to compare the loans products. Options are good I got to know through internet.
      Was this review helpful? 1
      , kanpur
      Reviewed on Jan 05, 2019
    • HDFC Bank Personal Loan
      "Processing fee should be reduced"
      0.5 5.0/5 "Blown Away!"
      There is no difficulties in the loan documentation,, they taken 12 to 17 days to disbursed the amount. They gave me the interest rate around 10.75% for the Principia amount of Rs.2.49 lakhs with the tenure of 4 years. They have deducted 9000 as processing fee its huge.
      Was this review helpful? 1
      , kanpur
      Reviewed on Jan 05, 2019
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 2 years, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and they responded on time. Mobile app of bankbazaar is easy to navigate and user friendly to use.
      Was this review helpful? 0
      , kanpur
      Reviewed on Dec 04, 2018
    • ICICI Bank Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My experience was good with ICICI bank for personal loan, the process was long and it took 15 days to receive the loan amount. The rate of interest was high when compared to others. Customer service was good with ICICI bank. The loan amount was for Rs 1.5 lacs with tenure period for 4 years.
      Was this review helpful? 0
      , kanpur
      Reviewed on Dec 04, 2018
    • IDFC Bank Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with IDFC bank and the experience was good, the process took 1 week to complete. The rate of interest was high when compared to other banks. Customer service was good and they responded on time. Tenure period for this loan is 3 years.
      Was this review helpful? 1
      , kanpur
      Reviewed on Dec 03, 2018
    • Bajaj Finserv Personal Loan
      "Interst rate should be reduced"
      0.5 1.0/5 "Really Bad"
      I have loan with Bajaj Finserv for the amount of Rs.1.5 lakh, they gave me the higher interest around around 29% for the tenure of 36 months. I am not happy with the interest rate part and they have taken processing fee from the loan disbursement amount.
      Was this review helpful? 8
      , kanpur
      Reviewed on Nov 05, 2018
    • Bank Bazaar Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I am using Bank Bazaar around one year, It gave me friendly experience to browse the site to search for any financial products without any complication, Bank Bazaar helped me to reach the bank, then the executive came to the place for documents collection, overall it was easy process.
      Was this review helpful? 1
      , kanpur
      Reviewed on Nov 05, 2018
    • ICICI Bank Personal Loan
      "Good service provider"
      0.5 5.0/5 "Blown Away!"
      I availed the personal loan of Rs. 1.5 lakh for the tenure of 48 months, they do have pre closure options, if I can close the loan after six months. I don't have any issues with ICICI bank in terms of the documentation process, everything was hassle free.
      Was this review helpful? 2
      , kanpur
      Reviewed on Nov 05, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      HDFC personal loan service is good. The rate of interest is nominal with HDFC. The documents procedure was smooth they collected from my door step. The staffs are friendly in approach,it is a excellent experience with Hdfc personal loan team.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 03, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got good offers from the bank bazaar website, the customer support service is very good and it is good to compare and choose the products with the help of bank bazaar mobile application and the mobile application of bank bazaar is easy to use and user friendly.
      Was this review helpful? 0
      , kanpur
      Reviewed on Feb 05, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The follow up was good with the ICICI bank and they gave me better response in concern to my personal loan application. I haven't got the loan amount because there is no requirement at present, so that was the reason I haven't got the personal loan from ICICI bank.
      Was this review helpful? 0
      , kanpur
      Reviewed on Feb 05, 2018
    • Bank Bazaar Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I checked with Bankbazaar.com website and application which was easy to use and very user friendly ,the customer support was good it was been a good experience with Bankbazaar.com I never find any difficulty with Bankbazaar.com service.
      Was this review helpful? 1
      , kanpur
      Reviewed on Dec 14, 2017
    • Fullerton Personal Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      The loan amount offered by Fullerton personal loan department was 80k ,I feel the rate of interest they offered me was little high compared to others ,the documents have been collected from my door step. The customer support was prompt it was a good experience with Fullerton personal loan department.
      Was this review helpful? 1
      , kanpur
      Reviewed on Dec 14, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      When I had applied for a personal loan at HDFC Bank. I had received a call back on the same day and the process started. I got the funds within three to four days. I am happy with the fast process and the rate of interest and processing charges are normal.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 10, 2017
    • Bank Bazaar Personal Loan
      "Satisfied."
      0.5 5.0/5 "Blown Away!"
      My experience at Bankbazaar is excellent. They have contacted me on time and they have done a good job. There were a lot of follow up calls and the process was satisfactory. The website is also good and the details are transparent and supportive.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 10, 2017
    • ICICI Bank Personal Loan
      "Delayed response"
      0.5 2.0/5 "Expected more"
      ICICI Bank contacted me only after five days after I had applied for a personal loan. They delayed much. After the collection on documents the loan was processed in three days. It was as expected. The interest rate an processing charges are normal.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 10, 2017
    • Bank Bazaar Personal Loan
      "Customer service"
      0.5 5.0/5 "Blown Away!"
      Hi team, i am really very impressed with your services , I had received very good customer services, also the service is very quick services , amazing follwups , great offer i could view all the information easily like EMI, interest , last payment etc.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 08, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 3 years. bankbazaar provides good services when compared to all other banking websites. I am using the banlbazaar mobile application, it was easy to navigate and it is user friendly. The customer service was good and prompt.
      Was this review helpful? 0
      , kanpur
      Reviewed on Oct 31, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no response from the HDFC executive after the documents was submitted. The customer service was upo the mark and they were helpful. The rate of interest was high when compared to other banks.
      Was this review helpful? 0
      , kanpur
      Reviewed on Oct 31, 2017
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