Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13% - 21% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Jaipur Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar website is very helpful to check with the different kind of interest rates in the market. The website of bank bazaar is easy to use and user friendly. The customer service gave a call back within 30minutes of time after I gave my requirement in the bank bazaar website.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      There was a huge difference with the ICICI bank personal loan interest rates. So that was the reason I haven't got the personal loan from ICICI bank. The customer service was good with ICICI . ICICI need to reduce their interest rates like others banks.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2017
    • Bank Bazaar Personal Loan
      "Best advisor and friend"
      0.5 4.5/5 "Excellent!"
      Thank you bankbazaar Found Bank bazaar through google which is an useful site for the customers who is looking for buying bank products in the market . We can find the best options and can choose too I would suggest that more bank information should be updated because based ones criteria they can opt for the things .Overall good it is a good site to deal with.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 17, 2017
    • Bank Bazaar Personal Loan
      "Good Website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is very popular among all so it was always my first option for finding a financial assistance. They show great effort in treating the customers and the website is very user friendly. Even i applied for a personal loan through bankbazaar but i cancelled the plan later due to my personal reasons.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 12, 2017
    • HDFC Bank Personal Loan
      "Quick and fast service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with HDFC bank around 4 years ago, they just took 3days time to disburse my loan after that I have asked to top up the loan then they have disbursed my loan amount immediately within 10 seconds. The rate of Interest is nominal when compared with other banks.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 11, 2017
    • Bank Bazaar Personal Loan
      "Good in updates"
      0.5 5.0/5 "Blown Away!"
      Through bankbazaar I applied for the personal loan. Bankbazaar is providing continuous follow up calls from the time of submitting the application till the process gets over. So in that way, I am fond of their service and as they are providing regular updates and everything is quite transparent here.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 05, 2017
    • HDFC Bank Personal Loan
      "Good Rate"
      0.5 4.0/5 "Great!"
      Obviously the interest rate is low at HDFC bank because I had approached Fullerton for the loan but the interest rate is very high so I dropped the plan. Now when I compare the rate with Fullerton, other banks are far better in the rate of interest. I got the loan from HDFC with good rate.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 05, 2017
    • Fullerton Personal Loan
      "High Rate"
      0.5 1.0/5 "Really Bad"
      I did not process my personal loan application with Fullerton with valid reason. The major reason is the interest rate. Interest rate is something too high, even we cannot compare this interest rate with other banks because that much far it is. Hence I switched over to HDFC bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 05, 2017
    • HDFC Bank Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      HDFC is good, they are also reasonable in rate of interest and providing the loan without any terms and condition. Still my loan is active. I used to pay regular EMI. HDFC gave me part payment and preclosure option. I am very much fine their loan process.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 04, 2017
    • ICICI Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I do have account with ICICI, hence when I applied for the personal loan they collected the documents on same day. I had completed the loan process within the time, but they didn't give any best interest rate and also took mandatory charges for insurance.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 04, 2017
    • Bank Bazaar Personal Loan
      "Financial service as on tips"
      0.5 5.0/5 "Blown Away!"
      Amazing company as it provides monthly credit reports. Fast processing loan online and its hassle free work. I want to purchase products online. Provide so many banks & nbfc I am very much happy to use this site bankbazaar.com very good financial service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 03, 2017
    • SBI Personal Loan
      "Customer satisfactory"
      0.5 5.0/5 "Blown Away!"
      I approached SBI personal loan through online channel, then SBI gave me hassle free service. They have processed my loan within seven days of time. I took the personal loan of 2.5 lakhs, still my loan is live. SBI gave me the interest rate of 11.4% for the tenure of five years. I am glad about SBI service is good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 01, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      Personal loan process needs improvement from ICICI bank.It would be nice if the executives respond to the queries in a short time. I had a idea of talking the personal loan amount of 1.50 lakhs but they initially they have called me later they said to upload all my details via online i i did later on no reps once from them,
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 27, 2017
    • Bank Bazaar Personal Loan
      "Experience with Bank Bazaar"
      0.5 3.5/5 "Pretty good"
      My experience with bankbazaar is really good, even the call center persons guides us very well so there is no problem at all. Time saving documentation that saves a lot of your time and the data too is not shared for junk call. All the best to the team.. Will recommend the same to the friends too.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 24, 2017
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC bank contacted me well when I applied my personal loan. Informed interest rate was around 16% which was really high since it was first time I had applied for the loan i had no idea about it. My requirement was 1.15 lakhs and I have got the full amount. Documentation process was fine with the bank during the year 2015 I had availed this loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 22, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com helped me in better way, After logged in and filled up the details received the calls from them very immediately. I got the call from the Bankbazaar.com within a few minutes of time also I have experienced it for the first time. Service aspects of Bankbazaar.com is really good. I am very much happy with the information which is displayed in the website.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 22, 2017
    • Kotak Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was smooth and good process followed by Kotak Mahindra Bank. The process was very fast and the executives were very much helpful for me. Rate of interest for the personal loan with the Kotak Mahindra Bank was 13.75% which is a way high and it took around a weeks time to disburse the loan. Customer service is good with them. Processing charges are little bit high 2% they have charged from loan amount.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 22, 2017
    • Bank Bazaar Personal Loan
      "about loan and credit card "
      0.5 4.5/5 "Excellent!"
      thanks bank bazar Bankbazaar.com is always a good one and I am using it from the last 1.5 years of time.. Response is a good one and they have provided an immediate response for all my queries. Service aspects are really good with bankbazaar when compared with other portals.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank and the process to get this loan was smooth. I have also closed the loan. I did not have any issues to close the loan. It was a nice experience overall. The interest rate and processing charges was normal.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 12, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The website of Bankbazaar is very user friendly. I did not find any issues in accessing the portal and in the whole process through. The response was instant and as a medium between the bank and the customer they have done their job well. The services is good in all.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 12, 2017
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    Jaipur Personal Loan is Rated as "Great!" by 609 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur Personal Loan

    Jaipur, a historic city in the state of Rajasthan.Quite simply, it’s the tenth largest city in the country and is a major destination for global outsourcing companies. That’s the reason there’s a lot of affluence, especially amongst the younger generation that lives here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Jaipur Personal Loan if you are

    01
    02
    03
    04
    Jaipur Personal Loan Minimum Age

    At least 21 years old

    Jaipur Personal Loan Maximum Age

    Less than 65 years old

    Jaipur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Jaipur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Jaipur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Jaipur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Jaipur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Jaipur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Jaipur Personal Loan amount by these steps

    01
    02
    Jaipur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Jaipur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Jaipur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Jaipur Personal Loan Interest RatesUpdated on 20 Sep 2017

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loan in Jaipur

    The historical city of Jaipur is the largest city in the state of Rajasthan. It is also described as the Pink City of India. You can procure a personal loan in Jaipur for any of your requirements. A personal loan is an unsecured loan that is given to help you meet your personal needs.

    Personal loans are offered at reasonably priced rates of interest. They are flexible in nature unlike home loans or car loans. Home loans or car loans can be used only for a specific purpose. On the other hand, personal loans can be utilised for anything without mentioning the purpose.

    You can apply for personal loans through many ways. One of the easiest ways to apply for a personal loan is applying online on the BankBazaar web portal. You can search for loans over here easily and compare the different features of each loan and make a sensible financial decision.

    Personal Loans offered by various Banks in Jaipur

    Let us take a look at the different banks and NBFCs that provide personal loans in Jaipur:

    • Tata Capital
    • Standard Chartered
    • Citibank
    • Capital First
    • HDBFS
    • Oriental Bank
    • IndusInd
    • HDFC Bank
    • Kotak Mahindra
    • Fullerton
    • Kotak Business Loan
    • Bank of Baroda
    • Canara Bank
    • Dena Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2017

    Bank Interest Rate Processing Fee Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton 17.25% to 37% (Fixed) 1.5% to 6% (OTF) Rs.15 lakhs 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 12.90% to 14.90% 1% (OTF) Rs.24,000 to Rs.15 lakhs 5 years
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank 14% (Fixed) Up to 2% (OTF) Rs.20 lakhs 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Check For Latest: Gold Rate in Jaipur Or Silver Rate in Jaipur
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