Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Customer Reviews
    10.99% - 20.75% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
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    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
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    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
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    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
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  • Jaipur Personal Loan is Rated as "Great!" by 667 Users

    Fees & Charges

    Promised Interest Rate

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    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur Personal Loan

    Jaipur, a historic city in the state of Rajasthan.Quite simply, it’s the tenth largest city in the country and is a major destination for global outsourcing companies. That’s the reason there’s a lot of affluence, especially amongst the younger generation that lives here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Jaipur Personal Loan if you are

    01
    02
    03
    04
    Jaipur Personal Loan Minimum Age

    At least 21 years old

    Jaipur Personal Loan Maximum Age

    Less than 65 years old

    Jaipur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Jaipur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Jaipur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Jaipur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Jaipur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Jaipur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Jaipur Personal Loan amount by these steps

    01
    02
    Jaipur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Jaipur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Jaipur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Jaipur Personal Loan Interest RatesUpdated on 18 Nov 2017

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loan in Jaipur

    The historical city of Jaipur is the largest city in the state of Rajasthan. It is also described as the Pink City of India. You can procure a personal loan in Jaipur for any of your requirements. A personal loan is an unsecured loan that is given to help you meet your personal needs.

    Personal loans are offered at reasonably priced rates of interest. They are flexible in nature unlike home loans or car loans. Home loans or car loans can be used only for a specific purpose. On the other hand, personal loans can be utilised for anything without mentioning the purpose.

    You can apply for personal loans through many ways. One of the easiest ways to apply for a personal loan is applying online on the BankBazaar web portal. You can search for loans over here easily and compare the different features of each loan and make a sensible financial decision.

    Personal Loans offered by various Banks in Jaipur

    Let us take a look at the different banks and NBFCs that provide personal loans in Jaipur:

    • Tata Capital
    • Standard Chartered
    • Citibank
    • Capital First
    • HDBFS
    • Oriental Bank
    • IndusInd
    • HDFC Bank
    • Kotak Mahindra
    • Fullerton
    • Kotak Business Loan
    • Bank of Baroda
    • Canara Bank
    • Dena Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2017

    Bank Interest Rate Processing Fee Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton 17.25% to 37% (Fixed) 1.5% to 6% (OTF) Rs.15 lakhs 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 12.90% to 14.90% 1% (OTF) Rs.24,000 to Rs.15 lakhs 5 years
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank 14% (Fixed) Up to 2% (OTF) Rs.20 lakhs 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Check For Latest: Gold Rate in Jaipur Or Silver Rate in Jaipur

    Jaipur Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I came to know about bankbazaar through google and one of my friend, it was a very good experience with bankbazaar so far. I know bankbazaar.com from last 1 year. The customer service was good and their response was prompt. The mobile application is easy to use and it is user friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 15, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from ICICI bank, my loan application was closed because i already had an ongoing loan with other bank. When it comes to customer service, it was good and their response was also good. The rate of interest was way too high when compared with all the other banks.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "Easy banking options"
      0.5 4.0/5 "Great!"
      I have been using Kotak Mahindra for my savings account and they have been providing good support to me from the start. Their services are all great, and the netbanking is pretty neat and easy to use. They are the only Bank in which you can do the whole banking from you phone itself.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 09, 2017
    • HDB Financial Services Personal Loan
      "Good process"
      0.5 3.0/5 "Satisfactory"
      ROI 12%..Process was short This is a Financial Service which provides you loan on the basis of your Credit Score and being an associate of one of the top most Bank, you tend to trust them more. Their Loan process was short and the rate of interest of 12% is alright with me.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "Nice.. 6 months,,, Good website..."
      0.5 4.0/5 "Great!"
      I have been using Bankbazaar website for the past 6 months and the overall experience with them has been nice. I have been finding various options for my Financial Needs and also the website is pretty user friendly. The idea of them is pretty novel and has been useful for quite a lot of us.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 09, 2017
    • Kotak Personal Loan
      "No call came in "
      0.5 1.0/5 "Really Bad"
      My application for the Personal Loan with Kotak Mahindra was dealt with poor results. I never received a single call from them, their was absolutely no communication put forth. Their Rate of Interest was alright, felt they could improve their customer service a little.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I would say bank bazaar gives best service to the customers, because when I have applied for the personal loan from bank bazaar, I got immediate response from bank bazaar support team. I have used bank bazaar website which is easy to use and customer friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 02, 2017
    • ICICI Bank Personal Loan
      "Average service "
      0.5 3.0/5 "Satisfactory"
      I was looking for a 2 wheeler loan , but I thought I can apply for personal loan from ICICI but later my 2 wheeler loan got sanctioned from HDFC bank ,. The response was average with ICICI bank. They took very long time to approve my personal loan application, so that was the reason I haven't got the personal loan from ICICI bank. The processing time need to be reduced from ICICI bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 02, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I wont say it was a bad experience with bank bazaar. Before transferring the details to the bank. First they need to collect the requirement from the customers and then it should be processed. The customer service is good. The website was good and speed.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 31, 2017
    • Standard Chartered Bank Personal Loan
      "Service has to be improved and details has to be proper"
      0.5 2.0/5 "Expected more"
      I had applied for a personal loan with SCB through online channel. I didn't get any call from the bank. Then, I had applied for a personal loan with HDFC and AU Finance. It was good service with HDFC. I was looking for 4L. In my case rating are poor to SCB so I cannot say it is bad bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 31, 2017
    • Bajaj Finserv Personal Loan
      "Good service "
      0.5 4.0/5 "Great!"
      I had a taken a personal loan from bajaj finserv.customer service is an average,delay in response don't call customers within the TAT,I had to call them number of times to get it done. My suggestion to them, should be more coordinated with the head department to process the request otherwise service is good and recommended some of my friends.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 31, 2017
    • Bank Bazaar Personal Loan
      "Great facilities"
      0.5 5.0/5 "Blown Away!"
      Good experience with bank bazaar.I have been using the website for last few years. Executive's approach is really good, they are phenomenal in making the customer understand to choose the right product in the market.website is simple to understand.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 31, 2017
    • Standard Chartered Bank Personal Loan
      "Good banking "
      0.5 4.0/5 "Great!"
      I had applied for a personal loan with standard chartered bank for an mount of seven lakhs.Rate of interest is 11.5% nominal as compared to others. Customer service had responded to my doubts.I personally closed it and got funds from a different bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 31, 2017
    • Bank Bazaar Personal Loan
      "Good experience "
      0.5 3.5/5 "Pretty good"
      Overall good... Hope for the positive revert Rest Nice app to use process is good.. Like the upload process and quick revert on mail and through SMS.. Overall good bankbazaar experience has been great Happy to part of it........... All the very best for new customers .
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 30, 2017
    • ICICI Bank Personal Loan
      "NOT GOOD "
      0.5 1.0/5 "Really Bad"
      Wonderful service i can say from the side of ICICI Bank for the loan process Loan got approved within 15min, Bank did not give the NOC ,customer service was OK OK . They gave me a rate of interest of 9% the amount which i was given from the bank was 12,000 its been many years now it was all OK process I can say.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 29, 2017
    • Standard Chartered Bank Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      It was about two years I have taken the personal loan from STANDARD CHARTERED bank the process is very good the rate of interest they offered was little high still the process was very fast and they have collected all my documents directly I am happy about STANDARD CHARTERED service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 27, 2017
    • Bank Bazaar Personal Loan
      "average service"
      0.5 3.0/5 "Satisfactory"
      It was been a long time I know about Bankbazaar.com in my knowledge it will be around 2.5 years it was always a very good experience from Bankbazaar.com also the application is easy to use the customer service was fine the service was fine from Bankbazaar.com.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 27, 2017
    • ICICI Bank Personal Loan
      "Worst service"
      0.5 1.0/5 "Really Bad"
      The service from ICICI for my my personal loan service is not as much as I expected from ICICI while during the process which have mentioned was not there during the process there was lot of negligence in their process I have submitted my documents still they did not give me back my documents even the loan closed I am very disappointed with that and this has to be taken care off by ICICI.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 27, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Around a year ago I got the ICICI bank personal loan . The customer support was good with their personal loan service. The rate of interest is nominal with ICICI bank. The required loan amount has been disbursed by ICICI and I am satisfied with it.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 25, 2017
    • Bank Bazaar Personal Loan
      "Excellent service with One stop solution"
      0.5 5.0/5 "Blown Away!"
      I am getting quick response with bank bazaar team. The customer support is very prompt and excellent with bank bazaar . I know about bank bazaar for more than Five years, but I have started using it recently. I use bank bazaar website, it is easy to use and customer friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 25, 2017
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