• Jaipur Personal Loan

    Known as the pink city, Jaipur is Rajasthan’s most populous city and houses a variety of the best banks in the country to offer personal loan services to its citizens. The capital of Rajasthan, banks in Jaipur offer personal loans to its citizens for interest rates starting from just 10.99%. The repayment tenures are flexible, ranging up to five years, and the paperwork involved is minimal, thereby making it easy for you to avail financing for your emergency requirements.
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    We found 18 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    10.75% - 21.50% Fixed
    Up to 2.50% One time fee
    Up to Rs.40L
    1 - 5 Years
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    11.00% - 16.75% Fixed
    Zero Processing Fee
    Up to Rs.25L
    1 - 5 Years
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    25.00% - 32.00% Fixed
    3.00% One time fee
    Rs.75K - Rs.5L
    1 - 4 Years
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    11.25% - 14.49% Fixed
    Up to 2.75% One time fee
    Up to Rs.20L
    1 - 6 Years
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    18.00% - 36.00% Fixed
    2.00% - 3.00% One time fee
    Rs.1L - Rs.5L
    Up to 5 Years
    Only KYC docs required
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    11.99% - 25.00% Fixed
    3.00% - 6.00% One time fee
    Up to Rs.25L
    1 - 5 Years
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    13.00% - 30.00% Fixed
    Zero Processing Fee
    Rs.50K - Rs.2L
    Up to 4 Years
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    10.50% - 16.99% Fixed
    Up to 2.50% One time fee
    Rs.50K - Rs.25L
    1 - 5 Years
    100% PAPERLESS APPROVAL
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    Customer Reviews
    10.50% - 17.99% Fixed
    0.50% - 3.00% One time fee
    Up to Rs.30L
    1 - 5 Years
    Accelerated Approval
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    16.50% - 20.00% Fixed
    Up to 2.00%(Min ₹2,000) One time fee
    Up to Rs.15L
    1 - 5 Years
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    18.00% Fixed
    2.00% - 5.00% One time fee
    Rs.50K - Rs.7.5L
    1 - 4 Years
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    17.00% - 26.00% Fixed
    2.00% One time fee
    Rs.2L - Rs.20L
    0.5 - 4 Years
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    Jaipur is the capital city of the state of Rajasthan. It is a royal place with several palaces that boast of intricate architecture. The city has a number of beautiful gardens, museums, and even royal courtyards. It is known as the ‘Pink City’. It is a famous tourist destination with many colourful places to visit.

    Apart from being a holiday destination, it is also famous for its trade and commerce activities in industries such as textiles, jewellery, handicrafts, food, etc.

    In Jaipur, one has good access to banking and other financial products due to the presence of many financial institutions. If you are looking to take a personal loan, you can apply for one after comparing interest rates and other fees and charges.

    Jaipur Personal Loan Interest RatesUpdated on 27 Oct 2020

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 10.99% to 24% p.a.
    Processing Fees Up to 2.5% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Jaipur

    A few of the top lenders that offer personal loans in the city of Jaipur include:

    • Bank of Punjab
    • UCO Bank
    • IndusInd Bank
    • Kotak Mahindra Bank
    • Fullerton India
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • Bank of Maharashtra
    • The Bank of Rajasthan
    • ING Vysya Bank
    • Indian Overseas Bank
    • Standard Chartered Bank
    • Dena Bank
    • Corporation Bank
    • Deutsche Bank
    • Tata Capital
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur

    Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 11.85% to 14.70% p.a. 1% Rs.25,000 to Rs.15 lakh Up to 84 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank Information not provided. Up to 2% (OTF) Rs.2 lakh to Rs.20 lakh 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

    1. How can I repay my personal loan?

      You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

    2. Will I need to pay any pre-closure charge for a personal loan in Jaipur?

      This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

    3. Do I need to get a guarantor while applying for a personal loan in Jaipur?

      No, you will not require a guarantor to apply for a personal loan.

    4. What are the documents that need to be submitted by applicants who are self-employed?

      If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

    5. When I choose BankBazaar for the personal loan application process, can I get a custom quote?

      Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

        

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    Jaipur Personal Loan Reviews

    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan through Tata Capital Ltd mainly for my personal use .This loan was sanctioned on time .There was proper callback and follow up from online.The rate of interest and the processing fee was medium and i am satisfied with the service.
      Was this review helpful? 3
      , jaipur
      Reviewed on Mar 15, 2020
    • Tata capital
      Tata capital Personal Loan
      "Need to decrease interest rate"
      0.5 5.0/5 "Blown Away!"
      TATA CAPITAL has provided the personal loan with high interest rate of 16%. Since I had some requirement so taken this loan. I got a call on time, the process was done on smooth of 15 - 20 days, the loan amount was sufficient with tenure period of 3 years. EMI need to pay of 3,300 rupees.
      Was this review helpful? 0
      , jaipur
      Reviewed on Mar 12, 2020
    • ICICI Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      From ICICI Bank, i have taken a personal loan and the loan amount was Rs. 3,00,000. The rate of interest was normal with the tenure of 5 years. I am paying EMI of Rs.7,000. Pre closure charge is there, the customer service and response was average.
      Was this review helpful? 2
      , jaipur
      Reviewed on Mar 04, 2020
    • Tata capital Personal Loan
      "Best Service"
      0.5 2.0/5 "Expected more"
      I have taken Tata Capital Personal loan through online .I have completed 4 EMI of this loan. The rate of interest and the processing fee was very high. The loan process was not shared by the agent .This loan was taken for education purpose only .The rate of interest has to be reduced this is my suggestion.
      Was this review helpful? 0
      , jaipur
      Reviewed on Mar 03, 2020
    • Kotak Personal Loan
      "Easy loan approval "
      0.5 5.0/5 "Blown Away!"
      From Kotak Bank, i have taken a personal loan and the amount was Rs. 2L. Nominal interest rate they given, for the tenure period of 3 years. EMI i am paying Rs. 20k, loan process was easy i received with in 1 week . Pre closure charges is there and they giving a good service.
      Was this review helpful? 5
      , jaipur
      Reviewed on Mar 01, 2020
    • Capital First Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan directly through Capital First since got the offer.The rate of interest and the processing fee was very low and the agent gave a clear picture about the loan process.I have paid EMI for 10 months .This loan was taken for family marriage purpose.
      Was this review helpful? 3
      , jaipur
      Reviewed on Feb 27, 2020
    • Shubh Loans Personal Loan
      "Overall very good"
      0.5 4.0/5 "Great!"
      I'm not getting the loan from Bank end because at that time my credit score is low thats the reason i have bought a personal loan from Shubh Loan. They have offered me a interest rate of 32% per year. Taken the loan amount of Rs. 1 lakh for the duration of 1 year. If they reduced the interest rate and extend the tenure period, it will be useful for others.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 24, 2020
    • Bajaj Finserv Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I have applied Bajaj Finserv personal loan through online. The rate of interest and the processing fee are very high. The loan got sanctioned on time and paying the premium through online .There was no extra charges for delay payment and this loan was taken for personal use.
      Was this review helpful? 1
      , jaipur
      Reviewed on Feb 23, 2020
    • Tata capital Personal Loan
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I have applied TATA Capital personal loan through online. I have not availed this loan since salary was very less excluding incentive. Not yet submitted any of my documents for this loan .The loan process was clearly shared by the agent. The service was better according to my experience.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 21, 2020
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 4.0/5 "Great!"
      I have applied for HDFC Bank personal loan through online .I was unable to avail this loan since don't have current address proof with me .I have not submitted any of my documents to the agent. The service was really good but due to documentation this loan was not processed.
      Was this review helpful? 2
      , jaipur
      Reviewed on Feb 19, 2020
    • HDFC Bank Personal Loan
      "I'm not satisfied"
      0.5 3.5/5 "Pretty good"
      For a business purpose, i have applied the personal loan from HDFC because i already have a account with them. I opted the loan amount of Rs. 3 lakh. The loan is not processed because i denied the loan due to the higher interest rate since they charged me 17% interest rate. I didn't go for the documentation process.
      Was this review helpful? 1
      , jaipur
      Reviewed on Feb 16, 2020
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Bank personal loan through online .The rate of interest and the processing fee was medium .This loan was sanctioned on time without any issues. Everything was much comfortable and fully satisfied with this service .
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 13, 2020
    • Kotak Personal Loan
      "Quick process "
      0.5 4.0/5 "Great!"
      I have received a call on time from KOTAK bank once applied through online on 3 months back. The loan amount was sufficient with tenure period of 5 years. Rate of interest is 11% and fee was applicable. Within 5 days they have sanctioned the loan not taken much time. There is no option for pre closure. EMI need to pay of 2100 rupees. I use to get remainder message on time.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jan 18, 2020
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken personal loan through ICICI Bank .The rate of interest and the processing fee was 11.25% it was nominal,The loan got sanctioned on time ,Everything is good on this credit card so far.There was proper acknowledgement from bank end .I am paying the EMI on time without any delay.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 17, 2020
    • ICICI Bank Personal Loan
      "Very faster loan service"
      0.5 5.0/5 "Blown Away!"
      1.5 years before, i purchased the personal loan from ICICI. I'm account holder of ICICI bank from last 15 years so that i took the loan from the same bank. They have given me a interest rate of 14%. My tenure period is 36 months and i pay the EMI amount of Rs. 6743. They took 4 to 5 days to provide this loan. I didn't provide any documents to avail this loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 16, 2020
    • Tata capital Personal Loan
      "Interest rates are too high"
      0.5 4.0/5 "Great!"
      Based on my eligibility, i got the offer from TATA capital for personal loan but after i came to know about the interest rate, i have denied the same. They have provided me an interest rate of 24%. I have chosen the loan amount of Rs. 1 lakh. I have no idea about the part payment and pre-closure facility.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 03, 2020
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Bank personal loan through online .I have not availed this loan since my requirement was over .I was not having any issues with the rate of interest and the processing fee .The agent shared all the relevant details about the loan process .There was proper callback and follow up from bank end.
      Was this review helpful? 3
      , jaipur
      Reviewed on Dec 31, 2019
    • Capital First Personal Loan
      "Interest rate is very low"
      0.5 5.0/5 "Blown Away!"
      Capital First people are good in communication so that i availed the personal loan from them. I just applied the loan just like that but the executive has completed all the process. They have provided me an interest rate of 15.5% and I have chosen the tenure period of 1 year and the loan was sanctioned within 7 days.
      Was this review helpful? 1
      , jaipur
      Reviewed on Dec 30, 2019
    • Capital First Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan directly through Home credit India Finance private limited .This loan is still active and paying the premium through ECS auto debit system.The loan amount got sanctioned on time that too received within 1 hour .The loan process was clearly explained by the agent.
      Was this review helpful? 2
      , jaipur
      Reviewed on Dec 22, 2019
    • HDFC Bank Personal Loan
      "Instant loan approval"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC Bank and the loan amount was Rs. 2,38,000 excluding insurance , if i include the loan amount was Rs. 24,00,000. I am paying EMI of Rs. 8467 per month and the tenure was 36 months and rate of interest was 11%. Pre closure charges is there 3% and also locking period is 12 months. There was a no documentation, based on my salary account they given this loan and i received this amount instantly.
      Was this review helpful? 5
      , jaipur
      Reviewed on Dec 11, 2019
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