Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    0
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Accelerated Approval
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    11.49% - 18.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    10.99% - 17.99% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
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    Perks
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    Fees & Charges
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    Customer Reviews
    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
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    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    12.00% - 17.00% Fixed
    1%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
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    Customer Reviews
    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Jaipur Personal Loan is Rated as "Great!" by 746 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur Personal Loan

    Jaipur is the capital city of the state of Rajasthan. It is a royal place with several palaces that boast of intricate architecture. The city has a number of beautiful gardens, museums, and even royal courtyards. It is known as the ‘Pink City’. It is a famous tourist destination with many colourful places to visit.

    Apart from being a holiday destination, it is also famous for its trade and commerce activities in industries such as textiles, jewellery, handicrafts, food, etc.

    In Jaipur, one has good access to banking and other financial products due to the presence of many financial institutions. If you are looking to take a personal loan, you can apply for one after comparing interest rates and other fees and charges.

    Jaipur Personal Loan Interest RatesUpdated on 20 Jan 2019

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 10.99% to 24% p.a.
    Processing Fees Up to 2.5% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Jaipur

    A few of the top lenders that offer personal loans in the city of Jaipur include:

    • Bank of Punjab
    • UCO Bank
    • IndusInd Bank
    • Kotak Mahindra Bank
    • Fullerton India
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • Bank of Maharashtra
    • The Bank of Rajasthan
    • ING Vysya Bank
    • Indian Overseas Bank
    • Standard Chartered Bank
    • Dena Bank
    • Corporation Bank
    • Deutsche Bank
    • Tata Capital
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2018

    Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 11.85% to 14.70% p.a. 1% Rs.25,000 to Rs.15 lakh Up to 84 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank Information not provided. Up to 2% (OTF) Rs.2 lakh to Rs.20 lakh 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Jaipur Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      There are no hassles with Bankbazaar, as I received a response on time and there are no issues to get connected with the bank. The portal is also good and it is easy to understand and use and apply for the loan. There are follow up calls as well in the process.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jan 15, 2019
    • HDFC Bank Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC Bank. The customer services and response is good and I got the loan with ease and on time. They are also normal on the rate of interest and processing charges. In all no hassles in the documentation process.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jan 15, 2019
    • Bank Bazaar Personal Loan
      "Its userfriendly"
      0.5 5.0/5 "Blown Away!"
      I am using Bank Bazaar first time, the service is good they have helped on the personal loan. I got to know about the Bank Bazaar through mail. I am using the normal website is easy to find the best product. I am very fine with the website everything is good.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jan 05, 2019
    • HDFC Bank Personal Loan
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan amount of Rs. 1 lakh, they have taken processing fee around Rs.4000 and they disbursed the amount of Rs.96,000. The interest rate is around 16% for the tenure period of two years. There are no difficulties in the process.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jan 05, 2019
    • Capital First Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am not satisfied with personal loan experience from Capital first, loan amount was sufficient and the rate of interest was high when compared to others. Customer service was good and they responded on time. Tenure period for this loan is for 4 years.
      Was this review helpful? 6
      , jaipur
      Reviewed on Jan 03, 2019
    • Bank Bazaar Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had came to know about the services of Bank Bazaar through some mails. The process in getting my Personal loan through them has also been good. I had been using their mobile application which has been easy and their customer support team had also been responsive as well.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 18, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience i had with this loan and the loan amount which they had provided has also been good. The interest rate with them has been pretty high when compared with the market rate. There has not been any sort of charges which they had been making so far.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 18, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HDFC bank long time, the loan amount they have given me was very sufficient, the rate of interest they have charged me up to 13% it is nominal for me, even processing fee they have charged me was nominal, now i have closed it within 6-7 months only, my tenure period was up to 2 years, but i have cleared in 7 months my loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 08, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time, there service is Excellent like i did not face any type of complication with this service , i have been applied for credit card from bank bazaar there support team help me out to getting good credit card according to my requirements and even keep on follow up for credit card application and i have been using mobile application and the same was good to use.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 08, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HDFC bank, the loan amount they have given me was sufficient, but the rate of interest they have charged me up to 16-17% they have charged me bit high,the processing fee they have charge me 2000 , they have charged me high, i got loan too fast like i applied before diwali after 2 days i got my loan that was too good in this.
      Was this review helpful? 1
      , jaipur
      Reviewed on Dec 08, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 18 months, the services provided by bankbazaar is good when compared to others. Customer service is good with bankbazaar and they responded on time. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 1
      , jaipur
      Reviewed on Dec 06, 2018
    • Early Salary Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan application approved with Early salary and it was good experience. i received the loan amount immediately after the verification was done. Customer service was good and they responded on time. Loan amount was for Rs 10000 and tenure period was for 1 month.
      Was this review helpful? 1
      , jaipur
      Reviewed on Dec 06, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CAPITAL FIRST , they provide loan of 2700000 and it is satisfactory . My experience was good, the and the rate of interest was nominal when compared to others in the market. The tenure period is 3year and service was good .
      Was this review helpful? 2
      , jaipur
      Reviewed on Nov 25, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 1 year,the service as per my experience was very good as i have applied for credit card through bank bazaar website they provide quick responses they keep on following up with me there customer support team was very good.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 21, 2018
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC bank personal loan from past 5 years, they rate of interest they have charged me is is up to 17% which is nominal for me and they have charge me processing fee but i have no idea how much they have charge me and the loan amount they have given me is up to one and half lakh, there is no problem with customer service team .
      Was this review helpful? 2
      , jaipur
      Reviewed on Nov 21, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbazaar through advertisement, they provide good services when compared to other banking websites. Customer service is good with bankbazaar and their response was prompt. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , jaipur
      Reviewed on Nov 16, 2018
    • Fullerton Personal Loan
      "Need to reduce ROI"
      0.5 3.5/5 "Pretty good"
      My experience was good with Fullerton for personal loan, the process was smooth and i received my loan amount within 7-10 days. The loan amount was for Rs 1.58 lacs with high interest rate and the tenure period was for 3 years. Customer service was good with Fullerton and they responded on time.
      Was this review helpful? 3
      , jaipur
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with the services of Bank Bazaar and i had recently started using the services of them. I had been using their web portal and it had been easy and convenient. Their customer support also had been good and has been helpful at times. But i suggest rather than making calls there should be intimations made through SMS and mails.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 02, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since the interest rate with them has been less when compared with the market rate. The process in getting the loan had been simple and easy. The loan amount has been satisfactory and the charges which they had made has been nominal. Their customer support team also had been nominal as well.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 02, 2018
    • HDFC Bank Personal Loan
      "Good In Customer Service"
      0.5 4.0/5 "Great!"
      I applied for a personal loan with HDFC and my application was processed on time. The customer service is upto the expectations . The rate is interest i find it reasonable as compared to other banks. I am having 11.70% interest here and i am happy that it was processed when i was in need.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 01, 2018
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