Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Jaipur Personal Loan

    Known as the pink city, Jaipur is Rajasthan’s most populous city and houses a variety of the best banks in the country to offer personal loan services to its citizens. The capital of Rajasthan, banks in Jaipur offer personal loans to its citizens for interest rates starting from just 10.99%. The repayment tenures are flexible, ranging up to five years, and the paperwork involved is minimal, thereby making it easy for you to avail financing for your emergency requirements.
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    We found 33 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.75% - 18.00% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
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    10.99% - 17.99% Fixed
    0
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Accelerated Approval
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    20% - 22%  Fixed
    2.50%
    2L Max
    1-3 Years
    Response Time : Within 30 minutes
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    Good to Know
    Eligibility Criteria
    23% Fixed
    2% + Taxes
    10L Max
    1 - 2 Years
    Response Time : Within 30 minutes
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    11.25% - 21.50% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.00% - 16.75% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.25% - 19.99% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
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    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    Response Time : Within 30 minutes
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
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    11.25% - 22.00% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
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    Jaipur Personal Loan is Rated as "Great!" by 830 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur is the capital city of the state of Rajasthan. It is a royal place with several palaces that boast of intricate architecture. The city has a number of beautiful gardens, museums, and even royal courtyards. It is known as the ‘Pink City’. It is a famous tourist destination with many colourful places to visit.

    Apart from being a holiday destination, it is also famous for its trade and commerce activities in industries such as textiles, jewellery, handicrafts, food, etc.

    In Jaipur, one has good access to banking and other financial products due to the presence of many financial institutions. If you are looking to take a personal loan, you can apply for one after comparing interest rates and other fees and charges.

    Jaipur Personal Loan Interest RatesUpdated on 24 May 2019

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 10.99% to 24% p.a.
    Processing Fees Up to 2.5% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Jaipur

    A few of the top lenders that offer personal loans in the city of Jaipur include:

    • Bank of Punjab
    • UCO Bank
    • IndusInd Bank
    • Kotak Mahindra Bank
    • Fullerton India
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • Bank of Maharashtra
    • The Bank of Rajasthan
    • ING Vysya Bank
    • Indian Overseas Bank
    • Standard Chartered Bank
    • Dena Bank
    • Corporation Bank
    • Deutsche Bank
    • Tata Capital
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2018

    Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 11.85% to 14.70% p.a. 1% Rs.25,000 to Rs.15 lakh Up to 84 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank Information not provided. Up to 2% (OTF) Rs.2 lakh to Rs.20 lakh 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

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    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Jaipur Personal Loan Reviews

    • Kotak Personal Loan
      "Charges should be reasonable"
      0.5 1.0/5 "Really Bad"
      I taken personal loan from Kotak Mahindra bank, the principal amount was only Rs. 5000 it has the duration six months. They gave me the emi around Rs. 900 because its a short term loan, the benefits are not much great. Processing fee was also higher side.
      Was this review helpful? 2
      , jaipur
      Reviewed on May 17, 2019
    • RBL Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had taken a Personal loan from RBL a while back and the process in getting the loan was pretty much good. The interest rate which they had offered has been a little on the higher side and the charges has also been more. The loan amount has been sufficient and their customer support team had been pretty much supportive.
      Was this review helpful? 1
      , jaipur
      Reviewed on May 08, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK . I am happy with the process it did not took much time to dispose the loan . They gave sufficient tenure period . They charge high interest rate and processing was nominal with this bank . Not so much of documentation work .
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 29, 2019
    • Bank Bazaar Personal Loan
      "Satisfactory & customer friendly"
      0.5 5.0/5 "Blown Away!"
      I like the process and the customer service in Bank Bazaar, the process was very smooth. I have applied my personal loan for first time, it was referred by colleague and also have seen the advertisement as well. I have used the website and there is no difficulty. I have checked the credit score.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 24, 2019
    • Kotak Personal Loan
      "Need to reduce the interest rate and processing fee"
      0.5 4.0/5 "Great!"
      The process was very smooth and fine for the personal loan. I found the rate of interest and processing fee is high in Kotak Mahindras. The loan amount was less than my expectation. The tenure is 5 years and after one year I can do pre closure. The document process was easy but they took more than 2 weeks for disbursement.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 24, 2019
    • SBI Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this persona loan a while back and the process in getting this loan has been pretty much simple. The loan amount has been good and the interest rate has also been nominal. There has not been any sort of additional charges which they ahd made on this loan.
      Was this review helpful? 5
      , jaipur
      Reviewed on Apr 16, 2019
    • SBI Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the personal loan with the STATE BANK OF INDIA and i have been using it since from last few years. They have given with the satisfactory loan amount added on that the rate of interest is good and nominal. The loan is very good also the service is very good.
      Was this review helpful? 5
      , jaipur
      Reviewed on Apr 16, 2019
    • SBI Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience is good with state bank of India . And I took one personal loan last three month back , my loan amount is 6.50L but I want 7.25L .and rate of interest is 12% and my tenure is 6years ,EMI amount is 13K , and their allover service is good , I am satisfied with this loan ,
      Was this review helpful? 7
      , jaipur
      Reviewed on Apr 16, 2019
    • Bank Bazaar Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      The customer service provided is good and response is also good , last three years I know bank bazaar , through mobile application , and its easy to access , and I gave one suggestion it would be great if bankbazaar works on the approval process.
      Was this review helpful? 1
      , jaipur
      Reviewed on Apr 16, 2019
    • HDFC Bank Personal Loan
      "Avrage"
      0.5 2.0/5 "Expected more"
      My experience was not good with HDFC bank so I did not take personal loan . Because customer service told me about loan , then I thing rate of interest was very high 15 % told me, but customer service was good , I have taken another bank personal loan,
      Was this review helpful? 1
      , jaipur
      Reviewed on Apr 16, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have visited direct HDFC bank and I got personal loan . And I submitting some document the bank approved my loan. My loan amount is 1.80L for 5 years tenure almost 3months complete, and rate of interest is also nominal , and their allover service is good , I satisfied with everything when it comes to this loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 16, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Bank bazaar is good customer service provider and response is also very good . Recently I have known this site through mobile application which is easy to access but it would be great if Bankbazaar suggests all banks to reduce the documentation so that it will be easy for all the customers to avial the financial product.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 16, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for the personal loan and customer service provided me the loan details, they requested for few documents which I don't have. The loan amount was good and rate of interest was also fine. Hence after few days, I went to their branch directly and availed the loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 16, 2019
    • Bank Bazaar Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I know bank bazaar through face-book add recently approx three month then I used mobile apps first time was difficult but I used regular then easy to mobile apps and I applied one card , their customer service is good and response so good I am happy with bank bazaar.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 16, 2019
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My experience was not good with HDFC bank , wnen I was need some loan amount . Their customer service told me about loan , and their rate of interest was very high and processing fee also high , so I did not take that personal loan with HDFC bank,,,
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 16, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I know bank bazaar through mobile application and their customer service is good and response is also good , I have been using application and I got a credit card. I used to check my credit score every month , overall I am satisfied with bank bazaar.
      Was this review helpful? 2
      , jaipur
      Reviewed on Apr 14, 2019
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has approved me a good loan amount and processing fee was nominal but rate of interest was high so I did not taken personal loan with them. I would request them to reduce the interest rate. Their customer service and response was good.
      Was this review helpful? 1
      , jaipur
      Reviewed on Apr 14, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar provides good customer service and their response was on time last one year I know the bank bazaar through website , its easy to access to and I have been using website, first time I visited bank bazaar I am satisfied with bank bazaar and its services.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 13, 2019
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I want to take loan from HDFC bank but I have no salary slip so I did not take loan but their customer service was good and response was also good , and in future I will need loan I visit hdfc bank ,their service is good and rate of interest was also nominal .
      Was this review helpful? 1
      , jaipur
      Reviewed on Apr 13, 2019
    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC BANK and my experience was good, the loan amount is 200000 i applied but got 160000 was sufficient. Rate of interest was very high 18% and even processing fee was also high . Tenure period for this loan is good . No hidden charges .
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 08, 2019
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