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  • Jaipur Personal Loan

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  • Known as the pink city, Jaipur is Rajasthan’s most populous city and houses a variety of the best banks in the country to offer personal loan services to its citizens. The capital of Rajasthan, banks in Jaipur offer personal loans to its citizens for interest rates starting from just 10.99%. The repayment tenures are flexible, ranging up to five years, and the paperwork involved is minimal, thereby making it easy for you to avail financing for your emergency requirements.
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    We found 17 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.75% - 21.45% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Ad 100% PAPERLESS APPROVAL
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    Customer Reviews
    10.99% - 18.99% Fixed
    0.50% - 3.00%
    30L Max
    1-5 Years
    Ad Accelerated Approval
    What you'll love
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    Fees & Charges
    Good to Know
    Customer Reviews
    25.00% - 32.00% Fixed
    3.00% + taxes One time fee
    75K - 5L
    Upto 4 years
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    Fees & Charges
    Eligibility Criteria
    12.99% - 19.75% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    100% PAPERLESS APPROVAL
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    Good to Know
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    Customer Reviews
    18.00% - 36.00% Fixed
    2% - 3% + taxes One time fee
    1L - 5L
    Upto 5 years
    Only KYC docs required
    What you'll love
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    Good to Know
    11.99% - 25% Fixed
    3%- 6% One time fee
    25L Max
    1-5 Years
    100% PAPERLESS APPROVAL
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    13% - 30% Fixed
    0 Zero Processing Fee
    2L Max
    0 - 4 Years
    What you'll love
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.50% - 16.99% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    100% PAPERLESS APPROVAL
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    11.00% - 16.75% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    100% PAPERLESS APPROVAL
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    Eligibility Criteria
    Customer Reviews
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    100% PAPERLESS APPROVAL
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    23% Fixed
    2% + Taxes
    10L Max
    1 - 2 Years
    What you'll love
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    Jaipur is the capital city of the state of Rajasthan. It is a royal place with several palaces that boast of intricate architecture. The city has a number of beautiful gardens, museums, and even royal courtyards. It is known as the ‘Pink City’. It is a famous tourist destination with many colourful places to visit.

    Apart from being a holiday destination, it is also famous for its trade and commerce activities in industries such as textiles, jewellery, handicrafts, food, etc.

    In Jaipur, one has good access to banking and other financial products due to the presence of many financial institutions. If you are looking to take a personal loan, you can apply for one after comparing interest rates and other fees and charges.

    Jaipur Personal Loan Interest RatesUpdated on 16 Oct 2019

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 10.99% to 24% p.a.
    Processing Fees Up to 2.5% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Jaipur

    A few of the top lenders that offer personal loans in the city of Jaipur include:

    • Bank of Punjab
    • UCO Bank
    • IndusInd Bank
    • Kotak Mahindra Bank
    • Fullerton India
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • Bank of Maharashtra
    • The Bank of Rajasthan
    • ING Vysya Bank
    • Indian Overseas Bank
    • Standard Chartered Bank
    • Dena Bank
    • Corporation Bank
    • Deutsche Bank
    • Tata Capital
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2018

    Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 11.85% to 14.70% p.a. 1% Rs.25,000 to Rs.15 lakh Up to 84 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank Information not provided. Up to 2% (OTF) Rs.2 lakh to Rs.20 lakh 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.

        

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Jaipur Personal Loan Reviews

    • Kotak Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I had applied personal loan with KOTAK MAHINDRA BANK online. Rate of interest and processing fee is very high. I received the loan time. They are not deducting the EMI from my account, I always maintain sufficient balance every months for EMI.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2019
    • HDFC Bank
      HDFC Bank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I applied personal loan from HDFC Bank. Their rate of interest is very high so I asked them to close my application. I had submitted my documents online after that no one from HDFC bank turned up for verification. I am not happy with their services.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2019
    • Punjab National Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have saving account with Punjab National Bank. I have been using this account for the past three years. It is a zero balance account. I am really happy with their services. Bank branch and ATMs are nearby. I am using netbanking and mobile banking, it's very useful.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 12, 2019
    • Fullerton Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had applied personal loan with Fullerton. After my application was submitted I did not get any update from Fullerton. I had submitted all my documents on time. Their executive had done verification after that there is no response from them.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 12, 2019
    • Shubh Loans Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      I have applied for Shubh Loans through Online .I have got this loan amount on delay basis it took 1 month time that was the drawback faced by myself .The rate of interest and the processing fee was high ,While submitting the documents there was no difficulties faced ,The agent gave all the required information about the loan process very clearly .The service was quite average according to me.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 10, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      On 2 months before I have taken a personal loan with HDFC BANK which was processed through an online. The verification process was done on time. I was applied for two lakhs 5 thousands but they have given for 2 lakhs only for the tenure of 4 years. They have sanctioned a loan by 10 days. I have submitted required documents.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 09, 2019
    • Fullerton Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I applied personal loan from Fullerton. I paid my first emi and they deducted more than the emi amount. I spoke to their customer care, they said they would call back but no response till now. Their rate of interest is very high. I received the loan on time.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 09, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had applied for personal loan from HDFC Bank. After the application was submitted I did not hear anything from them. I had submitted my documents online. Their rate of interest was nominal as comparison to other banks in the market. Customer service is good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 27, 2019
    • Fullerton Personal Loan
      "Not satisfied"
      0.5 5.0/5 "Blown Away!"
      I had applied personal loan from Fullerton. I am not satisfied with their services. Their rate of interest is higher than any other banks out there. No one came for verification and to collect the documents. After the application was submitted there was no response from them.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 25, 2019
    • Fullerton Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I applied personal loan from Fullerton online. Their rate of interest is very high in comparison to other banks. I had submitted my documents but verification was not done. Their executive called and informed me that I am not eligible because my salary is below 20 thousand.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 25, 2019
    • HDFC Bank Personal Loan
      "Medium"
      0.5 3.0/5 "Satisfactory"
      I was applied for a loan process with HDFC bank but the process was delay took around 2 days to get a call from bank the loan amount sufficient for the tenure period of 4 years. The interest was nominal. From bank closed the loan process due to low credit limit.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 21, 2019
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      I have applied for HDFC Bank personal loan through Online .I have not taken the loan rate of interest was very high .I have not submitted any of my documents for this loan.I have got a clear idea about the loan process when the agent gave the update .There was proper follow up and callback from bank end as well.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Bank personal loan which was been closed due to I am receiving my salary through cash, so due to this they have denied my application, but their should be alternate option rather than closing my personal loan application.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Personal loan through Online .I have not taken this loan since dont have proper documents .I have got all the details about the loan process through the agent .There was no drawbacks faced when applied for this loan ,There was no issues with the rate of interest and the processing fee .
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • ICICI Bank Personal Loan
      "Best Bank"
      0.5 4.0/5 "Great!"
      I already bought a personal loan from ICICI BANK with the interest rate of 14%. The interest rate is good and there was a processing fee which is slightly higher. The loan duration is 5 years. The options are applicable for foreclosure and partial payment with some charges of 1 or 2%.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Actually the rate of interest was very higher so have not processed my personal loan with HDFC BANK. I did not like the interest rate of 15% and have not enquired about processing fee. I have been promised that will be receiving a call in 24hrs but they reached up me 7 to 8days. The documents are provided to the executive.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • HDFC Bank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I had applied HDFC Bank personal loan where the rate of interest was very high, so due to thatI had dropped the my personal loan application and it was been updated me from the HDFC Bank after 4 days I had told them to decrease the rate of interest but they denied.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 15, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for HDFC Bank personal loan through Online .I have not availed the loan since the rate of interest and the processing was too high .I have submitted the required documents also .There was no drawbacks faced when applied for this loan ,I have got all the details about the loan process through the agent.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 14, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Bank personal loan through Online .I have not taken this loan since got the loan from some other source.I have submitted all the required documents ,There was proper callback and response as well .I have got all the details about the loan process.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 14, 2019
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      I had applied for HDFC Bank personal loan where the application was been closed without informing me the reason on my application,I called to customer care of HDFC bank they told they will update me reason for the closure of my application but still I do not know the reason.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 13, 2019
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