Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad Paperless approval available
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    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
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    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
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    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
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    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
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    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
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  • Jaipur Personal Loan is Rated as "Great!" by 641 Users

    Fees & Charges

    Promised Interest Rate

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    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur Personal Loan

    Jaipur, a historic city in the state of Rajasthan.Quite simply, it’s the tenth largest city in the country and is a major destination for global outsourcing companies. That’s the reason there’s a lot of affluence, especially amongst the younger generation that lives here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Jaipur Personal Loan if you are

    01
    02
    03
    04
    Jaipur Personal Loan Minimum Age

    At least 21 years old

    Jaipur Personal Loan Maximum Age

    Less than 65 years old

    Jaipur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Jaipur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Jaipur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Jaipur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Jaipur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Jaipur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Jaipur Personal Loan amount by these steps

    01
    02
    Jaipur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Jaipur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Jaipur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Jaipur Personal Loan Interest RatesUpdated on 19 Oct 2017

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loan in Jaipur

    The historical city of Jaipur is the largest city in the state of Rajasthan. It is also described as the Pink City of India. You can procure a personal loan in Jaipur for any of your requirements. A personal loan is an unsecured loan that is given to help you meet your personal needs.

    Personal loans are offered at reasonably priced rates of interest. They are flexible in nature unlike home loans or car loans. Home loans or car loans can be used only for a specific purpose. On the other hand, personal loans can be utilised for anything without mentioning the purpose.

    You can apply for personal loans through many ways. One of the easiest ways to apply for a personal loan is applying online on the BankBazaar web portal. You can search for loans over here easily and compare the different features of each loan and make a sensible financial decision.

    Personal Loans offered by various Banks in Jaipur

    Let us take a look at the different banks and NBFCs that provide personal loans in Jaipur:

    • Tata Capital
    • Standard Chartered
    • Citibank
    • Capital First
    • HDBFS
    • Oriental Bank
    • IndusInd
    • HDFC Bank
    • Kotak Mahindra
    • Fullerton
    • Kotak Business Loan
    • Bank of Baroda
    • Canara Bank
    • Dena Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2017

    Bank Interest Rate Processing Fee Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton 17.25% to 37% (Fixed) 1.5% to 6% (OTF) Rs.15 lakhs 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 12.90% to 14.90% 1% (OTF) Rs.24,000 to Rs.15 lakhs 5 years
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank 14% (Fixed) Up to 2% (OTF) Rs.20 lakhs 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Check For Latest: Gold Rate in Jaipur Or Silver Rate in Jaipur

    Jaipur Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good financial advisor"
      0.5 4.0/5 "Great!"
      Bank bazaar is a best website to get required financial products.customer support executives are good and fulfilled my requirements.I have browsed bank bazaar website 3-4 times Its really good, get multiple follow ups from the executives.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 16, 2017
    • Kotak Personal Loan
      "Average service "
      0.5 4.0/5 "Great!"
      I had applied for m a personal loan for an amount of five lakhs.Rate of interest is nominal as compared to other banks in the market.They had processed my loan in a short span of time. Overall I am happy to bank with kotak for futher financial products in future.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 16, 2017
    • HDFC Bank Personal Loan
      "Services are excellent"
      0.5 5.0/5 "Blown Away!"
      I do not mind the high interest rates and charges that HDFC Bank offers on the personal loan as I am very happy with the customer services and response. Because the customer needs to be acknowledged when ever he reaches out to the bank and he needs to get a proper response. I get the best of services at this bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2017
    • Bank Bazaar Personal Loan
      "Good services"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar has a good platform where a customer can view all the details of the banks and register and choose the right one. The customer support is also good and satisfactory and there are no hassles in the communication. Overall I had no issues.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2017
    • Kotak Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      Kotak Mahindra bank contacted me for the personal loan and collected my documents. After they collected my documents I got no information from them that the loan got declined. Though I followed up so much the bank took two months to inform me the status.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have approached Bank bazaar for my my personal loan. They have processed very quickly and immediate. The website has many good options like EMI calculator and credit score which is good . I have applied through mobile application. It would be great If they do on time followup calls, other than that they are the best and my overall experience was good here. I would like to recommend also.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with HDFC bank 1 month back The loan amount was 70,000 and the rate of interest was 12% which was average in the market The customer service and responses was up to the mark. The loan process was very easy and the representative was very helpful. They have provided door step service for collecting documents. So I would like to recommend to others . The pre closer is after 1 year here.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar is good and there are no hassles. It was a excellent process. They were immediate to reach out to me and provide me with all the details. There were follow up calls as well. The website is also very much simplified and easy to follow.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2017
    • IndusInd Bank Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      The services and response was good at Indusind Bank. They contacted me on time and collected my documents. The processing fees was higher than what I expected. I was expecting a fee of 1% but I was charged 1.5%. The rate of interest was between 16% to 17% on the personal loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "I want to thank bankbazaar because it is a greater helpful."
      0.5 5.0/5 "Blown Away!"
      BankBazaar is great help for me and I like it. Because every person needs money . Bank bazaar is a good option for every person who had a good capability pay to money in EMI. Also they provide information good credit score in other banks. thanks a lot !!
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 13, 2017
    • Bank Bazaar Personal Loan
      "Experience"
      0.5 4.0/5 "Great!"
      The experience while submitting details was good. The response from Bank Bazar was very quick. The portal is also very much convenient to use as the details are simple and easy to understand and navigate through. Expecting the same experience in future too.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 12, 2017
    • HDFC Bank Personal Loan
      "Fast process"
      0.5 4.5/5 "Excellent!"
      HDFC Bank has offered me the personal loan. It was a preapproved loan. I got the loan on the same day itself without any kind of documentation. The interest rate was around 14% and the processing charges was normal. The after loan process is also good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 11, 2017
    • Bank Bazaar Personal Loan
      "Prompt services"
      0.5 4.5/5 "Excellent!"
      The services at Bankbazaar has been good. The team was very much on time and they contacted me and informed me the details. There were regular follow up calls and the website was also helpful. It was very easy to navigate and find the right bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 11, 2017
    • ICICI Bank Personal Loan
      "Delayed response"
      0.5 3.5/5 "Pretty good"
      After me applying for a personal loan with ICICI Bank. It took around three days for the bank to contact me. In the mean time I got a preapproved loan from my existing bank. The interest rate and processing charges seems to be the same as other banks. It was around 14%.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 11, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      As I'm a 3 years customer with HDFC Bank they offered me a personal loan and I accepted and availed the personal loan. This personal loan started by last year. They offered me the loan with 13% as rate of interest which is nominal. The processing fees I don't remember but they deducted it from my loan amount.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 09, 2017
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I had opted for a HDFC personal loan for an amount of 2.5 lakhs The processing fee charged by them was around 1%. Rate of interest levied by them was around 14.85%, EMI was around 8000 rupees with the tenure of three years. I got fast response and fast service from them.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 08, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I received call from bank bazaar with in 20mints after applying online. I regularly received calls from them on my application. They had done their work well. The contacted me in a proper manner and provided all the details for the loan in a good way.The service is really prompt with bankbazaar.com.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 08, 2017
    • Kotak Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I did not face any issues with Kotak Mahindra Bank when I applied for a personal loan with them.they had just said customer application does not meet the bank norms so the loan cannot be processed. I had applied for loan amount 1.50 laks but It did not went through.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 08, 2017
    • Bank Bazaar Personal Loan
      "Exellent Service"
      0.5 5.0/5 "Blown Away!"
      Good cooperate, Its a gives an immediate response, Nice service and good team work. The experience at Bankbazaar has been good and they were very much responsive. Good service easy update documents online. The options given online is very good and they provide fast service too.Its too good
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 06, 2017
    • SBI Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with SBI.The loan amount was 7 lakhs and the rate of interest was 14.35% before and they have reduced it to 13.6% so satisfactory.The process was very easy and representative was supportive.They have sanctioned the loan with committed time.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 06, 2017
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