Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 16.49% Fixed
    0 Bankbazaar Exclusive
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
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    11.50% - 17.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.49% - 18.25% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
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    10.99% - 14.49% Fixed
    0%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
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    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
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  • Jaipur Personal Loan is Rated as "Great!" by 714 Users

    Fees & Charges

    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur Personal Loan

    Jaipur is the capital city of the state of Rajasthan. It is a royal place with several palaces that boast of intricate architecture. The city has a number of beautiful gardens, museums, and even royal courtyards. It is known as the ‘Pink City’. It is a famous tourist destination with many colourful places to visit.

    Apart from being a holiday destination, it is also famous for its trade and commerce activities in industries such as textiles, jewellery, handicrafts, food, etc.

    In Jaipur, one has good access to banking and other financial products due to the presence of many financial institutions. If you are looking to take a personal loan, you can apply for one after comparing interest rates and other fees and charges.


    You’re probably eligible for an Jaipur Personal Loan if you are

    01
    02
    03
    04
    Jaipur Personal Loan Minimum Age

    At least 21 years old

    Jaipur Personal Loan Maximum Age

    Less than 65 years old

    Jaipur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Jaipur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Jaipur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Jaipur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Jaipur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Jaipur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Jaipur Personal Loan amount by these steps

    01
    02
    Jaipur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Jaipur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Jaipur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Jaipur Personal Loan Interest RatesUpdated on 21 Jul 2018

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 10.99% to 24% p.a.
    Processing Fees Up to 2.5% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loans offered by Various Lenders in Jaipur

    A few of the top lenders that offer personal loans in the city of Jaipur include:

    • Bank of Punjab
    • UCO Bank
    • IndusInd Bank
    • Kotak Mahindra Bank
    • Fullerton India
    • Oriental Bank of Commerce
    • State Bank of India (SBI)
    • Bank of Maharashtra
    • The Bank of Rajasthan
    • ING Vysya Bank
    • Indian Overseas Bank
    • Standard Chartered Bank
    • Dena Bank
    • Corporation Bank
    • Deutsche Bank
    • Tata Capital
    • Citibank
    • Andhra Bank
    • IDBI Bank
    • Aditya Birla
    • Vijaya Bank
    • ICICI Bank
    • Axis Bank
    • HDFC Bank
    • Syndicate Bank
    • Punjab National Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2018

    Bank Interest Rate Processing Fee Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 11.85% to 14.70% p.a. 1% Rs.25,000 to Rs.15 lakh Up to 84 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank Information not provided. Up to 2% (OTF) Rs.2 lakh to Rs.20 lakh 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Check For Latest: Gold Rate in Jaipur Or Silver Rate in Jaipur

    Jaipur Personal Loan Reviews

    • Aditya Birla Finance Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It had been a better experience i had with the services of them. The loan amount which they had provided had been satisfactory and the interest rate which they ahd been offering has been average or normal compared with the market rate. I had taken this loan for my personal purpose. There has not been any hassles with the process through them.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Interest rates are high but service is good"
      0.5 4.0/5 "Great!"
      Mainly there is a huge interest rate in ICICI. It is a 14.5% i have closed this loan now. They have charged me 5% to pre-close the loan which is quite high compared to other banks. I had applied the loan of 10 lakhs and i have paid around 4 lakhs. I have opted the tenure period of 4 years. I have paid the Equated Monthly installment of Rs. 27780. I never face any issue with ICICI bank. The documentation process is not much tough since I'm a regular customer of ICICI.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 30, 2018
    • Bank Bazaar Personal Loan
      "Bankbazaar is performing well"
      0.5 5.0/5 "Blown Away!"
      I'm very much satisfied with bankbazaar. Their is a proper co-ordination from the bankbazaar people. I don't face any issue purchasing this personal loan. I come to know about bankbazaar through online. They are providing very good services. I used to received a credit score weekly. I'm a regular user of bankbazaar. Sometimes i used to check the details of credit card and personal loan details.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 30, 2018
    • Kotak Personal Loan
      "Good bank to take personal loan"
      0.5 5.0/5 "Blown Away!"
      It took lots of time to disburse the loan. I had done a many follow up from them. Their is a lots of issues while processing the loan. They used to say will process the loan within 24 hours and their is no proper intimation also from them. They never called for the delay of the loan. The relationship manager did not give any proper response. They have provided the interest rate of around 13%. And processing fee of 0.5%.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 30, 2018
    • Bank Bazaar Personal Loan
      "Bankbazaar"
      0.5 5.0/5 "Blown Away!"
      I am absolutely happy with the service rendered by bankbazaar. Just that I am unhappy with their partner bank as the service rendered by them was not up to market standard, also they should have processed the request on time. The information showcased on the bankbazaar site is accurate and it is sufficient.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 28, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      Got my personal form Hdfc bank , as the rate of interest is nominal one . Paying the payments through Ecs . Got approved in just instant approval process by mobile banking application and there is no processing fees for the personal loan. Their customer service and response is good regarding personal loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 26, 2018
    • Bajaj Finserv Personal Loan
      "Customer service response is less"
      0.5 5.0/5 "Blown Away!"
      The provided the best services. The given a time to time services. Overall the services are best. The processing fee and interest rates are nominal. I have applied a loan amount for 5.6 lakhs for that I'm paying a EMI of 12000. I have taken the loan before 2 years.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jun 22, 2018
    • Bank Bazaar Personal Loan
      "Overall the service is good"
      0.5 4.0/5 "Great!"
      The customer is good because i never had a very good satisfied ever with other customer which i got from bankbazaar. Actually i have received a promotional mail from bankbazaar time to time. I clicked on the link and filled the information for personal loan. Website is easy and approachable. This is the 1st time i have visited the website and i have downloaded the app also. App is good and actually still now i never tried using the app.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • Tata capital Personal Loan
      "Need to improve the customer care service"
      0.5 4.0/5 "Great!"
      I have not received the loan on time. I have applied on 10th April but i have received loan on 18th May. Actually, The TATA CAPITAL they have not processed my loan. I followed up with them many times. The interest rates are nominal. I used to make the payment through ECS. The customer care service is not good because the waiting time was huge its take around 25 minutes even though i cannot able to speak with the customer care executive.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • SBI Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from SBI and my loan experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Customer service was good and they followed up on time. The tenure period for this loan is 4 years.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 06, 2018
    • Tata capital Personal Loan
      "Loan from Tata Capital"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from TATA CAPITAL and the approved loan amount was 1.5 lakhs. The rate of interest was 11 %.The monthly EMI comes around 4500 for a tenure of 3 years. The processing was very good and fast.The customer service was also good.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 25, 2018
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 3.0/5 "Satisfactory"
      I am satisfied with the service of bankbazaar and i have submitted all the documents with them. But they have not regularly updated my status of my loan application. Even i have to do the follow up to know the application status with the verification officer from the bank end. It could be better if bankbazaar take the initiative to let know the customer about the status of the application.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 25, 2018
    • HDFC Bank Personal Loan
      "Good bank for loan"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC bank and the approved loan amount was 3.5 lakhs. The rate of interest was 12 %.The monthly EMI comes around 7000 for a tenure of 5 years. The do have a foreclosure facility were the charges will be 3 to 4% of the outstanding loam amount.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 25, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I recently got the home loan , so that was the reason I have closed the personal loan application with the ICICI bank. The service was good from the ICICI bank they gave me better response . The customer support service is pretty good with the ICICI bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 16, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar service is excellent and they understands the customer's requirement and they give quick response to the customers. The customer support service and the response is good from the bank bazaar team. I use the bank bazaar mobile application which is easy to use and it is user friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The ICICI bank was about to approve the personal loan and they have sent their executives to collect the documents , but I am not available to submit the documents on time , so that was the reason I haven't got the personal loan from ICICI bank. The customer support service and the response is average with the ICICI bank. The rate of interest and the charges are average here.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 16, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approved CITI bank for my personal loan but they have rejected my application since they cant provide loan for Jaipur location which was disappointing.The loan amount was looking for was 8 lakhs and the interest rate was 12.49. The customer service and responses was good.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 08, 2018
    • ICICI Bank Personal Loan
      "Dissatisfied with the Loan Expereience "
      0.5 2.0/5 "Expected more"
      I didn't receive the loan from the ICICI bank because I wasn't able to submit the salary slips. I receive salary in hand so the loan got rejected. I am not impressed with their application process. There should be an alternative option for subscribers who receives salary in hand.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 06, 2018
    • IndusInd Bank Personal Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      I have inquired about the personal loan with the Indus ind bank ,I personally visited the Indus ind bank for the loan , but they have told that they can't reduce the rate of interest and so that was the reason I haven't got the personal loan from the Indus ind bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 18, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a one stop solution for all the financial products .The customer service and responses was up to the mark. The web portal's accuracy and speed is good. The websites options on banks and Interest rate was really good. My overall experience was good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Mar 13, 2018
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