Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Jaipur Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    0 One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.70% - 11.70% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Jaipur Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank and the process to get this loan was smooth. I have also closed the loan. I did not have any issues to close the loan. It was a nice experience overall. The interest rate and processing charges was normal.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The website of Bankbazaar is very user friendly. I did not find any issues in accessing the portal and in the whole process through. The response was instant and as a medium between the bank and the customer they have done their job well. The services is good in all.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 12, 2017
    • Standard Chartered Bank Personal Loan
      "Services are good But not the terms and conditions"
      0.5 5.0/5 "Blown Away!"
      I got a call from Standard Chartered Bank for the personal loan. The reason why I did not take the loan is because of the terms and conditions. The prepayment had charges and most of all I wanted to do it after a month. But the bank had an option only after a year.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Supportive services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has a very helpful team. Whenever I call them within five minutes I get my clarifications sorted out. Even if there are network issues, I get a response sooner and there is no delay. The website is also good and very simple to understand.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 02, 2017
    • ICICI Bank Personal Loan
      "High ROI and charges"
      0.5 5.0/5 "Blown Away!"
      I have always enjoyed first class services from ICICI Bank. I have taken a personal loan and the experience is good. I got the loan within a week. The interest rate was around 14% which is a expensive rate and so was the processing charges. The bank is not recommendable too.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 02, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Well, I had received a proper information and proper service from bankbazaar when I applied for the loan. They are very much responsive and they forwarded my application to the bank. Coming to the website it is good to use and it is informative too. I had no issues with their service and this was my very first experience infact, however it was pleasant.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 01, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      ICICI bank gave a good response and customer service but they denied the loan when I applied. Recently I applied for the personal loan but that had denied the loan as salary norms not met. Apart from that, I did not have any other discussions with them. I had applied for a loan amount of 3 lakhs.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 01, 2017
    • Bank Bazaar Customer Support
      "Best "
      0.5 5.0/5 "Blown Away!"
      It is really a good experience to submit my PL application with Bank Bazaar , team is very much supportive. they understand my need and suggest me with a better options. it is easy to compare here. I personally suggest to all if any buddy looking for a loan can go through bank bazaar.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 14, 2017
    • Bank Bazaar Customer Support
      "Good Response"
      0.5 5.0/5 "Blown Away!"
      Good Response I am happy with bankbazaar services. I had received proper followup calls and updates from bankbazaar. I did not find any issues with the bank. Their website is very easy to handle and it is informative. It is useful to select the bank based on the interest rate and other charges.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 12, 2017
    • Kotak Personal Loan
      "Satifactory service"
      0.5 3.0/5 "Satisfactory"
      It was a smooth process with Kotak bank related to the personal loan.The loan process was very easy.They have not applied any charge in the loan process.The executive who handled the loan process was very friendly to me in assisting in 2014 I have availed this personal loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 09, 2017
    • SBI Personal Loan
      "Satifactory service"
      0.5 3.0/5 "Satisfactory"
      Processing fee is very less with the SBI, when it comes to personal loan, also the rate of interest is 14% very less. Customer service is very good one with them, and the loan mount I applied for 4 to 5 lakhs. I am holding this account got more them 5 years of time.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 09, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar has been good in the overall process. They have been quick in responding and they stayed connected through the process by providing the follow up calls. I approached bankbazaar website and applied for the personal loan on the site with in 24 hours I received call from them after applying
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 09, 2017
    • HDFC Bank Personal Loan
      "Responce was not good"
      0.5 2.0/5 "Expected more"
      Basically the HDFC bank didn't ready to provide the loan amount which is required I received call from bank and they said they will arrange a executive to come and collect the documents but no one turned up,there was no proper communication from the bank and the loan mount I applied for 2 to 3 lakhs.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 09, 2017
    • Bank Bazaar Customer Support
      "Good And Easy "
      0.5 4.5/5 "Excellent!"
      It is very Great, it is an Easy Process Via Online document upload realy 60% of the work is done with In Some little time. It is very much competitive complete process for time saving for the bank too. Very clearly I would say, it is really nice and useful.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 07, 2017
    • Bank Bazaar Customer Support
      "Very easy for an individual use, easy to understand process"
      0.5 5.0/5 "Blown Away!"
      It is very easy for an individual to use and easy to understand process keep using but please increase customer service executive communication as per better understand I urgently require loan and it best option for anyone can use and take the loan instantly.
      Was this review helpful? 2
      , jaipur
      Reviewed on Jul 07, 2017
    • Bank Bazaar Customer Support
      "Superb site"
      0.5 5.0/5 "Blown Away!"
      Hello, this is an amazing site where you are proving paperless loan facilities fast. Great...go ahead...good luck bank bazaar. I really appreciate your fast service. I am still waiting for my loan but if I get it asap, than it would be really superb feeling because you are saving my precious time.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 01, 2017
    • Bank Bazaar Customer Support
      "Good, Can do better"
      0.5 4.5/5 "Excellent!"
      The services was overall good at Bankbazaar as they contacted me on time. But there has to be an improvement on the kind of connection dot between the bank and this portal. There are many details which were not matching, like the rate of interest and the number of days the process would take place.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Provide as promised"
      0.5 4.0/5 "Great!"
      I had taken my personal loan from HDFC Bank and the process was not completed within two days as I was informed at the beginning. The process was finally done in two weeks. The interest rate and processing charges was on the higher side as well.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • SBI Personal Loan
      "Always the best"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan on many occasions from State Bank of India. Every time I approached the bank they were very much responsive and they have processed my application quickly and the loan got disbursement on time and as needed. The deal on the interest rate and charges were very much normal too.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Nice experience"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good and the overall experience is nice. As a mediator they processed my details quickly and the follow up calls was also good. I am happy with the response I received. The website is also comfortable to use and easy to understand.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
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    Jaipur Personal Loan is Rated as "Great!" by 588 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur, a historic city in the state of Rajasthan.Quite simply, it’s the tenth largest city in the country and is a major destination for global outsourcing companies. That’s the reason there’s a lot of affluence, especially amongst the younger generation that lives here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Jaipur Personal Loan if you are

    01
    02
    03
    04
    Jaipur Personal Loan Minimum Age

    At least 21 years old

    Jaipur Personal Loan Maximum Age

    Less than 65 years old

    Jaipur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Jaipur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Jaipur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Jaipur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Jaipur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Jaipur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Jaipur Personal Loan amount by these steps

    01
    02
    Jaipur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Jaipur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Jaipur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Jaipur Personal Loan Interest RatesUpdated on 16 Aug 2017

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loan in Jaipur

    The historical city of Jaipur is the largest city in the state of Rajasthan. It is also described as the Pink City of India. You can procure a personal loan in Jaipur for any of your requirements. A personal loan is an unsecured loan that is given to help you meet your personal needs.

    Personal loans are offered at reasonably priced rates of interest. They are flexible in nature unlike home loans or car loans. Home loans or car loans can be used only for a specific purpose. On the other hand, personal loans can be utilised for anything without mentioning the purpose.

    You can apply for personal loans through many ways. One of the easiest ways to apply for a personal loan is applying online on the BankBazaar web portal. You can search for loans over here easily and compare the different features of each loan and make a sensible financial decision.

    Personal Loans offered by various Banks in Jaipur

    Let us take a look at the different banks and NBFCs that provide personal loans in Jaipur:

    • Tata Capital
    • Standard Chartered
    • Citibank
    • Capital First
    • HDBFS
    • Oriental Bank
    • IndusInd
    • HDFC Bank
    • Kotak Mahindra
    • Fullerton
    • Kotak Business Loan
    • Bank of Baroda
    • Canara Bank
    • Dena Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2017

    Bank Interest Rate Processing Fee Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton 17.25% to 37% (Fixed) 1.5% to 6% (OTF) Rs.15 lakhs 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 12.90% to 14.90% 1% (OTF) Rs.24,000 to Rs.15 lakhs 5 years
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank 14% (Fixed) Up to 2% (OTF) Rs.20 lakhs 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Check For Latest: Gold Rate in Jaipur Or Silver Rate in Jaipur
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