Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Jaipur Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 16.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Ad Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.70% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Jaipur Personal Loan is Rated as "Great!" by 683 Users
    Personal Loan BYTES FROM OUR KITCHEN

    Jaipur Personal Loan

    Jaipur, a historic city in the state of Rajasthan.Quite simply, it’s the tenth largest city in the country and is a major destination for global outsourcing companies. That’s the reason there’s a lot of affluence, especially amongst the younger generation that lives here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Jaipur Personal Loan if you are

    01
    02
    03
    04
    Jaipur Personal Loan Minimum Age

    At least 21 years old

    Jaipur Personal Loan Maximum Age

    Less than 65 years old

    Jaipur Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Jaipur Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Jaipur Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Jaipur Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Jaipur Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Jaipur Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Jaipur Personal Loan amount by these steps

    01
    02
    Jaipur Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Jaipur

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Jaipur Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Jaipur Personal Loan Interest RatesUpdated on 20 Jan 2018

    Jaipur Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loan in Jaipur

    The historical city of Jaipur is the largest city in the state of Rajasthan. It is also described as the Pink City of India. You can procure a personal loan in Jaipur for any of your requirements. A personal loan is an unsecured loan that is given to help you meet your personal needs.

    Personal loans are offered at reasonably priced rates of interest. They are flexible in nature unlike home loans or car loans. Home loans or car loans can be used only for a specific purpose. On the other hand, personal loans can be utilised for anything without mentioning the purpose.

    You can apply for personal loans through many ways. One of the easiest ways to apply for a personal loan is applying online on the BankBazaar web portal. You can search for loans over here easily and compare the different features of each loan and make a sensible financial decision.

    Personal Loans offered by various Banks in Jaipur

    Let us take a look at the different banks and NBFCs that provide personal loans in Jaipur:

    • Tata Capital
    • Standard Chartered
    • Citibank
    • Capital First
    • HDBFS
    • Oriental Bank
    • IndusInd
    • HDFC Bank
    • Kotak Mahindra
    • Fullerton
    • Kotak Business Loan
    • Bank of Baroda
    • Canara Bank
    • Dena Bank

    How to Get a Personal Loan with the Lowest Interest Rate in Jaipur

    Are you trying to get a good interest rate for your personal loan in Jaipur? You will have to build your creditworthiness in order to secure a great loan deal. You need to make sure that your credit score is 750 and above. This will prove that you are a trustworthy borrower. Once your lender understands that you are responsible with money, you will be allowed to negotiate for a good loan deal.

    In case you have a pretty bad credit score, you can enhance it by clearing off all your previous debts as soon as possible. If you have any pending credit card bills, you will need to pay them fully.

    You should also ensure that you choose your loan amount and loan tenure depending on your existing finances, your expenses, and your repayment ability. You should avoid taking a very high loan amount if you are doubtful about your repayment capacity.

    If you have a good idea about borrowing and repaying on time, you will be able to secure a splendid interest rate for your personal loan EMIs.

    Personal Loan Interest rates in Jaipur 2018

    Bank Interest Rate Processing Fee Loan Amount Tenure
    Citibank 11.49%-15.99% (Fixed) 1% to 2.5% Rs.30 lakhs 1-5 years
    Capital First 12%-18% (Fixed) Up to 1.5% (OTF*) Rs.15 lakhs 1-5 years
    Standard Chartered 10.99%-14.49% Nil Rs.30 lakhs 1-5 years
    HDBFS 13.99%-16.99% 1%-2% (OTF) Rs.30 lakhs 1-5 years
    TATA Capital 11.99%-19.50% Nil Rs.20 lakhs 1-6 years
    ICICI Bank 11%-17.99% 2.25% (Min. Rs.1,149) Rs.20 lakhs 1-5 years
    IndusInd Bank 11.99%-19% (Fixed) Up to Rs.3,000 (OTF) Rs.25 lakhs 1-5 years
    Oriental Bank 10.85%-11.85% 0.5% (OTF) Rs.50,000-Rs.10 lakhs 1-5 years
    HDFC Bank 10.99%-19.8% (Fixed) Up to 2.5% (OTF) Rs.25 lakhs 1-5 years
    Aditya Birla 11.5% to 13.25% (Fixed) Nil Rs.30 lakhs 1-5 years
    Fullerton 17.25% to 37% (Fixed) 1.5% to 6% (OTF) Rs.15 lakhs 1-4 years
    Kotak Business Loan 12.99% to 14.50% 0.99% to 2% Rs.45 lakhs 1-5 years
    HDBFS Business Loan 15.95%-18.95% (Fixed) 2% (OTF) Rs.20 lakhs 1-3 years
    Kotak Mahindra 11.49% - 20.15%Fixed Up to 2% Rs.15 lakhs 1-5 years
    Allahabad Bank 13.10% (Fixed) 1.22% (Min. Rs.1,228) Rs.50,000 to Rs.7.5 lakhs 1-5 years
    Bank of India 13%-14% (Fixed) Rs.1,000 to Rs.10,000 (GST not included) Rs.10,000-Rs.5 lakhs 1-3 years
    Bank of Baroda 11.35%-14.35% (Fixed) 1% (Min. Rs.1,000) OTF Rs.20,000 to Rs.2 lakhs 4 years
    BOM 12.75% (Fixed) 1% (Min. Rs.1,000) Rs.1.5 lakhs 1-3 years
    Canara Bank 12.75% (Floating) Rs.1,000 to Rs.5,000 (OTF) Rs.3 lakhs 5 years
    Dena Bank 13%-14% (Fixed) 1% (OTF) Rs.15,000 to Rs.1 lakh 1-3 years
    Central Bank 11.4% (Floating) Rs.500 (OTF) Rs.10 lakhs 4 years
    Indian Bank 12.65% to 13.65% (Floating) Rs.508 to 0.508% (OTF) Rs.50,000 Max. 3 years
    IDBI Bank 12.20% (Floating) 1%+S.T. (OTF) Rs.50,000 to Rs.10 lakhs 1-5 years
    IOB 13.65% (Fixed) 1.01% to 1.10% (OTF) Rs.1 lakhs to Rs.15 lakhs 1-5 years
    South Indian Bank 13% (Fixed) 0.50% (OTF) Rs.3 lakhs 1-4 years
    Karur Vysya 13.35% to 15.85% 0.4% (OTF) Rs.1 crore Max. 1-3 years
    SBI 12.90% to 14.90% 1% (OTF) Rs.24,000 to Rs.15 lakhs 5 years
    Vijaya Bank 13.50% (Fixed) Nil Rs.10 lakhs 1-5 years
    Tamilnad Mercantile 14.30% to 16.30% (Floating) 1% (OTF) Rs.2 lakhs Max. 1-5 years
    Union Bank 14.4% (Floating) 0.5% (Min. Rs.500) OTF Rs.5 lakhs Max. 1-5 years
    UCO Bank 11.35% to 11.60% (Fixed) 1% (Min. Rs.750) OTF Rs.10 lakhs 5 years
    Yes Bank 14% (Fixed) Up to 2% (OTF) Rs.20 lakhs 1-5 years

    *OTF – One Time Fee

    Salary Requirements to avail Personal Loans in Jaipur

    When a bank or an NBFC receives your personal loan application, they will need to check if you are eligible to take the loan. You will need to meet certain requirements when you are applying for a personal loan in Jaipur:

    • You should be at least 21 years old.
    • You should not be more than 65 years old.
    • You should be earning a steady income on a regular basis.
    • Your monthly income should be at least Rs.17,500 every month.
    • The maximum personal loan amount ranges from Rs.50,000 to Rs.30 lakh.
    • The maximum loan period is 5 years.
    • You will need to give certain documents in order to complete your loan application process. The documents include proof of residence, bank statement for the most recent 6 months, age proof, address proof, Form 16 or Income Tax Returns, Income Tax Returns for the most recent 3 years, your photograph, your signed application form.

    Jaipur Personal Loan FAQs

  • How can I repay my personal loan?

    You can repay your personal loan through multiple modes. You can repay your personal loan conveniently by choosing the equated monthly installment (EMI) option. You may also choose the debit option where you will have to connect your personal loan account to your savings account.

  • Will I need to pay any pre-closure charge for a personal loan in Jaipur?

    This depends on the bank or NBFC that you choose. If you choose pre-closure, you may have to pay a fee of 2 to 5%.

  • Do I need to get a guarantor while applying for a personal loan in Jaipur?

    No, you will not require a guarantor to apply for a personal loan.

  • What are the documents that need to be submitted by applicants who are self-employed?

    If you are a self-employed applicant, you will need to give a balance sheet and a profit and loss account that are audited or CA certified for the most recent 3 years.

  • When I choose BankBazaar for the personal loan application process, can I get a custom quote?

    Yes, you will need to choose your gender, your city, enter the organisation you work for, and enter your income details. According to the information you enter, you will receive a custom quote.

  • Check For Latest: Gold Rate in Jaipur Or Silver Rate in Jaipur

    Jaipur Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good platform"
      0.5 5.0/5 "Blown Away!"
      I had a very good experience with BANK BAZAAR. The customer service and responses was up to the mark. The website has many good feature on banks and Interest rate . I have not faced any run time or down time error while using it . I would like to recommend to others.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 20, 2018
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with KOTAK bank.The loan amount was 1 lakh and the interest rate was 16.99% which is bit high than other banks. The EMI period was 3 years. Ere the pre closure is after 1 year and the processing was also nominal. My overall experience was excellent and I am happy with the service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 20, 2018
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I applied for a personal loan through bank bazaar. The process was very faster and they forwarded the application to the concern bank. The website was easy to access and user friendly. This was the first time experience and I came to know about the website through internet.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 20, 2018
    • Standard Chartered Bank Personal Loan
      "Faster approval"
      0.5 5.0/5 "Blown Away!"
      It was good experience with Standard Chartered Bank. I have taken 15L as a personal loan. I need to pay EMI amount of 32,600/month. The rate of interest was 10.9% which was normal like other banks. It is a zero processing fee. Documents are collected by the executive. I am happy with the customer service and response.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 20, 2018
    • Bank Bazaar Personal Loan
      "Good One"
      0.5 4.0/5 "Great!"
      It was a good experience which I had with bankbazaar , when I applied for the loan process . The customer service was good from the bank side . I received Call within a day time as after i registered on the website . The Website of bank bazaar was easy to use and user friendly .
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 29, 2017
    • Kotak Personal Loan
      "NOT HAPPY"
      0.5 1.5/5 "Bad"
      The customer service was not that good as i expected . There was to much of documentation , they asked one thing i am unhappy about . The bank gave me a full approval for the amount i asked for . Within 14 to 15 days the money got Disbursed from the bank side . The Rate of interest was there for 14.50% and the processing fee was there of 7K they charged . It could have been much more better experience KOTAK Bank .
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 29, 2017
    • HDFC Bank Personal Loan
      "Best service"
      0.5 4.0/5 "Great!"
      I have taken a Personal loan with HDFC bank,The loan amount is one lakh.Rate of interest is nominal as compared to others.Net banking is for to do online payment.The tenure is for three years.I feel the service is good and i am happy banking with them.
      Was this review helpful? 5
      , jaipur
      Reviewed on Dec 27, 2017
    • Axis Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Axis bank,they had offered the amount requested is 3 lakhs.Rate of interest is 15.67%.The customer service is not up to the mark as they need to work on it.The loan got credited within 15 days of time.they have deducted processing fees of 8000.
      Was this review helpful? 3
      , jaipur
      Reviewed on Dec 11, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a useful website where i get to know a comparison of banking products,information is fast and quick.The customer service is good,I applied for a personal loan through bank bazaar.The website is user friendly and easy to navigate.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 11, 2017
    • ICICI Bank Personal Loan
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with ICICI bank.The loan amount is two lakhs,rate of interest is 15.99% nominal as compared to others.They had processed the request within 10 days.The executives collected documents from my place.They have deducted processing fees of Rs 9000.
      Was this review helpful? 2
      , jaipur
      Reviewed on Dec 11, 2017
    • Bank Bazaar Personal Loan
      "Easy to Navigate"
      0.5 5.0/5 "Blown Away!"
      I appreciate the paper less process followed by Bank Bazaar its very convenient to apply for the loan products, From my place I had done all the documentation process. The Bank Bazaar site is very easy to apply for the banking products and also its very easy to process.
      Was this review helpful? 1
      , jaipur
      Reviewed on Dec 05, 2017
    • ICICI Bank Personal Loan
      "Response part should be improved"
      0.5 5.0/5 "Blown Away!"
      I have submitted salary slip, KYC document for the ICICI personal loan, but they taken long time to complete the entire loan process. Response was not upto the mark after submitting the documents. Finally I took Rs. 1.9 lakhs for the tenure of 48 months. I would like suggest them response part should be improved.
      Was this review helpful? 1
      , jaipur
      Reviewed on Dec 05, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This app is too good to know about your financial conditions and future financial plan.i have to say about this app that this app is the backbone of financials needy. I have used it many times. I got always a positive response in favour of me. I suggest to you to use it. Thank u bankbazaar team i shall be highly obliged to u forever. Again thank u With regards Salim mohammad gour
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 28, 2017
    • Bank Bazaar Personal Loan
      "i am happy with this service of bankbaszar.com team thanks "
      0.5 4.0/5 "Great!"
      I compared the interest rate offered by various banks. Bankbazaar site is easy to understand and to get good support for all financial products, Response was very good for personal loan when it comes to Bank Bazaar. Website was so convenient to get the banking information through online.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Wonderful"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good and I would like to say that the website is easy to access, also its good too. I am happy with the Bankbazaar.com, also the website is really easy to access. Service aspects are really better one for me with them.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 23, 2017
    • ICICI Bank Personal Loan
      "Best"
      0.5 4.0/5 "Great!"
      Rate of interest for the personal loan with the ICICI bank was around 15%, also the customer service is fine one for me with in a week of time. Customer service is better one with the ICICI bank for the personal loan, which I have got.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I came to know about bankbazaar through google and one of my friend, it was a very good experience with bankbazaar so far. I know bankbazaar.com from last 1 year. The customer service was good and their response was prompt. The mobile application is easy to use and it is user friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 15, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from ICICI bank, my loan application was closed because i already had an ongoing loan with other bank. When it comes to customer service, it was good and their response was also good. The rate of interest was way too high when compared with all the other banks.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "Easy banking options"
      0.5 4.0/5 "Great!"
      I have been using Kotak Mahindra for my savings account and they have been providing good support to me from the start. Their services are all great, and the netbanking is pretty neat and easy to use. They are the only Bank in which you can do the whole banking from you phone itself.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 09, 2017
    • HDB Financial Services Personal Loan
      "Good process"
      0.5 3.0/5 "Satisfactory"
      ROI 12%..Process was short This is a Financial Service which provides you loan on the basis of your Credit Score and being an associate of one of the top most Bank, you tend to trust them more. Their Loan process was short and the rate of interest of 12% is alright with me.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 09, 2017
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