Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 32 Guwahati Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.75% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
     Loading your search... Loading your search...
  • Guwahati Personal Loan is Rated as "Great!" by 293 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Guwahati Personal Loan

    Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India.Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Guwahati Personal Loan if you are

    01
    02
    03
    04
    Guwahati Personal Loan Minimum Age

    At least 21 years old

    Guwahati Personal Loan Maximum Age

    Less than 65 years old

    Guwahati Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Guwahati Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Guwahati Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Guwahati Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Guwahati Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Guwahati Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Guwahati Personal Loan amount by these steps

    01
    02
    Guwahati Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Guwahati

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Guwahati Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Guwahati Personal Loan Interest RatesUpdated on 18 Nov 2017

    Guwahati Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan
    Check For Latest: Gold Rate in Guwahati Today Or Silver Rate in Guwahati Today

    Guwahati Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Pretty good"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good and am using it from the last six months of time. I would like to say that the online portal of the Bankbazaar.com is very good and the response is fine one with the Bankbazaar.com. I am happy using this website bankbazaar.com.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the ICICI bank and everything was good. The loan amount got disbursed within a month of time. I would like to say that the rate of interest is around 14.7% for the personal loan. I am happy with the ICICI bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 16, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied with the site bankbazaar.com and it is very much cooperative . I am using this Bankbazaar.com for the first time. Further everything is up to the mark and I am very much satisfied too. I am happy with the service provided by bankbazaar.com.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 14, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan with the HDFC bank and everything is an excellent one for me. I would like to say that the response is really good and it is the best with the HDFC bank and the loan amount got disbursed on time which is a okay kind of thing.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 14, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Earlier I had applied for a loan through bank bazaar the services are good so I have applied again. The representative always keep in touch, providing a proper solution and very helpful. The response was proper and prompt. The website was easy to access.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 13, 2017
    • HDFC Bank Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      The customer service and response is good with HDFC Bank. It is a zero processing fee. The interest rate is nominal. First I submitted the documents online but it was rejected. I had submitted to the branch office. The loan process was normal. The payment of around 4K will be debited from my salary account as EMI.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 13, 2017
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The experience with bankbazaar was good so far, the services provided by bankbazaar is good when compared to all other banking websites. I know bankabzaar.com from last 2-3 years. The customer service was good and prompr. I am using the mobile application, it is easy to access and it is user friendly.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 09, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, my loan application was approved and the requested amount was disbursed. The customer service was up to the mark and average. The relationship manager from ICICI did not respond for follow up. They provided door step service for the collection of documents. The process was quite long, it took more than a week for the loan to get approved. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 09, 2017
    • Bank Bazaar Personal Loan
      "Good for everyone"
      0.5 5.0/5 "Blown Away!"
      I feel bankbazaar is good for everyone.The customer executives with bankbazaar gave me good response at the time of my application.They have all the banks and it is a good platform for all the financial services.The follow up with the bankbazaar was also good.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 04, 2017
    • HDFC Bank Personal Loan
      "Not satisfied response"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with HDFC bank.I have my permanent address and bank statement,But i have no proof for my rented address so i could not able to avail the loan from the bank.And the response from the bank was also not satisfying.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 04, 2017
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I have already taken loan via Bank bazaar . Their customer service and responsiveness is always excellent . Their website is amazing with many good options on banks and interest rates. My experience was very good so I would like to recommend to others .
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 02, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken 4 lakhs personal loan with HDFC bank . The rate of interest was between 14-15% which was bit high in the market. The customer service and responsiveness was up the mark. Here the loan process is very easy than ICICI and AXIS bank but the processing fee was 8000 so I am not satisfied . My experience was not bad overall.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 02, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My overall experience was excellent with Bank bazaar. The customer service and responses was up to the mark. Their website was very easy to navigate and access. I have tried using the tools like EMI calculator and credit score option. I would like to recommend to my others.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 30, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I have applied for my personal loan with HDFC bank. Their rate of interest was between 14-15% which was bit high and I was out of town so could not submit the documents also so they have rejected the loan application. My overall experience was Stanfield here .
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 30, 2017
    • Bank Bazaar Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      Bank bazaar's approach was very good and this is my first experience here . Their customer service and responses was up to the mark. They have immediately responded and helped to process my application. I am impressed with their service and I like the website also. Its very user friendly and easy to access. I have used EMI,FD calculator which was very useful.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 25, 2017
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached for my personal loan with ICICI bank. The customer service and responses was very poor because they have contacted after 10 days. The loan requirement was also fulfilled before they contacted me so I did not enquire about the rate of interest here . My overall experience was not satisfied .
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 25, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have closed the personal loan with the HDFC bank and the rate of interest was huge one with them. Customer service and other things are really good one with the HDFC bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 15, 2017
    • Bank Bazaar Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com have contacted me twice and the website s very good. I would like to say that the response with the Bankbazaar.com is really good and fine one for me, also am really happy with them till now.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 15, 2017
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      I received a proper response from Bankbazaar and there were no hassles. It was a helpful process as I was connected with the banks on time and there were proper follow up calls as well. The website is good and it is simplified and easy to navigate and follow.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 12, 2017
    • Fullerton Personal Loan
      "Service is good. But very high on rate of interest"
      0.5 4.0/5 "Great!"
      Overall it was very good experience Fullerton for the personal loan. The process was on time. My paper work was collected on time and the loan amount was as per my expectation. The major drawback is the extreme high rate of interest. I was offered a rate of around 30%.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 12, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.