Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Guwahati Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
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    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
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  • Guwahati Personal Loan is Rated as "Great!" by 279 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Guwahati Personal Loan

    Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India.Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Guwahati Personal Loan if you are

    01
    02
    03
    04
    Guwahati Personal Loan Minimum Age

    At least 21 years old

    Guwahati Personal Loan Maximum Age

    Less than 65 years old

    Guwahati Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Guwahati Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Guwahati Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Guwahati Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Guwahati Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Guwahati Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Guwahati Personal Loan amount by these steps

    01
    02
    Guwahati Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Guwahati

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Guwahati Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Guwahati Personal Loan Interest RatesUpdated on 19 Oct 2017

    Guwahati Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan
    Check For Latest: Gold Rate in Guwahati Today Or Silver Rate in Guwahati Today

    Guwahati Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have closed the personal loan with the HDFC bank and the rate of interest was huge one with them. Customer service and other things are really good one with the HDFC bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 15, 2017
    • Bank Bazaar Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com have contacted me twice and the website s very good. I would like to say that the response with the Bankbazaar.com is really good and fine one for me, also am really happy with them till now.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 15, 2017
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      I received a proper response from Bankbazaar and there were no hassles. It was a helpful process as I was connected with the banks on time and there were proper follow up calls as well. The website is good and it is simplified and easy to navigate and follow.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 12, 2017
    • Fullerton Personal Loan
      "Service is good. But very high on rate of interest"
      0.5 4.0/5 "Great!"
      Overall it was very good experience Fullerton for the personal loan. The process was on time. My paper work was collected on time and the loan amount was as per my expectation. The major drawback is the extreme high rate of interest. I was offered a rate of around 30%.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 12, 2017
    • Bank Bazaar Personal Loan
      "Wonderful"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com really works fine for me and am using it from the last three months of time. I would like to say that the response with the Bankbazaar.com is good one for me with them.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 11, 2017
    • ICICI Bank Personal Loan
      "Good bank"
      0.5 4.0/5 "Great!"
      I already got the better offer with some offers, so I did not go ahead with the ICICI bank. Customer service and other things were really good one with the ICICI bank. In future, I would like to go ahead with the ICICI bnak.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 11, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have a very good impression on Bank bazaar as they are very immediate in responses and good customer service . I have approached FULLER ON through bank bazaar for my personal loan , I felt that the process was hassle free. I am using their mobile app also which is really amazing and easy.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 18, 2017
    • Fullerton Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have approached FULLERTON for my personal loan . Their customer service and responses was really satisfactory . My salary was 15,000 so they have rejected my personal loan application and proper followups done from the bank end .I have not faced any issues with their services and overall it was good.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 18, 2017
    • Bank Bazaar Personal Loan
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      Prompt response provided by Bank Bazaar is good, when I submit online application I got a call, guided on the loan process with respective bank. I generally use Bank Bazaar website its good and easy to check the details in one stop. I am very happy with that.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 15, 2017
    • ICICI Bank Personal Loan
      "Service and response has to be improved"
      0.5 1.0/5 "Really Bad"
      I didn't get a revert from ICICI, initially I got message stating, some one would come to collect the documents but no body turned up to reach for my loan request I am fed up with this. From the bank they should reach the customer on their request.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 15, 2017
    • Bank Bazaar Personal Loan
      "Transparency"
      0.5 3.0/5 "Satisfactory"
      I found bankbazaar through other website and bankbazaar website seems very useful and easy to navigate. I have applied for a personal loan with ICICI,but in bankbazaar website it has given as 12% rate of interest and when i approached the bank they given me with 17.5% rate of interest. so i would like to suggest ICICI to reduce the rate of interest and provide as the same in bankbazaar website.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 12, 2017
    • ICICI Bank Personal Loan
      "Rate of interest should be compromised"
      0.5 3.0/5 "Satisfactory"
      I have applied for a personal loan application with ICICI BANK. Actually i cancelled the application from my end. The rate of interest provided by the bank is 17.5% for 2.5 lakhs to 4 lakhs it seems too much for me. I did not had any negotiation with the bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 12, 2017
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The Immediate response has been given by HDFC ,when I applied for the Personal Loan via HDFC net banking. Within 20 Minutes of time the loan got disbursed to my account. The foreclosure and the part payments option is available with the HDFC bank. The rate of interest is bit high when compared with others but still that is fine for me because it was an instant loan,.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 11, 2017
    • Bank Bazaar Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      The response is very good with bank bazaar. The bank bazaar customer service has reached me within one hour of time after I gave my requirement in the bank bazaar website. The website of bank bazaar is easy to use and it is user friendly as well.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 04, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 5.0/5 "Blown Away!"
      The rate of interest which was offered by ICICI was very high when compared with others. The processing fee and the charges were also very high with ICICI bank. They have disbursed my loan amount around a month time. Which is very longer than nominal time. It would be great if they can disburse the loan amount within the time limit.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 04, 2017
    • ICICI Bank Personal Loan
      "False statement issued related to my personal loan "
      0.5 0.5/5 "Unacceptable"
      I was asked to give all my documents so I have submitted but I was told later that my loan is declined due to some issue. But whatever it is I have checked my credit score and it's 747 showing green colour, still it's very unprofessional way of rejecting my application. I have tried in other bank and it's going to approve also so I think more training required for the bank personnel of ICICI and even my credit score also reduced due to improper log in of my application. Very poor service and I will never try nor I will suggest anyone. Thanks for the wonderful service ICICI Bank..
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 31, 2017
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied personal loan in bank bazaar website and within short time I got the call form bank bazaar customer service I would say, that there response is quick and fast with bank bazaar The website of bank bazaar is easy to use and customer friendly and this was my first experiance
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 27, 2017
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a very bad experience with ICICI Bank based on the personal loan application.There is no proper coordination between the bank I waited for so many days did not received any call from the bank. So I directly went to the bank and submitted my application so they have approved my loan it will get disbursed the loan.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 27, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have enjoyed the bank bazaar service in concern to my personal. The bank bazaar customer gave immediate response after giving my requirement in the the website of bank bazaar. The website of bank bazaar is easy to use and user friendly. The service which bank bazaar provided was excellent.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 24, 2017
    • ICICI Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      ICICI bank just took minimum time to process my personal loan. They have disbursed my loan within one week time. The rate of interest is nominal with ICICI bank . The processing fee and the other charges are high when compared with other banks.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 24, 2017
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