Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Guwahati Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    0 One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.70% - 11.70% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Guwahati Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar process is so convenient to get a loan through, even without having visit the bank. The offers are good and it is very simple to choose the right bank. The customer service and response was on time and overall it was a comfortable experience.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 02, 2017
    • Fullerton Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Fullerton did a good job. I got the personal loan within four days. It was a normal process for the documentation. The loan amount I needed was of 2.5 Lakh and the eligible amount was only of 1.5 Lakh. The rate of interest was of 19% and the processing charges were very much nominal too.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 02, 2017
    • Bank Bazaar Customer Support
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been perfect and they have done a great job. They were on time from the moment I registered in giving me details and following up through the process. The website has been helpful and it is designed well. Overall good.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jul 07, 2017
    • ICICI Bank Personal Loan
      "Need to be more flexible"
      0.5 3.0/5 "Satisfactory"
      I could not go ahead with ICICI Bank for the personal loan because my salary was not credited for the last four months. I would suggest that the bank should check the earlier transactions of the salary being credited and provide a long, and not just the last three to four months statements. The interest rate and charges were very much normal.
      Was this review helpful? 1
      , guwahati
      Reviewed on Jul 07, 2017
    • Bank Bazaar Customer Support
      "Personal loan"
      0.5 4.0/5 "Great!"
      I just applied for personal loan so let see how it will works. But allthough bank bazaar made a good job for needy people who can easily search and apply for their desired loan as per the customer choice. Really nice and thanks a lot bank bazaar.com , you have done a nice job.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jul 03, 2017
    • ICICI Bank Personal Loan
      "Reduce the processing fee"
      0.5 4.0/5 "Great!"
      I have closed the personal loan with the ICICI bank and the interest rate was around 13.45%. Customer service was really good, also they have cleared my doubts and confusion. Break up is clear with the ICICI bank and the processing charges were really huge.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having the personal loan with the HDFC bank for the interest rate as around 12.5%. Loan amount got disbursed within a day's time. Response and other things are really fine one for me . Customer service is really good one for me and the processing charges was really high. Missing of payment for a single day also would default the account also I would like to suggest that they should be, some what flexible when it comes to payment.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Interest rate and charges has to be reduced"
      0.5 3.0/5 "Satisfactory"
      HDFC service is good, but interest was and charges were on the higher side than with other competitor. HDFC taken 17% interest for the amount of Rs.10 lakhs, even their processing fee is also higher and I done a foreclosure by paying around 2% of interest rate from the outstanding amount.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "Very friendly site for the financial needs"
      0.5 5.0/5 "Blown Away!"
      The best part, I like it in Bank Bazaar is responsiveness. I posted my loan query at night and next day I got a call. Their executives are customer friendly they keep informing the status over the mail and message. Even the mail confirmation was there. I am completely I knew where I am standing in loan process.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • ICICI Bank Personal Loan
      "Its Excellent"
      0.5 4.0/5 "Great!"
      I was in need of financial assistance at that time but now there is no need hence I have postponed the plan. I would like to the personal loan after September I am very much happy with ICICI service, I didn't face any issues with them. Overall I am fine with their service too.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • HDFC Bank Personal Loan
      "Fulfilled my requirement"
      0.5 5.0/5 "Blown Away!"
      HDFC bank fulfilled my requirement. When I approached them for the personal loan, they responded well and offered better interest rate which is 14.15%. And their services are good. My loan got approved without any hassles with them. I am happy with HDFC bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "Superb Service"
      0.5 4.5/5 "Excellent!"
      Bankbazaar services are satisfactory. I had received good response on my loan application and they provided a good service for my loan process. Even they suggested the bank in order to start the process. Their website is superb and good to handle.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • ICICI Bank Personal Loan
      "High Interest Rate"
      0.5 4.0/5 "Great!"
      I had received very good response from ICICI bank for my personal loan application. But my application got approved with HDFC bank with the low interest rate. Since ICICI bank is high in the rate of interest I did not avail the loan from them..
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "Supportive Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is good in providing financial services. Whenever I applied through bankbazaar, they are telling me what to do and suggesting the bank for the loan. They made everything very clear in regards to the loan. They are very supportive as well.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 14, 2017
    • ICICI Bank Personal Loan
      "Be Customer Centric"
      0.5 1.0/5 "Really Bad"
      I had applied for the personal loan with ICICI bank. Actually they had given it in a form of preapproved loan but then they had closed the loan application. I did not receive any proper response from the bank, I went to the bank for two to three times and had a word with the manager but then, I never received any reason for rejecting my loan. They said I have two pan card hence I went to the concerned department and clarified everything and said that I am using only one pan card but ICICI bank is not at all bothered to provide proper clarification whenever I applied for the loan.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 14, 2017
    • HDFC Bank Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank was too quick in giving the personal loan. The process was quick and the documentation was simple. I had no issues with the after loan services as well and overall it was a nice deal on the interest rate and processing charges. Good overall.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 31, 2017
    • SBI Personal Loan
      "Loan processed as promised"
      0.5 5.0/5 "Blown Away!"
      Couple of years back I had taken a personal loan from State Bank of India and when I approached the bank for this loan, I was told that the process would take 11 days. There was not much of documents as well needed and as promised I got the loan on the 11th day.
      Was this review helpful? 2
      , guwahati
      Reviewed on May 31, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with Bankbazaar and I am happy with the services. They were instant in contacting me and giving me proper information and also processing my details to the bank. The website is easy and informative and accurate with all the details.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 31, 2017
    • Fullerton Personal Loan
      "Not satisfactory"
      0.5 1.0/5 "Really Bad"
      After me applying for a personal loan with Fullerton, I got no response from them and I was not happy with the experience. I had downloaded the mobile application and uploaded my documents but it did not materialize so I contacted them and they said the process is onn and after which no one got back to me.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 31, 2017
    • HDFC Bank Personal Loan
      "Not good in handling customers"
      0.5 1.0/5 "Really Bad"
      HDFC Bank is not professional in their services. I had taken a personal loan and I was trying to reach this bank for a clarification and I had called them more than a hundred times. There is not one person to respond to my call and help me out. Furthermore, they do not know how to handle a customer.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 30, 2017
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    Guwahati Personal Loan is Rated as "Great!" by 255 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India.Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Guwahati Personal Loan if you are

    01
    02
    03
    04
    Guwahati Personal Loan Minimum Age

    At least 21 years old

    Guwahati Personal Loan Maximum Age

    Less than 65 years old

    Guwahati Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Guwahati Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Guwahati Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Guwahati Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Guwahati Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Guwahati Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Guwahati Personal Loan amount by these steps

    01
    02
    Guwahati Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Guwahati

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Guwahati Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Guwahati Personal Loan Interest RatesUpdated on 17 Aug 2017

    Guwahati Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan
    Check For Latest: Gold Rate in Guwahati Today Or Silver Rate in Guwahati Today

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