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Guwahati Personal Loan Reviews

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Personal Loan

"Good"

0.5 5.0/5 "Blown Away!"

I have a very good impression on Bank bazaar as they are very immediate in responses and good customer service . I have approached FULLER ON through bank bazaar for my personal loan , I felt that the process was hassle free. I am using their mobile app also which is really amazing and easy.

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RITASHREE CHAKRABORTY , guwahati
Reviewed on Sep 18, 2017
Personal Loan

"Good"

0.5 4.0/5 "Great!"

I have approached FULLERTON for my personal loan . Their customer service and responses was really satisfactory . My salary was 15,000 so they have rejected my personal loan application and proper followups done from the bank end .I have not faced any issues with their services and overall it was good.

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RITASHREE CHAKRABORTY , guwahati
Reviewed on Sep 18, 2017
Personal Loan

"Good financial advisor"

0.5 5.0/5 "Blown Away!"

Prompt response provided by Bank Bazaar is good, when I submit online application I got a call, guided on the loan process with respective bank. I generally use Bank Bazaar website its good and easy to check the details in one stop. I am very happy with that.

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ARINDAM TALUKDAR , guwahati
Reviewed on Sep 15, 2017
Personal Loan

"Service and response has to be improved"

0.5 1.0/5 "Really Bad"

I didn't get a revert from ICICI, initially I got message stating, some one would come to collect the documents but no body turned up to reach for my loan request I am fed up with this. From the bank they should reach the customer on their request.

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ARINDAM TALUKDAR , guwahati
Reviewed on Sep 15, 2017
Personal Loan

"Transparency"

0.5 3.0/5 "Satisfactory"

I found bankbazaar through other website and bankbazaar website seems very useful and easy to navigate. I have applied for a personal loan with ICICI,but in bankbazaar website it has given as 12% rate of interest and when i approached the bank they given me with 17.5% rate of interest. so i would like to suggest ICICI to reduce the rate of interest and provide as the same in bankbazaar website.

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SAMEER KUMAR GOSWAMI , guwahati
Reviewed on Sep 12, 2017
Personal Loan

"Rate of interest should be compromised"

0.5 3.0/5 "Satisfactory"

I have applied for a personal loan application with ICICI BANK. Actually i cancelled the application from my end. The rate of interest provided by the bank is 17.5% for 2.5 lakhs to 4 lakhs it seems too much for me. I did not had any negotiation with the bank.

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SAMEER KUMAR GOSWAMI , guwahati
Reviewed on Sep 12, 2017
Personal Loan

"Very good service"

0.5 5.0/5 "Blown Away!"

The Immediate response has been given by HDFC ,when I applied for the Personal Loan via HDFC net banking. Within 20 Minutes of time the loan got disbursed to my account. The foreclosure and the part payments option is available with the HDFC bank. The rate of interest is bit high when compared with others but still that is fine for me because it was an instant loan,.

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IFTIKHAR HUSSAIN , guwahati
Reviewed on Sep 11, 2017
Personal Loan

"Very Good service"

0.5 5.0/5 "Blown Away!"

The response is very good with bank bazaar. The bank bazaar customer service has reached me within one hour of time after I gave my requirement in the bank bazaar website. The website of bank bazaar is easy to use and it is user friendly as well.

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SANJIB SAHA , guwahati
Reviewed on Sep 04, 2017
Personal Loan

"Average Service"

0.5 5.0/5 "Blown Away!"

The rate of interest which was offered by ICICI was very high when compared with others. The processing fee and the charges were also very high with ICICI bank. They have disbursed my loan amount around a month time. Which is very longer than nominal time. It would be great if they can disburse the loan amount within the time limit.

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SANJIB SAHA , guwahati
Reviewed on Sep 04, 2017
Personal Loan

"False statement issued related to my personal loan "

0.5 0.5/5 "Unacceptable"

I was asked to give all my documents so I have submitted but I was told later that my loan is declined due to some issue. But whatever it is I have checked my credit score and it's 747 showing green colour, still it's very unprofessional way of rejecting my application. I have tried in other bank and it's going to approve also so I think more training required for the bank personnel of ICICI and even my credit score also reduced due to improper log in of my application. Very poor service and I will never try nor I will suggest anyone. Thanks for the wonderful service ICICI Bank..

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RAJIB CHAKRABORTY , guwahati
Reviewed on Aug 31, 2017
Personal Loan

"EXCELLENT"

0.5 5.0/5 "Blown Away!"

I have applied personal loan in bank bazaar website and within short time I got the call form bank bazaar customer service I would say, that there response is quick and fast with bank bazaar The website of bank bazaar is easy to use and customer friendly and this was my first experiance

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KHAGENDRA NATH DAS , guwahati
Reviewed on Aug 27, 2017
Personal Loan

"GOOD SERVICE"

0.5 4.0/5 "Great!"

It was a very bad experience with ICICI Bank based on the personal loan application.There is no proper coordination between the bank I waited for so many days did not received any call from the bank. So I directly went to the bank and submitted my application so they have approved my loan it will get disbursed the loan.

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KHAGENDRA NATH DAS , guwahati
Reviewed on Aug 27, 2017
Personal Loan

"Excellent service"

0.5 5.0/5 "Blown Away!"

I have enjoyed the bank bazaar service in concern to my personal. The bank bazaar customer gave immediate response after giving my requirement in the the website of bank bazaar. The website of bank bazaar is easy to use and user friendly. The service which bank bazaar provided was excellent.

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SIDDHARTHA SHARMA , guwahati
Reviewed on Aug 24, 2017
Personal Loan

"Better service"

0.5 5.0/5 "Blown Away!"

ICICI bank just took minimum time to process my personal loan. They have disbursed my loan within one week time. The rate of interest is nominal with ICICI bank . The processing fee and the other charges are high when compared with other banks.

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SIDDHARTHA SHARMA , guwahati
Reviewed on Aug 24, 2017
Personal Loan

"Good service"

0.5 4.0/5 "Great!"

I am using bank bazaar for more than 4 months. I got the call from bank bazaar within 3 hours after I giving my details on bank bazaar website. I used bank bazaar mobile application while applying for the loan , The mobile application of bank bazaar is very much easy to use and user friendly.,

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HEMANTA KUMAR NATH , guwahati
Reviewed on Aug 21, 2017
Personal Loan

"Average service"

0.5 4.0/5 "Great!"

The ICICI bank executive has told that my salary has not met their eligibility criteria , so that was the reason I haven't got the personal loan from ICICI bank. The service which was rendered by ICICI bank was good . The rate of interest is high when compared with others .

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HEMANTA KUMAR NATH , guwahati
Reviewed on Aug 21, 2017
Personal Loan

"Very good service"

0.5 5.0/5 "Blown Away!"

Through a social website I came to know about bank bazaar. I am with bank bazaar for past 1 year. I used bank bazaar website to apply for my personal loan , I got the call from bank bazaar immediately after giving my details. The bank bazaar website is easy to use and user friendly.

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AMAL SARKAR , guwahati
Reviewed on Aug 21, 2017
Personal Loan

"Excellent service"

0.5 5.0/5 "Blown Away!"

I am working in a insurance company and I want to start a business, so because of this reason ICICI bank haven't approved my personal loan . The customer service is good with ICIC bank. They gave good response in concern to my personal loan application. The rate of interest was low when compared with others.

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AMAL SARKAR , guwahati
Reviewed on Aug 21, 2017
Personal Loan

"Excellent services"

0.5 5.0/5 "Blown Away!"

Bankbazaar process is so convenient to get a loan through, even without having visit the bank. The offers are good and it is very simple to choose the right bank. The customer service and response was on time and overall it was a comfortable experience.

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KANKAN CHAKRABORTY , guwahati
Reviewed on Aug 02, 2017
Personal Loan

"Overall good"

0.5 5.0/5 "Blown Away!"

Fullerton did a good job. I got the personal loan within four days. It was a normal process for the documentation. The loan amount I needed was of 2.5 Lakh and the eligible amount was only of 1.5 Lakh. The rate of interest was of 19% and the processing charges were very much nominal too.

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KANKAN CHAKRABORTY , guwahati
Reviewed on Aug 02, 2017

Guwahati Personal Loan is Rated as "Great!" by 273 Users

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Guwahati Personal Loan

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Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India.Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.

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You’re probably eligible for an Guwahati Personal Loan if you are

At least 21 years old

Less than 65 years old

Guwahati Personal Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

Earn more than the minimum
income required

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Your Guwahati Personal Loan amount eligibility is based on these factors

Minimum income required
Rs.17,500 per month

Guwahati Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

EMIs of other loans lower
your eligibility

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Increase your eligible Guwahati Personal Loan amount by these steps

Guwahati Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

Choose longer tenure loan up to 5 years

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Documentation needed to apply for an Guwahati Personal Loan

1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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Guwahati Personal Loan Interest Rates_{Updated on 24 Sep 2017}

Guwahati Personal Loan Details

Interest Rate (Monthly reducing balance)	13.49% - 34%
Processing Fees	0.5-2.5%
Loan Tenure	1 year to 5 years
Pre-closure Charges	2% - 5%
Guarantor Requirement	No guarantor required

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Check For Latest: Gold Rate in Guwahati Today Or Silver Rate in Guwahati Today

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A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.

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Guwahati Personal Loan Reviews

Guwahati Personal Loan

You’re probably eligible for an Guwahati Personal Loan if you are

Your Guwahati Personal Loan amount eligibility is based on these factors

Increase your eligible Guwahati Personal Loan amount by these steps

Documentation needed to apply for an Guwahati Personal Loan

Guwahati Personal Loan Interest Rates_{Updated on 24 Sep 2017}

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Guwahati Personal Loan Reviews

Guwahati Personal Loan

You’re probably eligible for an Guwahati Personal Loan if you are

Your Guwahati Personal Loan amount eligibility is based on these factors

Increase your eligible Guwahati Personal Loan amount by these steps

Documentation needed to apply for an Guwahati Personal Loan

Guwahati Personal Loan Interest RatesUpdated on 24 Sep 2017

Disclaimer

Financial Tools

Most Popular Pages

Resources

Guwahati Personal Loan Interest Rates_{Updated on 24 Sep 2017}