Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Gurgaon Personal Loan

    We found 32 Gurgaon Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Gurgaon Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      After me having a bad experience with the other options I tried for the personal loan, I am happy that HDFC Bank has been good enough to process the loan for me. The executive assured me that I would get the loan for sure and on time and without any issues.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2017
    • Bank Bazaar Customer Support
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I was contacted on time and without any delay after I registered my details at Bankbazaar. The process was pretty easy to select the bank I was eligible for and also to browse through the details. It would be better if the team checks the details of the customer before forwarding the same to the bank like the company they work for is listed or not and then proceed with the information.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2017
    • Standard Chartered Bank Personal Loan
      "Not professional"
      0.5 1.0/5 "Really Bad"
      It has not been a professional experience with Standard Chartered Bank when I applied for a personal loan. I initially spoke to an executive who said that she would get back to me after clarifying my details. After which another executive contacted me and she said the same. Finally these two people had a tiff and I was clearly informed by one of them that she will see to it that the application would not be processed because I had spoken to the other person simultaneously for the loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2017
    • Axis Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have closed the personal loan with the Axis bank and the rate of interest was around 14.5% and the processing charges were okay with them. I would like to suggest that they can make lesser rate of interest for the customer, so that they can make the business. Customer service is fine one with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have made the balance transfer of my personal loan with the HDFC bank and the rate of interest was around 11.29%, which is really good. The loan amount got disbursed to my account within three to four days of time, also there were no processing charges with them till now.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Good Financial Advisor"
      0.5 4.0/5 "Great!"
      Customer service of Bank Bazaar is really good, when I applied for the loan within two hours their representative reached me and started suggesting many options. But because of least interest rate I had selected Indusind. Bank Bazaar website is very easy to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 25, 2017
    • IndusInd Bank Personal Loan
      "Bad Experience"
      0.5 1.0/5 "Really Bad"
      Interest rate is good but Indusind service is not upto the mark. When I approached them for the personal loan they denied to process my loan. There was a mistake happened on the transaction at 2010 and now its reflecting. But it was not my fault I paid all the amount and closed it but till its impacting my loan. Hence Indusind have rejected my loan application.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Good in Customer service"
      0.5 4.0/5 "Great!"
      Customer service is good with bankbazaar. I received regular updates and proper service on my application. Website was quite easy and it is accessible. I did not find any challenges with bankbazaar while processing my loan request with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "It is very best services & like it "
      0.5 5.0/5 "Blown Away!"
      I like this very much , it is very much easy to use. It provides the best service for us. It is very easy to use this. It is very easy to to apply for a person loan & credit card application . I like this very much . I can easily use this service without any problem. It is the very best for us....
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Citibank Personal Loan
      "Excellent deal on the ROI"
      0.5 3.5/5 "Pretty good"
      Since I am a corporate customer, Citibank did not have much of a documentation for the personal loan. The process was quick and smooth. The deal on the interest rate was good as I got a rate of 10.99% which was the lowest when compared to other banks. The processing charges was minimal.
      Was this review helpful? 1
      , gurgaon
      Reviewed on May 23, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      There were no hassles at Bankbazaar and I am happy with the overall experience. The team was prompt in contacting me and I also like the way the process was handled with the follow up calls. The website was excellent and the best to visit before taking a loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Standard Chartered Bank Personal Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      Since I did not require the funds, I went ahead and cancelled my personal loan request at Standard Chartered bank. The bank was on time in contacting me and giving me details. The rate of interest was high, it was around 12.99% where as there are banks offering me 10.99%.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 5.0/5 "Blown Away!"
      If any person is in the need of some financial products ,they can always come to bankbazaar.com and can apply for the product. I have applied personal loan through banbazaar mobile application which is easy to use and customer friendly. Overall I would say they provide very good service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • ICICI Bank Personal Loan
      "Need customer centric in future"
      0.5 2.0/5 "Expected more"
      ICICI was about to process my personal loan and asked for my documents for the verification and they have collected my documents as well, but after that they told the minimum due I pay for my credit card was the reason for the cancellation of my personal loan. I was trying to reach the ICICI relationship manager, but they haven't answered my call and the reason was not acceptable.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I would give a top rating for Bankbazaar as the process was excellent and on time. They continuously kept in touch and tracked the status of my application. The website is good and easy to access and overall I had no issues with the services and response.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Kotak Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      The services provided by Kotak Mahindra bank was very much aveage. I had applied for a personal loan and I received a call and the team checked about my requirement. I was promised that some one would come over and collect my documents, but no one did and I could not proceed ahead for the loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I received good support from bankbazaar. They immediately processed the loan and there was no delay with bankbazaar. I got fast service from them. The website is very informative The website is also good and very clear the call was made with in 24 hours of time I applied
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 15, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The whole process was to my satisfaction with SCB. They were very much good and on time from the moment they received my application. They were quick and supportive everything was good but the loan amount got disbursed lil bit delayed like 4 to 5 days the loan amount was 4 laks and ROI is 11%.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 15, 2017
    • Bank Bazaar Customer Support
      "AMAZING EXPRINCE"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar website is good and easy to navigate. I visited bankbazaar website for my personal loan and I came to know about various loan in details also it was easy to apply for the loan on the website. Another plus is, it is very useful to select the bank based on the interest rate.
      Was this review helpful? 1
      , gurgaon
      Reviewed on May 14, 2017
    • Bank Bazaar Customer Support
      "Nice concept "
      0.5 5.0/5 "Blown Away!"
      Online application concept for applying personal loan is very attractive. Nice bank and services are very good. First time opting for that product from ICICI bank. Easy to apply, uploading data and documents etc. I expect the loan to be approved soon.
      Was this review helpful? 1
      , gurgaon
      Reviewed on May 13, 2017
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    Gurgaon Personal Loan is Rated as "Great!" by 1273 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Gurgaon Personal Loan if you are

    01
    02
    03
    04
    Gurgaon Personal Loan Minimum Age

    At least 21 years old

    Gurgaon Personal Loan Maximum Age

    Less than 65 years old

    Gurgaon Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Gurgaon Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Gurgaon Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Personal Loan amount by these steps

    01
    02
    Gurgaon Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Gurgaon

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Personal Loan Interest RatesUpdated on 30 May 2017

    Gurgaon Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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