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    Fullerton Personal Loan

    Personal loans from Fullerton India Credit Company Limited can be availed at relatively low interest rates and the online process is quick, thereby providing you with the funds you need immediately. With interest rates starting from just 12.49%, Fullerton personal loans are effective solutions for your immediate financial needs. The tenure of the loan extends from 1 year to 4 years, and the maximum amount you can borrow is Rs.15 lakh.
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    Interest Rate Range
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    Tenure Range
    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
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    Response Time : Within 30 minutes
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    Fullerton Personal Loan is Rated as "Pretty good" by 3467 Users

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    Headquartered in Mumbai, Maharashtra, Fullerton India Credit Company Limited is a non-banking financial institution in India which is dedicated towards providing best financial services to the under-banked section in the country. Besides providing financial services, this organization specifically targets to cater required skills and services to underdeveloped communities in order to make their economic position better while improving their quality of life. Fullerton also offers financial help to people who live in urban areas. Under its Urban Financing schemes, this company offers a number of financial products to meet the monetary requirements of individuals who reside in such areas.

    Business loans, home loans, personal loans, vehicle loans, and loan against property are some of the major offerings of this organization, among which personal loan is one of the most sought-after products. With the wide range of options that come under Fullerton India personal loan, applicants from any section of society can fulfil their financial needs without any security or collateral. As the varied loan schemes are designed keeping in mind the changing needs of the borrowers, you get the flexibility to avail a loan scheme anytime based on your individual requirement. While applying for a personal loan from Fullerton, you needn’t wait for months to get the loan approved. Quick eligibility check, instant online approval, and quick disbursement of the amount are the benefits that the company offers.

    Fullerton Personal Loan Interest Rates Updated on Updated on 25 Mar 2019

    Fullerton Personal Loan Details
    Interest Rate (Monthly reducing balance) 12.49% - 33% per annum
    Processing Fees Up to 6.5% of the loan amount
    Loan Tenure 1 year to 4 years
    Pre-closure Charges
    • Within 6 months from the date of agreement - Not allowed
    • For 7 to 17 months from the date of agreement - 7% of the outstanding principal amount
    • For 18 to 23 months from the date of agreement - 5% of the outstanding principal amount
    • For 24 to 35 months from the date of agreement - 3% of the outstanding principal amount
    • After 3 years from the date of agreement - No pre-closure charges applicable
    Guarantor Requirement No guarantor required

    Fullerton Personal Loan Eligibility Criteria:

    One of the main attractions of Fullerton India is that they offer personal loans with very flexible eligibility criteria. Fullerton India offers personal loans for both salaried as well as self-employed individuals. If you are a salaried individual with a minimum of Rs.12,500 as fixed monthly salary, you are eligible for a Fullerton India personal loan. For self-employed individuals (both professionals as well as non-professionals), the minimum income criteria to avail Fullerton India personal loan is Rs.15,000 per month.

    The company also mentions a criteria based on the age of the applicants. The minimum age for applying for Fullerton Personal Loan is 21 years, whereas, the maximum age limit is 60 years. This means, if you are 58 years old and are looking to apply for a Fullerton India Personal Loan, you will get the loan sanctioned for maximum tenure of 2 years (i.e., till you reach 60 years of age).

    Eligibility Criteria
    Particulars Salaried Self-Employed/ Working Professionals
    Age 21- 65 years 21-60 years
    Minimum Income Rs.12,500 and above Rs.15,000 and above
    Total Experience in Job/Profession 3 years 2 years
    Current Experience 6 months and above
    Years of Stay in Current Residence 1 year 1 year

    Know more deatails about Fullerton Personal Loan Eligibility Criteria

    Fullerton Personal Loan Amount Offered to Borrowers

    Fullerton India offers high loan amount to both men and women borrowers in a quest to help them resolve their financial requirements with ease. The loan amount starts from minimum Rs.65 and goes up to Rs.20 lakh.

    Loan Amount Offered
    Men Women
    Minimum Amount
    • Rs.65,000 for persons living in Metro and Tier 1 cities.
    • Rs.50,000 for persons living in Tier 2, 3 and 4 cities.
    Maximum Amount Rs.20 lakh Rs.10 lakh

    Fullerton Personal Loan for Women Borrowers

    Women borrowers can avail high loan amount from Fullerton at special interest rates. Applicants just need to meet the eligibility criteria put forward by the bank to apply for the loan. Since women applicants are eligible to get loan at special interest rates, it has become easier for them to opt for a loan as and when required. Here are the particulars of personal loan for women customers.

    • Women residing in Urban, Semi Urban and Metropolitan areas are eligible for the loan.
    • Female applicants are offered loans at an interest rate that is lower than the applicable base interest rates.
    • The maximum loan amount that can be applied for is up to Rs.10 lakh.
    • The borrowers can take the loan for extended repayment period of up to 5 years or 60 months.

    Why Choose Fullerton India Personal Loan?

    Fullerton India offers a number of benefits to its customers which make it stand out from the rest. From offering high loan amount at low interest rates for flexible tenures to special customized offers for the borrowers, this institution tries to help people in the best way possible. Here are some of the reasons why you should choose this company above others:

    High Quantum of Loan: Fullerton India offers a high quantum of personal loan for all the eligible borrowers. The maximum quantum of Personal Loan offered by Fullerton India is Rs.20 Lakhs for salaried individuals and Rs.30 Lakhs for self-employed individuals. The maximum amount of personal loan available to applicants at Fullerton India is one of highest quanta compared to other non-banking financial companies or public sector banks in its class.

    Competitive Interest Rates: Fullerton India offers personal loans at competitive interest rates with a monthly reducing balance basis, thereby ensuring maximum benefit to the loan borrower.

    Easy Accessibility: With a large number of active branches in both urban and rural regions, Fullerton India makes sure that there is a loan centre easily accessible for citizens living in urban, semi urban and rural centres.

    Easy Loan Application Process: Fullerton India personal loans are easy to apply for with an online loan application process allowing for easy loan requests with minimal documentation and quick loan disbursal timeline.

    Special Benefits for Existing Customers: Fullerton India offers a series of special offers for their existing clients for pre-approved personal loans. Since a large number of people are associated with Fullerton India and are using their commercial loan schemes, rural financing schemes or other financial products, they receive offers from time to time about pre-approved personal loans as per their financial history.

    Instant Approval: Personal loan applicants need not visit the Fullerton India branch physically and can simply apply for a personal loan online which will be approved within four working days for eligible applicants.

    Seasonal Offers: Fullerton India offers attractive seasonal discounts in interest rates and processing fees during festival season and from time to time.

    Features of Fullerton Personal Loan

    Fullerton India offers a number of benefits and features for its personal loans including low interest rates, minimal documentation and quick approval. Some of the major features of Fullerton India personal loan which makes it the best option to go for are listed out here:

    Quick Loan Approval: Fullerton India offers one of the fastest loan disbursal rates compared to other non-banking financial companies. For pre-approved customers, personal loans can be disbursed in one working day, while for new customers, personal loans are approved and disbursed within a stipulated timeline extending to a maximum period of four working days.

    Low Interest Rates: Fullerton India offers competitive interest rates for its personal loan applicants. Since a large number of Fullerton India clients come from smaller centres and semi-urban centres, Fullerton India understands the importance of keeping interest rates low, offering maximum benefits to the clients.

    Part Prepayment Facility: Fullerton India allows part-prepayment facility for all its personal loans after a minimum period of six months. Fullerton India does not charge any prepayment charges for all personal loans that are prepaid after 36 months from the agreement date.

    Online Loan Application Facility: Users willing to seek a personal loan with Fullerton India need not visit the branch and can apply for a personal loan online. Such a facility not only saves time and offers convenience to the loan applicant, it also reduces the loan approval and disbursal time, leading to a win-win situation for both the customer and the company.

    Dedicated Customer Support: This Company has a 24/ customer support helpline, allowing the users access to complete information through both phone and email communication.

    Fullerton India Business Loans

    Are you looking for ways to enhance your business enterprise? You can apply for Fullerton India Business Loans to purchase new raw materials, furniture, or equipment for your venture. One does not need any collateral to apply for this loan. The rate of interest for this product ranges from 13% to 16% p.a. The interest rate for this product is floating in nature. You can apply for this loan by visiting a branch of Fullerton India or by visiting the lender’s official website. To apply for this loan, the annual turnover of your business should range from Rs.10 lakh to Rs.100 crore.

    How to Check Fullerton India Personal Loan Credit Information Report?

    Among the various best-in-class services offered by Fullerton, online credit check facility is one of the most useful ones. It allows the customers to access their personal credit information like credit history, credit score, etc. The customers can check out the details of their accounts, payments, loans, and any other enquiries that they have made in the past.

    To check out your credit information report on Fullerton, you need to follow the following procedure:

    • Visit www.fullertonindia.com first.
    • Select ‘Credit Information Report Online’ tab present on the right hand side of the page.
    • A pop up window will show up where you need to provide your registered phone number and Loan Account Number.
    • Once done, click on the ‘Submit’ button given on the page.
    • You will receive the credit information report on the email ID provided against your account number. In case the email is not updated, you need to download the report on your computer and save it.

    Fullerton India Personal Loan Interest Rates

    Interest rates for personal loans vary from bank to bank. Fullerton Personal Loans come with affordable interest rates, making it a viable option for all sections of people. It offers personal loans at fixed rates on the basis of monthly reducing balance. The personal loans not only are available at lowest interest rates but also come with flexible EMI facility with an extended loan tenure of 5 years. The other rates and charges are also kept nominal by the company for the ease of the customers. Since high levels of clarity and transparency is always maintained by Fullerton, there are no hidden charges.

    The rates charged by Fullerton India Personal Loan usually vary from 11.99% to a maximum of 23.99% per annum. Each loan offered by Fullerton India is tailor-made, depending on your profile and eligibility criteria. Therefore, the interest rate availed by your friend may be different from that of yours, depending upon your monthly income and nature of work.

    Like every financial institution, Fullerton will have lower rates for state and central government employees as well as employees of leading private companies or MNCs. Once you enter your company details and monthly income in the respective column of the online application form available at BankBazaar.com, your Fullerton India Personal Loan interest rate and EMI will be automatically displayed by the system instantly, after considering the details entered. Applying through BankBazaar.com will also fetch you the benefit of discounted interest rates as exclusively applicable for all BankBazaar.com customers.

    How to Calculate EMI for Fullerton India Personal Loans?

    BankBazaar.com offers users a unique and easy-to-use financial tool which helps everyone understand their EMI beforehand while applying for any loans. This helps you with better financial planning, helping you choose an ideal tenure for your loan and aiding your understanding of expenses such as EMIs.

    With BankBazaar’s Personal Loan EMI Calculator, users simply need to add the amount they wish to take as loan, their preferred loan tenure and rate of interest as provided by the bank at the time of online enquiry. The EMI Calculator then instantly calculates and displays the EMI liability for the loan. This helps you in understanding the monthly money outflow towards the loan.

    Fullerton India Personal Loan Status

    Did you apply for a personal loan from Fullerton India? You can find out if it has been approved or rejected by checking the status of your loan online. You will need to enter key details of your personal loan application on the lender’s official website. These details include your personal loan reference number and your date of birth. Once you enter the correct details, you can click ‘Submit’. You will now see the results on your screen. You can also check the status by entering your application number and mobile number.

    Fullerton India Personal Loan Customer Care Details

    • Toll-free number - Applicants can easily get in touch with Fullerton customer support executives by calling the toll-free number at 1800 103 6001.
    • Email - Fullerton customers can contact the customer care representatives regarding any query or confusion by sending email to namaste@fullertonindia.com.
    • Advanced support - Individuals who are not satisfied with the solution provided by the customer care team of Fullerton can write to Complaints Management Cell at ccrc@fullertonindia.com. In case the grievance of the customer is still not addressed satisfactorily, then the customer can directly contact the Grievance Redressal Officer at escalation@fullertonindia.com.

    Check out more details about Fullerton Customer Care

    Why Apply for a Fullerton Personal Loan on BankBazaar.com?

    Applying for a Fullerton personal loan through the BankBazaar portal is very easy and convenient. This website even offers a number of advantages to the borrowers who are willing to apply for a personal loan. Here are the reasons why you should apply for a Fullerton personal loan on BankBazaar.com:

    • Instant Loan Eligibility Check: BankBazaar.com offers an Instant Loan Eligibility Check facility using the personal loan tool available on the website. The tool automatically checks for user eligibility by tracking financial history and monthly salary records. Non-eligible applicants are filtered out and the tool offers customized personal loan quotes only for eligible applicants.
    • Personalized Quotes: Bankbazaar.com offers customized personal loan quotes to all its eligible users keeping in mind their requirement, repayment track record, and tenure period of the loan. Hence, you can apply for a loan that will specifically suit your requirement and cater to all the immediate needs.
    • Low Interest Rates: BankBazaar.com has collaborated with Fullerton India allowing for a discounted rate of interest for all personal loans facilitated through the portal. Personal loan applicants with Fullerton India through BankBazaar.com get a discounted rate of interest reserved exclusively for BankBazaar.com members.
    • Active Loan Comparison: Before finalizing the personal loan, users at Bankbazaar.com can compare various personal loan options based on various aspects such as charges, fees, interest rates and other essential loan features. Users can also compare personal loans depending on the feedback ratings of current personal loan holders.
    • Instant E-Approval: All loan applicants get instant e-approval after successfully submitting their loan application on this portal. The e-approval corresponds to the fact that their loan application has been processed, approved and forwarded to the designated loan department of the bank or concerned non-banking financing company (NBFC).
    • Assured Privacy: All personal data submitted by applicants to BankBazaar.com is transmitted in an encrypted format to the respective bank or NBFC in order to ensure 100% safety of privacy.

    How to apply for a Fullerton Personal Loan on BankBazaar.com?

    • Applying for a Fullerton personal loan at BankBazaar.com involves three simple steps.
    • Step 1: Each loan applicant seeking a personal loan at BankBazaar.com needs to duly fill his or her details in the personal loan eligibility calculator. The tool automatically checks for Fullerton India personal loan eligibility of each applicant and the eligible applicants are offered customized loan options from various personal loan service providers.
    • Step 2: After the applicant is given a list of loan options as per his or her financial history, the user can compare various loan options and choose the most appropriate one. Customer Feedback from existing loan applicants is also displayed to help the applicant choose the right loan service provider.
    • Step 3: In the final step, the applicant receives instant e-approval from BankBazaar.com after the successful submission of the personal loan application online. The application is sent electronically to the nearest Fullerton India office and the company gets in touch with the applicant directly.

    Fullerton India Personal Loan FAQs

    Q: Am I eligible for Fullerton India personal loan?

    A: All Indian citizens between the ages of 21 to 60 years, fulfilling the minimum eligibility criteria, are eligible for Fullerton India personal loans. For salaried people, the minimum monthly income should be Rs.12,500 and above. On the other hand, for self-employed individuals or working professionals, the minimum income should be Rs.15,000 per month.

    Q: What is the maximum loan one can get from Fullerton India?

    A: Fullerton India offers personal loans for amounts as high as Rs.20 lakh in case of salaried individuals. For self-employed individuals, the maximum quantum of loan offered by the company is Rs.30 lakh. The final loan amount availability depends on the applicant’s financial record and repayment history.

    Q: What is the tenure for Fullerton India personal loan?

    A: Fullerton India offers personal loan with a tenure period ranging from 12 months to 48 months, making it suitable for all loan seekers.

    Q: How do I repay Fullerton India personal loan?

    A: Fullerton personal loans can be repaid in equated monthly instalments, calculated at a monthly reducing interest rate. Users can pay their Fullerton India Personal Loan EMI online directly to Fullerton India using the online funds transfer facility or via cheque deposit.

    Q: How much would I need to pay as EMI for my Fullerton India personal loan?

    A: You can use the Personal Loan EMI calculator available at BankBazaar.com to understand the monthly payment you need to make against your Fullerton Personal Loan. All you need to do is to simply enter your loan amount and preferred tenure. The tool will automatically calculate your Fullerton India Personal Loan EMI and provide the result instantly.

    Q: Why should I apply for Fullerton India personal loan through BankBazaar.com?

    A: Fullerton India accepts online loan submissions and has collaborated with BankBazaar.com for personal loan submissions online. Applying for a Fullerton India personal loan online can help you get discounted interest rates, instant e-approval and online loan racking facility, along with a dedicated customer helpline for any queries or grievances.

    Q: What are the documents required to apply for Fullerton India personal loan?

    A: You don’t need to submit any documents online for applying for Fullerton India personal loan. You can approach your nearest branch with your e-approval and submit KYC documents (for address and ID proof), income documents and updated bank statement for further processing of the loan.

    Q: Does BankBazaar.com charge for loan Eligibility Tool?

    A: BankBazaar.com does not charge its members for using the online loan calculator tool. The services provided by BankBazaar.com are absolutely free.

    Q: Is My Data Safe while applying for a personal loan through Bankbazaar.com?

    A: BankBazaar.com uses a high degree of encryption while sending personal data of loan applicants to the respective banks. All data with BankBazaar.com is never shared with any third party except the loan department of the designated bank or non-banking financial company as per the case.

    Q: How can I foreclose my Fullerton India personal loan?

    A: You can foreclose your personal loan by issuing a cheque against your Fullerton India personal loan account. But remember, the company allows foreclosure only after successful payment of 6 EMIs.

    A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.

    News About Fullerton Personal Loan

    • Qbera announces partnership with Fullerton India to offer loans to the underserved segments

      Growing digital lending platform has announced a partnership with Fullerton India to help process retail loans for them. The startup based in Bengaluru has said that the company plans to expand the scope of operations pan India and is planning to reach out to some of the underserved consumer segments in the country. Using the partnership, Qbera will assess the risk and credit worthiness of all the people looking to borrow and will be offering loans through Fullerton. Qbera makes use of an automated system that helps in processing loan applications online. Using the expertise and presence of Fullerton India and the digital technology that is in Qbera’s disposal, the company is hoping they will be able to provide quick loans to a wide range of borrowers. They are also planning to gain an advantage over some of the other players in this field using their ability to extend to a higher credit in a much shorter time. Qbera will be offering personal loans to all the salaried individuals who are employed with small companies and are not offered loans by the traditional lenders.

      18 December 2018

    • Fullerton India receives Rs 150-cr capital from parent company

      Fullerton Financial Holdings, the parent company has given their non-banking financial company Fullerton India Rs. 150 crore of capital.

      According to a statement made by Fullerton, “The funds received will be used for investment in the company’s housing finance subsidiary — Fullerton India Home Finance Company and for the future growth requirements of Fullerton India.”

      “The investment from our parent company is a boost to our lending business in India. Through this investment we will be further able to meet the needs of our customers across housing finance and other credit instruments,” added Shantanu Mitra, MD and CEO, Fullerton India.

      Fullerton India, in its half-yearly financial results for the period of FY15-16 posted a 64% surge in its profit. Its assets under management (AUM) has also risen by 37% along with loan disbursals growing by 30%.

      The company currently employs over 7,600 employees across 445 branches, with nearly 60 per cent of the workforce serving their rural business. Servicing a customer base of over 12 lakh, Fullerton India’s product portfolio includes loans against property, SME and business loans, personal loans, rural livelihood loans, and rural mortgage.

      17 December 2015

     

    Fullerton Personal Loan Reviews

    Write a Review
    • Fullerton Personal Loan
      "Quick process"
      0.5 5.0/5 "Blown Away!"
      I had a personal loan with Fullerton. The services and response is good. After the document collection, they disbursed the loan in my account within a week. It was a good experience. The rate of interest and processing fee is also okay for me.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Mar 21, 2019
    • Fullerton Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this Personal loan from them a while back and the process in getting this loan was pretty good. The loan amount which they had provided has been sufficient and the interest rate has been nominal as well. The charges which they had made has not been high.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2019
    • Fullerton Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      It was a fine experience with FULLETRON bank for personal loan, the process was smooth and i received my loan amount within few days . Customer service was good and they responded on time. I applied for 4.5lkah and i got the same . Rate of interest was 18.5% which is very high when compared to others. Loan amount is satisfactory and the tenure period was sufficient .
      Was this review helpful? 0
      , bhilwara
      Reviewed on Mar 20, 2019
    • Fullerton Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I took personal loan with FULLERTON previously, now i have close this loan successfully,as i experience was not good, their service is not up to the mark,the loan was sufficient,but the rate of interest was too high comparing to banking sector interest rate , and the processing fee was nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 15, 2019
    • Fullerton Personal Loan
      "Need good customer response"
      0.5 3.0/5 "Satisfactory"
      I got my personal loan in FULLERTON during my emergency situation . They took 10 days for sanctioning the amount with more 15 % ROI . Tenure period is 5 years . Not get the proper customer response in-between the time . Overall it is little disappointed.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Mar 09, 2019
    • Fullerton Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had taken this loan a long time back and the process in getting this loan was fine. But the loan amount was a little less than expected and the interest rate with them has been pretty high than the market rate. Their customer support has always been responsive and has been helpful at times.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 04, 2019
    • Fullerton Personal Loan
      "Private banking charging too high amount of time "
      0.5 3.0/5 "Satisfactory"
      I took one emergency loan in Fullerton for 36 months of period . they charged me with high rate of interest almost 20 % . Preprocessing fees were also too high . Private banking charging too high amount of time . within 3 days my loan amount was sanctioned for me .Pre closure charge is there almost 5 %
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 01, 2019
    • Fullerton Personal Loan
      "Interest should come down"
      0.5 2.0/5 "Expected more"
      Fullerton gave me the 28% of interest rate duration for the amount of five years, the loan amount was around Rs. 2.11 lakhs, the process was easy, concern about the interest, they should reduce the percentage as per the market. But the customer satisfactory is not good.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Feb 15, 2019
    • Fullerton Personal Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I have applied the personal loan with the FULLERTON and i am using it since from last 15-16 months and the duration for repaying the loan is for 48 months. The documentation process is simple and easy to get the loan. The rate of interest is higher when compared to the others.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Feb 13, 2019
    • Fullerton Personal Loan
      "Looking for less interest rate"
      0.5 4.0/5 "Great!"
      My experience was good with Fullerton for personal loan, i did balance transfer to other bank because the rate of interest was very high when compared to others. Customer service was good and they responded on time. Loan amount is Rs 2 lacs with tenure period of 4 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 11, 2019
    • Fullerton Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience i had with them has not been that great where the interest rate with them has been very high when compared with the market rate. The charges which they had made has been very high when compared with the other banks and their customer support has not been that much responsive.
      Was this review helpful? 2
      , new delhi
      Reviewed on Feb 02, 2019
    • Fullerton Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have took my personal loan with Fullonton india recently, it have been just 1 year, and the loan amount they have given was sufficient, they have charged me too high rate of interest compare to other bank, like they have charged me up to 14.5% it too high, and the processing fee they have charged me was nominal. Their customer support was helpful but their reporting team is not good, like they do not response well , if i do any delay in paying loan then they not properly response to me.
      Was this review helpful? 5
      , mumbai
      Reviewed on Jan 26, 2019
    • Fullerton Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken this loan almost 4 years back and the experience was quite good. The loan amount has been sufficient but the interest rate with them has been a little high where i am not satisfied. There was no additional charges. Overall it has been normal service
      Was this review helpful? 5
      , mumbai
      Reviewed on Jan 19, 2019
    • Fullerton Personal Loan
      "Looking for less interest rate"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Fullerton and my experience was good, the loan amount was sufficient and the rate of interest was high when compared to others. Customer service was good and they responded on time. Tenure period for this loan is for 4 years.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jan 17, 2019
    • Fullerton Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this Personal loan has been quite good and the process went pretty smooth. The loan amount has been sufficient and the interest rate with them has been nominal as well. There has been some processing fee which they had charges and it has been nominal.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 10, 2019
    • Fullerton Personal Loan
      "Average service"
      0.5 1.5/5 "Bad"
      I have been using my personal loan with Fullerton ,the loan amount was sufficient they have given me, but they have charged too high rate of interest and even processing fee was high , compare to government bank they are charging too high charges, and now i have close this loan successfully.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Jan 08, 2019
    • Fullerton Personal Loan
      "Average Service"
      0.5 3.5/5 "Pretty good"
      The experience with this loan has been quite good and the process has been quite simple. The loan amount has been sufficient and the interest rate with them has also been nominal when compared with the market rate. There has been some processing fee and other than that there has not been any other charges.
      Was this review helpful? 3
      , jamshedpur
      Reviewed on Dec 20, 2018
    • Fullerton Personal Loan
      "High interest rates"
      0.5 3.0/5 "Satisfactory"
      I was looking for a loan and with the help of On-line sources i applied for it. My application was taken care and there was no delay. But the interest rates which i have on my loan amount is bit high i feel. Its somewhere around 15% and thats really high. If the interest rates comes down a bit it will be a great help.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Dec 15, 2018
    • Fullerton Personal Loan
      "They must reduce the interest rate"
      0.5 4.0/5 "Great!"
      I got my loan on time. According to my eligibility, i have got the loan from Fullerton. They have offered me a loan amount of Rs. 2.2 lakhs. I have got the interest rate of 21% which is very high and the processing fee was between 12000 to 16000. I have chosen the tenure period of 5 years. The service provided by Fullerton is really good.
      Was this review helpful? 3
      , guwahati
      Reviewed on Dec 12, 2018
    • Fullerton Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The experience i had with this Personal loan has not been good since the interest rate with them has been around 22% which was quite high. There has been some extra charges which they had made once. But the loan amount which they had provided has been sufficient.
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 11, 2018
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