• Custom Free
     

    Custom quote

  • Fullerton Personal Loan

    Loading your search...
  • With interest rates starting from just 11.99%, Fullerton personal loans are effective solutions for your immediate financial needs. The tenure of the loan extends from 1 year to 5 years, and the maximum amount you can borrow is Rs.25 lakh.
    More
    We found 1 Fullerton Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    11.99% - 25% Fixed
    3%- 6% One time fee
    25L Max
    1-5 Years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria

    While applying for a personal loan from Fullerton, you needn’t wait for months to get the loan approved. Quick eligibility check, instant online approval, and quick disbursement of the amount are the benefits that the company offers.

    Particulars Charges
    Interest Rate (Monthly reducing balance) 11.99% - 25% per annum
    Processing Fees 3% - 6%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges
    • Within 6 months from the date of agreement - Not allowed
    • For 7 to 17 months from the date of agreement - 7% of the outstanding principal amount
    • For 18 to 23 months from the date of agreement - 5% of the outstanding principal amount
    • For 24 to 35 months from the date of agreement - 3% of the outstanding principal amount
    • After 3 years from the date of agreement - No pre-closure charges applicable
    Guarantor Requirement No guarantor required

    Fullerton Personal Loan Eligibility Criteria

    Fullerton India offers personal loans for both salaried as well as self-employed individuals. If you are a salaried individual with a minimum of Rs.15,000 as fixed monthly salary, you are eligible for a Fullerton India personal loan. For self-employed individuals (both professionals as well as non-professionals), the minimum income criteria to avail Fullerton India personal loan is Rs.20,000 per month.

    The company also mentions a criteria based on the age of the applicants. The minimum age for applying for Fullerton Personal Loan is 21 years, whereas, the maximum age limit is 60 years. This means, if you are 58 years old and are looking to apply for a Fullerton India Personal Loan, you will get the loan sanctioned for maximum tenure of 2 years (i.e., till you reach 60 years of age).

    Particulars Salaried Self-Employed/ Working Professionals
    Age 21- 65 years 21-60 years
    Minimum Income Rs.12,500 and above Rs.15,000 and above
    Total Experience in Job/Profession 3 years 2 years
    Current Experience 6 months and above
    Years of Stay in Current Residence 1 year 1 year

    Loan Amount

    Fullerton India offers high loan amount to both men and women borrowers in a quest to help them resolve their financial requirements with ease. The loan amount starts from minimum Rs.65 and goes up to Rs.20 lakh.

    Men Women
    Minimum Amount
    • Rs.65,000 for persons living in Metro and Tier 1 cities.
    • Rs.50,000 for persons living in Tier 2, 3 and 4 cities.
    Maximum Amount Rs.20 lakh Rs.10 lakh

    Fullerton Personal Loan for Women Borrowers

    Women borrowers can avail high loan amount from Fullerton at special interest rates. Applicants just need to meet the eligibility criteria put forward by the bank to apply for the loan. Since women applicants are eligible to get loan at special interest rates, it has become easier for them to opt for a loan as and when required. Here are the particulars of personal loan for women customers.

    • Women residing in Urban, Semi Urban and Metropolitan areas are eligible for the loan.
    • Female applicants are offered loans at an interest rate that is lower than the applicable base interest rates.
    • The maximum loan amount that can be applied for is up to Rs.10 lakh.
    • The borrowers can take the loan for extended repayment period of up to 5 years or 60 months.

    Why Choose Fullerton India Personal Loan?

    Fullerton India offers a number of benefits to its customers which make it stand out from the rest. From offering high loan amount at low interest rates for flexible tenures to special customized offers for the borrowers, this institution tries to help people in the best way possible. Here are some of the reasons why you should choose this company above others:

    High Quantum of Loan: Fullerton India offers a high quantum of personal loan for all the eligible borrowers. The maximum quantum of Personal Loan offered by Fullerton India is Rs.20 Lakhs for salaried individuals and Rs.30 Lakhs for self-employed individuals. The maximum amount of personal loan available to applicants at Fullerton India is one of highest quanta compared to other non-banking financial companies or public sector banks in its class.

    Competitive Interest Rates: Fullerton India offers personal loans at competitive interest rates with a monthly reducing balance basis, thereby ensuring maximum benefit to the loan borrower.

    Easy Accessibility: With a large number of active branches in both urban and rural regions, Fullerton India makes sure that there is a loan centre easily accessible for citizens living in urban, semi urban and rural centres.

    Easy Loan Application Process: Fullerton India personal loans are easy to apply for with an online loan application process allowing for easy loan requests with minimal documentation and quick loan disbursal timeline.

    Special Benefits for Existing Customers: Fullerton India offers a series of special offers for their existing clients for pre-approved personal loans. Since a large number of people are associated with Fullerton India and are using their commercial loan schemes, rural financing schemes or other financial products, they receive offers from time to time about pre-approved personal loans as per their financial history.

    Instant Approval: Personal loan applicants need not visit the Fullerton India branch physically and can simply apply for a personal loan online which will be approved within four working days for eligible applicants.

    Seasonal Offers: Fullerton India offers attractive seasonal discounts in interest rates and processing fees during festival season and from time to time.

    Features of Fullerton Personal Loan

    Fullerton India offers a number of benefits and features for its personal loans including low interest rates, minimal documentation and quick approval. Some of the major features of Fullerton India personal loan which makes it the best option to go for are listed out here:

    Quick Loan Approval: Fullerton India offers one of the fastest loan disbursal rates compared to other non-banking financial companies. For pre-approved customers, personal loans can be disbursed in one working day, while for new customers, personal loans are approved and disbursed within a stipulated timeline extending to a maximum period of four working days.

    Low Interest Rates: Fullerton India offers competitive interest rates for its personal loan applicants. Since a large number of Fullerton India clients come from smaller centres and semi-urban centres, Fullerton India understands the importance of keeping interest rates low, offering maximum benefits to the clients.

    Part Prepayment Facility: Fullerton India allows part-prepayment facility for all its personal loans after a minimum period of six months. Fullerton India does not charge any prepayment charges for all personal loans that are prepaid after 36 months from the agreement date.

    Online Loan Application Facility: Users willing to seek a personal loan with Fullerton India need not visit the branch and can apply for a personal loan online. Such a facility not only saves time and offers convenience to the loan applicant, it also reduces the loan approval and disbursal time, leading to a win-win situation for both the customer and the company.

    Dedicated Customer Support: This Company has a 24/ customer support helpline, allowing the users access to complete information through both phone and email communication.

    Fullerton India Business Loans

    Are you looking for ways to enhance your business enterprise? You can apply for Fullerton India Business Loans to purchase new raw materials, furniture, or equipment for your venture. One does not need any collateral to apply for this loan. The rate of interest for this product ranges from 13% to 16% p.a. The interest rate for this product is floating in nature. You can apply for this loan by visiting a branch of Fullerton India or by visiting the lender’s official website. To apply for this loan, the annual turnover of your business should range from Rs.10 lakh to Rs.100 crore.

    How to Check Fullerton India Personal Loan Credit Information Report?

    Among the various best-in-class services offered by Fullerton, online credit check facility is one of the most useful ones. It allows the customers to access their personal credit information like credit history, credit score, etc. The customers can check out the details of their accounts, payments, loans, and any other enquiries that they have made in the past.

    To check out your credit information report on Fullerton, you need to follow the following procedure:

    • Visit www.fullertonindia.com
    • Select ‘Credit Information Report Online’ tab present on the right hand side of the page.
    • A pop up window will show up where you need to provide your registered phone number and Loan Account Number.
    • Once done, click on the ‘Submit’ button given on the page.
    • You will receive the credit information report on the email ID provided against your account number. In case the email is not updated, you need to download the report on your computer and save it.

    How to Calculate EMI for Fullerton India Personal Loans?

    BankBazaar.com offers users a unique and easy-to-use financial tool which helps everyone understand their EMI beforehand while applying for any loans. This helps you with better financial planning, helping you choose an ideal tenure for your loan and aiding your understanding of expenses such as EMIs.

    With BankBazaar’s Personal Loan EMI Calculator, users simply need to add the amount they wish to take as loan, their preferred loan tenure and rate of interest as provided by the bank at the time of online enquiry. The EMI Calculator then instantly calculates and displays the EMI liability for the loan. This helps you in understanding the monthly money outflow towards the loan.

    Why Apply for a Fullerton Personal Loan on BankBazaar.com?

    Applying for a Fullerton personal loan through the BankBazaar portal is very easy and convenient. This website even offers a number of advantages to the borrowers who are willing to apply for a personal loan. Here are the reasons why you should apply for a Fullerton personal loan on BankBazaar.com:

    • Instant Loan Eligibility Check: BankBazaar.com offers an Instant Loan Eligibility Check facility using the personal loan tool available on the website. The tool automatically checks for user eligibility by tracking financial history and monthly salary records. Non-eligible applicants are filtered out and the tool offers customized personal loan quotes only for eligible applicants.
    • Personalized Quotes: Bankbazaar.com offers customized personal loan quotes to all its eligible users keeping in mind their requirement, repayment track record, and tenure period of the loan. Hence, you can apply for a loan that will specifically suit your requirement and cater to all the immediate needs.
    • Low Interest Rates: BankBazaar.com has collaborated with Fullerton India allowing for a discounted rate of interest for all personal loans facilitated through the portal. Personal loan applicants with Fullerton India through BankBazaar.com get a discounted rate of interest reserved exclusively for BankBazaar.com members.
    • Active Loan Comparison: Before finalizing the personal loan, users at Bankbazaar.com can compare various personal loan options based on various aspects such as charges, fees, interest rates and other essential loan features. Users can also compare personal loans depending on the feedback ratings of current personal loan holders.
    • Instant E-Approval: All loan applicants get instant e-approval after successfully submitting their loan application on this portal. The e-approval corresponds to the fact that their loan application has been processed, approved and forwarded to the designated loan department of the bank or concerned non-banking financing company (NBFC).
    • Assured Privacy: All personal data submitted by applicants to BankBazaar.com is transmitted in an encrypted format to the respective bank or NBFC in order to ensure 100% safety of privacy.

    How to apply for a Fullerton Personal Loan on BankBazaar.com?

    • Applying for a Fullerton personal loan at BankBazaar.com involves three simple steps.
    • Step 1: Each loan applicant seeking a personal loan at BankBazaar.com needs to duly fill his or her details in the personal loan eligibility calculator. The tool automatically checks for Fullerton India personal loan eligibility of each applicant and the eligible applicants are offered customized loan options from various personal loan service providers.
    • Step 2: After the applicant is given a list of loan options as per his or her financial history, the user can compare various loan options and choose the most appropriate one. Customer Feedback from existing loan applicants is also displayed to help the applicant choose the right loan service provider.
    • Step 3: In the final step, the applicant receives instant e-approval from BankBazaar.com after the successful submission of the personal loan application online. The application is sent electronically to the nearest Fullerton India office and the company gets in touch with the applicant directly.

    Fullerton India Personal Loan FAQs

    Am I eligible for Fullerton India personal loan?

    All Indian citizens between the ages of 21 to 60 years, fulfilling the minimum eligibility criteria, are eligible for Fullerton India personal loans. For salaried people, the minimum monthly income should be Rs.15,000 and above. On the other hand, for self-employed individuals or working professionals, the minimum income should be Rs.20,000 per month.

    What is the maximum loan one can get from Fullerton India?

    Fullerton India offers personal loans for amounts as high as Rs.25 lakh in case of salaried individuals.

    What is the tenure for Fullerton India personal loan?

    Fullerton India offers personal loan with a tenure period ranging from 12 months to 60 months, making it suitable for all loan seekers.

    How do I repay Fullerton India personal loan?

    Fullerton personal loans can be repaid in equated monthly instalments, calculated at a monthly reducing interest rate. Users can pay their Fullerton India Personal Loan EMI online directly to Fullerton India using the online funds transfer facility or via cheque deposit.

    How much would I need to pay as EMI for my Fullerton India personal loan?

    You can use the Personal Loan EMI calculator available at BankBazaar.com to understand the monthly payment you need to make against your Fullerton Personal Loan. All you need to do is to simply enter your loan amount and preferred tenure. The tool will automatically calculate your Fullerton India Personal Loan EMI and provide the result instantly.

    Why should I apply for Fullerton India personal loan through BankBazaar.com?

    Fullerton India accepts online loan submissions and has collaborated with BankBazaar.com for personal loan submissions online. Applying for a Fullerton India personal loan online can help you get discounted interest rates, instant e-approval and online loan racking facility, along with a dedicated customer helpline for any queries or grievances.

    What are the documents required to apply for Fullerton India personal loan?

    You don’t need to submit any documents online for applying for Fullerton India personal loan. You can approach your nearest branch with your e-approval and submit KYC documents (for address and ID proof), income documents and updated bank statement for further processing of the loan.

    Does BankBazaar.com charge for loan Eligibility Tool?

    BankBazaar.com does not charge its members for using the online loan calculator tool. The services provided by BankBazaar.com are absolutely free.

    Is My Data Safe while applying for a personal loan through Bankbazaar.com?

    BankBazaar.com uses a high degree of encryption while sending personal data of loan applicants to the respective banks. All data with BankBazaar.com is never shared with any third party except the loan department of the designated bank or non-banking financial company as per the case.

    How can I foreclose my Fullerton India personal loan?

    You can foreclose your personal loan by issuing a cheque against your Fullerton India personal loan account. But remember, the company allows foreclosure only after successful payment of 6 EMIs.

    How to check Fullerton personal loan status?

    You can check the status of your personal loan at Fullerton India through a variety of methods. You can visit the Fullerton India website, call the customer care executives, give a missed call at 9594763763, send a mail to namaste@fullertonIndia.com or by using the chatbot ‘DIA’. In addition to this, you can check the status of the loan application at mConnect, the official app for Fullerton India customers or by logging into the internet banking portal.

    How to contact Fullerton personal loan customer care?

    Fullerton personal loan customer care executives can be contacted by calling on 1800 103 6001 between 9 a.m. to 7 p.m. on all days except for Sundays and public holidays. You can also get in touch by sending a mail to namaste@fullertonindia.com

        

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Fullerton Personal Loan Reviews

    • Fullerton Personal Loan
      "Good Loan Service"
      0.5 4.0/5 "Great!"
      In Fullerton, they have given me a loan amount of Rs. 1 lakh after that i have done a top up for Rs. 1 lakh. I have taken this loan for my home renovation. I was eligible only for Fullerton. They have given me a interest rate of 16% which is okay. They are sending the reminders before the due date which is helpful.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 15, 2020
    • Fullerton
      Fullerton Personal Loan
      "Need to improve in service"
      0.5 2.0/5 "Expected more"
      I have taken a personal loan from Fullerton and the loan amount was Rs. 4L. Rate of interest was high when compare to other bank. Pre closure charge is there and I applied through online. The documentation was simple , executive collected by final day.Their service was not much good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 12, 2020
    • Fullerton Personal Loan
      "Need to decrease interest charge "
      0.5 4.0/5 "Great!"
      Through mobile app, I had taken personal loan from FULLERTON on one year before. The loan amount was 1.5L with tenure period of 2-3 years. EMI use to pay of 8080 rupees. They have not done much conversation with me. I use to get remainder message before 3 days of due date. Rate of interest is high around 14%. They have sanctioned the loan within one week. There is pre closure option at any time.
      Was this review helpful? 0
      , gulbarga
      Reviewed on Feb 05, 2020
    • Fullerton Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken personal loan through Fullerton .The rate of interest was very high that was the issue.Every information about the loan was clearly shared by the agent .This loan was sanctioned on time .There was no documents submitted and i am satisfied with the overall service .
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 04, 2020
    • Fullerton Personal Loan
      "Interest rate was high need to decrease that "
      0.5 4.0/5 "Great!"
      I have applied Fullerton personal loan through Online .The rate of interest and the processing fee was high due to my requirement availed this loan.The loan details was clearly shared by the agent ,I am paying the premium on EMI 8k for the amount of Rs. 3.50L.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 29, 2020
    • Fullerton Personal Loan
      "Emergency loan provider"
      0.5 5.0/5 "Blown Away!"
      I have a known person in Fullerton so that they have processed my personal loan easily. I bought the loan amount of Rs. 1.60 lakhs in the month of August. I chose the duration of 3 years. Fullerton people came to my office based on my friend reference and the interest rate was nominal. They gave me a loan in 15 days.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 22, 2020
    • Fullerton Personal Loan
      "Service is Good"
      0.5 1.0/5 "Really Bad"
      I have applied Fullerton personal loan through Online .The rate of interest and the processing fee was high due to my requirement availed this loan.The loan details was clearly shared by the agent ,I am paying the premium on EMI basis , still this loan is active.
      Was this review helpful? 2
      , chandrapur
      Reviewed on Jan 11, 2020
    • Fullerton Personal Loan
      "Excellent Loan Service"
      0.5 4.0/5 "Great!"
      I have applied the personal loan from Fullerton and Its because of quick disbursement I chosen them. I use to pay an EMI amount of Rs. 6,800 and 4 months before I opted this loan. I have selected the duration of 4 years. Documentation process was really nice and I don't find any hassles on that.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 09, 2020
    • Fullerton Personal Loan
      "Good Loan Service"
      0.5 3.0/5 "Satisfactory"
      Fullerton has offered a personal loan but they are charging with high interest rates. I called the customer care to know about the loan due amount and to get the top up loan. For all my queries, they are responding me in a proper way. For my salary, I could not get any loan from any bank but they have provided with good loan amount. If they are reducing an interest rate, it would be fine.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 09, 2020
    • Fullerton Personal Loan
      "Need to improve the customer care"
      0.5 4.0/5 "Great!"
      The number which they have provided was not getting connected with Fullerton all the time. There are lots of companies are providing the personal loan but as per my convenience i have got the personal loan from Fullerton. I didn't remember the interest rate. Within a week, they have processed the loan. The documentation process was good. If someone has to pick up the call, whenever the customer calls to the branch, it would be fine.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jan 07, 2020
    • Fullerton Personal Loan
      "Fair"
      0.5 4.0/5 "Great!"
      I have applied for Fullerton personal loan through Online. There was no difficulties with the rate of interest and the processing fee and i am paying monthly EMI Rs. 5,000.The agent shared all the relevant details about the loan process. Customer service was excellent.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 07, 2020
    • Fullerton Personal Loan
      "Need to decrease interest rate "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Fullerton through an on line. The loan amount was quite low with tenure period of 3 years. Rate of interest is quite high initial offered of 10% but later it is 13% and the processing fee was 3K. There is an option of pre closure. EMI I use to pay of 7900 rupees.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 07, 2020
    • Fullerton Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied for Fullerton personal loan through Online .I have not availed this loan since no payslip.There was no difficulties with the rate of interest and the processing fee.The agent shared all the relevant details about the loan process.There was proper acknowledgement from Fullerton.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jan 06, 2020
    • Fullerton Personal Loan
      "Average Service"
      0.5 3.5/5 "Pretty good"
      I have applied for Fullerton personal loan through Online .Appointment was fxed to collect the documents but noone come to collect the documents.The rate of interest and the processing fee was very high .The agent gave a clear view about this loan process.According to my experience the service was average.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 31, 2019
    • Fullerton Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with FULLERTON on 2 years before. I got a call from their end and offered the amount of 2L with tenure period of 4 years. Rate of interest is applicable of 10.99% and EMI need to pay on monthly basis of 5882 rupees.There is option of pre closure charges and top up also provided.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 29, 2019
    • Fullerton Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I have taken personal loan directly through Fullerton .The rate of interest and the processing fee was high since requirement was there taken this loan .This loan is still active and paying the premium through online .i have availed loan amount of 1,60,000 for the tenure of 5 years.This loan was sanctioned on time as well.According to me the service was quite average.
      Was this review helpful? 1
      , indore
      Reviewed on Dec 20, 2019
    • Fullerton Personal Loan
      "Need to improve the interest rate"
      0.5 3.0/5 "Satisfactory"
      Took my personal loan from Fullerton. Somebody called me over the phone, since i need a money that time, i accepted this offer. I got the loan amount of Rs. 3.25 lakhs with the interest rate of 20%. The loan is still going on because it has some lockin period of 1 year to pre-close the loan. Processing was too high and they did some insurance worth of Rs. 10000 without even telling me, they have deducted almost Rs. 20000 from the loan amount. They should tell the customer regarding these kind of charge in prior.
      Was this review helpful? 1
      , mohali
      Reviewed on Dec 17, 2019
    • Fullerton Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      I have taken personal loan directly through Fullerton India.The rate of interest was very high due to requirement availed this loan .I am paying the premium on EMI basis still this loan is active.I have got the loan on exact time frame .The process was very smooth and the service was quite average according to me .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 26, 2019
    • Fullerton Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied for Fullerton personal loan directly .I have got the loan amount on time without any difficulties.The rate of interest was too high since had requirement i have taken this loan .The loan details was clearly explained by the agent .I am really satisfied with the service so far .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 22, 2019
    • Fullerton Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Fullerton personal loan through Online .I have not taken this loan since it was not approved from fullerton end .The agent clearly explained the whole process about the loan .I have submitted the required documents also and not have any issues with the rate of interest and the processing fee.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 21, 2019
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.