Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
With its origins dating back to 1950, Diners Club is a direct banking payment services company that has been widely successful from its inception. The story of the Diners Club card is an interesting and well-known one. Mr. Frank McNamara was caught in an embarrassing situation when he finished dining at a New York restaurant and realised that he left his wallet in another suit. With his wife having to clear the tab, he resolved to never be in that situation again. This was when the idea for Diners Club popped up and has revolutionised the world ever since. The Diners Club Card was the world’s first multi-purpose charge card which expanded and adapted to become a global revolution. Members of the Diners Club can avail of services that include payment options and exclusive offers from restaurants, partner merchants, and service industry brands.
Diners Club International is a charge card company that was founded in 1950. It was the world’s first independent credit card company. The company has its operations in 59 countries serving well-travelled and affluent customers. The Diners Club Card focusses on travel and entertainment. The Diners Club card is a membership that is offered to select global citizens. It offers an experience like no other with exclusive offers and benefits. In India, the Diners Club card is available through HDFC Bank. There are three cards on offer
The Diners Club International Card works just like any other credit card. In India, the Diners Club Card is available only through HDFC Bank. In order to be eligible for this card, you should be a salaried individual who is at least 21 years old and not more than 60 years old. Self-employed individuals are also eligible between 21 years old and 65 years old. To apply for this card, you can log onto the HDFC Diners Club website and apply online. You can also visit any HDFC Bank branch to find out more details.
Reward Points:
Cardholders can earn upto 5 reward points for every Rs. 150 they spend on their credit card. These points can then be redeemed for movies, hotel bookings and flights.
| Details | Black | Premium | Rewardz |
|---|---|---|---|
| Points earned for every Rs. 150 spent | 5 points | 4 points | 3 points |
| Redemption Rate per point | Rs. 1 | 0.75 paise | 0.75 paise |
Golfing:
Enjoy benefits such as unlimited Green Fee waivers at 20 golf courses in India, and 40 golf courses abroad. Get unlimited golf lessons around India on select courses.
Lounge Access:
You will receive complimentary access to lounges around the world and within India. Rest, relax and freshen up between your travels when you carry your Diners Club Card with you.
Enjoy complimentary refreshments, internet access, newspaper, conference and shower facilities.
Air Accident Cover:
Get complimentary air accident insurance coverage. Have peace of mind while you travel knowing that you are financially secured in case of any unfortunate events.
| Details | Black | Premium | Rewardz |
|---|---|---|---|
| Air accident cover | Rs. 2 crore | Rs. 1 crore | Rs. 50 lakhs |
| Overseas emergency hospitalization | Rs. 50 lakhs | Rs. 25 lakh | - |
| Travel insurance on baggage delay/loss | Rs. 55,000 | Rs. 50,000 | - |
Concierge Services:
Enjoy having your own concierge 24x7 to take care of your needs. You can avail of the following services from the HDFC Diners Club concierge service.
Book Online:
Use the HDFC Diners Club website to book flights, hotels, and movies online. Also carry out your recharge transactions and bill payments. You will earn 2x points for spends on the website.
Dining Offers:
Enjoy 15% discount and more benefits at partner restaurants. Simply inform your waiter that you wish to avail of the discount before the bill is generated and pay with your HDFC Diners Club Card.
Late payment charges will be levied if you miss the payment due date and fail to pay the minimum amount due.
| Amount due | Charge |
|---|---|
| Less than Rs.100 | Nil |
| Rs.100 to Rs.500 | Rs.100/- |
| Rs.501 to Rs.5,000 | Rs.400/- |
| Rs.5,001 to Rs.20,000 | Rs.500/- |
| Rs.20,001 and above | Rs.700/- |
Simply spend on your Diners Club card to earn reward points.
If you are interested in the Diners Club Card, you can visit the HDFC Diners Club official website. Click on Apply Now. Enter your details and HDFC Bank will contact you. Alternatively, you can visit any HDFC Bank branch and request for the details.
To find out the restaurants that are offering discounts, log on to www.hdfcbankdinerclub.com. Select “Privileges” and click on the link to locate offers near you. Enter your city and your area and a list of restaurants will be generated. The discount and the applicable offer will be displayed.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
