Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Yes Prosperity Rewards Plus Credit Card

  • We found 1 Yes Prosperity Rewards Plus Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    Reduced to 0 On retail spends of 10,000 in 90 days 499
    What you'll love
    Documents
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    Fee Details

    As the name suggests, YES Prosperity Rewards Plus Credit Card is an exceptional card that is designed to reward you every time you swipe your card. The credit card offers great discounts on dining, movies, and retails spends.

    YES Prosperity Rewards Plus Credit Card key highlights

    • Get 1,250 reward points on spending Rs.5,000 before 30 days from the date of card issuance.
    • Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
    • Enjoy preferential interest rate on revolving credit.
    • Under YES Privileges, enjoy great offers on dining, travel, shopping, and wellness expenses in select cities.

    YES Prosperity Rewards Plus Credit Card lifestyle benefits

    • Earn 12,000 bonus reward points every anniversary year if your annual spends exceed Rs.3.6 lakh.
    • Earn 5 reward points on every Rs.100 spent on your birthday.
    • Earn 4 reward points on every Rs.100 spent to make international purchases.
    • Earn 3 reward points on every Rs.100 spent on dining or online shopping.
    • Earn 2 reward points on all retail spends made using the card.
    • Earn 100 reward points on making 4 transactions of Rs.500 or more in a billing cycle (Valid for the first 6 billing cycles only).

    YES Prosperity Rewards Plus Credit Card features and benefits

    • Fuel Surcharge waiver: Enjoy fuel surcharge waiver at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • Credit shield: Also, get credit shield in case of accidental death of the primary cardholder.
    • The Membership fee will be reversed on if total spends of the cardholder exceed Rs.10,000 within the first 3 months of card set up date or upgrade date.
    • TIf more than Rs.50,000 is spent in a year, the renewal fee of Rs.500 will be reversed.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
    • Automobile assistance: Get 24x7 emergency automobile assistance with your YES Prosperity Rewards Plus Credit Card. You can use this service for emergency towing assistance or roadside repair.
    • Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

    YES Prosperity Rewards Plus Credit Card fees and charges

    Type of Fee Amount
    Joining fees Rs. 499
    Annual fee Rs. 499
    Finance charges For YES Bank salary and savings account holders- 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.
    Cash advance charges 2.5% of the advance amount
    Over limit charges 2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
    Add-on card fee Nil up to 3 cards
    Late payment fees Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700
    Returned cheque Rs.350
    Foreign currency mark-up charge 3.40% on the transaction amount
    Duplicate statement request Rs.100 per statement
    Re-issue of lost or stolen card Rs.100

    Eligibility to apply for YES Prosperity Rewards Plus Credit Card

    To be eligible to get a YES Prosperity Rewards Plus Credit Card, you need to fulfill the following eligibility criteria:

    • You should be a minimum of 21 years.
    • You should not be over 60 years.
    • You should be a salaried individual or self-employed.
    • Your minimum net monthly salary should be Rs.25,000.
    • If you are self-employed, your Income Tax Return should be Rs.5 lakh or more.
    • Or, you should have a fixed deposit with YES Bank.

    Documents requited to apply for YES Prosperity Rewards Plus Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

    FAQs on YES Prosperity Rewards Plus Credit Card

    1. I want assistance to book a flight ticket. How do I reach the YES Bank concierge desk What information should I keep handy?
    2. Please dial 1800119371 to reach the concierge desk. You will be asked to provide your full credit card number, your name, registered phone number, and your date of birth for verification purposes. You can also contact the YES bank’s credit card customer care department at 1800 103 1212.

    3. Is there a maximum limit for the fuel surcharge waiver offered by my card?
    4. Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    5. Will I be charged with a fee when I redeem the accumulated reward points available on my YES Prosperity Rewards Plus Credit Card?
    6. Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    7. How do I know about the discounts and offers available on my YES Prosperity Rewards Plus Credit card?
    8. Please visit YES Bank official website and click on “YES Privileges” to check out the latest discounts and offers your card offers.

    9. Is YES Prosperity Rewards Plus Credit Card a contactless card?
    10. Yes. This is a contactless card.

    Other Yes Bank Credit Cards
      

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    Yes Prosperity Rewards Plus Credit Card Reviews

    • YES Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have a credit card from YES bank but due to the crisis i am unable to use the card in online and offline purchases whenever i do the transactions, it shows declined. For the dining and 1+1 movie tickets, reward points purpose, i have chosen this card. They have given me a credit limit of Rs. 30000. Its a zero annual fee credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 16, 2020
    • YES Bank
      YES Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have not get a situation to call the YES bank customer care people. Its a care free credit card because its a life time free card so i don't need to worry about the fee waiver. When i compared to other bank, this is best to use so i don't need to track of the minimum transaction per year. I get a good reward points based on my transaction. I got my card within a week.
      Was this review helpful? 1
      , kochi
      Reviewed on Mar 10, 2020
    • YES Bank Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      I have received a credit card offer hence i accepted their proposal. I'm satisfied with their credit limit and there is no annual fee on this card. I'm getting offers on this card while booking the movie tickets. I have been using this card for last 1 month. I got the card as per the committed time. If they increased the limit, it would be fine. I made the first month bill payment through online.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 06, 2020
    • YES Bank Credit Card
      "Process is good but limit should be increased"
      0.5 5.0/5 "Blown Away!"
      No particular reason for selecting the credit card from YES bank and the process is very fast. The given credit limit of Rs. 25000 is not satisfactory for me. I need to pay the annual fee of Rs. 500. The agent told me about the features of the credit card. They do sent a offer messages on a regular basis but i don't read it because i use the card very often for the normal or emergency purchase.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 05, 2020
    • YES Bank Credit Card
      "Satisfied card"
      0.5 4.5/5 "Excellent!"
      Reason behind for choosing the credit card from YES because my credit score is less but based on my Government job they have provided me this card. They gave me a good limit of Rs. 58K and Totally its a life time free card and after 6 months i can upgrade the credit card. I got my card on time. I just want a Edge card in future.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 03, 2020
    • YES Bank Credit Card
      "Card is good but no follow up"
      0.5 1.0/5 "Really Bad"
      When i apply the credit card through online, YES bank is not giving me any proper response. YES bank did not contacted me not even once. There is no single call received from their people regarding the documentation or verification. There is no specific reason for choosing the YES bank credit card but there is no annual fee on this card for a life time.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 02, 2020
    • YES Bank Credit Card
      "Need to improve the process"
      0.5 1.0/5 "Really Bad"
      They have offered me a YES bank credit card without having any annual charges thats the reason i opted for this card. Documentation process was worst because they have asked me to submit the physical documents including the kyc even though i have given all my documents via online. I rejected their procedure and un-realistic demands to get this card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 01, 2020
    • YES Bank Credit Card
      "Process is not customer friendly"
      0.5 1.0/5 "Really Bad"
      YES bank is offering me a annual fee waiver off card so that i had applied the credit card with them. I asked them to sent me a details of the offers and features but no one has sent me. It was a online application hence i didn't submit the documents in offline and no follow up from the bank after that regarding my credit card application.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 01, 2020
    • YES Bank Credit Card
      "Yet to explore the card"
      0.5 4.5/5 "Excellent!"
      For the additional card purpose, i had took the option from YES bank credit card. They have sent me a mail stating that I'm not eligible to get this card and i received the mail 3 weeks back. They didn't do any proper follow up. I have no idea about the credit card benefits. There was a annual fee for the first two years.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 01, 2020
    • YES Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have a different credit cards with me and to use a other card, i had applied the YES bank card but there is no proper reply from their customer care people regarding my credit card status. For the shopping and bill payment i have chosen this card. I have not given any documents and i just given my Aadhar number and PAN number. They haven't informed me about the rejected reason also.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 28, 2020
    • YES Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      YES bank branch is located nearby my home hence its easy for repayment and I'm getting different offers in the mall so that I have applied the credit card from YES bank. No one came to my place for collecting the documents. I'm getting 5% cash back offer for offline purchase.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2020
    • YES Bank Credit Card
      "Easy Card"
      0.5 5.0/5 "Blown Away!"
      When I do purchase a card, I will be getting some discounts on YES bank. My mother is having a saving account in this bank so it will be useful, hence I had availed the card. My friend has recommended me to take this card. I have given my documents with my friend when the executive came for collection. But I didn't get any follow up from their end.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 23, 2020
    • YES Bank Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      Yes bank is providing me a life time free card and there is no annual charges. I have applied for the master card but i have received different card. I get a fuel waiver and shopping benefits. Credit limit is really good. Guy from YES bank came to my office for the verification but I felt, documentation process was too lengthy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 19, 2020
    • YES Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Since the service is good and the bank staffs are very co-operative i have selected the credit card from YES bank. There is no offers available on this card. I have received the credit limit of Rs. 30000 which is less for me. There is no yearly charges on this card. Documentation process was really good because i have sent through online but the verification was done in my home.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 16, 2020
    • YES Bank Credit Card
      "Nice credit card"
      0.5 4.0/5 "Great!"
      One of the executive called me and offered me YES bank credit card since i had a requirement, i availed this card. I got the card 1 month before. Executive explained me about the benefits at the time of purchase but i don't remember right now. They have provided me a limit of Rs. 30000. When i got the card, they have sent me a welcome kit. I'm satisfied with the bill due date and bill cycle.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 30, 2019
    • YES Bank Credit Card
      "Better Card"
      0.5 4.0/5 "Great!"
      Rate of interest is low so that i have purchased the credit card from YES bank. In online, i have uploaded all my documents. I have not received any call from bank regarding the rejection hence there is no proper follow up. There is no yearly charges for this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 29, 2019
    • YES Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      Its because of the better service and low rate of interest i have applied the credit card from YES bank. I do not know about the benefits of the card. I haven't produce the documents to them. From bank side they have rejected the card and they have not informed anything regarding the rejection name.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 29, 2019
    • YES Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      In YES bank, the customer care people are helped in me a exceptional way. Over due interest rate percentage is 36%. This is a life time free card. On a various website such as Amazon and makemytrip offer available apart from this i get a airport launch access 6 times in a year. So that i have selected this card. I am holding this card for just one month.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 26, 2019
    • YES Bank Credit Card
      "Promised things not met"
      0.5 4.0/5 "Great!"
      From YES bank at the time of purchase they said they will provide a limit of more than Rs. 2 lakhs but they have given me only Rs. 60000. There is no fee on this card. I do not aware of the benefits provided by this card. I have received the card as per their promised time but they haven't given me any kind of joining benefits. Totally, I'm disappointed about the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 23, 2019
    • YES Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually service is very impressive as i compared to others thats the reason i have opted the credit card from YES bank. I can use the card in petrol bunks and shopping. There is no annual fee for this card. I already submitted the documents but still some more documents required which i cannot provide it now hence due to that it got rejected.
      Was this review helpful? 1
      , haridwar
      Reviewed on Dec 10, 2019
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