Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • We found 1 Yes Prosperity Rewards Plus Credit Card
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    1st Year Fee
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    Rs.500 Amazon Voucher
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    Yes Prosperity Rewards Plus Credit Card is Rated as "Great!" by 28 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    As the name suggests, YES Prosperity Rewards Plus Credit Card is an exceptional card that is designed to reward you every time you swipe your card. The credit card offers great discounts on dining, movies, and retails spends.

    YES Prosperity Rewards Plus Credit Card key highlights

    • Get 1,250 reward points on spending Rs.5,000 before 30 days from the date of card issuance.
    • Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
    • Enjoy preferential interest rate on revolving credit.
    • Under YES Privileges, enjoy great offers on dining, travel, shopping, and wellness expenses in select cities.

    YES Prosperity Rewards Plus Credit Card lifestyle benefits

    • Earn 12,000 bonus reward points every anniversary year if your annual spends exceed Rs.3.6 lakh.
    • Earn 5 reward points on every Rs.100 spent on your birthday.
    • Earn 4 reward points on every Rs.100 spent to make international purchases.
    • Earn 3 reward points on every Rs.100 spent on dining or online shopping.
    • Earn 2 reward points on all retail spends made using the card.
    • Earn 100 reward points on making 4 transactions of Rs.500 or more in a billing cycle (Valid for the first 6 billing cycles only).

    YES Prosperity Rewards Plus Credit Card offers on BankBazaar

    YES Prosperity Rewards Plus Credit Card features and benefits

    • Rewards redemption option: Convert your reward points into JPMiles and use it to book your flight tickets. 4 reward points will be 1 JPMile.
    • Fuel Surcharge waiver: Enjoy fuel surcharge waiver at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • Credit shield: Also, get credit shield in case of accidental death of the primary cardholder.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
    • Automobile assistance: Get 24x7 emergency automobile assistance with your YES Prosperity Rewards Plus Credit Card. You can use this service for emergency towing assistance or roadside repair.
    • Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

    YES Prosperity Rewards Plus Credit Card fees and charges

    Type of fee Amount
    Joining fees Rs.350(Waived if applied through BankBazaar or if total spends exceed Rs.7,500 within 90 days from the date of card issuance)
    Annual fee Rs.350 (Waived if annual spends exceed Rs.25,000 in the previous year)
    Finance charges For YES Bank salary and savings account holders- 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.
    Cash advance charges 2.5% of the advance amount
    Over limit charges 2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
    Add-on card fee Nil up to 3 cards
    Late payment fees Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700
    Returned cheque Rs.350
    Foreign currency mark-up charge 3.40% on the transaction amount
    Duplicate statement request Rs.100 per statement
    Re-issue of lost or stolen card Rs.100

    Eligibility to apply for YES Prosperity Rewards Plus Credit Card

    To be eligible to get a YES Prosperity Rewards Plus Credit Card, you need to fulfill the following eligibility criteria:

    • You should be a minimum of 21 years.
    • You should not be over 60 years.
    • You should be a salaried individual or self-employed.
    • Your minimum net monthly salary should be Rs.25,000.
    • If you are self-employed, your Income Tax Return should be Rs.5 lakh or more.
    • Or, you should have a fixed deposit with YES Bank.

    Documents requited to apply for YES Prosperity Rewards Plus Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

    How to apply for YES Prosperity Rewards Plus Credit Card?

    You can visit YES Bank’s official website and apply for a YES Prosperity Rewards Plus Credit Card. The steps below are to be followed if you choose to apply through BankBazaar.

    • Visit BankBazaar website
    • Choose “Credit Cards” under the “Cards” tab
    • Filter your results by choosing “YES Bank”
    • Click on “Check Eligibility” option against YES Prosperity Rewards Plus Credit Card from the list
    • Enter basic details asked to proceed
    • If you are eligible, you will be redirected to fill an online application
    • Enter all the details required
    • Upload the required documents
    • Click on “Submit”
    • Make a note of the “Application ID” and use to check the status of the application

    FAQs on YES Prosperity Rewards Plus Credit Card

    1. I want assistance to book a flight ticket. How do I reach the YES Bank concierge desk? What information should I keep handy?
    2. Please dial 1800119371 to reach the concierge desk. You will be asked to provide your full credit card number, your name, registered phone number, and your date of birth for verification purposes. You can also contact the YES bank’s credit card customer care department at 1800 103 1212.

    3. Is there a maximum limit for the fuel surcharge waiver offered by my card?
    4. Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    5. Will I be charged with a fee when I redeem the accumulated reward points available on my YES Prosperity Rewards Plus Credit Card?
    6. Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    7. How do I know about the discounts and offers available on my YES Prosperity Rewards Plus Credit card?
    8. Please visit YES Bank official website and click on “YES Privileges” to check out the latest discounts and offers your card offers.

    9. Is YES Prosperity Rewards Plus Credit Card a contactless card?
    10. Yes. This is a contactless card.

    Other Yes Bank Credit Cards

    Yes Prosperity Rewards Plus Credit Card Reviews

    • YES Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The overall process in getting this card has been pretty good and it was delivered to me by the promised time. I am satisfied with the credit limit with this card and there has been some good benefits with this card which they had explained to me. It is a life time free card as well.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 20, 2019
    • YES Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since one of my friend had suggested to go with this card. The process in getting this card has been smooth and i got the card on time. They had given me with a good credit limit and they had explained me with the benefits and features with the card as well, it does not have any annual charges as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 15, 2019
    • YES Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      After summit ed my document I got withing seven day yes bank credit card . This is life time free card and rewards point offer is available in this card . I am satisfied with this limit and customer service provided is good and response at a time .
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 14, 2019
    • YES Bank Credit Card
      "Need to increase the limit"
      0.5 4.0/5 "Great!"
      I have received a YES PROSPERITY REWARD PLUS CARD through online channel. The credit limit was not up to the mark which is less than my salary. They have given me a limit of 30K, it would be appreciate if they can increase my limit. It has life time free credit card. The card was delivered on the specified the time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 12, 2019
    • YES Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since it is a life time free card and there is a lot of good cash back offers with this card. There has almost been 3000 points which has got accumulated with this card and i am yet to use it. The credit limit with the card has been pretty good and i had started using the card as well.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 12, 2019
    • YES Bank Credit Card
      "okay"
      0.5 4.0/5 "Great!"
      i have taken a Yes Bank prosperity reward plus credit card , this card gives a life time free credit card. Customer service and responsiveness is good. The services which they had been providing so far has been well and good..The rate of interest is also fine.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 11, 2019
    • YES Bank Credit Card
      "best life time free credit card with out any annual charges"
      0.5 5.0/5 "Blown Away!"
      I have taken a Yes Bank prosperity reward plus credit card .It is a life time free credit card no annual charges and no joining fees for this credit card.The credit limit with this card is good and there has been some good benefits which comes with this card as well ,limit they offered is Rs. 25000. that's okay. Executive come and collected the document.I received the card in a week time.customer service is good in Yes Bank
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 11, 2019
    • YES Bank Credit Card
      "good life time free credit card "
      0.5 5.0/5 "Blown Away!"
      I have taken a Yes prosperity reward credit card . The services which they had been providing so far has been good. The credit limit with this card they given only Rs. 60000 but am getting salary of Rs.120000 ,bank should increase my credit credit limit.It is a life time free card,rewards and cash back details am not sure. I am getting airport lounge,am not getting any special benefits like movie ticket offer.Executive come and collected the documents.I have received the card with in 15 days
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 11, 2019
    • YES Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I am using yes bank credit card last 1 month . Service provided by yes bank is good and their response is good . This card is life time free card this is good card i used for multipurpose .After approval card i got after 10 days but I am not satisfied with limit. This is the cash back offer in this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 10, 2019
    • YES Bank Credit Card
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      The process in getting this card has been fine and the process was completed within ten to fifteen days. The credit limit with the card has been good and they had also given me with some good benefits with this card. It is a life time free card and i am yet to explore the card, where there has not been any hassle faced so far.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 01, 2019
    • YES Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      For the fuel purpose, i have availed the YES bank credit card. My fuel sur charges will get waived off and i get some offers from them. They have provided me a limit of Rs. 25000 and I'm happy about it. Its a life time free credit card. I never interacted with the customer care service but they have called me for a welcome and told me about all the offers they have regarding this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2019
    • YES Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since the benefits with this card like the movie ticket offers where good with this card. The process in getting this card was very much easy and fast, and less documentation only was required. But they had promised me with a credit limit of 1,00,000 but was given only with 32,000. It has been a life time free card as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 26, 2019
    • YES Bank Credit Card
      "Need to increase the limit and charges to be reduced."
      0.5 1.0/5 "Really Bad"
      The rate of interest and charges are very high in YES BANK. I am not happy with the credit limit which was less. I have taken a REWARDS credit card through online channel. They have taken 10 to 20 days to deliver the card. The documents are given to the executive. It is a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2019
    • YES Bank Credit Card
      "Good to take"
      0.5 4.0/5 "Great!"
      They have given me a good credit limit as well as if i spent on purchase, they will provide good rewards points. I'm using this card for last 1 month hence i am not much analyzed the card much. The given credit limit is sufficient for me and there is no annual fee. They have dispatched the card on time and the documentation process was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 21, 2019
    • YES Bank Credit Card
      "Fake services to the customer"
      0.5 1.0/5 "Really Bad"
      Because they are offering a good rewards scheme and movie ticket offer i have selected the card from YES bank. While providing the documents they have confirmed me that 25% hike from my existing card but they have offered me a limit of Rs. 30000 hence i have asked them to close the card. I called the customer care and there is no proper response.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 21, 2019
    • YES Bank Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      Whenever I'm calling the customer care, its not getting connected. Because of the optional purpose, i have used this card. I'm not satisfied with the credit limit. They have promised me like i will get limit of 3* my salary and they have informed me about the limit before card disbursal when i used the card, i came to know about the limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 18, 2019
    • YES Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I tried to get the yes bank credit card and this time it god approved. There is no particular reason for choosing the card. I have received the credit limit which is fine for me. I have received the card on time and the documentation process was done good. I have received the bill and there is no issue on that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 18, 2019
    • YES Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this credit card since there has been some good discounts with this card on some web portals. The process in getting this card has been very smooth and easy, the card also had received on the right time. The credit limit which they had given with this card is around 40,000 and it has been a life time free credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 18, 2019
    • YES Bank Credit Card
      "Need to improve the services"
      0.5 2.0/5 "Expected more"
      I have contacted the YES bank customer care regarding the site navigation is not good and the online banking is not user friendly. I'm not receiving the bill on time every month. The way they have designed the website is quite complicate. I cannot understand the bill statement and i could find the minimum amount to pay.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 18, 2019
    • YES Bank Credit Card
      "Good international bank credit card"
      0.5 5.0/5 "Blown Away!"
      Just like that i have purchased this card. I have got a credit limit of Rs. 50000 and there is no yearly charges deducted from this card. I used to regular offer but some points are good enough to use. I have not utilized any cashback so far. So many times i called the customer care and immediately its get connected.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2019
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