As the name suggests, YES Prosperity Rewards Plus Credit Card is an exceptional card that is designed to reward you every time you swipe your card. The credit card offers great discounts on dining, movies, and retails spends.
YES Prosperity Rewards Plus Credit Card key highlights
Get 1,250 reward points on spending Rs.5,000 before 30 days from the date of card issuance.
Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
YES Prosperity Rewards Plus Credit Card fees and charges
Type of fee
For YES Bank salary and savings account holders- 2.99% per month and 35.88% per annum.
For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.
Cash advance charges
2.5% of the advance amount
Over limit charges
2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
Add-on card fee
Nil up to 3 cards
Late payment fees
Outstanding balance up to Rs.100- Nil
From Rs.101 to Rs.500- Rs.100
From Rs.501to Rs.5,000- Rs.400
From Rs.5,001 to Rs.20,000- Rs.500
Above Rs.20,000- Rs.700
Foreign currency mark-up charge
3.40% on the transaction amount
Duplicate statement request
Rs.100 per statement
Re-issue of lost or stolen card
Eligibility to apply for YES Prosperity Rewards Plus Credit Card
To be eligible to get a YES Prosperity Rewards Plus Credit Card, you need to fulfill the following eligibility criteria:
You should be a minimum of 21 years.
You should not be over 60 years.
You should be a salaried individual or self-employed.
Your minimum net monthly salary should be Rs.25,000.
If you are self-employed, your Income Tax Return should be Rs.5 lakh or more.
Or, you should have a fixed deposit with YES Bank.
Documents requited to apply for YES Prosperity Rewards Plus Credit Card
Any one of the documents
Voter ID card
Any one of the documents
Voter’s ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
FAQs on YES Prosperity Rewards Plus Credit Card
I want assistance to book a flight ticket. How do I reach the YES Bank concierge desk What information should I keep handy?
Please dial 1800119371 to reach the concierge desk. You will be asked to provide your full credit card number, your name, registered phone number, and your date of birth for verification purposes. You can also contact the YES bank’s credit card customer care department at 1800 103 1212.
Is there a maximum limit for the fuel surcharge waiver offered by my card?
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Will I be charged with a fee when I redeem the accumulated reward points available on my YES Prosperity Rewards Plus Credit Card?
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
How do I know about the discounts and offers available on my YES Prosperity Rewards Plus Credit card?
Please visit YES Bank official website and click on “YES Privileges” to check out the latest discounts and offers your card offers.
Is YES Prosperity Rewards Plus Credit Card a contactless card?
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Reason to select this YES Prosperity card has an option to earn more points based on the spend, they gave me Rs. 35,000 as limit its fine for me. It has life time free benefits but I am not getting any offers at e commerce sites like amazon, flipkart.
I had applied for YES PROSPERITY REWARD PLUS CREDIT CARD it was been delivered in 10 days, card limit is excellent, EMI options are available, annual fee is zero, customer service is available 24/7 days, ATM service is available if I want to withdraw cash on my credit card.
I had applied for YES PROSPERITY REWARD PLUS CREDIT CARD where the card got approved and customer service is good, credit limit is nominal, EMI options are available, annual fee is zero, offers are very good and also rewards points offers are good.
I had applied for YES PROSPERITY REWARD PLUS CARD it was been approved in 7 days, credit limit of the card is nominal, EMI options are very less compare to my other credit cards, PIN number was easy to generate,I am getting my credit card statement on time.
I have received my YES PROSPERITY REWARD PLUS CARD. They told me that it is a lifetime free credit card. Credit limit is sufficient for me. I had received the card on time. I have started using the card and I am receiving message on time after transaction.
I had applied YES PROSPERITY REWARD PLUS CARD online. I had received the card on time. I have got sufficient credit limit and annual fee is not chargeable. I have not used the card much so I don't know whether I am getting offers and reward points or not.
I have received my YES PROSPERITY REWARD PLUS CARD that I applied online. The features of the card are very good, I am getting reward points and it's lifetime free card. Verification was done properly and on time. I am ok with the credit limit.
I had applied for YES BANK PROSPERITY REWARD PLUS CREDIT CARD and I received within a week and customer care service is very good, rewards points system are good but the annual fee is chargeable, and there are no hidden charges like other cards
I had applied YES PROSPERITY REWARD PLUS CARD from Yes Bank. I had received the card on time and it's lifetime free card. I was informed that charges for petrol refilling would be waived off but it is not happening. Offer and reward point is also not there.
I had applied YES PROSPERITY REWARD PLUS CARD on 2 months before directly to bank. The credit limit is very low and given only for 15 thousands. It is lifetime free credit card.I use the card for hotel booking, travel purposes based on the transactions I get reward points.
I don't know the helpline number of customer care YES BANK and wanted to contact them for billing cycle and other purpose which is not going threw. I have received YES PROSPERITY REWARD PLUS CARD and am happy with the credit limit. There is no annual fee for the card.
Since it is a life time free credit card hence i have chosen the YES bank credit card. They have given me a limit of Rs. 35000 which is not enough for me. This is a rewards plus credit card and i got the card 1 month before i'm yet to check the benefits. If i spent Rs. 7500 in 90 days, the joining fee will be free.
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Reviewed on Aug 26, 2019
I applied fro YES PROSPERITY REWARD PLUS CARD from Yes Bank. My credit limit is very less, I was expecting around 2 lakhs but they have given only 50 thousand. I had received the card on time and I have been using it since. I am not getting cashback and reward points.
Through Bankbazaar I applied a YES PROSPERITY REWARD PLUS CARD. I was promised that credit limit would be around 2 lakhs but they have given only 94 thousand. There is no cash back offer but I am getting reward points. I had received the card on time.
I had applied YES PROSPERITY REWARD PLUS CARD through Bankbazaar. I received the card on time. They have given very low credit limit I am not happy with the credit limit. I was told that credit limit would be more than 1 lakh but it's only thirty thousand.
They have given me a many offers for this card. I get a lots of cashbacks on my purchase. The given credit limit is very less because my other cards are having me a good limit and they haven't provide much of credit limit. They have dispatched the card in 7 days.
I had applied for YES PROSPERITY REWARD PLUS CARD from Yes Bank. I received the card on time. Their customer service is very good, always resolve my issue. Credit limit is nominal and it's lifetime free card. Their reward point is very less in comparison to other credit cards.
Reason to chose Yes bank prosperity card has good reward points for my spends and its a free card without any yearly fee. The bank have taken 10 days of time to dispatch the card after the documentation, the executive gave me the door step service.
I have yes bank prosperity rewards edge credit card past 6 months ago using this credit card .The Annual charger Rs 500.while transaction through online discount 5 percentage, customer service is good.while documents submitted on line as well as executive there is no delay credit card, sufficient limit is provide , EMI option is applicable
I applied for YES PROSPERITY REWARD PLUS CARD. The features of the credit card is good. Credit limit is nominal and it's lifetime free credit card. I have started using this card and I am getting cashback and reward points. Their customer service is very helpful.