As the name suggests, YES Prosperity Rewards Plus Credit Card is an exceptional card that is designed to reward you every time you swipe your card. The credit card offers great discounts on dining, movies, and retails spends.
|Type of Fee||Amount|
|Joining fees||Rs. 499|
|Annual fee||Rs. 499|
|Finance charges||For YES Bank salary and savings account holders- 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.|
|Cash advance charges||2.5% of the advance amount|
|Over limit charges||2.5% of Over Limit Amount or Rs.500 (Whichever is higher)|
|Add-on card fee||Nil up to 3 cards|
|Late payment fees||Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700|
|Foreign currency mark-up charge||3.40% on the transaction amount|
|Duplicate statement request||Rs.100 per statement|
|Re-issue of lost or stolen card||Rs.100|
To be eligible to get a YES Prosperity Rewards Plus Credit Card, you need to fulfill the following eligibility criteria:
Any one of the documents
Any one of the documents
|Income proof (For salaried)||
|Income proof (For self-employed)||
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
Please dial 1800119371 to reach the concierge desk. You will be asked to provide your full credit card number, your name, registered phone number, and your date of birth for verification purposes. You can also contact the YES bank’s credit card customer care department at 1800 103 1212.
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
Please visit YES Bank official website and click on “YES Privileges” to check out the latest discounts and offers your card offers.
Yes. This is a contactless card.
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