YES Bank SELECT Credit Card
The YES Bank SELECT Credit Card provides accelerated reward points for online purchases. Domestic lounge access and fuel surcharge waiver benefits are offered as well. You can apply for the card online and the process is simple.
The YES Bank SELECT Credit Card comes with offers across wellness, shopping, dining, and travel in select cities. The foreign currency markup is 2.75%. Accidental damage insurance cover up to Rs.50,000 for six months is offered for electronics and mobiles purchased online. 2X reward points can be earned on online shopping.
Features and Benefits of the YES Bank SELECT Credit Card
The main features and benefits of the YES Bank SELECT Credit Card are mentioned below:
Category | Features |
Domestic Lounge Access | In a calendar quarter, domestic lounge access is offered once as a complimentary. |
Fuel Surcharge Waiver | A 1% fuel surcharge waiver is offered for transactions between Rs.400 and Rs.5,000. |
Complimentary Golf Program | In a year, four green waivers are provided at golf courses in the country.In a month, one golf lesson is offered at certain golf courses in the country. |
Insurance Coverage | Credit Shield: Rs.3 lakhLost Card Liability Cover: Rs.3 lakh |
Reward Points | 8 Rewardz Points is provided for every Rs.200 that is spent online (apart from Select categories)4 Rewardz Points is provided for every Rs.200 that is spent offline (apart from Select categories)2 Rewardz Points is provided on every Rs.200 that is spent on Select categories. |
Instant EMI | Transactions worth Rs.1,500 and more can be converted to EMIs instantly. |
Quick Loan | Loans are provided on the limit that is available on the card. |
YES PayNow | Bills will be paid every month on time. |
E-Mandate | Standing instructions can be set up so that bills can be paid on time. |
Rewards Subscription Plan
Subscription Plan 1
Plan Details | Subscription Fees |
Online Spend: 2 times the regular reward points | Rs.1,000 |
Offline Spends: 3 times the regular reward points | Rs.1,000 |
Select Categories: 3 times the regular reward points | Rs.1,000 |
Subscription Plan 2
Plan Details | Subscription Fees |
Online Spend: 3 times the regular reward points | Rs.2,000 |
Offline Spends: 5 times the regular reward points | Rs.2,000 |
Eligibility Criteria
The eligibility criteria that must be met to apply for the YES Bank SELECT Credit Card are mentioned below:
- You must be between the ages of 21 years and 60 years.
- Salary employees and self-employed individuals can apply for the card.
- Your net salary must be at least Rs.50,000 per month or the Income Tax Returns should be Rs.7.50 lakh or more.
Fees and Charges
The different fees and charges are mentioned in the table below:
Category | Fees |
First Year Membership | Rs.599 plus taxes (waived if you spend Rs.10,000 within the first month from the date the card has been setup) |
Renewal Membership | Rs.599 plus taxes (waived if you spend Rs.1.00 lakh in a year) |
Interest Rate on Overdue Amount, Cash Advances, and Revolving Credit | 3.99% per month or 47.88% per year |
Foreign Currency Markup | 2.75% |
How to Apply for the YES Bank SELECT Credit Card?
The process that must be followed to apply for the YES Bank SELECT Credit Card is mentioned below:
- Visit https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/select-credit-card.
- Click on ‘Apply Now’.
- Enter your mobile number, PAN, first name, middle name, last name, date of birth, gender, and pincode.
- Click on ‘Submit’.
- Follow the steps on the next page to apply for the credit card.
FAQs
- Whom should I contact if my YES Bank SELECT Credit Card is stolen or lost?
You can contact the customer care number 1800 103 1212 (India) or +91 22 4935 0000 (outside India) if the credit card is lost or stolen.
- Can I apply for the YES Bank SELECT Credit Card if I already have another YES Bank credit card?
No, you cannot apply for the YES Bank SELECT Credit Card if you already have another YES Bank credit card.
- Whom should I contact to avail the gold benefits of the YES Bank SELECT Credit Card?
You should call 1800 102 6263 to avail the gold benefits of the YES Bank SELECT Credit Card.
- Are international lounge access benefits provided with the YES Bank SELECT Credit Card?
No, international lounge access benefits are not provided with the YES Bank SELECT Credit Card.
- What factors determine the credit limit that will be provided on the YES Bank SELECT Credit Card?
Current debts, income, and other internal policies are considered to determine the credit limit of the YES Bank SELECT Credit Card.
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Credit Card Bill Payment
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Credit Card Eligibility
- Credit Card Eligibility
- SBI Credit Card Eligibility
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- Yes Bank Credit Card Eligibility
- IndusInd Bank Credit Card Eligibility
- HSBC Credit Card Eligibility
- Kotak Credit Card Eligibility
- Canara Bank Credit Card Eligibility
- Standard Chartered Credit Card Eligibility
- RBL Bank Credit Card Eligibility
- Bank of Baroda Credit Card Eligibility
- Union Bank Credit Card Eligibility
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