YES Bank Klick RuPay Credit Card

The YES Bank Klick RuPay Credit Card is a lifetime-free card offering multiple benefits, such as rewards on online spending, exclusive RuPay deals, and many more. 

The YES Bank Klick RuPay Credit Card is a lifetime-free card packed with value and convenience. The card offers cashback on online expenditures, fuel surcharge waivers, exclusive RuPay offers, and more. Read on to know more details about the YES Bank Klick RuPay credit card.

Features of YES Bank Klick RuPay Credit Card

The key features of YES Bank Klick RuPay credit card are given below: 

  1. The card comes at zero joining and annual fee. 
  1. The card offers a 1% fuel surcharge waiver. 
  1. Offers rewards on all UPI and non-UPI spendings. 
  1. Ensures secure and easy payment through this virtual card. 
  1. Offers loan within the credit limit of the card. 
  1. Allows cardholders to make timely payment of bills every month through YES PayNow. 
  1. Allows users to convert payments into EMI on call. 
  1. Offers instant EMI option for transactions for a minimum amount of Rs.1,500. 

Note

  1. YES Bank Klick RuPay credit card is a virtual card, and no physical card will be provided to the customer. 
  1. Existing credit card holders of YES Bank are not eligible for this card. 

Benefits of YES Bank Klick RuPay Credit Card

The benefits of YES Bank Klick RuPay credit card are mentioned below: 

  1. On every Rs.200 spent on all non-UPI transactions; the card offers two reward points. 
  1. Ensures secure and convenient UPI transactions on credit card spends by linking the card with your UPI account. 

Fees and Charges of YES Bank Klick RuPay Credit Card 

The fees and charges applicable on YES Bank Klick RuPay credit card are mentioned in the table below: 

Fees and charges 

Amount 

Joining fee 

Nil 

Annual fee 

Nil 

Add-on card fee 

NA 

Interest-free period 

Up to 50 days 

Cash advance limit 

Nil 

Finance Charges on Revolving Credit 

3.99% per month (47.88) per annum 

Utility Charges 

1% plus applicable GST, if utility transaction exceeds Rs.15,000 (charges are capped at Rs.3000 per calendar month) 

Education Fee payment Charges 

1% fee plus applicable GST 

Fuel Transaction Charges 

1% fee plus applicable GST, if the transaction value is greater than Rs.10,000 (charges are capped at Rs.5000 per customer per month) 

Rewards Redemption Fee 

Rs.100 

Cash Deposit Fee 

Rs.100 plus GST 

Dynamic Currency Conversion Fee 

1% on DCC Spends 

Foreign Currency Conversion fee 

2.75% 

The steps to link your YES Bank Klick RuPay credit card on your UPI apps are mentioned below: 

  1. Download and install Kiwi UPI app. 
  1. Enter the login credentials. 
  1. Select “Activate Credit Card”. 

The YES BANK Klick RuPay Credit Card will be successfully linked to your UPI app. 

Note

  1. UPI PIN will be the same as MPIN for existing mobile banking customers. 
  1. For other customers, a prompt will be generated for setting their UPI PIN.

How to make UPI transactions Using YES BANK Klick RuPay Credit Card?

Follow the below-mentioned steps to make UPI transactions using YES Bank Klick RuPay credit card: 

  1. Use Kiwi UPI app to scan Merchant QR Code. 
  1. You can also select Kiwi UPI from the Merchant checkout page. 
  1. Enter the transaction amount. 
  1. From the drop-down list, select your YES BANK RuPay Credit Card. 
  1. Enter your UPI PIN to complete the transaction successfully.

How to Repay YES Bank Klick RuPay Credit card Bill?

The YES Bank Klick RuPay credit card bill can be repaid through the following channels: 

UPI on Kiwi: 

  1. Log into the Kiwi app. 
  1. To view the card details, click on the card. 
  1. Make payment via UPI by navigating to the Bills and Repayment section. 

Accountholders of YES Bank: 

  1. Bill payment can be made by registering for a net banking facility. 
  1. Bill payment can be made through IRIS by YES Bank via YES bank savings account or other bank account. 
  1. Setting standing instructions for automatic debit of pre-determined portion from savings account or current account. 

For all customers: 

  1. Payment can be made through the NEFT (National Electronic Funds Transfer) /IMPS (Immediate Payment Service) /RTGS (Real Time Gross Settlement) fund transfer mode. 
  1. Credit card bill payment can be made by cheque. 
  1. Payment can be made through a net banking facility by using the Bill Desk facility. 
  1. Make cash payments at YES Bank branches for credit card bills. 
  1. Payment can be made through YES Bank savings account or other bank account via IRIS by YES Bank. 
  1. Credit card bill payment can be made via YES Pay app and YES ROBOT. 

FAQs on YES Bank Klick RuPay Credit Card

  • Where do I reach out in case of any issues related to the YES Bank Klick RuPay credit card?

      For any card related issues, you can reach out to Kiwi’s 24*7 Customer Service by either writing a mail to service@gokiwi.in or contacting +91 8147089992. You can also reach out Yes Bank’s Customer Service at Toll Free number (1800 1200) or write a mail at yestouch@yesbank.in or yestouchcc@yesbank.in.

  • How long will it take to receive the Klick RuPay credit card?

    You will receive the YES Bank Klick RuPay credit card instantly on your Kiwi app, as YES Bank Klick RuPay credit card is a virtual card and there is no physical variant. 

  • Is YES Bank Klick Credit Card only available on RuPay Network?

    Yes, the Klick RuPay credit card by YES Bank is available only on RuPay network to enable customers to link and use the card on the UPI platform. 

  • How can I repay my Yes Bank Klick RuPay Credit Card bill?

    You can make payment of your YES Bank Klick RuPay credit card bill through various channels, such as Bill Desk, net banking, cheque, UPI on Kiwi, YES Pay app, YES ROBOT, and even through NEFT, IMPS, or RTGS. 

  • How can I apply for a Yes Bank Klick Card?

    You can apply for Klick RuPay credit card by YES Bank by downloading the Kiwi app. Complete the KYC process (video KYC) and fill in the online form to get your card. 

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