The YES Bank Anq Phi credit card is an entry-level lifestyle credit card offered at a zero joining fee. This credit card is designed to provide convenience and privileges at the same time, tailored to meet the requirements of individuals who wish to save while spending.
You can apply for the YES Bank Anq Phi credit card at a zero joining fee and a nominal renewal fee of Rs.499 plus taxes, which will be waived on crossing the transaction limit of Rs.1.2 lakh in the year before the renewal date. Moreover, this credit card also offers various benefits like reward points on eligible transactions, waiver on fuel surcharges, lounge access, etc. Read on to know more about the features, benefits, eligibility criteria, fees and charges of the YES Bank Anq Phi credit card.
The features and benefits of the YES Bank Anq Phi Credit Card are as listed below:
The eligibility criteria to apply for the YES Bank Anq Phi credit card are as listed below:
The documents required to apply for an YES Bank Anq Phi credit card are as listed below:
Note: The documents listed above are based on the standard requirements. The bank may request additional documents from you depending on your credit card application and internal policies.
The listed below are the fees and charges of the YES Bank Anq Phi credit card:
Category | Charges |
Joining Fee | Nil |
Annual Fee | Rs.499 + taxes(waived off on spending Rs.1,20,000 or above in the year before renewal) |
Rate of Interest on Revolving Credit | 3.99% per month (47.88% annually) |
Rental Transactions Charges | Re.1 or 1% of transaction (whichever is higher) for transactions up to Rs.1,000Rs.199 or 1% of transaction (whichever is higher) for transactions above Rs.1,000Note: The rental transactions are capped at 3 transactions per 30 days |
Wallet Transaction Charges | 1% of transaction value, subject to a minimum of Re.1 |

Yes, you get a waiver of 1% on fuel surcharge for transactions ranging between Rs.400 up to Rs.5000 with the YES Bank Anq Phi credit card.
Yes, the YES Bank Anq Phi credit card comes with contactless technology and does not require you to enter a PIN for transactions up to Rs. 5,000.
Yes, you can get a waiver on the annual fee of the YES Bank Anq Phi credit card if you spend Rs.1,20,000 or above in the year before the renewal
The YES Bank Anq Phi credit card is offered at a zero joining fee.
No, the existing YES Bank credit cardholders apply for the Anq Phi credit card.

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