SBM ZET Credit Card

The main features and benefits of the SBM ZET Credit Card are:

1. Seamless UPI Payments: Link your RuPay credit card to your UPI apps like Google Pay, PhonePe, Paytm, etc. Enjoy the convenience of scanning and paying with your credit card.
2. Lifetime Free: Enjoy the benefits of a credit card without the financial burden of an annual fee. The SBM ZET Credit Card has no joining fees, annual fees, or renewal charges.
3. Continued Interest on FD: Your fixed deposit that backs the credit card continues to earn up to 7% interest per annum. 
4. Guaranteed Approval and No Income Proof: Since this is a secured card backed by an FD, you don't need to provide any income proof and approval is 100% guaranteed. This makes it accessible to students, homemakers, and those with irregular incomes.
5. Build Your Credit Score: This card is designed to help you build a strong credit history. With responsible usage and timely payments, you can improve your CIBIL score to more than 750 in a short time. This can help in avoiding credit card and loan application rejections in the future.
6. Rewards: 5% cashback is provided on Amazon Pay and Flipkart if you spend Rs.10,000 and Rs.5,000 in a month, respectively. You can get up to 15% cashback via vouchers on Nykaa, Dominos, and more than 80 other top brands. You can save a total of Rs.30,000 from cashbacks and discounts if you spend Rs.3 lakh in a year. 2% cashback is provided on UPI transactions under ZET Plus (Rs.99 per month).
7. Application Process: The application process is simple, digital, and can be completed in 10 minutes. You can apply for the card on web platforms or by downloading the app.

SBM ZET Credit Card Rewards & Offers on Top Brands

You can get a total of Rs.30,000 in savings from attractive discounts and cashbacks (Rs.15,000 from top brands and Rs.14,909 from others). The savings are applicable if you spend Rs.3 lakh in a year. 

Here are all the cashbacks and discounts offered on various brands if you use the SBM ZET credit card: 

How to Apply for the SBM ZET Credit Card?

You will need to apply for the SBM ZET Credit Card on the ZET app and the process is simple and digital. The procedure to apply for the card is mentioned below: 

1. Click here to start the application process on the ZET app. 

1. Next, your mobile number must be entered. 

1. Enter the OTP that is sent to the mobile number. 

1. Next, enter the Permanent Account Number (PAN) and Aadhaar number to complete the verification process. 

1. Choose the FD amount. The minimum amount is Rs.2,000. Complete the payment by entering the bank details to create the FD. 

1. The application can be completed by entering your address, income, details of the nominee, etc. Next, the video KYC (vKYC) must be completed. 

1. Next, select ‘Activate Virtual Card’ and enter the OTP. 

The virtual card details will be provided instantly. You will receive the physical credit card within 7 days from the date of the application to the communication address. 

Eligibility Criteria

The eligibility criteria to apply for the SBM ZET Credit Card are as follows: 

1. Individuals between 18 and 65 years of age 

1. Monthly salary of up to Rs.60,000 

1. Salaried employees or self-employed individuals 

1. Urban and semi-urban residents  

Fees and Charges

The different fees and charges of the SBM ZET Credit Card are:

Who Should Get the SBM ZET Credit Card?

The SBM ZET Credit Card is ideal for:

1. Existing Credit Card Holders: Having a credit card that is backed by an FD improves the credit mix and can help in boosting the credit score.
2. Individuals with a Low Credit Score: If you have a low credit score and banks have rejected your credit card applications, you can avail this card easily by opening an FD account.
3. First Time Users: You can start building a credit score if you do not have a credit history.

Customer Care Contact Details

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