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    We found 1 SBI Corporate Utility Credit Card

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    SBI Corporate Utility Credit Card

    Fees & Charges

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    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The SBI Corporate Utility Credit Card is a blessing in disguise for all companies looking for simple and hassle free ways to pay their utility bills. Easy to use along with plenty of benefits, this card allows corporates to manage their spends and also their savings. Security and transparency is given utmost priority and customers can also benefit from a variety of other convenient and advantageous features. In short, this is a must-have card for all companies.

    Benefits of the SBI Corporate Utility Credit Card:

    Spend Analysis:

    Thanks to the facility of VISA Intellilink Spend Management, controlling the amount of spends and managing finances better is a lot easier.

    Smarter Expense Management:

    This facility allows companies to keep track of all the expenditures from service providers and thereby exercise greater control over all costs. Apart from this corporates can also negotiate improves rates with those that provide services such as landline, telecom and insurance among others.

    Faster Data Processing:

    SBI Corporate Utility Credit Cardholders can now monitor the everyday expenses and spends and cardholder transactions world over.

    Flexible Reporting:

    Corporates using the SBI Corporate Utility Credit Card have access to an interface and dashboard that is simple and easy to use along with 24/7 information availability and also immediate access to expense management.

    Spend Category Control (SCC):

    Except for those pertaining to Utility Merchants and providers, all other merchant category codes are blocked on the SBI Corporate Utility Card. Because of this, there is enhanced security which in turn reduces the risk of fraud and also provides more control.

    EMV Cards:

    Due to the fact that SBI Corporate Utility Credit Cards are EMV cards, better security is assured, providing protection against skimming and counterfeiting.

    24/7 Services:

    Relationship Managers and the dedicated service desk team provides assistance and provide support to any needs from the organisation at any given time.

    World-wide Acceptance:

    The SBI Corporate Utility Credit Card can be used anywhere within the country for all utility merchants and is an international utility card.

    E-statements:

    Corporates using the SBI Corporate Utility Credit Card can now receive their monthly statements via e-mail every month. The Corporate will receive two statements every month.

    Consolidated Payment Option:

    Corporates are allowed to make a single consolidated payment for all its employees in order to manage the Utility bills of the Corporate better. Apart from this Corporates will be required to pay twice prior to the due date mentioned in the two e-statements that are sent each month.

    Features of the SBI Corporate Utility Credit Card:

    SBI Corporate Utility Credit Card utilizes the Visa Bill Pay - Corporate facility which is an online solution enabled for all corporates to pay their monthly utility bills. It can be accessed by logging on to the official website anytime and anywhere so as to make payments. There are many benefits to the Visa Bill Pay - Corporate:

    • This platform provides complete flexibility and also an easy way to make payments.
    • There is a better control and also is a more convenient outlet.
    • The Visa Bill Pay - Corporate Facility is available online at all times.
    • Transparency is guaranteed along with compliance
    • Security is given utmost priority and making payments through the Visa Bill Pay - Corporate is completely safe and secure

    Documentation and Eligibility required for the SBI Corporate Utility Credit Card:

    Documentation Required:
    • PAN card
    • ID proofs such as:
      • Passport
      • Driving License
      • UID Aadhaar Number
      • Voter’s ID

    Fees and Charges for the SBI Corporate Utility Credit Card:

    Joining Fee Nil
    Annual Fee Nil
    Extended credit - Interest Free Period A period of 15 to 32 days and this is applicable only on retail related shopping, if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges (only for a consolidated statement) A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction.
    Total Amount Payable For consolidated statement it is the total outstanding amount due.
    Extended credit - Minimum Amount Due It is the total amount that is due
    Invalid Cheque or Cheque Bounce 2 % of the cheque amount or a minimum of Rs. 350 and Invalid Cheque a maximum of Rs. 500
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Foreign Currency Transaction Conversation markup : 3.5%
    Replacing the card Complementary
    Order of Payment The first is the total amount that is due and this includes settlement of GST. This is then followed by fees and other charges followed by interest charges, retail outstanding and finally cash advance.

    SBI Corporate Utility Credit Card FAQs:

    1. Is there a joining fee charged while procuring the SBI Corporate Utility Credit Card?

      No, there is no joining fee charged while procuring an SBI Corporate Utility Credit Card

    2. How many e-statements do corporates receive for the SBI Corporate Utility Credit Card?

      Corporates receive 2 e-statements for their SBI Corporate Utility Credit Card. These include -

      • Corporate Utility Card Consolidated Statement which is generated on the 2nd of each month. This statement includes all details related to all the card account for the corporate.
      • Corporate Utility Card Interim Statement is generated on the 13th of each month. This statement provides details of the debit transactions of all the card account for the corporate and this is for a period of 3rd to 13th of that particular month.
    3. Is there any fee charged on late payment?

      Yes, fee is charged based on the total amount that is due. Further details are given in the table below.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750
    4. Is there a fee charged on replacing the SBI Corporate Utility Credit Card during an emergency?

      No, there is no fee charged for an emergency card replacement and is complementary.

    5. Is there an annual fee charged on the SBI Corporate Utility Credit Card?

      No, there is no annual fee that is applicable on the SBI Corporate Utility Credit Card.

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  • SBI Corporate Utility Credit Card Reviews

    • SBI Cards Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I would like to say SBI credit card is the best one for me because they have provided me with the lot of option and benefits to the customer. Its an excellent credit card and they have provided the ccredit limit value ,which is also a good one for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      SBI is excellent on the credit card, there are EMI facilities which are very convenient as there are a lot of flexible options. The customer support is good and the credit limit is good on my card. My card is accepted all over online and offline.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Jun 24, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a SBI platinum card last month and I have made a purchase of a mobile phone. The service with SBI credit card is really good. The rate of interest is nominal with this card. I am happy about the credit limit. The customer service and the response with SBI is good. I am happy to use this S BI platinum credit card.
      Was this review helpful? 2
      , chennai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      SBI simply click card has got reward points scheme, online offers and I getting a better discounts on online purchases too. Also fuel surcharge waiver is applicable on this card but I have not used it though. I am very much happy with the credit limit which was offered on this card. The turn around time taken to pay my credit card bill was around 45 days. I can also make the payment through SBI online portal. Annual fee on this card is rs 500.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Be more proactive"
      0.5 4.0/5 "Great!"
      I hold a credit card of State bank of India and there are offers on the card but they also charge me very high . I do not get any waiver on the charges as well. The are no coupons for it too. The services also need improvement, they need to be more quick too when it comes to service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed chargeable credit card from State bank of India. The annual charges are 500 rupees. Also the credit limit offered by the bank is pretty good and satisfactory according to the requirement. I do receive reward points and cash back offers from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Convenient to Use"
      0.5 5.0/5 "Blown Away!"
      The annual charges for the SBI card is 500 rupees. I use this card for shopping and entertainment. The credit limit is not much satisfactory. I never faced any issues with the bank in terms of the credit card usage. The bank is prompt in providing reward points on my card.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      SBI has been very much responsive after I applied for a credit card. They were calling me on time and collected my details as well. The process is on and I am happy that they value a customer and are showing interest in the application. Overall it has been a nice experience with this bank.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good pocket money card"
      0.5 4.0/5 "Great!"
      I got SBI simply save credit card, they have provided only Rs.21,000 as credit limit. But it is fine for basic needs and at the time of my SBI credit card activation, I got 2000 reward points its good. SBI giving some cash back offers for online shopping.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for past one and a half years. The credit limit offered by the bank is satisfactory. SBI offered a life time free credit card which is very comfortable for the usage. I do have reward points and cash back offers on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I received life time free credit card from State bank of India. When it comes to credit limit, earlier I was not happy but nowadays I hold other bank credit card so I do not have any issues with the credit limit offered by SBI. I am quite happy with the services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      SBI is not offering anything and not easy to contact their staff for any queries. All service of SBI is complicated to use. They should improve on their service part and response part. SBI credit limit is good, they offered Rs. 60,000. I am using it for two years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card because their process is very smooth, also there is no specific hidden charges with them. I had been with them from the last five to six years of time. My payments are really on time, so I have not faced any troubles with them till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      State bank of India voluntarily offered credit card for me. I had received a call from SBI once and they inquired whether I have credit card with any other bank, post which they immediately offered the card based on my other bank card. The limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For almost 7 months I am using SBI platinum card. I get benefits like reward points, cash back offers and fuel surcharge waiver but I don't redeem it. I use this card to fill the fuel and to pay for the restaurant bills. I am happy about the credit limit. I am satisfied using this SBI Platinum credit card.
      Was this review helpful? 0
      , udaipur
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I do hold SBI platinum credit card. The annual fee is 3000 rupees. This card is very much useful for the usage and I am getting reward points and cash back offers as well. The customer service is good. If I face any issues, the bank is immediately sorting out.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card of State Bank of India and the services are good. They are doing well in the offers and the credit limit. The offers online at Ecommerce portals are the best as there are a lot of discounts to avail. The rewards are also useful.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have no account with this bank but still they have offered me the card., I got a credit card from them which is a life time free card. I have cash back offers on my card also they credit reward points often but I was not having any idea about it, it was long back right. The credit limit is satisfactory and enough according to my usage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been perfect in providing me with the offers on my credit card. The customer services are also good and they are responsive when I contact them over phone. There are cash back deals often and also discounts as well. I am happy using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
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