Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Corporate Utility Credit Card
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    SBI Corporate Utility Credit Card

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    SBI Corporate Utility Credit Card

    The SBI Corporate Utility Credit Card is a blessing in disguise for all companies looking for simple and hassle free ways to pay their utility bills. Easy to use along with plenty of benefits, this card allows corporates to manage their spends and also their savings. Security and transparency is given utmost priority and customers can also benefit from a variety of other convenient and advantageous features. In short, this is a must-have card for all companies.

    Benefits of the SBI Corporate Utility Credit Card:

    Spend Analysis:

    Thanks to the facility of VISA Intellilink Spend Management, controlling the amount of spends and managing finances better is a lot easier.

    Smarter Expense Management:

    This facility allows companies to keep track of all the expenditures from service providers and thereby exercise greater control over all costs. Apart from this corporates can also negotiate improves rates with those that provide services such as landline, telecom and insurance among others.

    Faster Data Processing:

    SBI Corporate Utility Credit Cardholders can now monitor the everyday expenses and spends and cardholder transactions world over.

    Flexible Reporting:

    Corporates using the SBI Corporate Utility Credit Card have access to an interface and dashboard that is simple and easy to use along with 24/7 information availability and also immediate access to expense management.

    Spend Category Control (SCC):

    Except for those pertaining to Utility Merchants and providers, all other merchant category codes are blocked on the SBI Corporate Utility Card. Because of this, there is enhanced security which in turn reduces the risk of fraud and also provides more control.

    EMV Cards:

    Due to the fact that SBI Corporate Utility Credit Cards are EMV cards, better security is assured, providing protection against skimming and counterfeiting.

    24/7 Services:

    Relationship Managers and the dedicated service desk team provides assistance and provide support to any needs from the organisation at any given time.

    World-wide Acceptance:

    The SBI Corporate Utility Credit Card can be used anywhere within the country for all utility merchants and is an international utility card.

    E-statements:

    Corporates using the SBI Corporate Utility Credit Card can now receive their monthly statements via e-mail every month. The Corporate will receive two statements every month.

    Consolidated Payment Option:

    Corporates are allowed to make a single consolidated payment for all its employees in order to manage the Utility bills of the Corporate better. Apart from this Corporates will be required to pay twice prior to the due date mentioned in the two e-statements that are sent each month.

    Features of the SBI Corporate Utility Credit Card:

    SBI Corporate Utility Credit Card utilizes the Visa Bill Pay - Corporate facility which is an online solution enabled for all corporates to pay their monthly utility bills. It can be accessed by logging on to the official website anytime and anywhere so as to make payments. There are many benefits to the Visa Bill Pay - Corporate:

    • This platform provides complete flexibility and also an easy way to make payments.
    • There is a better control and also is a more convenient outlet.
    • The Visa Bill Pay - Corporate Facility is available online at all times.
    • Transparency is guaranteed along with compliance
    • Security is given utmost priority and making payments through the Visa Bill Pay - Corporate is completely safe and secure

    Documentation and Eligibility required for the SBI Corporate Utility Credit Card:

    Documentation Required:
    • PAN card
    • ID proofs such as:
      • Passport
      • Driving License
      • UID Aadhaar Number
      • Voter’s ID

    Fees and Charges for the SBI Corporate Utility Credit Card:

    Joining Fee Nil
    Annual Fee Nil
    Extended credit - Interest Free Period A period of 15 to 32 days and this is applicable only on retail related shopping, if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges (only for a consolidated statement) A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction.
    Total Amount Payable For consolidated statement it is the total outstanding amount due.
    Extended credit - Minimum Amount Due It is the total amount that is due
    Invalid Cheque or Cheque Bounce 2 % of the cheque amount or a minimum of Rs. 350 and Invalid Cheque a maximum of Rs. 500
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Foreign Currency Transaction Conversation markup : 3.5%
    Replacing the card Complementary
    Order of Payment The first is the total amount that is due and this includes settlement of GST. This is then followed by fees and other charges followed by interest charges, retail outstanding and finally cash advance.

    SBI Corporate Utility Credit Card FAQs:

    1. Is there a joining fee charged while procuring the SBI Corporate Utility Credit Card?

      No, there is no joining fee charged while procuring an SBI Corporate Utility Credit Card

    2. How many e-statements do corporates receive for the SBI Corporate Utility Credit Card?

      Corporates receive 2 e-statements for their SBI Corporate Utility Credit Card. These include -

      • Corporate Utility Card Consolidated Statement which is generated on the 2nd of each month. This statement includes all details related to all the card account for the corporate.
      • Corporate Utility Card Interim Statement is generated on the 13th of each month. This statement provides details of the debit transactions of all the card account for the corporate and this is for a period of 3rd to 13th of that particular month.
    3. Is there any fee charged on late payment?

      Yes, fee is charged based on the total amount that is due. Further details are given in the table below.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750
    4. Is there a fee charged on replacing the SBI Corporate Utility Credit Card during an emergency?

      No, there is no fee charged for an emergency card replacement and is complementary.

    5. Is there an annual fee charged on the SBI Corporate Utility Credit Card?

      No, there is no annual fee that is applicable on the SBI Corporate Utility Credit Card.

    SBI Corporate Utility Credit Card Reviews

    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      My credit card application was approved with SBI cards and the experience was good. The process was very smooth and i received my credit card within 7-10 days. I have a credit limit of Rs 50000 which is less when compared to all other credit cards. There is no annual fee for this credit card. I get reward points on petrol and cash back on shopping. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      My experience with SBI cards was good, they provided very good credit card services. The process was very smooth and i received my credit card within 7-10 days. I am happy with the credit limit in this credit card and there is no annual fee in this card. Customer service was good and documents were collected door step. I get offers like reward points in this credit card and i use this credit card for shopping.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      It was a very good experience with SBI cards, the process was very smooth and i received my credit card within 10 days. Documents were collected door step and the customer service responded on time and followed up correctly. I am happy with the credit limit and an annual fee of Rs 499 has to be paid every year for this policy. I did not find any offers in this credit card. I use this card for shopping and bill payments.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      State bank has offered me a SBI TITANIUM credit card with the credit limit of Rs,30,000 and I would say it is an average card to use. The customer support is good with the state bank of India credit card department. I get good benefits by using the SBI titanium credit card. There is no annual fee to this card because it is an life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The SBI simply save credit card is used for shopping, purchases, fuel and for other usages. I am not satisfied with the credit limit with the SBI simply save credit card. It would be great id they can increase the credit limit in future, I pay the annual fee of Rs,499 to this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have taken a credit card with state bank of India.The limit on the card is 50,000 I have requested for one lakh however they've given 50,000.The card is not applicable for an annual fees.Net banking is convenient to use.card.The customer service is good,respond on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      It is easy ti use the SBI simply save credit card with the State bank of India. I got the credit card for past 2 months. I have got it within 10days of time. The annual fee of Rs,499 I need to pay to this card, I am satisfied with the credit limit because I got Rs,50,000 as limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      I had taken a credit card iwth State Bank of India.They had offered a limit of 61,000 i was not happy with the service given by the bank.I was paying 3000 as an annual fees to hold this card however they promised to compensate by giving a voucher for the same, i have not received the same as yet.I closed the credit card with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Need to be Transparent to the customer"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State Bank of India.The limit on the card is 61,000 i will be happy if they increase the limit in future.They had deducted annual fees of 500 and insurance charge 400 was not informed to me however same was charges in my account.Net banking is convenient to transact.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I got SBI simply save credit card within 3 to 4 days of time. The customer support is good with the State bank of India. They gave better response and they came to my place to collect the documents on time. The credit limit is average which has offered me.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Satisafctory"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI . I hold prime International card and the given credit limit was 41,000. Their customer service and responsiveness was up to the mark. My overall experience was not good so I would like to recommend to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      Experience is nice one with the State Bank of India credit card and the credit limit value is around 60000 Rupees, also the response is good one. I would like to say that the customer service is not yet experienced.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 3.5/5 "Pretty good"
      Customer service is very good one with the State Bank of India credit card, also it was pretty fast too. Response is fine one for me with the State Bank of India credit card and the credit limit value is descent one.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      It is not a user friendly card to use because I have the SBI IRCTC credit card, I have been using the IRCTC credit card for past 1 year. The customer support is average with the state bank of India. This card is average card to use because it has very low benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I used the IRCTC credit card with SBI at present my credit card got upgraded with the FBB SBI STYLEUP CREDIT CARD which is good to use when compared with the IRCTC credit card . I am not satisfied with the credit limit and I got disappointed with the limit which they have offered me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Best to use"
      0.5 5.0/5 "Blown Away!"
      The rate of interest was good with SBI. I am using SBI Simply Save credit card for past one month. The credit limit was 50K which was happy. The reward points and cash back offers are good. It is not a life time free credit card. They charge annual fee as 500 rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The SBI executives came to my place to collect the documents on time. I have got the credit card within 10days of time. The customer support is good with the State bank of India. I am satisfied with the credit limit. The rate of interest and the charges are average with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The customer support is not up to the mark with the State bank of India. They have disbursed the credit card within a week time. The executive came to my place and collected the documents on time,. I am satisfied with the SBI simply save credit card limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The Additional charges are very high with the SBI SIMPLYCLICK CREDIT CARD, I have got the credit card within a week time. The customer support is not up to the mark with the State bank, we cannot reach them easily. The rate of interest and the charges need to be reduced with the SBI SIMPLY CLICK CARD.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • SBI Cards Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have been banking with Ste Bank of India for last 20 years i have got a credit card with a limit of 4.50 lakhs.I don't have e to pay an annual fees to hold this card.There is no hidden charges in the account.The account is running smooth with the bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
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