RBL iGlobe Credit Card

The iGlobe credit card offered by the RBL Bank is designed specifically for Non-Resident Indians who travel frequently. This card offers a low markup fee of 1.5% on foreign transactions along with various other benefits like lounge access, concierge services, reward points, and milestone benefits.  

You can apply for the iGlobe Credit Card by visiting the nearest RBL Bank branch. To complete all the iGlobe Credit Card bill payments, you must set up an auto-debit facility from your RBL Bank NRE Savings Account via standing instructions. Read on to know more about the iGlobe credit card. 

Features and Benefits of RBL iGlobe Credit Card 

The features and benefits of the RBL iGlobe Credit Card are as listed below: 

  1. Welcome Benefits: Get a MakeMyTrip voucher worth Rs.3000 on completing one eligible transaction using your credit card within 30 days of issuance and paying your annual fee before the due date. Do note that you will receive the voucher via SMS and email. 
  1. Milestone Benefits: With this credit card, you get 10,000 bonus Reward Points on annual spends of Rs.5 lakh and an additional 10,000 points if your annual spends reach Rs.8 lakh in a year. Do note that milestone benefits will be credited within 45 days of completing the said milestone.  
  1. Lounge Benefits: This credit card also offers two complimentary domestic lounge access every quarter and six complimentary international lounge access every year. 
  1. Waiver on Fuel Surcharge: You get a waiver of 1% up to Rs.250 on fuel surcharge for transactions worth Rs.500 up to Rs.4000.   
  1. Concierge Services: Enjoy benefits such as assistance with hotel referrals and reservations, dining referrals and reservations, and information on spas, fitness centre, and sports centre. 
  1. Reward Benefits: With this credit card, you earn five reward points for every Rs.100 on domestic transactions and 10 reward points for every Rs.100 spent on international transactions. Do note that reward points will be credited to your account within 45 days of purchase transactions.  
  1. Low Forex Markup Fee: This credit card charges a low currency markup of 1.5% on foreign transactions.

Eligibility Criteria to Apply for RBL iGlobe Credit Card 

The eligibility criteria to apply for the RBL iGlobe credit card are as listed below: 

  1. The applicant should be a Non-Resident Indian (NRI). 

Note: The above-listed eligibility criteria are in general, and you may be required to fulfill additional eligibility criteria to get iGlobe credit card. 

Documents Required to Apply for RBL iGlobe Credit Card 

The documents required to apply for the RBL iGlobe credit card are as listed below: 

  1. Valid Identity Proof: Aadhaar card, PAN card, Passport, etc. 
  1. Valid Address Proof: Aadhaar card, PAN card, Passport, etc. 
  1. Valid Income Proof: Salary Slips (not more than three months old), Bank Statements, etc. 
  1. Documents proving NRI status. 
  1. Multiple copies of passport-sized photographs. 

Note: The documents listed above are general requirements. The bank may request additional documents based on its internal policies and specific case requirements. 

Fees and Charges for RBL iGlobe Credit Card 

The fees and charges for the RBL iGlobe credit card are as listed below: 

Category 

Charges 

Joining Fee 

Rs.3000 

Annual Fee 

Rs.3000 

Reward Redemption Fee 

Rs. 99 

Cash Advance Fee 

2.5% of the withdrawn amount, subject to a minimum of Rs.500 

Fuel Surcharge Waiver  

Waiver of 1% on fuel transactions ranging between Rs.400 to Rs.5,000 

Overlimit Fee 

NIL 

Late Payment Fee 

12.5% of the outstanding amount, subject to a minimum of Rs.5 up to Rs.1,300 

Foreign Currency Markup Fee 

1.5%  

FAQs on RBL iGlobe Credit Card

  • Does the RBL iGlobe credit card offer any insurance benefits?

    No, the RBL iGlobe credit card does not offer any insurance benefits. 

  • Can resident Indians apply for the RBL iGlobe credit card?

    No, the resident Indians cannot apply for the RBL iGlobe credit card. It is specifically designed for NRIs. 

  • Will I be charged any fee while redeeming rewards for this credit card?

    Yes, you will be charged a fee of Rs.99 when redeeming rewards for this credit card. 

  • Does this credit card offer any waiver on fuel surcharge?

    Yes, this credit card offers a waiver of 1% on fuel surcharges up to Rs.250 on transactions ranging between Rs.500 to Rs.4000. 

  • Does iGlobe credit card offer lounge benefits?

    Yes, iGlobe credit cards offer lounge benefits. With this credit card, you get two complimentary domestic lounge access every quarter and six complimentary international lounge access every year. 

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