PhonePe Utkarsh Small Finance Bank Wish Credit Card

1. Fast approval. 

1. Lifetime free credit card. 

1. Up to 3% cashback will be provided. 

1. You will need to open a FD of at least Rs.2,000 to apply for the credit card. 

1. Up to 90% of the amount available in the FD will be provided as the credit card limit. 

1. You can earn 6% p.a. as interest on the deposit. 

1. Your credit score can be built. 

1. If you spend Rs.15,000 in a month, 200 reward points will be provided.

PhonePe Utkarsh Small Finance Bank Wish Credit Card Reward Points

The various reward points that are provided are mentioned below: 

1. 1% Reward Points: Scan and pay transactions. 

1. 1% Reward Points: Shopping on certain eCommerce brands. 

1. 3% Reward Points: Bill payments and recharges done on the PhonePe app. 

1. Milestone Benefit: If you spend Rs.15,000 in a month, 200 reward points will be provided. 

1. Redemption: 1 Reward Point = Rs.1. 

How to Apply for the PhonePe Utkarsh Small Finance Bank Wish Credit Card?

The process that must be followed to apply for the Utkarsh Small Finance Bank Wish Credit Card is mentioned below: 

1. Open the PhonePe app. 

1. Fill out the application form. 

1. Create an FD. 

1. Complete the KYC procedure with the bank to apply for the credit card.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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