PhonePe HDFC Bank Ultimo Credit Card

Note: You will not earn any reward points for fuel transaction 

1. Fuel Surcharge Waiver: This credit card offers 1% waiver of 1% on fuel surcharges up to Rs.250 in one statement cycle for transactions worth between Rs.400 and Rs.5000. 

1. Complimentary Lounge Access: You get up to two complimentary airport lounge access every quarter on completing transactions worth Rs.75,000 in a quarter. Do note that for this category, cash advance transactions, EMI spends, and credit card fees or any other charges are excluded. 

1. Fee Waiver Benefit: You get a renewal fee waiver on completing spends worth Rs.2 lakh and above in the previous year.  

1. Free Credit Period: You get an interest free credit period of up to 50 days with an Ultimo credit card. 

1. Lost Card Liability: You also get zero lost card liability cover if you report the loss within 24 hours to HDFC customer care. 

1. Timely Payments: You can register your credit card with SmartPay to ensure that all your utility bills are paid on time. 

Documents Required to Apply for PhonePe HDFC Bank Ultimo Credit Card

The documents required to apply for the PhonPe HDFC Bank Ultimo credit card are as listed below: 

Proof of Identity:

1. Aadhaar Card 

1. Passport 

1. PAN Card 

1. Any other government-issued ID 

Proof of Address:

1. Aadhaar Card 

1. PAN Card 

1. Utility Bills or other valid address documents 

Proof of Income:

1. Salary Slips (last 3 months) 

1. Recent Bank Statements 

1. Form 16 

1. ITR 

Photographs:

1. Multiple copies of recently clicked passport-sized photographs 

Note: The documents mentioned above are standard requirements. You may be required to submit additional documents to get the credit card. 

Fees and Charges for PhonePe HDFC Bank Ultimo Credit Card

The fees and charges for the PhonePe HDFC Bank Ultimo credit card are as listed below: 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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