HDFC Bank Marriott Bonvoy Credit Card

The HDFC Bank Marriott Bonvoy Credit Card is a co-branded travel credit card that earns Marriott Bonvoy Points on everyday spends. It offers a Free Night Award, Silver Elite Status, airport lounge access and travel insurance cover for a joining and renewal fee of Rs.3,000 plus applicable taxes. It suits frequent Marriott guests, though its everyday travel benefits may trail dedicated travel cards. 

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1st Year Fee

₹3,000₹3,000
  • First year fee upto:

    ₹3,000

Card Fee Type

    Card Network

    Free Stays At Marriott Bonvoy Hotels

     100% Paperless Approval
    No hard copies of documents required for approval
    Apply Online for Marriott Bonvoy HDFC Bank Credit Card
    • Marriott Bonvoy HDFC Bank Credit Card

      1st year fee

      :  

      ₹ 3,000

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    This credit card may be a good option for those who splurge on luxury hotels multiple times a year, but its travel benefits may not be as good as some of the other popular travel cards available in the market. Keep reading to find out how you can save with this credit card and whether it's the right choice for you.

    Features and Benefits of Marriott Bonvoy Credit Card 

    The features and benefits offered by the Marriott Bonvoy Credit Card are as follows:

    Welcome Benefits:

    You avail yourself of the below mentioned benefits on joining for this credit card:

    • Complimentary Marriott Bonvoy Silver Elite Status
    • 1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points)
    • 10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program
    • These welcome benefits are credited on levy of the card fee for cardholders onboarded on or after 1 October 2026.
    • The card fee is charged on the 45th day after card issuance.

    Reward points:

    You can earn Marriott Bonvoy points through the Marriott Bonvoy Credit Card, which can then be used to book stays at Marriott properties, memorable experiences, travel services, and other goods and services. The following are some of the rewards offered through the Credit Card:

    • For every Rs.150 spent at hotels participating in Marriott Bonvoy, earn 8 Marriott Bonvoy points
    • For every Rs.150 spent on dining, travel & entertainment, earn 4 Marriott Bonvoy points
    • For every Rs.150 spent on all other purchases, earn 2 Marriott Bonvoy points
    • Grocery store spends earn 2 Marriott Bonvoy points for every Rs.150, up to monthly grocery spends of Rs.1.5 lakh. 
    • Marriott Bonvoy points are not earned on EMI payments, online gaming, fuel payments, wallet, gift card, prepaid card and voucher loading, cash advances, outstanding balance payments, fees and other charges, government-related transactions and rental transactions. 
    • Points earned in a billing cycle are transferred to the primary cardholder's Marriott Bonvoy account after the cycle ends and can take up to 12 weeks to appear. They do not expire as long as the account has earning or redemption activity at least once every 24 months. 
    • Anniversary Special Offer 2026: primary cardholders who enrol by 10 November 2026 can earn 15,000 Marriott Bonvoy points on eligible spends of Rs.1.5 lakh or 30,000 Marriott Bonvoy points on eligible spends of Rs.2.5 lakh between 1 October 2026 and 30 November 2026. If you enrol after 1 October 2026, only eligible spends from your enrolment date to 30 November 2026 count. 

    Milestone benefits:

    You will earn the below-mentioned benefits on reaching the spend based value:

    • On spends of Rs.6 lakh in a year, you will earn 1 free night award
    • On spends of Rs.9 lakh in a year, you will earn 1 free night award
    • On spends of Rs.15 lakh in a year, you will earn 1 free night award
    • Each Free Night Award is valid for 12 months and can be redeemed for a one-night stay, inclusive of room rate and applicable taxes, at hotels participating in Marriott Bonvoy with a redemption level of up to 15,000 Marriott Bonvoy points. 

    Lounge Access:

    • 12 complimentary lounge visits within India each year, covering both domestic and international terminals, plus 12 complimentary lounge visits outside India each year

    Golf Benefits: 

    • 2 complimentary golf lessons per quarter at select driving ranges in India, each lesson covering green fees, instructor's fees and range golf balls. Each lesson lasts a minimum of 30 minutes and includes 50 range golf balls.
    • 2 complimentary golf course accesses per quarter at select premium golf courses in India and internationally 
    • Golf Concierge Assistance is available from 9 a.m. to 9 p.m. every day. 

    Additional benefits:

    The other additional benefits that come with Marriott Bonvoy credit card are as follows:

    • On fraudulent credit card transactions, you get zero lost card liability
    • Complimentary insurance covers such as: Lost baggage ($250), lost travel documents ($250), Air accident cover (Rs.$12,500), emergency medical expenses ($18,750), Flight delay ($250), credit shield cover (Rs.1 lakh), and lost card liability (Rs.9 lakh)
    • Up to 50 days of interest-free credit from the date of purchase, along with the option to convert large transactions into SmartEMI after purchase 

    Eligibility Criteria for Marriott Bonvoy Credit Card

    The eligibility criteria to apply for Marriott Bonvoy credit card are as follows:

    • You must be aged 21 to 60 years if salaried, or 21 to 65 years if self-employed
    • You must have a strong credit history that indicates your capacity to manage your credit responsibly
    • You must demonstrate that you receive a regular source of income.
    • The minimum required income for salaried more than Rs.1 lakh net monthly income
    • The minimum required income for self-employed is Rs.15 lakh p.a.
    • You must be a resident of India

    Fees and Charges of Marriott Bonvoy Credit Card

    The fees and charges of Marriott Bonvoy credit card are as follows:

    Type of fee 

    Fee amount 

    Joining Fee 

    Rs.3,000 plus applicable taxes 

    Annual Fee 

    Rs.3,000 plus applicable taxes 

    Forex Markup Fee 

    3.5% 

    Finance Charges 

    3.75% p.m. | 45.0% p.a. 

    Late Payment Charges 

    Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300 

    Cash Advance Fee 

    2.5% of the amount withdrawn or Rs.500, whichever is higher 

    Renewal Fee 

    Rs.3,000 plus applicable taxes, charged in the first month of the anniversary year. No fee waiver is available on this card. 

    Note: The interest rates are effective from 1 August 2024.

    Documents Required for Marriott Bonvoy Credit Card

    The below mentioned documents are required to apply for Marriott Bonvoy Credit Card: 

    • Identity proof: Aadhaar card, PAN card, Passport, Voter’s ID, Driving Licence, passport-size photographs 
    • Address proof: Water bill, Electricity bill, or any other utility bill. Rental agreement, Passport, Aadhaar card and Voter ID are also accepted. 
    • Income proof: Latest salary slips (for salaried individuals), Income Tax Returns (for self-employed individuals), Form 16, bank statements 

    Application process: Apply for the HDFC Bank Marriott Bonvoy Credit Card in three steps. First, provide and validate your phone number and your date of birth or PAN. Second, fill in your details and submit the application. Third, complete your KYC and receive your card. In certain cases, you may need to upload documents and complete a video KYC. 

    Summary

    The HDFC Bank Marriott Bonvoy Credit Card is a co-branded travel card that earns Marriott Bonvoy Points and offers a Free Night Award, Silver Elite Status and milestone Free Night Awards. It also bundles airport lounge access, golf privileges and travel insurance cover. Frequent Marriott guests can compare and apply for the HDFC Bank Marriott Bonvoy Credit Card on BankBazaar.

    FAQs on HDFC Bank Marriott Bonvoy Credit Card

    1.What is the HDFC Bank Marriott Bonvoy Credit Card?

    The HDFC Bank Marriott Bonvoy Credit Card is a co-branded travel credit card that lets Marriott loyalists earn Marriott Bonvoy Points on everyday spending. It combines HDFC Bank's credit facility with the Marriott Bonvoy loyalty programme, so points can be redeemed for stays and experiences at participating Marriott properties.

    2.What welcome benefits does the HDFC Bank Marriott Bonvoy Credit Card offer?

    New cardholders of the HDFC Bank Marriott Bonvoy Credit Card receive complimentary Marriott Bonvoy Silver Elite Status along with a Free Night Award and Elite Night Credits. The conditions for receiving these welcome benefits are explained in the Welcome Benefits section above, so check them before you apply.

    3.How do I earn Marriott Bonvoy Points with the HDFC Bank Marriott Bonvoy Credit Card?

    The HDFC Bank Marriott Bonvoy Credit Card earns Marriott Bonvoy Points on hotel stays, on travel, dining and entertainment spends, and on other purchases, at the rates listed in the Reward Points section above. Points earned can be redeemed for stays and experiences at properties participating in Marriott Bonvoy.

    4.Which spends do not earn Marriott Bonvoy Points on the HDFC Bank Marriott Bonvoy Credit Card?

    Certain categories, such as EMI payments, fuel payments and cash advances, do not earn Marriott Bonvoy Points on the HDFC Bank Marriott Bonvoy Credit Card. The complete list of exclusions is given in the Reward Points section above.

    5.What are the milestone benefits of the HDFC Bank Marriott Bonvoy Credit Card?

    The HDFC Bank Marriott Bonvoy Credit Card rewards cardholders with a Free Night Award on reaching each of three annual spend milestones, as set out in the Milestone Benefits section above. Reaching a higher milestone earns an additional Free Night Award on top of the ones already achieved.

    6.Does the Free Night Award on the HDFC Bank Marriott Bonvoy Credit Card have a validity period?

    Yes, each Free Night Award earned with the HDFC Bank Marriott Bonvoy Credit Card is valid for a limited period and must be redeemed before it expires. The validity and the redemption level are explained in the Milestone Benefits section above.

    7.Does the HDFC Bank Marriott Bonvoy Credit Card provide airport lounge access?

    Yes, the HDFC Bank Marriott Bonvoy Credit Card offers complimentary airport lounge access within India and outside India, as described in the Lounge Access section above. The exact number of complimentary visits is revised periodically, so check the current terms before you travel.

    8.Does the HDFC Bank Marriott Bonvoy Credit Card include golf benefits?

    Yes, the HDFC Bank Marriott Bonvoy Credit Card offers complimentary golf lessons and golf course access at select venues in India and abroad. Full details of the golf privileges are listed in the Golf Benefits section above.

    9.What insurance benefits are included with the HDFC Bank Marriott Bonvoy Credit Card?

    The HDFC Bank Marriott Bonvoy Credit Card bundles complimentary insurance covers such as lost baggage, lost travel documents, flight delay, air accident, emergency medical expenses and credit shield cover. The exact cover amounts are listed in the Additional Benefits section above.

    10.Who is eligible for the HDFC Bank Marriott Bonvoy Credit Card?

    Eligibility for the HDFC Bank Marriott Bonvoy Credit Card depends on whether you are salaried or self-employed, and is assessed on your age, nationality and income. The exact eligibility criteria are listed in the Eligibility Criteria section above.

    11.What fees apply to the HDFC Bank Marriott Bonvoy Credit Card?

    The HDFC Bank Marriott Bonvoy Credit Card carries a joining fee, a renewal fee, and other charges such as a forex markup fee and late payment fees. The exact fee amounts are listed in the Fees and Charges section above and are revised periodically.

    12.Is there a fee waiver on the HDFC Bank Marriott Bonvoy Credit Card?

    As noted in the Fees and Charges section above, the renewal fee on the HDFC Bank Marriott Bonvoy Credit Card is not waived on spends. Check the fee table above for the current fee before you apply.

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