HDFC Bank Marriott Bonvoy Credit Card

Marriott Bonvoy Credit Card offered by HDFC bank, is India's first credit card in collaboration with a hotel. It is designed specifically for Marriott loyalists. The card offers Marriott Bonvoy Points which can be redeemed for free stays at Marriott properties in the Bonvoy Program and other travel services.

This credit card may be a good option for those who splurge on luxury hotels multiple times a year, but its travel benefits may not be as good as some of the other popular travel cards available in the market. Keep reading to find out how you can save with this credit card and whether it's the right choice for you.

Features and Benefits of Mariott Bonvoy Credit Card

The features and benefits offered by the Mariott Bonvoy Credit Card are as follows:

Welcome Benefits:

You avail yourself of the below mentioned benefits on joining for this credit card:

  1. Complimentary Mariott Bonvoy Silver Elite Status
  1. 1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points)
  1. 10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program

Reward points:

You can earn Marriott Bonvoy points through the Marriott Bonvoy Credit Card, which can then be used to book stays at Marriott properties, memorable experiences, travel services, and other goods and services. The following are some of the rewards offered through the Credit Card:

  1. For every rs.150 spent at hotels participating in Mariott Bonvoy, earn 8 Mariott Bonvoy points
  2. For every Rs.150 spent on dining, travel & entertainment, earn 8 Mariott Bonvoy points
  1. For every Rs.150 spent on all other purchases, earn 2 Mariott Bonvoy points

Milestone benefits:

You will earn the below-mentioned benefits on reaching the spend based value:

  1. On spends of Rs.6 lakh in a year, you will earn 1 free night award
  2. On spends of Rs.9 lakh in a year, you will earn 1 free night award
  1. On spends of Rs.15 lakh in a year, you will earn 1 free night award

Lounge Access:

  1. Up to 12 complimentary international lounge access 
  2. Up to 12 complimentary domestic lounge access

Additional benefits:

The other additional benefits that come with Mariott Bonvoy credit card are as follows:

  1. On fraudulent credit card transactions, you get zero lost card liability
  2. Exclusive 24/7 concierge services
  3. Complimentary insurance covers such as: Lost baggage ($250), lost travel documents ($250), Air accident cover (Rs.10 lakh), emergency medical expenses (Rs.15 lakh), Flight delay ($250), credit shield cover (rs.1 lakh), and lost card liability (Rs.1 lakh)

Eligibility Criteria for Mariott Bonvoy Credit Card

The eligibility criteria to apply for Mariott Bonvoy credit card is as follows:

  1. You must be aged 21 years to 65 years
  2. You must have a strong credit history that indicates your capacity to manage your credit responsibly
  1. You must demonstrate that you receive a regular source of income.
  2. The minimum required income for salaried is Rs.1 lakh
  3. The minimum required income for self-employed is Rs.15 lakh p.a.
  4. You must be a resident of India

Fees and Charges of Mariott Bonvoy Credit Card

The fees and charges of Mariott Bonvoy credit card are as follows:

Type of fee

Fee amount 

Joining Fee

Rs. 3,000

Annual Fee

Rs. 3,000

Forex Markup Fee

3.5%

Finance Charges

3.60% | 43.20%

Late Payment Charges

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

Documents Required for Mariott Bonvoy Credit Card

The below mentioned documents are required to apply for Mariott Bonvoy Credit Card:

  1. Identity proof: Aadhaar card, PAN card, Passport, Voter’s ID
  1. Address proof: Water bill, Electricity bill, or any other utility bill
  2. Income proof: Last three month’s salary slips, Job card issued by NREGA, bank statements

FAQs on HDFC Bank Marriott Bonvoy Credit Card

  • Is it safe to make transactions using Mariott Bonvoy credit card?

    Yes, it is safe to make transactions using Mariott Bonvoy credit card.

  • Does using Mariott Bonvoy HDFC bank credit card has any offer?

    Yes, on using Mariott Bonvoy credit card, the card holder gets 5% cashback on Smartbuy.

  • Within how many days my application for Mariott Bonvoy HDFC bank credit card will get approved?

    It would take around three to five working days for your application for Mariott Bonvoy HDFC bank credit card to get approved.

  • Will points earned on Mariott Bonvoy credit card expire?

    No, the points earned on Mariott Bonvoy credit card will not expire as long as the card remains active and some qualifying activity in the past 24 months.

  • Can the free night award earned on Mariott Bonvoy credit card be transferred to another guest?

    No, the free night award earned on Mariott Bonvoy credit card cannot be transferred to another guest.

  • How can I report if my Mariott Bonvoy credit card is stolen?

    You can call on HDFC Phone banking number 18002663310 to report the missing card and get it blocked immediately. You can also log on to HDFC net banking and block your card using ‘Hotlisting’ option.

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