Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Karur Vyasa SBI Gold Credit Card

    Karur Vysya Bank in partnership with State Bank of India (SBI) has launched the Karur Vysya SBI Gold Card. If your annual income is Rs.4 lakh and above, then you are eligible to apply for this credit card. The process to apply for this credit card is very simple.

    Highlights of Karur Vysya SBI Gold Card

    The highlights of Karur Vysya SBI Gold Card are given below:

    • On using the credit card to withdraw money for the first time, you earn a cashback of Rs.100.
    • You are eligible to earn 2000 bonus reward points.
    • On using the card to pay for fuel, you get a fuel surcharge of 1% on the total amount payable.

    Features and benefits of Karur Vysya SBI Gold Card

    The features and benefits of Karur Vysya SBI Gold Card are given below:

    • On spending Rs.2,000 and above within 60 days of the issuance of the card, you will earn 2,000 bonus reward points.
    • You earn a cashback of Rs.100 on making an ATM withdrawal within 30 days of the issuance of the credit card.
    • For every Rs.100 spent on dining, movies, grocery shopping, and purchasing of items from departmental stores, you will earn 10X reward points. You must note that 1 reward point is equal to Rs.0.25.
    • For every Rs.100 spent, you earn 1 reward point.
    • You can use the reward point to pay your credit card bills or redeem a wide range of gifts from the reward catalogue.
    • Avail a 1% fuel surcharge waiver on paying for fuel with transaction amount ranging between Rs.500 and Rs.3,000.

    Target Group

    You can apply for this credit card if you belong to any one of the target groups mentioned below:

    • If your annual income is Rs.4 lakh and above.
    • If you are an entry level consumer who is looking for value for money and convenience.
    • If you are new to the organised retail sector and is looking to develop your affinity for different brands.

    Charges and Fees

    Type of Charge Amount
    Annual Fee Rs.499
    Joining Fee Rs.499
    Annual Fee on spending Rs.1 lakh and above Nil. The annual fee is reversed if you spend Rs.1 lakh and above in a calendar year.

    How to apply for Karur Vysya SBI Gold Card


    You will have to follow the steps given below to apply for Karur Vysya SBI Gold Card online:

    • Visit the official website of Karur Vysya Bank.
    • Click on the ‘Personal’ tab on the menu section, where under the ‘Cards’ section you will find ‘Credit Card’.
    • Under ‘Credit Card’, click on ‘Gold’. You will be directed to the Karur Vysya SBI Gold Card page, where you will find the ‘Apply Now’ tab.
    • Click on ‘Apply Now’. A form will appear on your screen. It will be mandatory for you to provide your name, mobile number or landline number or both, email ID, city in which you reside, and your pin code.
    • Tick the box where you authorise the bank to contact you via phone or email to help you with the credit card enquiry made by you.
    • Click on ‘Submit’.
    • A representative from the bank will then get in touch with you and will help you with the application process.


    You can visit the nearest branch of Karur Vysya Bank or SBI along with all the relevant documents and request a bank representative to help you apply for the credit card. Once you have submitted all the documents along with the application form, the bank will verify them. If all the details mentioned are correct, the bank will approve your credit card application and you will receive your credit card in few days.

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