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  • Jammu and Kashmir Bank Credit Card Bill Payment

    Customers of Jammu & Kashmir Bank, one of India's most well-known banks, have access to a comprehensive choice of credit card payment options. The cardholders can make their bill payments both online and offline. There are several modes of payments such as net banking, cash, Electronic Clearing Service, cheque, etc.

    Jammu & Kashmir Bank Credit Card Bill Payment Online Modes

    The following are the different online payment modes for the Jammu & Kashmir Bank Credit Card Bill Payment:

    BillDesk/Online Payment

    • Step 1: Visit https://www.billdesk.com/web/
    • Step 2: Log in with your username and password
    • Step 3: Enter your credit card details
    • Step 4: Enter the bill amount
    • Step 5: Select the payee’s bank account
    • Step 6: Make the payment

    Paytm

    • Step 1: Visit the Jammu and Kashmir Bank Credit Card Bill Payment Page on Paytm
    • Step 2: Enter your credit card details
    • Step 3: Enter the amount that you want to pay
    • Step 4: Click on ‘Proceed’
    • Step 5: Choose your preferred mode of payment such as credit card, debit card, UPI, net banking, etc
    • Step 6: Process the payment

    Auto debit

    • Step 1: Log into your internet banking account
    • Step 2: Select the minimum due amount
    • Step 3: Choose the auto-debit date
    • Step 4: Enter the One Time Password (OTP) that you receive on your registered mobile number
    • Step 5: Submit the details

    Jammu & Kashmir Bank Net Banking

    • Step 1: Login to Jammu & Kashmir Bank internet banking
    • Step 2: Click on the internet payment gateway
    • Step 3: Enter the amount
    • Step 4: Confirm the transaction

    ECS

    • Step 1: Visit Jammu & Kashmir Bank website
    • Step 2: Download the ECS form
    • Step 3: Submit the duly filed ECS form to the branch
    • Step 4: The amount will get debited automatically from the next payment cycle

    National Electronic Funds Transfer (NEFT)

    • Step 1: Log in to your net banking account
    • Step 2: Select NEFT
    • Step 3: Add your Jammu & Kashmir Bank credit card as a beneficiary
    • Step 4: Enter certain details such as the name of the bank, Indian Financial System Code (IFSC), branch name, account number, transaction code, and type of account
    • Step 5: You can make the payment after adding the credit card as a beneficiary

    Jammu & Kashmir Bank Credit Card Bill Payment Offline Modes

    The following are the different offline credit card bill payment modes offered by Jammu & Kashmir Bank:

    Demand Draft/Cheque

    • Draft a demand draft or cheque in favour of your credit card number
    • Drop the demand draft or cheque at Jammu & Kashmir Bank’s drop box

    Cash Payment

    • Visit your nearest Jammu & Kashmir Bank branch
    • Fill all your details in the deposit slip
    • Enter your credit card number
    • Enter the amount that you wish to pay
    • Provide your mobile number
    • Sign the deposit slip and submit it to the cashier
    • Collect the payment receipt from the branch

    If you find any problem in making your credit card payment, you can call the J&K Bank credit card helpline number 1800 890 2122 or 91194 2481936 /2481953.

    FAQs on Jammu & Kashmir Bank Credit Card Bill Payment

    1. Does Jammu & Kashmir Bank charge any fee for the bill payment?

      No. Jammu & Kashmir Bank does not charge any fee for making credit card bill payments.

    2. Can I make the credit card bill payment on the last due date?

      Yes, you can make the credit card bill payment on the last due date. However, you have to pay the penalty charges if you fail to make the payment on the due date.

    3. How to make the payment if my bank account is not funded enough for the auto-debit?

      If your bank account is not funded enough for auto-debit, the bank will dishonour the payment and will charge a late fee. You have to make the bill payment on your own from any of the bill payment methods.

    4. How to reach the customer care of Jammu & Kashmir Bank?

      You can directly reach customer care by calling their toll-free number 1800 890 2122 or 91194 2481936 /2481953.

    5. What should I do if I enter the wrong credit card number while completing the transaction?

      If you entered the wrong credit card number by mistake, you can take the help of customer care to resolve the issue.

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